MIRA INFORM REPORT

 

 

Report Date :

15.05.2013

 

IDENTIFICATION DETAILS

 

Name :

WHEEL CASH AND CARRY CC

 

 

Registered Office :

80 Melbourne road, Durban,4001

 

 

Country :

South Africa

 

 

Date of Incorporation :

15.11.1989

 

 

Com. Reg. No.:

B1989/037085/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Wholesale trade in foodstuffs

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


 


Subject Name

WHEEL CASH & CARRY CC

Country

South Africa

Subject Contact Person

M VALJEE-MEMBER

Assessment

This is a well-established family business.

 

On investigation, contact was made with the member at the company, M VALJEE. The company has been in operation for more than 23 years.

 

All commitments are met timeously.

 

No adverse information was revealed during the investigation.

 

Financial estimates and banking details were not made available.

 

Please see the information obtained below.

 

 

Company summary

 

Registered Name

WHEEL CASH AND CARRY CC

Trading as/ Division Name

JUMBOS PREPACKERS

Previous Name

None

Date of Name Change

None

Registration Number

B1989/037085/23

Registration Date

1989/11/15

Date Commenced Trading

November 1989

Age of Business

23 Years 6 Months

History of Business

WHEEL CASH AND CARRY CC was registered in November 1989

History of Principals

There are currently three active members

Shareholders/Members/Partners of subject and % holding

JERUSHA VALJEE 10%DIPTESH VALJEE 45%MAMOONA VALJEE 45%

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

The company is involved in the import of dry food products such as rice, sugar beans and sugar .The products are repacked under house brand names such as Golden Penny Rice, Golden Star Rice, Golden Pearl Rice, Jumbo's Sugar, Jumbo's Yellow Maize and Jumbo's Sugar Beans

Industry/ Customers

Food retailers and supermarkets

Export

None

Export Countries

Brazil,China,Thailand

Import

Yes

Import Countries

India

Major Industry Code / SICC

61221

Definition of Code

Wholesale trade in foodstuffs

Head Office Physical Address

80 Melbourne road, Durban,4001

Head Office Postal Address

P O BOX 40417, REDHILL, 4071

Current Tel Number

031 304 5798

Cell Number

083 2781064/071 6885222/0824691973

Current Fax Number

031 304 3300

Current Email Address

evaljee@iafrica.com

Web Site Address

www.jumbosprepackers.co.za

Comments

Previous address:2 BEATRICE STREET, DURBAN, 4001

 

 

Auditors information

 

Company Registered Name

GARACH AND GARACH

Trading Name

None

Registration Number

None

Physical Address

80 Armstrong Avenue, La Lucia, Durban,4051

Postal Address

P.O. Box 800,Umhlanga,4320

Contact Person

KIRAN GARACH

Contact Number

031 5724000

Email

garach@garach.co.za

Principals

5

Judgements Against Subject

No information found on file

Judgements Against Principals

No information found on file

Subject Verified as Client

Yes

Practice Number

No information found on file

No of years in Business

Unknown

Previous Auditors Information - No Information on Record

 

Tax information

 

Vat Number

4450131562

Status

ACTIVE

Vat Liable Date

1992/04/01

Tax Number

9334084200

Financial Year End

February

Comment

TAX NUMBER 4450131562 is registered in the name of JUMBOS SUPERMARKET

 


Black Economic Empowerment

 

Status

Yes

Score

2.00

BEE Certificate Available

Yes

 

ISO Status

 

Type of ISO Grade

 

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

Comment

 

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

 

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

 

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

Comment

 

 


Offices

 

Offices

Offices

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Managing Member

MAMOONA VALJEE

 

 

2

Managing Member

DIPTESH VALJEE

 

 

3

Member

JERUSHA VALJEE

 

 

Key Deals - No Information on Record

 

trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

Tropic Plastic & Packaging Industry (Pty) Ltd

031 468 1534

 

 

 

3

Flex-O-Thene Plastics (Pty) Ltd

031 507 7061

 

 

 

2

Flexible Plastics and Packaging

031 304 1332

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

8 years

 

R 500000

30 days

R100000

30-40 days

Extensions not considered a problem,no credit limit

3

10 years

 

R 250000

30 days

R100000

30 days

Good account, the client enjoys a 2%

settlement discount. No credit limit

2

8 years

 

R 300000

30 days

R100000

30 days

No credit limit, good account

 

Adverse Information on Subject

 

Judgements

 

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

0

Comment

No Information on Record

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

Comment

 

No information found on file

No Information on Record

No Information on Record

No Information on Record

Default Listings

 

Date

Details

Comment

 

No information found on file

No Information on Record

Notarial Bonds

Date

Details

Comment

 

No information found on file

No Information on Record

 

 

Bank information

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

 

Deeds Information

Property Interests for Company WHEEL CASH & CARRY CC

 

Title Deed No.

T20050/2012

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

96 SYLVESTER NTULI NORTH BEACH DURBAN

Property Type

Freehold

Extent / Size

8701.0SQM

Purchase Date

2012/02/13

Purchase price

 

% Ownership

0.00

Bond Holder

NEDBANK LIMITED

Bond Number

B114452012

Bond Amount

 

 

Principals

 

Number of Principals

3

Average Age of Active Principals

46

 

Active Principals Principal - 1of 3 JERUSHA VALJEE

Surname

VALJEE

First Name

JERUSHA

Other Names

None

Marital Status

Single

ID Number

7608090039085

Verified ID Number

Yes

Current Age

37

Designation

Member

Status

Active

Appointment Date

2001/09/20

Physical Address (at time of Appointment)

476 PARK STATION ROAD, GREENWOOD PARK, 4051

Postal Address

476 PARK STATION ROAD, GREENWOOD PARK, 4051

Current Tel Number

0312098667

Cell number

0832781064

Shareholding/Membership

10.0000

Principal's Adverse - No information on record

Business Information forJERUSHA VALJEE

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

WHEEL CASH AND CARRY CC

B1989/037085/23

In Business

23 Years 6 Months

0

No

 

HIAAATH CASH AND CARRY CC

B1999/068541/23

In Business

13 Years 5 Months

0

No

 

 


 

Principal Previous Business Interests

 

Average Age of Previous Business                                   9 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

H MV PREPACKERS CC

B2002/063356/23

Deregistration Final

10 Years 9 Months

0

No

 

VALJEE PROPERTY CC

B2004/112291/23

In Business

8 Years 7 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

 

Principal - 2of 3 DIPTESH VALJEE

Surname

VALJEE

First Name

DIPTESH

Other Names

None

Marital Status

Married

ID Number

7308185063088

Verified ID Number

Yes

Current Age

40

Designation

Invalid Code

Status

Active

Appointment Date

1993/06/07

Physical Address (at time of Appointment)

476 PARK STATION ROAD, GREENWOODPARK, 4051

Postal Address

476 PARK STATION ROAD, GREENWOODPARK, 4051

Current Tel Number

0313045798

Cell number

0824691873

Shareholding/Membership

45.0000

 

Principal's Adverse - No information on record

 

Business Information for DIPTESH VALJEE

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

WHEEL CASH AND CARRY CC

B1989/037085/23

In Business

23 Years 6 Months

0

No

 

HIAAATH CASH AND CARRY CC

B1999/068541/23

In Business

13 Years 5 Months

0

No

 

VALJEE PROPERTY CC

B2004/112291/23

In Business

8 Years 7 Months

0

No

 


 

Principal Previous Business Interests

 

Average Age of Previous Business                                   10 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

H MV PREPACKERS CC

B2002/063356/23

Deregistration Final

10 Years 9 Months

0

No

 

 

Principals Deeds Information - No information on record

 

Principal - 3of 3 MAMOONA VALJEE

Surname

VALJEE

First Name

MAMOONA

Other Names

None

Marital Status

Widowed

ID Number

5005150106080

Verified ID Number

Yes

Current Age

63

Designation

Invalid Code

Status

Active

Appointment Date

1989/11/15

Physical Address (at time of Appointment)

476 PARK STATION ROAD, GREENWOODPARK, 4051

Postal Address

476 PARK STATION ROAD, GREENWOODPARK, 4051

Current Tel Number

0313093577

Shareholding/Membership

45.0000

 

Principal's Adverse - No information on record

 

Business Information for MAMOONA VALJEE

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

WHEEL CASH AND CARRY CC

B1989/037085/23

In Business

23 Years 6 Months

0

No

 

HIAAATH CASH AND CARRY CC

B1999/068541/23

In Business

13 Years 5 Months

0

No

 

 


 

Principal Previous Business Interests

 

Average Age of Previous Business                                   10 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

H MV PREPACKERS CC

B2002/063356/23

Deregistration Final

10 Years 9 Months

0

No

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.67

Euro

1

Rs.71.02

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.