MIRA INFORM REPORT

           

 

Report Date :

17.05.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. PERMATA BAHARI MALINDONESIA

 

 

Registered Office :

Jl. Madrasah Sampangan, Muncar, Desa Kedungrejo, Kec. Muncar, Banyuwangi, East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

09.08.2010

 

 

Com. Reg. No.:

No. AHU-45056.AH.01.01.Tahun 2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Fish Processing and Canning Industry

 

 

No. of Employees :

550

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.2% and 6.5% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Complete Name of Company

 

P.T. PERMATA BAHARI MALINDONESIA

 

 

company Address

 

Head Office & Factory

Jl. Madrasah Sampangan, Muncar

Desa Kedungrejo, Kec. Muncar

Banyuwangi, East Java

Indonesia

Phones             - (62-333) 594707

Fax                   - (62-333) 595648

Email                  permata_malindonesia@yahoo.com

Land Area         - 2,800 sq. meters

Building Space  - 2,400 sq. meters

Region              - Industrial Zone

Status               - Rent

 

 

Date of Incorporation

 

09 August 2010

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

  No. AHU-45056.AH.01.01.Tahun 2010

  Dated 22 September 2010

 

 

Company Status

 

Foreign Investment Company (PMA)

 

 

Permit by the Government Department

 

The Department of Finance

NPWP – not available

 

 

Related Companies

a. P.T. SINAR MAS MINA BAHARI (Frozen Fish Processing Industry)

b. A member of the ADABI Group of Malaysia

c. Etc.

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           - Rp. 10,876,800,000.-

Issued Capital                                 - Rp.   2,625,600,000.-

Paid up Capital                               - Rp.   2,625,600,000.-

 

Shareholders/Owners :                  

  a. Mr. Salim Komar Indrakusuma                - Rp. 1,450,240,000.- (40%)

     Address : Dusun Muncar, Kadungrejo

                     Kec. Muncar, Kab. Banyuwangi

                     Banyuwangi, East Java,

                     Indonesia

  b. Abadi Consumer Industries Sdn Bhd - Rp. 2,175,360,000.- (60%)

     Address : Lot 136, Rawang Integrated Industrial Park

                     48000 Rawang, Selangor Daru Ehsan

                     Malaysia

 

BUSINESS ACTIVITIES

 

Lines of Business :

Fish Processing and Canning Industry

 

Production Capacity :

Canned Sardines and Mackerel        - 10,500 tons p.a.

 

Total Investment :

a. Owned Capital           - Rp.  20.0 billion

b. Loan Capital              - Rp.  30.0 billion

c. Total Investment        - Rp.  50.0 billion

 

Started Operation :

2010


Brand Name :

ADABI

 

Technical Assistance :

Adabi Consumer Industries Sdn. Bhd., of Malaysia

 

Number of Employee :

550 persons

 

Marketing Area :

a. Local                        -   5%

b. Export          - 95%

 

Main Customers :

a. Overseas buyer in Malaysia

b. Traditional Market and Mini-markets

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Bali Maya Permai

b. PT. Maya Food Industries

c. PT. Aneka Tuna Indonesia

d. PT. Bonanza Indonesia

e. PT. Trisejati Tatafood

f.  PT. Maya Muncar

g. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Banker :

P.T. Bank MANDIRI Tbk

Muncar Branch

Jl. Raya Muncar No. 115

Muncar, Banyuwangi

East Java

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 160.0 billion

2011 – Rp. 240.0 billion

2012 – Rp. 280.0 billion

 

Net Profit (Loss) :

2010 – Rp.   8.0 billion

2011 – Rp. 12.0 billion

2012 – Rp. 14.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                    - Mr. Salim Komar Indrakusuma

 

Board of Commissioner :

Commissioner                           - Mr. Syed Manshor Bin Syed Mahmood

 

Signatories :

Director (Mr. Salim Komar Indrakusuma) which must be approved by Board of Commissioner (Mr. Syed Manshor Bin Syed Mahmood)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. PERMATA BAHARI MALINDONESIA or PT. PB MALINDONESIA (PT. PBM) was established in Muncar, Banyuwangi (East Java) based on notarial Deed No. 08 dated 9 August 2010 of Tony, SH., notary in Medan with an authorized capital of  Rp  10,876,800,000.-  of  which Rp 3,625,600,000.-  was issued and  fully paid up.  The founding shareholders of the company are Mr. Salim Komar Indrakusuma of Indonesia (40%) and Adabi Consumer Industries Sdn. Bhd., of Malaysia (60%).  The Deed of Establishment has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decision Letter No. AHU-45056.AH.01.01.Tahun 2010, dated 22 September 2010. No changes have been effected in term of its shareholding composition and capital structures to date.

 

Adabi Consumer Industries Sdn. Bhd., is the parent company and nucleus of ADABI Group with started with operation in 1984 in food and beverage industry and fish canning industry including; canned sardines and mackerel in tomato. Today, Adabi’s brand awareness stands at par with other famous international food brands sold in Malaysia.  Adabi products were the first to receive Halal certification from the Islamic Affairs Division form the Prime Minister’s Department.

 

P.T. PBM has been operating since 2010 in fish processing and canning industry, is located on Jl. Madrasah, Sampangan, Muncar district, Banyuwangi regency, East Java province, a city that is famous for its fish resources.  Ms. Tammy, a marketing staff of the company explained that its product range includes canned sardines and canned mackerel. It has a monthly production capacity of 850 tons of Tuna and 900 tons of canned Sardines and Mackerel. The products are marketed under ADABI brand, a brand under the license of Adabi Consumer Industries Sdn Bhd of Malaysia. Ms. Tammy said that more than 95% of the company’s production is exported to Malaysia and the rest is sold to the domestic market.   We observed that P.T. PBM  is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.

 

We note that the demand for fish canning such as tuna, sardine and mackerel has been growing some 10% to 12% per year in the last five years in line with the growth of mini-markets, supermarkets, hypermarkets and other retail shops.  In the coming years, the growth rate of demand is estimated at about 6% to 8% per annum. The present market situation for fish processing and canning industry is very competitive for a large number of similar companies operating in the country.  P.T. MM is considered to be in a favorable business position in view of the company's production is exported to Malaysia.

 

Until this time P.T. PBM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. P.T. PBM's management is very reticent to outsiders particularly about finances.  We estimated that the company's sales turnover in 2010 amounted to Rp. 160.0 billion increased to Rp. 240.0 billion in 2011 rose again to Rp. 280.0 billion in 2012 and projected to increase further by at least 8% in 2013.  The company is figured to have made a net profit of at least Rp. 14.5 billion in 2012.   P.T. PBM has an estimated net worth of at least Rp. 80.0 billion.  So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. PBM is led by Mr. Salim Komar Indrakusuma (44) an Indonesian businessman who experienced for more than 15 years in the field of fish processing and canning industry.  He also as founding and director of P.T. SINAR MAS MINA BAHARI is engaged in frozen fish processing industry in Banyuwangi, East Java.  The management is also handled by a number of professional staff, having maintained a wide business relation with private businessmen at home and abroad.  Their relation with the government is fairly good. So far, we have never heard that the company’s management involved in business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.   P.T. PB MALINDONESIA is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.77

UK Pound

1

Rs.83.31

Euro

1

Rs.70.46

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)           Ownership background (20%)                 Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.