MIRA INFORM REPORT

 

 

Report Date :

17.05.2013

 

IDENTIFICATION DETAILS

 

Name :

DSM NUTRITIONAL PRODUCTS AG

 

 

Registered Office :

Wurmisweg 576 4303 Kaiseraugst/AG    

 

 

Country :

Switzerland

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1933

 

 

Com. Reg. No.:

270.3.012.805-7 / 611303

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

Manufacture and distribution of vitamins, carotenoids and other fine chemicals to the feed, food, pharmaceutical and personal care industries.

 

 

No. of Employees :

1'000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

SWITZERLAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy recovered in 2010 with 3.0% growth. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell to 1.9% in 2011 and 0.8% in 2012. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

Source : CIA

 


Company name and address

 

DSM NUTRITIONAL PRODUCTS AG

 

Operating address:

Wurmisweg 576                         Branch Werk Sisseln:

4303 Kaiseraugst/AG                 Hauptstrasse 4

Switzerland/CH                          4334 Sisseln/AG

Switzerland/CH

 

Telephone:        061 8158888      062 8662111

Fax:                  061 8158880      062 8662510

 

Web site:          http://www.dsm.com

E-mail:              info.dnp@dsm.com

 

VAT-No.:           CHE102267951

 

 

Profile

 

Established:                  1933

Line of Business:          Chemicals

Industry Division:          Manufacturing

Industry-code (NACE):   2053     Manufacture of essential oils

                                    2059     Manufacture of other chemical products n.e.c.

Import/Export:               Import, Export

Quality certification:       ISO 9001:2000 (since 1991)

                                    ISO 14001:1996 (since 2004)

Banks:                          unknown

 

 

Operational Figures

 

Coverage:         Company

Figures:            estimated

Employees:      1'000

Sales:               CHF 400-600 Mio

Branches:         4

 

 

Activity

 

The business activities includes the manufacture and distribution of vitamins, carotenoids and other fine chemicals to the feed, food, pharmaceutical and personal care industries.

 

 

Real Estate

 

Real Estate:                  The company owns buildings.

 

 

Company Register

 

Company No:               270.3.012.805-7 / 611303

Legal form:                   Company limited by shares

Registration:                 01.05.2001

Legal status:                 active

Responsible Register:   Handelsregister des Kantons Aargau (since 22.12.2003)

History:                        Date of Statutes: 16.12.2003

                                    Date of Statutes: 20.09.2001

                                    Date of Statutes: 11.06.2001

                                    Date of Incorporation Statutes: 20.04.2001

                                    Date of Statutes: 16.12.2011

                                    Date of Statutes: 11.12.2009

                                    Date of Statutes: 03.06.2004

 

Entry          Deleted      Name

15.06.2004                    DSM Nutritional Products AG

15.06.2004                    DSM Nutritional Products SA (Name translated)

15.06.2004                    DSM Nutritional Products Ltd (Name translated)

                  15.06.2004  Roche Vitamins AG

                  15.06.2004  Roche Vitamins SA (Name translated)

                  15.06.2004  Roche Vitamins Ltd (Name translated)

 

Entry          Deleted      Legal domicile

22.12.2003                    Kaiseraugst, Switzerland

                  22.12.2003  Basel, Switzerland

 

Entry          Deleted      Address

22.12.2003                    Wurmisweg 576, 4303 Kaiseraugst/AG, Switzerland/CH

                  22.12.2003  Grenzacherstr. 124, 4070 Basel/BS, Switzerland/CH

 

Entry          Deleted      Capital

active                           Share Capital CHF 50'000'000, paidup CHF 50'000'000

 

Entry          Deleted      Capital Structure

active                           50'000 Registered shares of CHF 1'000.--

 

Entry          Deleted      Activity (original Language)

04.01.2012                    Herstellung, Vertrieb und Verwertung von Vitaminen, Feinchemikalien, Wirkstoffen und verwandten Produkten; kann Grundstücke erwerben, belasten und veräussern, Zweigniederlassungen und Tochtergesellschaften errichten, sich an anderen Unternehmen beteiligen, für ihre Aktionäre oder für andere Konzerngesellschaften Sicherheiten bestellen und Garantien abgeben sowie Darlehen gewähren. Die Gesellschaft ist in wirtschaftlicher, organisatorischer und rechtlicher Hinsicht in eine Gruppe von Gesellschaften (Konzern) eingebunden und bezweckt somit auch die Verfolgung und Wahrung der berechtigten Konzerninteressen. Im Rahmen der gesetzlichen Vorschriften richtet die Gesellschaft ihre Tätigkeit auf den Konzern aus und berücksichtigt dabei insbesondere auch konzerninterne Weisungen.

                  15.06.2004  Herstellung, Vertrieb und Verwertung von Vitaminen, Vitaminprodukten und Feinchemikalien aller Art. Die Gesellschaft kann Grundstücke erwerben, bewirtschaften und veräussern und sich an anderen Unternehmungen beteiligen, die gleiche, ähnliche oder verwandte Ziele verfolgen.

15.12.2009  04.01.2012  Herstellung, Vertrieb und Verwertung von Vitaminen, Feinchemikalien, Wirkstoffen und verwandten Produkten; kann Grundstücke erwerben, belasten und veräussern, Zweigniederlassungen und Tochtergesellschaften errichten, sich an anderen Unternehmen beteiligen, für ihre Aktionäre oder für andere Konzerngesellschaften Sicherheiten bestellen und Garantien abgeben sowie Darlehen gewähren. 

15.06.2004  15.12.2009  Herstellung, Vertrieb und Verwertung von Vitaminen, Feinchemikalien, Wirkstoffen und verwandten Produkten; kann Grundstücke erwerben, belasten und veräussern, Zweigniederlassungen und Tochtergesellschaften errichten, sich an anderen Unternehmen jeglicher Art beteiligen.

 

Entry          Deleted      Remarks (original Language)

active                           Publishing authority: SHAB.

active                           Contribution in kind/Asset takeover: Geschäftsbereich 'Vitamine und Feinchemikalien' der "F. Hoffmann-La Roche AG", in Basel, gemäss Vertrag vom 20.09.2001 und Bilanz per 30.06.2001 zum Preis von CHF 149'900'000.--, wofür 49'900 Namenaktien zu CHF 1'000.-- ausgegeben werden.

15.12.2009                    Reports: Mitteilungen an die Aktionäre erfolgen schriftlich. 

18.12.2007                    Merger: Übernahme der Aktiven und Passiven der Therapo AG, in Basel (CH-270.3.005.213-3), gemäss Fusionsvertrag vom 11.12.2007 und Bilanz per 30.06.2007. Aktiven von CHF 1'056'660.71 und Passiven (Fremdkapital) von CHF 653'414.49 gehen auf die übernehmende Gesellschaft über. Da die übernehmende Gesellschaft sämtliche Aktien der übertragenden Gesellschaft hält, findet weder eine Kapitalerhöhung noch eine Aktienzuteilung statt.

18.12.2007                    Merger: Übernahme der Aktiven und Passiven der Pentapharm AG, in Basel (CH-270.3.002.808-8), gemäss Fusionsvertrag vom 11.12.2007 und Bilanz per 30.06.2007. Aktiven von CHF 37'843'033.39 und Passiven (Fremdkapital) von CHF 25'074'223.94 gehen auf die übernehmende Gesellschaft über. Da die übernehmende Gesellschaft sämtliche Aktien der übertragenden Gesellschaft hält, findet weder eine Kapitalerhöhung noch eine Aktienzuteilung statt.

18.12.2007                    Merger: Übernahme der Aktiven und Passiven der Pentapharm Holding AG, in Basel (CH-270.3.004.298-1), gemäss Fusionsvertrag vom 11.12.2007 und Bilanz per 30.06.2007. Aktiven von CHF 34'792'363.93 und Passiven (Fremdkapital) von CHF 13'368'486.65 gehen auf die übernehmende Gesellschaft über. Da dieselben Aktionäre sämtliche Aktien der an der Fusion beteiligten Gesellschaften halten, findet weder eine Kapitalerhöhung noch eine Aktienzuteilung statt.

26.06.2006                    Merger: Übernahme der Aktiven und Passiven der Crina S.A., in Gland (CH-550-0.102.201-9), gemäss Fusionsvertrag vom 23.06.2006 und Bilanz per 31.12.2005 Aktiven von CHF 3'012'734.-- und Passiven (Fremdkapital) von CHF 1'796'804.-- gehen auf die übernehmende Gesellschaft über. Da dieselben Aktionäre sämtliche Aktien der an der Fusion beteiligten Gesellschaften halten, findet weder eine Kapitalerhöhung noch eine Aktienzuteilung statt.

 

Entry          Deleted      Branches

05.02.2008                    Engelgasse 109, 4052 Basel, BS, Switzerland/CH

23.01.2008                    , 3931 Eyholz, VS, Switzerland/CH

19.07.2006                    Rue de la Combe 15, 1196 Gland, VD, Switzerland/CH

24.06.2004                    Hauptstrasse 4, 4334 Sisseln, AG, Switzerland/CH

 

 

Official Administration

 

Title                 Name

President          Christoph Goppelsroeder, Origin: Basel, Switzerland, Residential address: Binningen, Switzerland, joint signature of two, Registered since: 21.03.2013

Director            Dr. Manfred Eggersdorfer, Origin: Germany, Residential address: Stein/AG, Switzerland, joint signature of two

Director            Robert Kiemeneij, Origin: Netherlands, Residential address: Basel, Switzerland, joint signature of two, Registered since: 21.03.2013

 

 

Management

 

Title                                           Name

Director                                      Mauricio Adade, Origin: Brazil, Residential address: Arlesheim/BL, Switzerland, joint signature of two

Director                                      Dr. Thomas McClymont, Origin: United Kingdom, Residential address: 4103 Bottmingen/BL, Switzerland, joint signature of two

Director                                      Monique Musch, Origin: Netherlands, Residential address: 4105 Biel-Benken/BL, Switzerland, joint signature of two

Member with signing authority      Gabriele Allard-Rudloff, Origin: Germany, Residential address: Rheinfelden, Switzerland, joint signature of two, Registered since: 21.03.2013

Member with signing authority      Philippe Becquet, Origin: France, Residential address: Mulhouse, France, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Katja Berg, Origin: Germany, Residential address: Muttenz, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Pamela Berger, Origin: Austria, Residential address: Basel, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Antoine De Saizieu, Origin: France, Residential address: Brunstatt, France, joint signature of two

Member with signing authority      Roland Dux, Origin: Spreitenbach, Switzerland, Residential address: Spreitenbach, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Dr. Gerhard  Gans, Origin: Germany, Residential address: Rheinfelden-Herten, Germany, joint signature of two

Member with signing authority      Anne-Gael Glevarec, Origin: France, Residential address: Basel/BS, Switzerland, joint signature of two, Registered since: 23.10.2009

Member with signing authority      Richard Alphonse (Rick) Greubel, Origin: United States of America, Residential address: Basel, Switzerland, joint signature of two, Registered since: 06.10.2010

Member with signing authority      Ilona Haaijer, Origin: Netherlands, Residential address: Basel, Switzerland, joint signature of two, Registered since: 06.10.2010

Member with signing authority      Dr. Stephan  Heck, Origin: Germany, Residential address: Rheinfelden, Germany, joint signature of two

Member with signing authority      Jean-François Hecquet, Origin: Belgium, Residential address: Füllinsdorf, Switzerland, joint signature of two, Registered since: 23.10.2009

Member with signing authority      Ursula Hermetschweiler, Origin: Wetzikon, Switzerland, Residential address: Baden, Switzerland, joint signature of two, Registered since: 23.10.2009

Member with signing authority      Dr. Georg Kau, Origin: Germany, Residential address: Grenzach-Wyhlen, Germany, joint signature of two

Member with signing authority      Dr. Beat Kiser, Origin: Sarnen, Switzerland, Residential address: 4104 Oberwil /BL, Switzerland, joint signature of two

Member with signing authority      Jan Kriegel, Origin: Germany, Residential address: Binningen, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Manfred Kurt, Origin: Roggwil BE, Switzerland, Residential address: Binningen, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Dr. Landry Le Chevanton, Origin: France, Residential address: Bartenheim, France, joint signature of two

Member with signing authority      Dr. Bernd-Dieter Letzelter, Origin: Germany, Residential address: Basel, Switzerland, joint signature of two

Member with signing authority      Lucia Martinez Ruiz, Origin: Spain, Residential address: Basel, Switzerland, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Stefan Peters, Origin: Germany, Residential address: Merzhausen, Germany, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Boris Pimentel, Origin: Zürich, Switzerland, Residential address: Magden, Switzerland, joint signature of two, Registered since: 23.10.2009

Member with signing authority      Dr. Birgit Rabanus, Origin: Germany, Residential address: Basel, Switzerland, joint signature of two

Member with signing authority      Dr. Krijn Rietveld, Origin: Netherlands, Residential address: Basel, Switzerland, joint signature of two

Member with signing authority      Kuno Josef Schwander, Origin: Galgenen, Switzerland, Residential address: Bottmingen, Switzerland, joint signature of two

Member with signing authority      Nadja Seibel-Thomsen, Origin: Germany, Residential address: Lörrach, Germany, joint signature of two, Registered since: 06.02.2012

Member with signing authority      Dr. Melanie Steck, Origin: Germany, Residential address: Rheinfelden, Switzerland, joint signature of two

Member with signing authority      Mark Stock, Origin: United States of America, Residential address: Basel, Switzerland, joint signature of two

Member with signing authority      Benedikt Suter, Origin: Basel, Switzerland, Residential address: Basel, Switzerland, joint signature of two

Member with signing authority      Jacoline van Blokland-van Gooswilligen, Origin: Netherlands, Residential address: Arlesheim, Switzerland, joint signature of two

Member with signing authority      Marinus Vroege, Origin: Netherlands, Residential address: Oberwil/BL, Switzerland, joint signature of two, Registered since: 21.03.2013

Member with signing authority      Dr. Ernst Wagner, Origin: Germany, Residential address: Grenzach-Wyhlen, Germany, joint signature of two

Member with signing authority      Mario Witthüser, Origin: Germany, Residential address: Rheinfelden, Germany, joint signature of two

 

 

External Positions

 

Title                             Name

Auditor                         Ernst & Young AG, Residential address: Basel, Switzerland

 

 

Executive board

 

Title                                                     Name

Chief Business Segment Officer                        Mauricio Adade

 

 

Financial Data DSM Group

 

Consolidation:                     consolidated

Industry:                                Trade/Industry

 

Fiscal year end:                                                   31.12.2012      31.12.2011      31.12.2010      31.12.2009      31.12.2008

Number of months:                                                     12                    12                    12                    12                    12

Currency:                                                                mil. EUR         mil. EUR         mil. EUR         mil. EUR         mil. EUR

 

Operating revenue                                                      9'131.0            9'048.0            8'176.0            6'725.0            9'297.0

Operating result                                                               635.0               866.0               752.0               433.0               903.0

Result before minority interests                                    288.0               814.0               507.0               337.0               577.0

Total shareholders equity                                          5'874.0            5'784.0            5'481.0            4'949.0            4'633.0

Total assets                                                                11'966.0          11'157.0          10'480.0            9'614.0            9'653.0

Cost of employees                                                      1'761.0            1'655.0            1'566.0            1'532.0            1'465.0

Depreciation                                                                     500.0               502.0               440.0               474.0               451.0

Investments in tangible fixed assets                                                      528.0               427.0               472.0               587.0

 

Employees  at year end                                               23'498             22'224             21'911             22'738             23'591

Employees  average                                                                                                                                                      23'157

 

 

Ultimate Parent Company

 

Name:               Koninklijke DSM N.V.

City/Country:     Heerlen, Netherlands/NL

 

 

Owner/-s

 

No. of Owner/-s: 1

Owner:              The company is foreign owned.

 

Class:               100%

Name:               DSM Nutritional Products Holding AG

City/Country:     Kaiseraugst/AG, Switzerland/CH

Interest:            100.00% voting right, 100.00% capital interest (since 2001)

 

 

Sisters

 

Name:               DSM Nutrition Japan KK

City/Country:     Tokyo, Japan/JP

 

Name:               DSM Nutrition Korea Ltd

City/Country:     Seoul, South Korea/KR

 

Name:               DSM Nutritional Products Argentina SA

City/Country:     Buenos Aires, Argentina/AR

 

Name:               DSM Nutritional Products AS

City/Country:     Hvidovre, Denmark/DK

 

Name:               DSM Nutritional Products Asia Pacific Pte Ltd

City/Country:     Singapore, Singapore/SG

 

Name:               DSM Nutritional Products Australia Pty Ltd

City/Country:     French's Forest/New South Wales, Australia/AU

 

Name:               DSM Nutritional Products Canada Inc

City/Country:     Cambridge/Ontario, Canada/CA

 

Name:               DSM Nutritional Products Chile SA

City/Country:     Puerto Montt, Chile/CL

 

Name:               DSM Nutritional Products Colombia SA

City/Country:     Bogota, Colombia/CO

 

Name:               DSM Nutritional Products Costa Rica SA

City/Country:     San José, Costa Rica/CR

 

Name:               DSM Nutritional Products Europe AG

City/Country:     Kaiseraugst/AG, Switzerland/CH

 

Name:               DSM Nutritional Products France SAS

City/Country:     Paris la Défense, France/FR

 

Name:               DSM Nutritional Products GmbH

City/Country:     Grenzach-Wyhlen/Baden-Württemberg, Germany/DE

 

Name:               DSM Nutritional Products Hellas Ltd

City/Country:     N. Erythrea, Greece/GR

 

Name:               DSM Nutritional Products Hungary Kft

City/Country:     Újhartyán, Hungary/HU

 

Name:               DSM Nutritional Products Inc

City/Country:     Parsippany/New Jersey, United States of America/US

 

Name:               DSM Nutritional Products Malaysia Sdn Bhd

City/Country:     Kuala Lumpur, Malaysia/MY

 

Name:               DSM Nutritional Products Mexico SA de CV

City/Country:     El Salto/Jalisco, Mexico/MX

 

Name:               DSM NUTRITIONAL PRODUCTS NEW ZEALAND LIMITED

City/Country:     Auckland, New Zealand/NZ

 

Name:               DSM Nutritional Products NV/SA

City/Country:     Deinze, Belgium/BE

 

Name:               DSM Nutritional Products Peru SA

City/Country:     Lima, Peru/PE

 

Name:               DSM Nutritional Products Philippines Inc

City/Country:     Makati/Metro Manila, Philippines/PH

 

Name:               DSM Nutritional Products South Africa (Pty) Ltd

City/Country:     Isando, South Africa/ZA

 

Name:               DSM Nutritional Products Spzoo

City/Country:     Mszczonow, Poland/PL

 

Name:               DSM Nutritional Products Taiwan Ltd

City/Country:     Taipei, Taiwan/TW

 

Name:               DSM Nutritional Products (UK) Limited

City/Country:     Heanor/Derbyshire, United Kingdom/GB

 

Name:               DSM Nutritional Products Vietnam Ltd

City/Country:     Ho Chi Minh City, Vietnam/VN

 

Name:               DSM Produtos Nutricionais Brasil Ltda

City/Country:     Sao Paulo, Brazil/BR

 

Name:               Istituto delle Vitamine SpA

City/Country:     Mailand, Italy/IT

 

Name:               Roche (China) Ltd

City/Country:     Shanghai, China/CN

 

Name:   Roche Vitaminas Centroamericana y Caribe SA

City/Country:     Puerto Cortés, Honduras/HN

 

Name:               Roche Vitaminas Dominicana SA

City/Country:     Santo Domingo, Dominican Republic/DO

 

Name:               Roche Vitaminas Ecuador SA

City/Country:     Quito, Ecuador/EC

 

Name:               Roche Vitaminas Guatemala SA

City/Country:     Guatemala, Guatemala/GT

 

Name:               Roche Vitaminas Interamérica SA

City/Country:     Panama, Panama/PA

 

Name:               Roche Vitaminas SA

City/Country:     Alcalá de Henares/Madrid, Spain/ES

 

Name:               Roche Vitaminas Uruguay SA

City/Country:     Montevideo, Uruguay/UY

 

Name:               Roche Vitaminas Venezuela SA

City/Country:     La Victoria, Venezuela/VE

 

Name:               Roche Vitamins International Marketing Centre Epe

City/Country:     Kifissia/Athen, Greece/GR

 

Name:               Rovigypt Ltd

City/Country:     Giza, Egypt/EG

 

Name:               Rovithai Limited

City/Country:     Bangkok, Thailand/TH

 

 

Investments

 

Class:               100%

Name:               DSM Nutritional Products China Holding GmbH

City/Country:     Kaiseraugst/AG, Switzerland/CH

Interest:            100.00% voting right, 100.00% capital interest

 

Class:               10-19%

Name:               BEC AG

City/Country:     Gipf-Oberfrick/AG, Switzerland/CH

Interest:            10.00% voting right, 10.00% capital interest

 

 

Legal Actions

 

Control date      Year     No.       Amount CHF     Status

21.08.2012        2012     0

21.08.2012        2011     0

21.08.2012        2010     1          600'000.--          Legal actions

21.08.2012        2009     1          6'600.--             Paid legal actions

21.08.2012        2008     0

17.08.2011        2007     0

08.12.2009        2006     0

08.12.2009        2005     0

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Remarks

 

Debt collection case:

AUG 2009: CHF   100.00, paid.

OCT 2010: CHF 8'964.00, paid.

NOV 2012: CHF   197.00.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is good.

 

Payment experiences:   Financial obligations are paid promptly.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.77

UK Pound

1

Rs.83.31

Euro

1

Rs.70.46

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.