MIRA INFORM REPORT

           

 

 

Report Date :

16.05.2013

 

IDENTIFICATION DETAILS

 

Name :

C.V. MENTARI TIMUR SEJAHTERA

 

 

Registered Office :

Komplek Ruko Royal Sunter Block B-25, Jalan Danau Sunter Selatan, Jakarta Utara, 14350

 

 

Country :

Indonesia

 

 

Year of Establishment :

1998

 

 

Com. Reg. No.:

Not Available

 

 

Legal Form :

C.V. Commanditaire Vennootschap or partnership with sleeping partner

 

 

Line of Business :

Trading, Import and Distribution of Agricultural Commodities Products

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


 

BASIC SEARCH

 

Name of Company

C.V. MENTARI TIMUR SEJAHTERA

 

Address

Head Office

Komplek Ruko Royal Sunter Block B-25

Jalan Danau Sunter Selatan

Jakarta Utara, 14350

Indonesia

Phones             - (62-21) 6583 3810, 6583 3820 

Fax                   - (62-21) 6583 3812

E-mail               - mts_jkt@yahoo.com

Building Area    - 2 storey

Office Space    - 120 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation

1998

 

Legal Form

C.V. Commanditaire Vennootschap or partnership with sleeping partner

 

Company Reg. No.

Not Required

 

Company Status

Private National Company

 

Permit by the Government Department

The Department of Finance

Not Available

 

Related Company

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure

Owned Capital                                 : Rp. 300 million

 

Owners

a. Mr. Prayoga Trijono (Active Partner)

b. Mrs. Mifta Hujanna (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business

Trading, Import and Distribution of Agricultural Commodities Products

 

Production Capacity

None

 

Total Investment

None

 

Started Operation

1998’s

 

Brand Name

Mentari Timur Sejahtera

 

Technical Assistance

None

 

Number of Employee

12 persons

 

Marketing Area

Local       - 100%

 

Main Customer

Traditional Markets

 

Market Situation

Very Competitive

 

Main Competitors

a. P.T. AGROMIS PRIMA

b. P.T. ALAM INDO RAMA

c. P.T. DAKAI IMPEX

d. C.V. PUTRA NUSA

 

Business Trend

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers

a.   P.T. Bank SBI INDONESIA

      Jalan Griya Utama Sunter

      Ruko Nusa Plaza Indah Block A No. 78

      Sunter Agung, Jakarta Utara

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk  

      Jalan Danau Agung II Block E No. 8

      Sunter Agung, Jakarta Utara

      Indonesia

 

Auditor

Internal Auditor

 

Litigation

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp.   8.6 billion

2011 – Rp.   9.2 billion

2012 – Rp. 10.7 billion

 

Net Profit (estimated) :

2010 – Rp. 0.5 billion

2011 – Rp. 0.6 billion

2012 – Rp. 0.7 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management

Director                                          - Mr. Prayoga Trijono

Vice Director                                   - Mrs. Mifta Hujanna

 

Board of Commissioners

None

 

Signatories

Director (Mr. Prayoga Trijono) is only the authorized person to sign the loan on behalf of the company.

 


 

CAPABILITIES

 

Management Capability

Satisfactory

 

Business Morality

Satisfactory

 

Credit Risk

Average

 

Credit Recommendation

Credit should be proceeded with monitor

 

Proposed Credit Limit

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

The correct name of the Subject is C.V. MENTARI TIMUR SEJAHTERA not C.V. MENTARI TIMUR SHJAHTERA as stated in your order ref. no. 221130 dated 8 May 2013.

 

C.V. MENTARI TIMUR SEJAHTERA (C.V. MTS) was incorporated in Jakarta in 1998’s with the legal status of C.V. (Commanditaire Vennootschap) or partnership with sleeping partner. The company was founded by Mr. Prayoga Trijono as active partner and Mrs. Mifta Hujanna as silent partner. As in common in cases of companies with C.V. status, there is no mention in the company’s notarial act of its capital structure. But going by the company’s conditions, we estimate its capital at some Rp. 300 million.

 

C.V. MTS is a private national company which has been operating since 1998’s engaged in the field of trading, importer and distribution of agriculture commodities products. The agriculture products including are green bean, ground nuts, garlic, red onion, yellow onion, frozen garlic as well as dragon fruits. According information from vice director Mrs. Mifta Hujanna went on to say the company imports of green bean and dragon fruits from Vietnam; red onion & yellow onion from USA; ground nuts, garlic, from India and China. Besides, the company is also imports of orange from China. Then the whole agriculture products and fruits marketed locally throughout traditional market, wholesale and shops in Jakarta, Tangerang, Bekasi, Cikarang, Banten province and surroundings. We observed that the company’s operation has been growing slowly in the last three years.

 

We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country.

 

Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider C.V. MTS to be in a quite favorable position for having already got holds of a steady customer in the country.

 

Until this time C.V. MTS has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of C.V. MTS is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 8.6 billion rose to Rp. 9.2 billion in 2011 increased to Rp. 10.7 billion in 2012 and projected to go on rising by at least 4% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 0.7 billion and the company has an estimated total net worth of at least Rp. 1.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of C.V. MTS is led by Mr. Prayoga Trijono (49) a businessman and professional manager with experience in trading, import and distribution of agriculture commodities products and fresh fruits. However, daily activity the company’s operation is run by Mrs. Mifta Hujanna (39) as Vice Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. C.V. MENTARI TIMUR SEJAHTERA is sufficiently fairly good for business transaction.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.78

UK Pound

1

Rs.83.38

Euro

1

Rs.70.72

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.