MIRA INFORM REPORT

 

 

Report Date :

15.05.2013

 

IDENTIFICATION DETAILS

 

Name :

UNIPLAS INTERNATIONAL EST

 

 

Registered Office :

Al Buheira Tower Plaza, 20th Floor, Office No. PH02, Corniche Al Buheira Street, Al Majaz Area, P O Box 60392, Sharjah

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

29.12.2003

 

 

Com. Reg. No.:

47283, Sharjah

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Distributors of Plastics.

 

 

No. of Employees :

22

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

Source : CIA


SUMMARY

 

Company Name                         : UNIPLAS INTERNATIONAL EST

Country of Origin                                    : Sharjah, United Arab Emirates

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 29th December 2003

Commercial Registration Number            : 47283, Sharjah

Trade Licence Number                            : 525295

Chamber Membership Number                : 61441

Invested Capital                         : UAE Dh 500,000

Total Workforce                         : 22

Activities                                               : Distributors of plastics.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Samuel Shah, Finance Manager

 

 


COMPANY NAME

 

UNIPLAS INTERNATIONAL EST

 

 

ADDRESS

 

Registered & Physical Address

 

Building : Al Buheira Tower Plaza, 20th Floor, Office No. PH02

Street               : Corniche Al Buheira Street

Area                 : Al Majaz Area

 

PO Box             : 60392

 

Town                 : Sharjah

Country : United Arab Emirates

 

Telephone         : (971-6) 5730167

Facsimile          : (971-6) 5730168

Mobile               : (971-50) 6266186

Email                : info@uniplasinternational.com / uniplas@uniplasinternational.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Industrial Area of Sharjah.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

 

·         Nikhil Dhruva Bhai                                           Indian                         Proprietor

 

·         Chittal Mehta                                                      -                            General Manager

 

·         Samuel Shah                                                      -                            Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 29th December 2003

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 47283, Sharjah

 

Trade Licence No.       : 525295

 

Chamber Member No. : 61441

 

Invested Capital           : UAE Dh 500,000

 

Mr Nikhil Dhruva Bhai is the sole proprietor of the business. Mr Nikhil Dhruva Bhai is an Indian national who operates in Sharjah under the local sponsorship of Mr Faisal Khalifa Obaid Al Rashid.

 

 

AFFILIATED COMPANIES

 

·       Uniplas International FZE

Saif Zone

Sharjah

 

 

PERATIONS

 

Activities:                     Engaged in the import and distribution of plastics, including HDPE, LDPE, LLDPE, PP, PS, PVC, EPS,  GPPS, HIPS, ABS, SBR, NBR, EVA, TDI, DOP, PA, PET, resin bottle grade and extrusion and bag making machinery.

 

Import Countries:         Europe and the Far East.

 

International Suppliers:

 

·         Thai Plastic             Thailand

·         PTT Plastic             Thailand

 

Operating Trend:         Steady

 

Subject has a workforce of 22 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/11:              Year Ending 31/12/12:

 

Total Sales                    UAE Dh 1,101,250,074               UAE Dh 1,560,180,184

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Samuel Shah, Finance Manager

 

 

BANKERS

 

·       Standard Chartered Bank

Al Boorj Avenue

PO Box: 5

Sharjah

     Tel: (971-6) 5357788

     Fax: (971-6) 5543604

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              October 2007

Credit amount                                        150,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

Established in 2003, subject is owned and managed by Mr Nikhil Dhruva Bhai who is an Indian national operating in Sharjah under the local sponsorship of Mr. Faisal Khalifa Obaid Al Rashid.

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.67

Euro

1

Rs.71.02

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.