MIRA INFORM REPORT

 

 

Report Date :

17.05.2013

 

IDENTIFICATION DETAILS

 

Name :

COMEX AS 

 

 

Registered Office :

Olav Ingstads Vei 5, RUD 1351

 

 

Country :

Norway

 

 

Financials (as on) :

2011

 

 

Date of Incorporation :

13.03.2003

 

 

Com. Reg. No.:

985463913

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Wholesaler of machinery and equipment for trade

 

 

No. of Employees :

01

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Norway

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

norway ECONOMIC OVERVIEW

 

The Norwegian economy is a prosperous mixed economy, with a vibrant private sector, a large state sector, and an extensive social safety net. The government controls key areas, such as the vital petroleum sector, through extensive regulation and large-scale state-majority-owned enterprises. The country is richly endowed with natural resources - petroleum, hydropower, fish, forests, and minerals - and is highly dependent on the petroleum sector, which accounts for the largest portion of export revenue and about 20% of government revenue. Norway is the world's third-largest natural gas exporter; and seventh largest oil exporter, making one of its largest offshore oil finds in 2011. Norway opted to stay out of the EU during a referendum in November 1994; nonetheless, as a member of the European Economic Area, it contributes sizably to the EU budget. In anticipation of eventual declines in oil and gas production, Norway saves state revenue from the petroleum sector in the world's second largest sovereign wealth fund, valued at over $700 billion in January 2013 and uses the fund's return to help finance public expenses. After solid GDP growth in 2004-07, the economy slowed in 2008, and contracted in 2009, before returning to positive growth in 2010-12, however, the government budget is set to remain in surplus.

 

Source : CIA

 

 


REGISTERED NAME & COMPANY SUMMARY

 

Company Name

COMEX AS

Company Number

985463913

 

Company name

COMEX AS

Company number

985463913

Address

Olav Ingstads vei 5

 

 

City

RUD 1351

Legal form

Limited company

Website address

www.comex-group.com

E-mail address

jacek.kolacz@comex-group.com  

Telephone Number

-

Fax Number

92573665

Registration date

13/03/2003

Status

Active

Previous Name

-

Share capital

147,980

Name change date

-

Currency

-

 

 

Number of employees

1

 

Postal Address

Address

City

Postal Code

Postboks 53

RUD

1309

 

DIRECTORS/MANAGEMENT

 

Current Directors

Name

Address

Function

Kolacz, Jacek

Sleiverudåsen 94 BÆRUMS VERK 1354

General manager/CEO

Foss, Jan Erik

Stokkanhaugen 104 TRONDHEIM 7048

Chairman of the board

Solberg, Lars Steffen

Hasselbakkvegen 15 B RANHEIM 7053

Board member(s)

Sandvik, Knut Lyng

Søbstadvegen 27 B HEIMDAL 7088

Board member(s)

 

Other Company Officials

Name

Address

Function

IHS REVISJON & REGNSKAP INGE STIKHOLMEN

Munins vei 1 RYKKINN 1348

Accountant

 

SHARE & SHARE CAPITAL INFORMATION

 

Shareholders

Shareholder Name

Number of Shares

Percentage Share

LEIV EIRIKSSON NYSKAPING AS

47,980

32.4

SPINOUT VENTURE II AS

38,000

25.7

SÃ…KORNINVEST MIDT-NORGE AS

32,000

21.6

JACEK KOLACZ

30,000

20.3

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Ultimate Holding Company

Company Name

 

Company Number

 

COMEX AS

 

985463913

 

 

FINANCIAL INFORMATION

 

Key Financials

Year to Date

Sales Revenue

Profit Before Tax

Total Equity

2011

11,352,000

-111,000

6,701,000

2010

11,789,000

787,000

6,520,000

2009

19,445,000

1,877,000

5,781,000

2008

15,066,000

333,000

4,228,000

2007

8,503,000

540,000

3,763,000

 

Profit & Loss Account

Financial Year

2011

 

2010

 

2009

 

2008

 

2007

Currency

NOK

 

NOK

 

NOK

 

NOK

 

NOK

Consolidated Accounts

No

 

No

 

No

 

No

 

No

Sales Revenue

11,352,000

-3.7 %

11,789,000

-39.4 %

19,445,000

29.1 %

15,066,000

77.2 %

8,503,000

Other operating income

0

-

0

-

0

-

0

-

0

Total Operating Income

11,352,000

-3.7 %

11,789,000

-39.4 %

19,445,000

29.1 %

15,066,000

77.2 %

8,503,000

Total Operating Expenses

11,395,000

5.0 %

10,855,000

-36.8 %

17,172,000

14.7 %

14,971,000

87.2 %

7,998,000

Operating Profit

-43,000

-104.6 %

934,000

-58.9 %

2,273,000

2,292.6 %

95,000

-81.2 %

505,000

Wages & Salaries

1,272,000

-23.6 %

1,665,000

13.4 %

1,468,000

24.0 %

1,184,000

10.2 %

1,074,000

Depreciation

12,000

1,100.0 %

1,000

-99.3 %

142,000

-7.2 %

153,000

0.0 %

153,000

Financial Income

102,000

-69.2 %

331,000

44.5 %

229,000

-27.5 %

316,000

201.0 %

105,000

Financial Expenses

170,000

-64.4 %

478,000

-23.5 %

625,000

701.3 %

78,000

11.4 %

70,000

Profit Before Tax

-111,000

-114.1 %

787,000

-58.1 %

1,877,000

463.7 %

333,000

-38.3 %

540,000

Tax

292,000

721.3 %

-47,000

85.5 %

-324,000

-347.3 %

131,000

2,283.3 %

-6,000

Profit After Tax

181,000

-75.5 %

740,000

-52.4 %

1,553,000

234.7 %

464,000

-13.1 %

534,000

Extraordinary Result

0

-

0

-

0

-

0

-

0

Dividends

-

-

-

-

-

-

-

-

-

Net Result after Dividends

181,000

-75.5 %

740,000

-52.4 %

1,553,000

234.7 %

464,000

-13.1 %

534,000

 

Balance Sheet

Financial Year

2011

 

2010

 

2009

 

2008

 

2007

Currency

NOK

 

NOK

 

NOK

 

NOK

 

NOK

Consolidated Accounts

No

 

No

 

No

 

No

 

No

Land & Buildings

0

-

0

-

0

-

0

-

0

Plant & Machinery

0

-

0

-

0

-

0

-

0

Other Tangible Assets

24,000

-33.3 %

36,000

-

0

-

0

-

0

Total Tangible Assets

24,000

-33.3 %

36,000

-

0

-

0

-

0

Intangible Assets

290,000

-

0

-

0

-100.0 %

260,000

-11.6 %

294,000

Other Fixed Assets

107,000

0.0 %

107,000

0.0 %

107,000

-0.9 %

108,000

0.0 %

108,000

TOTAL FIXED ASSETS

421,000

194.4 %

143,000

33.6 %

107,000

-70.9 %

368,000

-8.5 %

402,000

Inventories

10,000

0.0 %

10,000

-99.7 %

3,046,000

5,992.0 %

50,000

-88.3 %

429,000

Trade Receivables

3,215,000

186.3 %

1,123,000

-65.7 %

3,274,000

177.7 %

1,179,000

101.2 %

586,000

Other Receivables

1,048,000

-37.2 %

1,670,000

68.7 %

990,000

19.9 %

826,000

23.8 %

667,000

Cash & Bank Deposits

2,753,000

-50.4 %

5,551,000

32.9 %

4,176,000

-1.6 %

4,244,000

53.4 %

2,767,000

Other Current Assets

0

-

0

-

0

-

0

-

0

TOTAL CURRENT ASSETS

7,026,000

-15.9 %

8,354,000

-27.3 %

11,486,000

82.3 %

6,299,000

41.6 %

4,449,000

TOTAL ASSETS

7,447,000

-12.4 %

8,497,000

-26.7 %

11,593,000

73.9 %

6,666,000

37.4 %

4,851,000

Trade Creditors

370,000

7.6 %

344,000

-62.0 %

906,000

337.7 %

207,000

-70.1 %

692,000

Short Term Liabilities to Financial Institutions

0

-

0

-

0

-

0

-

0

Short Term Liabilities to Group

0

-

0

-

0

-

0

-

0

Other Short Term Loans

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

375,000

-77.0 %

1,630,000

-66.8 %

4,906,000

119.9 %

2,231,000

482.5 %

383,000

TOTAL CURRENT LIABILITIES

745,000

-62.3 %

1,974,000

-66.0 %

5,812,000

138.4 %

2,438,000

126.8 %

1,075,000

Long Term Liabilities to Financial Institutions

0

-

0

-

0

-

0

-

0

Other Long Term Loans

0

-

0

-

0

-

0

-

0

Long Term Pension Commitments

0

-

0

-

0

-

0

-

0

Other Long Term Liabilities

0

-100.0 %

3,000

-

0

-

0

-100.0 %

12,000

TOTAL LONG TERM LIABILITIES

0

-100.0 %

3,000

-

0

-

0

-100.0 %

12,000

TOTAL LIABILITIES

745,000

-62.3 %

1,977,000

-66.0 %

5,812,000

138.4 %

2,438,000

124.3 %

1,087,000

Share Capital

148,000

0.0 %

148,000

0.0 %

148,000

0.0 %

148,000

0.0 %

148,000

Share Premium Reserve

1,020,000

0.0 %

1,020,000

0.0 %

1,020,000

0.0 %

1,020,000

0.0 %

1,020,000

Revaluation Fund

0

-

0

-

0

-

0

-

0

Total Retained Earnings

5,534,000

3.4 %

5,353,000

16.0 %

4,613,000

50.8 %

3,060,000

17.9 %

2,596,000

Other Reserves

-1,000

0.0 %

-1,000

-

0

-

0

100.0 %

-1,000

TOTAL EQUITY

6,701,000

2.8 %

6,520,000

12.8 %

5,781,000

36.7 %

4,228,000

12.4 %

3,763,000

 

 

Other Financials

Financial Year

2011

 

2010

 

2009

 

2008

 

2007

Total Exports

-

-

-

-

-

-

-

-

-

Working Capital

6,281,000

-1.6 %

6,380,000

12.4 %

5,674,000

47.0 %

3,861,000

14.4 %

3,374,000

Net Worth

6,411,000

-1.7 %

6,520,000

12.8 %

5,781,000

45.7 %

3,968,000

14.4 %

3,469,000

Capital Employed

6,701,000

2.7 %

6,523,000

12.8 %

5,781,000

36.7 %

4,228,000

12.0 %

3,775,000

 

Ratios

Financial Year

2011

2010

2009

2008

2007

Pre-Tax Profit Margin

-0.98

6.68

9.65

2.21

6.35

Return on Capital Employed

-1.66

12.07

32.47

7.88

14.30

Return on Total Assets Employed

-1.49

9.26

16.19

5.00

11.13

Return on Net Assets Employed

-1.66

12.07

32.47

7.88

14.35

Sales/Net Working Capital

1.81

1.85

3.43

3.90

2.52

Stock Turnover Ratio

0.09

0.08

15.66

0.33

5.05

Debtor Days

103.37

34.77

61.46

28.56

25.15

Creditor Days

11.90

10.65

17.01

5.01

29.70

Current Ratio

9.43

4.23

1.98

2.58

4.14

Liquidity Ratio/Acid Test

9.42

4.23

1.45

2.56

3.74

Current Debt Ratio

0.11

0.30

1.01

0.58

0.29

Solvency Ratio

89.98

76.73

49.87

63.43

77.57

Equity in Percentage

95.05

77.71

50.33

67.12

84.58

Total Debt Ratio

0.11

0.30

1.01

0.58

0.29

 

ADDITIONAL INFORMATION

 

Industry

Main Industry Code & Description

Wholesale of machinery and equipment for trade

Secondary Industry Code & Description

-

Other Industry Code & Description

-


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.77

UK Pound

1

Rs.83.31

Euro

1

Rs.70.46

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.