MIRA INFORM REPORT

 

 

Report Date :

15.05.2013

 

IDENTIFICATION DETAILS

 

Name :

PROGROW PRODUCTS (PTY)LTD

 

 

Formerly Known As :

GHT PRODUCTS

 

 

Registered Office :

Unit 2 Plankenpark, 5 Linton Street, Plankenberg, Stellenbosch Western Cape, 7600

 

 

Country :

South Africa

 

 

Date of Incorporation :

16.10.2008

 

 

Com. Reg. No.:

M2008/024445/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

The company is involved in the import and retail of cocopeat and coir fibres to nurseries, horticulturists, market gardeners and professional landscapers.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com  while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


Subject Name

PROGROW PRODUCTS PTY LTD

Country

South Africa

Subject Contact Person

GERHARD-Manager

Assessment

This is a new family owned business.

 

On investigation, contact was made with Gerhard, the manager at the company.

 

The company has been in operation for more than a year. No adverse information was revealed during the investigation.

 

A bank code could not be obtained as the banking details were not made available.

 

Please see the information obtained below.

 

 

Company summary

 

Registered Name

PROGROW PRODUCTS (PTY)LTD

Trading as/ Division Name

None

Previous Name

GHT PRODUCTS

Date of Name Change

Aug 23 2012 12:00AM

Registration Number

M2008/024445/07

Registration Date

2008/10/16

Date Commenced Trading

December 2011

Age of Business

1 Year 5 Months

History of Business

PROGROW PRODUCTS (PTY)LTD was registered in October 2008 and later underwent a name change from GHT PRODUCTS in August 2012 to the current name.

 

Operations only commenced in December 2011

History of Principals

There are currently two active directors

Shareholders/Members/Partners of subject and % holding

GERHARD VAN NIEKERK TONI-LEE VAN NIEKERKThe shareholding structure was not made available

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

The company is involved in the import and retail of cocopeat and coir fibres to nurseries, horticulturists, market gardeners and professional landscapers.

 

Products include starter,husk chip and growing mix, Planter and grow bags,Coconut husk chips etc.

Industry/ Customers

Agricultural and Environmental sector

Export

None

Import

Yes

Import Countries

India,Sri Lanka

Major Industry Code / SICC

31114

Definition of Code

Spinning, weaving and finishing of yarns & fabrics of vegetable fibres

Head Office Physical Address

UNIT 2 PLANKENPARK, 5 LINTON STREET, PLANKENBERG, STELLENBOSCH WESTERN CAPE, 7600

Head Office Postal Address

PO Box 74, Stellenbosch, 7599

Current Tel Number

021 8872183

Cell Number

072 730 4916

Current Fax Number

0865201111

Current Email Address

info@progrow.co.za   

Web Site Address

www.progrow.co.za

 

 

Auditors information

 

Company Registered Name

LSG INTEGRATED ACCOUNTING SERVICES CC

Trading Name

LSGINTEGRATED

Registration Number

B2003/074229/23

Physical Address

6 Kikuyu Road,Sunninghill,2157

Postal Address

P 0 BOX 457, RIVONIA, 2128

Contact Number

011 253 7400

Email

lsg@lsgintegrated.co.za

Principals

2

Judgements Against Subject

1

Judgements Against Principals

6

Subject Verified as Client

Yes

Practice Number

955361

VAT Number

Undisclosed

Tax Number

9191541177

BEE Status

Undisclosed

Financial Year End

February

No of years in Business

Unknown

Website

www.lsgintegrated.co.za

Previous Auditors Information - No Information on Record

 

Tax information

 

Vat Number

4340260811

Status

ACTIVE

Tax Number

9191541177

Financial Year End

February

Black Economic Empowerment

 

Status

No

Score

9.00

BEE Certificate Available

No

 

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

 

Company Structure

 

Subsidiaries

Subsidiary Company

There are no reported subsidiaries

Employees

Number of Employees

10

1. Salaried employees

10

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

Comment

All vehicles are privately owned

Cars

 

Leased

 

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

GROWTH POINT PROPERTIES

Lease Agreement

Long Term lease agreement(5 Years)

Type of Premises

Office and depot

Comment

 

Branch Information

Branches Names

Country

Province

Progrow -Gauteng Depot

South Africa

Gauteng

 

Branch Detail Information

Branches Owned/ Rented

Leased

Rental Company

Growth Point

Lease Agreement

Long term

Type of Premises

Office and a depot

Comment

Unit 39, Kya Sand North Park, Bernie Street, Kya Sand

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Chief Executive Officer

Gerhard van Niekerk

 

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

Key Deals - No Information on Record

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

GROWTHPOINT

0119446000

 

 

 

2

MTN

0837057171

 

 

 

3

ROHLIG GRINDROD

0219340337

 

 

 

4

Oryx Logistics (Pty) Ltd

0115160204

 

 

Telephone line not in working order

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

1 Year

R0.00

R0

30 days

 

30 days

The subject rents from GrowthPoint

2

 

 

 

 

 

 

Against company policy to provide references

3

 

 

 

 

 

 

No record of account

4

 

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

No Information on Record

Comment

No Information on Record

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

None

No Information on Record

No Information on Record

No Information on Record

Default Listings

 

Date

Details

Comment

 

None

No Information on Record

 

Notarial Bonds

Date

Details

Comment

 

None

No Information on Record

 

Bank Information - No Information on Record

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

63

 

Active Principals Principal - 1of 2 GERHARD VAN NIEKERK

Surname

VAN NIEKERK

First Name

GERHARD

Other Names

None

Marital Status

Married

ID Number

4309295047089

Verified ID Number

Yes

Current Age

70

Designation

RETIRED BUSINESSMAN

Status

Active

Appointment Date

2011/11/22

Physical Address (at time of Appointment)

3 ROWAN STREET, MOSTERTSDRIF, STELLENBOSCH, WESTERN CAPE, 7600

Postal Address

3 ROWAN STREET, MOSTERTSDRIF, STELLENBOSCH, WESTERN CAPE, 7600

Current Tel Number

0215092003

Cell number

0824618423

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for GERHARD VAN NIEKERK

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

OLD MUTUAL LIFE HOLDINGS (SOUTH AFRICA) LTD

M1998/012277/06

In Business

14 Years 11 Months

0

No

 

OLD MUTUAL LIFE ASSURANCE COMPANY (SOUTH AFRICA) LTD

M1999/004643/06

In Business

14 Years

2

No

 

FINFOCUS FINANCIAL PLANNERS (PTY) LTD

M2003/003226/07

In Business

10 Years 3 Months

0

No

 

PROGROW PRODUCTS (PTY) LTD

M2008/024445/07

In Business

4 Years 7 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                               18 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

OMIOPT LTD

1997/005936/06

In Business

16 Years 1 Months

0

No

 

TAAIBOSCHPAN LANDGOED CC

B1990/005237/23

In Business

23 Years 3 Months

0

No

 

ASHTREE

INVESTMENTS LTD

M1984/002604/06

Dissolved

29 Years 2 Months

0

No

 

FAIRBAIRN INVESTMENT HOLDINGS S A (PTY) LTD

M1986/000086/07

Dissolved

27 Years 4 Months

0

No

 

BOE INVESTMENT HOLDINGS LTD

M1987/003281/06

In Business

25 Years 10 Months

0

No

 

TRANSNET LTD

M1990/000900/06

In Business

23 Years 3 Months

12

No

 

OLD MUTUAL HEALTH INSURANCE LTD

M1990/001350/06

In Business

23 Years 2 Months

0

No

 

RODINA INVESTMENTS (PTY) LTD

M1993/001904/07

In Business

20 Years 1 Months

0

No

 

OLD MUTUAL FINANCE (PTY) LTD

M1993/002279/07

In Business

20 Years 1 Months

0

No

 

AID FOR AIDS MANAGEMENT (PTY) LTD

M1993/002281/07

In Business

20 Years 1 Months

0

No

 

OLD MUTUAL INVESTMENT GROUP (SOUTH AFRICA) (PTY) LTD

M1993/003023/07

In Business

19 Years 11 Months

0

No

 

THE INVESTMENT DEVELOPMENT UNIT (PTY) LTD

M1993/003765/07

Deregistration Final

19 Years 10 Months

0

No

 

PEOPLES MORTGAGE LTD

M1994/000929/06

In Business

19 Years 3 Months

0

No

 

OLD MUTUAL BERMUDA HOLDINGS (SA) (PTY)LTD

M1995/007618/07

Dissolved

17 Years 10 Months

0

No

 

IBL ASSET FINANCE AND SERVICES LTD

M1995/012641/06

In Business

17 Years 6 Months

1

No

 

OLD MUTUAL INVESTMENT SERVICES (PTY) LTD

M1996/000452/07

In Business

17 Years 4 Months

0

No

 

OLD MUTUAL PROPERTY (PTY)LTD

M1996/011259/07

In Business

16 Years 9 Months

0

No

 

OLD MUTUAL GROUP ACHIEVEMENTS LTD

M1997/001163/06

Dissolved

16 Years 4 Months

0

No

 

OLD MUTUAL TECHNOLOGY HOLDINGS (PTY)LTD

M1997/005949/07

In Business

16 Years 1 Months

0

No

 

LINX HOLDINGS (PTY) LTD

M1997/010060/07

In Business

15 Years 11 Months

0

No

 

OLD MUTUAL SPECIALISED FINANCE (PTY) LTD

M1998/013266/07

In Business

14 Years 10 Months

0

No

 

OLD MUTUAL FUND ADMINISTRATION SERVICES (PTY)LTD

M1999/004377/07

In Business

14 Years 2 Months

0

No

 

OLD MUTUAL CAPITAL HOLDING (PTY)LTD

M1999/011669/07

In Business

13 Years 11 Months

0

No

 

THE LIFE OFFICES ASSOCIATION OF SOUTH AFRICA

M1999/024277/08

Deregistration Final

13 Years 7 Months

0

No

 

ELTANZA INVESTMENTS (PTY) LTD

M2002/006701/07

In Business

11 Years 2 Months

0

No

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 AMELIA VAN NIEKERK

 

Surname

VAN NIEKERK

First Name

AMELIA

Other Names

None

Marital Status

Married

ID Number

5609300046086

Verified ID Number

Yes

Current Age

57

Designation

FINANCIAL ADVISOR

Status

Active

Appointment Date

2011/11/22

Physical Address (at time of Appointment)

4 BLENHEIM ROAD, DIE BOORD, STELLENBOSCH, WESTERN CAPE, SOUTH AFRICA, 7600

Postal Address

P O BOX 1492, STELLENBOSCH, WESTERN CAPE, SOUTH AFRICA, 7599

Current Tel Number

0218617000

Cell number

0828200332

Shareholding/Membership

0.0000

 


Principal's Adverse - No information on record

 

Business Information for AMELIA VAN NIEKERK

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

FINFOCUS FINANCIAL PLANNERS (PTY) LTD

M2003/003226/07

In Business

10 Years 3 Months

0

No

 

BRASHVILLE PROPERTIES 42 (PTY) LTD

M2006/022513/07

In Business

6 Years 10 Months

0

No

 

PROGROW PRODUCTS (PTY) LTD

M2008/024445/07

In Business

4 Years 7 Months

0

No

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.67

Euro

1

Rs.71.02

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.