MIRA INFORM REPORT

           

 

 

Report Date :

18.05.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. REZA INDONESIA

 

 

Registered Office :

Jl. Pasar Beringin No. 94,  Tarakan 77113 Kalimantan Timur

 

 

Country :

Indonesia

 

 

Date of Incorporation :

13.06.1985

 

 

Com. Reg. No.:

No. AHU-80905.AH.01.01.Tahun 2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Processing and Exporting of Frozen Shrimp

 

 

No. of Employees :

120 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. REZA INDONESIA

 

Address :

Head Office

Jl. Pasar Beringin No. 94,

Tarakan 77113

Kalimantan Timur

Indonesia

Phones             - (62-551) 21097, 23208, 21063

Fax                   - (62-551) 51101

Building Area    - 2 storey

Office Space    - 180 sq. meters

Region              - Commercial

Status               - Owned

 

Factory

Jl. Tanjung Pasir, Marburungan

Tarakan, East Kalimantan

Indonesia

Phones             - (62-551) 21921

Fax                   - (62-551) 21922

Land Area         - 3,600 sq. meters

Building Space  - 1,800 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

13 June 1985

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Laws and Human Rights

            a.         No. C2-5512.HT.01.01.Th.86

                        Dated 08 August 1986

            b.         No. C2-5326.HT.01.04.Th.87

                        Dated 18 August 1987

            c.         No. AHU-80905.AH.01.01.Tahun 2008

                        Dated 03 November 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.409.482.5-723.000

 

Affiliated/Associated Company :

Not available

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 8,000,000,000.-

Issued Capital               - Rp. 2,000,000,000.-

Paid up Capital             - Rp. 2,000,000,000.-

 

Shareholders/Owners :

a. Mr. Yos Sumitro       - Rp. 1,162,500,000.- (58.1%)

    Address: Jl. Mulawarman No. 99

                   Kel. Manggar, Balikpapan

                   East Kalimantan

b. Mr. Albert Purwanto - Rp.    600,000,000.- (30.0%)

    Address: Jl. Mulawarman No.32

                   Kel. Manggar, Balikpapan

                   East Kalimantan

c. Mrs. Ervina   - Rp.    237,500,000.- (11.9%)

    Address: Jl. Mulawarman No. 99

                   Kel. Manggar, Balikpapan

                   East Kalimantan

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Frozen Shrimp Processing and Exporting

 

Production Capacity :

Frozen Shrimp   - 3,200 tons per annum

 

Total Investment :

Equity Capital   - Rp. 40.0 billion

 

Started Operation :

1986

 

Brand Name :

SKA (Sumber Kalimantan Abadi)

 

Technical Assistance :

None

 

Number of Employee :

120 persons

 

Marketing Area :

Export  - 100%

 

Main Customers :

Overseas buyers in Asia, Europe and America

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Surya Sumber Laut

b. PT. Sabindo Raya Gumilang

c. PT. Indo Prima

d. CV. Nusa Indah perkasa

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Banker :

            P.T. Bank MANDIRI Tbk

            Tarakan Branch

            Jl. Yos Sudarso No. 10

            Tarakan, Balikpapan

            East Kalimantan

 

Auditor :

Internal Auditor

 

Litigation :

No detrimental filling was recorded in our database

 

 

FINANCIAL FIGURE

 

Total Sales/Revenue (estimated) :

2011 – Rp.   99.0 billion

2012 – Rp. 113.0 billion

2012 – Rp. 128.0 billion

 

Net Profit (estimated) :

2010 – Rp. 6.1 billion

2011 – Rp. 7.0 billion

2012 – Rp. 8.2 billion

 

Payment Manner :

Average

 

Financial Comments :

Fairly

 

KEY EXECUTIVES

 

Board of Management :

President Director                     - Mr. Yos Sumitro

Directors                                   - a. Mr. Hendry Saputra

-  b. Mr. Albert Purwanto

 

Board of Commissioners :

President Commissioner            - Mrs. Ervina

Commissioner                           - Mrs. Emilia Cintya

 

Signatories :

President Director (Mr. Yos Sumitro) or one of the Directors (Mr. Hendry Saputra or Mr. Albert Purwanto) which must be approved by Board of Commissioner (Mrs. Ervina)

 

 

CAPABILITIES

 

Management Capability :

Fairly

 

Business Morality :

Fairly

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. SUMBER KALIMANTAN ABADI (P.T. SKA) was established in Tarakan (East Kalimantan) in 1985 with the authorized capital of Rp. 50,000,000.- entirely was issued and fully paid up. The founding shareholders of the company are Mr. Yos Sumitro, Mr. Albert Purwanto, Mr. Pattaly Sigiharto and Mrs. Nurin.  They are Indonesian business entrepreneurs of Chinese extraction. The Article of Association has been approved by the Minister of Justice of the Republic of Indonesia through Decision Letter No. C2-5512.HT.01.01.Th.86 dated 8 August 1986.  The articles of association of the company have frequently been revised.  In April 1987 the authorized capital was raised to Rp. 400,000,000.- entirely was issued and fully paid up. The amendment to Article of Association has been approved by the Minister of Justice of the Republic of Indonesia through Decision Letter No. C2-5326.HT.01.04.Th.87 dated 8 August 1987.

 

Most recently by notarial deed of Andreas Gunawan, SH., No. 04 dated 03 September 2008 the authorized capital was raised again to Rp. 8,000,000,000.- of which Rp. 2,000,000,000.- was issued and fully paid up.  Since the time, the shareholders of the company are Mr. Yos Sumitro (58.1%), Mr. Albert Purwanto (30.0%) and Mrs. Ervina (11.9%). The amendment to Article of Association has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-80905.AH.01.02.Tahun 2008 dated 3 November 2008. No changes have been effected in term of its shareholding composition and capital structures to date.

 

Pursuant to the company’s notary deed, P.T. SKA engaged to operate in trading, supplier, general contractor, agricultural, fishery, plantation, industry and services. The Company’s registered office located at Jl. Pasar Beringin No. 94, Tarakan, East Kalimantan and the company can open branch offices or representative offices at home and abroad.  

 

According to the results of our investigation we noticed that P.T. SKA has been in commercial operation since 1986 dealing with frozen shrimp processing industry located in Tarakan, East Kalimantan.  Ms. Yenny, a marketing staff of the company explained that P.T. SKA specialized in processing and exporting frozen shrimp product.    The company manages a cold storage unit located on Jl. Tanjung Pasir, Mamburungan, Tarakan, East Kalimantan with production capacity of 200 ton 300 tons of frozen shrimp per month.   She added that the shrimps are gained from fishermen operating in East Kalimantan and surroundings.  The company also has a branch office and shrimp processing facility unit on Pontianak, West Kalimantan. The products of P.T. SKA are exported to various countries including Japan, Hong Kong, Taiwan, China, Europe and USA.  P.T. SKA is classified as a medium sized company in the country dealing with cold storage and frozen shrimp processing and exporting of which the operation had been running smoothly but growing slowly in the last five years.

 

Generally, demand for cold storage and frozen seafood processing industry and exporting has been growing some 10% to 12% per year in the last five years in line with the growth of international hotels, sea food restaurant, food court, supermarkets, hypermarkets and other fishes retail shops.  In the coming years, the growth rate of demand is estimated at about 6% to 8% per annum. The present market situation for fish processing and canning industry is very competitive for a large number of similar companies operating in the country.  P.T. SKA is considered to be in a favorable business position in view of the company's experience in the above business. 

 

Until this time P.T. SKA has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. SKA is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 99.0 billion increased to Rp. 113.0 billion in 2011 rose again to Rp. 128.0 billion in 2012 and projected to go on rising by at least 6% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 8.2 Billion and the company has an estimated total net worth of at least Rp. 60.0 billion.  So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. SKA is headed by Mr. Yos Sumitro (50) as president director, a businessman with more than 27 years experience in frozen shrimp processing and exporting. In his daily activities, he is assisted by Mr. Hendry Saputra (49) and Mr. Albert Purwanto (56) as director respectively.  The management is handled by professional managers having wide relation with private businessmen of home and overseas as well as with the government sectors.  So far, we did not hear that the management of the company having been involved in business malpractices or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. SKA is sufficiently fairly good for business transaction. But owing to economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.88

UK Pound

1

Rs.83.66

Euro

1

Rs.70.58

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.