MIRA INFORM REPORT

 

 

Report Date :

22.05.2013

 

IDENTIFICATION DETAILS

 

Name :

KOFFOLK (1949) LTD.

 

 

Formerly Known As :

FOLKMAN & DR. KOFFLER LTD

 

 

Registered Office :

P.O. Box 1098, TEL AVIV (6101001), 2 Hanagev Street, Motorola Building, Airport City 7019900

 

 

Country :

Israel

 

 

Financials (as on) :

30.06.2011

 

 

Date of Incorporation :

30.06.1949

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, marketers and exporters of fine chemicals and animal health & nutrition products.

 

 

No. of Employees :

200

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel's natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA

 


Company Name and Address

 

KOFFOLK (1949) LTD.

Telephone         972 73 270 03 00/ 972 3 927 31 00

Fax                  972 73 270 04 09

E-mail: markovits@koffolk.co.il

P.O. Box 1098, TEL AVIV (6101001)

2 Hanagev Street

Motorola Building

AIRPORT CITY  7019900 ISRAEL

Web-site: www.koffolk.co.il

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-005760-7 on the 30.06.1949.

 

Originally registered under the name of FOLKMAN & DR. KOFFLER LTD., which changed to the present one on the 14.03.1979.

 

In June 1992 subject took over all activities of its subsidiary, AGROZAN LTD.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 43,000.00, divided into -

429,940,000 ordinary shares (375,395,342 shares issued),

60,000 ordinary "A" shares (issued), all of NIS 0.0001 each, of which shares amounting to NIS 37,545.5342 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by PILLIP BROTHERS CHEMICALS INC., fully owned by PHIBRO ANIMAL HEALTH CORPORATION ("PAHC") of the U.S.A., a private limited company, controlled by Jacob (Jack) Bendheim (of the USA).

 

Note: Jacob (Jack) Bendheim himself holds 56 ordinary shares.

 

 

DIRECTORS

 

1.    Jacob Bendheim, Chairman and President of PAHC, of the USA,

2.    Yehuda Markovitz,

3.    Richard Johnson, of the USA,

4.    Avner Birenboim.

 

 

GENERAL MANAGER

 

Jonathan Bendheim.

 

 

BUSINESS

 

Manufacturers, marketers and exporters of fine chemicals and animal health & nutrition products.

 

In the fine chemicals field, subject supplies intermediates for pharmaceuticals as well as for the agro-chemicals and cosmetics markets.

 

In the animal health & nutrition field, subject supplies active veterinary pharmaceuticals, vitamin concentrates, mineral medicated and non-medicated premixes as well as other specialty ingredients.

 

In March 2011 as part of a re-organization in PAHC Group, fully owned ABIC BIOLOGICAL LABORATORIES LTD. (and its fully owned subsidiary ABIC VETERINARY PRODUCTS LTD.), became subject's fully owned subsidiaries.

 

50% of subject's sales are for export (2011).

Local distribution is also carried out by ABIC VETERINARY PRODUCTS.

 

Subject operates as manufacturing sub-contractors for NUTRITION & HUSBANDRY OF LIVESTOCK LTD., suppliers of animal nutrition, feed supplements and preventive medicines.

Among clients: AMBAR CENTRAL FEED MILLS, RANAN FISH FEED, MILOUBAR, etc.

 

Among local suppliers: NUMINOR - CHEMICAL INDUSTRIES, RINGEL BROS., DEAL ENGINEERS, APPLIED CHEM, DORMEX TRADE AND INVESTMENTS CO., E.S.T. PROJECTS INDUSTRIAL SUPPLIES & SERVICE, etc.

 

Operating from:

1.    Office premises (rented), on an area of 1,200 sq. meters, in 2 Hanegev Street, Business Park, Airport City (serving subject and ABIC), Lod.

2.    Plant, labs and warehouses (premises owned by the shareholders), on a built area of 5,000 sq. meters (on a plot of 10,000 sq. meters), in 7 Magshimim Street, Kiryat Matalon, Industrial Zone, Petach Tikva (the address you provided).

3.    Plant (owned premises), on an area of 76,000 sq. meters, in the Industrial Zone, Ramat Hovav (south of Beer Sheva).

4.    ABIC operates from plant, warehouse and distribution center, on an area of 3,000 sq. meters, in 3 Hamelacha Street, Western Industrial Zone, Beit Shemesh.

 

As of beginning of 2012, having 180 employees in subject (had 170 employees in 2011) and 270 employees in KOFFOLK Group (including ABIC Group).

According to a report from May 2013, subject has some 200 employees.

 

 

MEANS

 

Stock was valued US$ 12,000,000 in the beginning of 2012.

Consolidated stock was valued US$ 26,000,000 in the beginning of 2012.

 

Subject is an “Approved Enterprise” and as such is entitled to State benefits and incentives.

 

Consolidated B/S shows (fiscal year ends 31st March, last obtainable):

 

                                                                                                          US$ (thousands)

                                                                                                  30.06.2011        30.06.2010

ASSETS

Current assets:

     Cash & cash equivalents                                                               2,284                  6,247

     Accounts receivable - trade                                                          30,312                34,656

     Accounts receivable - other                                                           3,602                  8,040

     Inventories                                                                                  25,840                21,904

                                                                                                     62,038                70,847

 

Loans to related parties                                                                            -                16,271

Property, plant & equipment (net)                                                     28,348                25,063

Intangible assets and other long-term assets                                       7,163                  8,992

Investment in consolidated subsidiary                                                 5,186                  4,569

                                                                                                    102,735               125,742

                                                                                                 =======            =======

 

LIABILITIES

Current liabilities

     Current maturity of long-term liability                                                 347                     100

     Accounts payable and accruals:            Trade                              23,874                22,160

                                                               Other                              10,975                10,841

                                                                                                     35,196                33,101

Long term liabilities

     Loans and other liabilities, net of current maturity                               977                37,530

     Other long-term liabilities                                                              7,331                  6,753

                                                                                                       8,308                44,283

Equity                                                                                            59,231                48,358

                                                                                                    102,735               125,742

                                                                                                 =======            =======

 

There are 7 charges for unlimited amounts registered on subject's assets (all assets), in favor of the State of Israel, Union Bank of Israel Ltd., Mizrahi Tefahot Bank Ltd. and leasing companies (last charge placed in May 2012).

 

 

REVENUES

 

2007 sales claimed to be US$ 59,000,000, 60% of which for export.

2008 sales claimed to be US$ 70,000,000, 60% of which for export.

2009 sales claimed to be US$ 70,000,000, 55% of which for export.

2010 sales claimed to be US$ 70,000,000, 55% of which for export.

Apart from 2011, ABIC Group sales are consolidated into the sales.

Consolidated 2011 sales were US$ 109,000,000 (of which US$ 70,000,000 were by subject solo), 50% of which for export.

 

Later sales data not forthcoming.

 

Parent company PAHC consolidated annual sales are US$ 550,000,000.

 

 

OTHER COMPANIES

 

Subsidiaries (100%), included in subject's consolidated financial data:

ABIC BIOLOGICAL LABORATORIES LTD., developers, manufacturers, marketers and exporters of vaccines and compounds for animals, mainly poultry vaccines, fully own ABIC VETERINARY PRODUCTS LTD., and ASSIA ANIMAL HEALTH LIMITED, 100% Kenya (relatively low activity).

KOFIMEX LTD., manufacturers and marketers of veterinary medicines,

AGROZAN LTD., marketing of animals feed supplements,

PLANALQUIMICA INDUSTRIAL LTDA, Brazil.

 

PHIBRO ANIMAL HEALTH CORPORATION (PAHC), manufacturers and marketers of a broad range of animal health and nutrition products to the poultry, swine and cattle markets. Also a manufacturer and marketer of performance products for the ethanol, wood preservation and personal care industries.

Other companies of "PAHC":

Animal Health & Nutrition Division (of which subject is part of):

PRINCE AGRI PRODUCTS, INC., suppliers of premium ingredients i.e. trace minerals, enhancing nutrients etc.

Performance Products Division (previously known as the Specialty Chemicals Group and includes the Distribution and Industrial Chemicals segments):

PHIBRO-TECH, INC. is a metal-based manufacturer, recycler, and marketer of performance chemicals, serving the metal finishing, printed circuit board, catalyst, and related industries,

PHIBROCHEM, International Sourcing Specialist.

 

FERRO METAL & CHEMICAL CORPORATION LTD., manufactures and distributes on a worldwide basis a range of specialty chemicals from its locations in the UK and Germany, PHIBROWOOD, supplier of technologically advanced, environmentally friendly, wood preservation treatment products

 

 

BANKERS

 

Union Bank of Israel Ltd., Main Branch (No. 063), Tel Aviv, account
No. 827400/90.

Bank Leumi Le’Israel Ltd., Kiryat Arie Business Branch (No. 670), Petach Tikva, account No. 84100/95.

Mizrahi Tefahot Bank Ltd., Jabotinsky Bnei Brak Branch (No. 431), Bnei Brak, account No. 151299.

 

A check with the Central Banks' database did not reveal anything detrimental on subject’s a/m accounts.

 

 

CHARACTER AND REPUTATION

 

On the 01.05.2013 it was reported that the Neot Hovav Industrial Council ordered an immediate closing of subject's plant in Ramat Hovav due to severe odor harassments, as well as violation of subject's treatment of hazardous products and pollutants. This follows hearing procedures in the past months regarding smell harassments.

 

In an earlier event, in January 2011, The Ministry for Environment Protection notified subject (and another 4 companies) that they must stop transferring waste to the evaporation pools in Ramat Hovav, or be exposed to legal procedures.

 

Apart from that, nothing unfavorable learned.

 

Despite our efforts, we were unable to speak with subject's officials, as they were always unavailable. We left messages which so far remain unanswered.

 

Subject is Iso 9001 certified.

 

Subject is a large and long established company, leading in their field.

 

Subject is a member of the PHIBRO ANIMAL HEALTH CORPORATION (formerly known as PHILLIP BROS. CHEMICALS INC.), a global player in the veterinary field, which operates around the world with 900 employees, selling products to 2,500 customers in over 50 countries.

 

In June 2010 parent company PAHC, following a private share issuing (some 30%) to a private investor, completed a successful purchase offer for its shares which were traded on the AIM London Stock Exchange and shares were de-listed from trade and PAHC became a private limited company.

 

In December 2000, subject’s parent company acquired the medical food additives division for animals of the giant pharmaceutical concern PFEIZER, for the sum of US$ 150 million.

 

In the beginning of the 2000s subject acquired British company WYCHEM, manufacturers of industrial chemical and pharmaceutical products.

 

In February 2009, parent company PAHC completed the acquisition of ABIC VETERINARY PRODUCTS LTD and ABIC BIOLOGICAL LABORATORIES LTD., both develop, manufacture and market veterinary proprietary and generic drugs from TEVA PHARMACEUTICAL INDUSRIES for US$ 44 million. ABIC was founded in 1939 and considered one of the leading companies in their fields in Israel. In March 2011 both ABIC companies turned into fully-owned subsidiaries of subject.

 

The yearly value of veterinary drugs produced by local companies estimated in mid 2007 amounted to US$ 50 million, of which 50% were for export.

 

The local Chemical industry is considered one of the strongest in the market, with impressive growth trend in recent years. The chemical industry includes minerals extracted, refinery and petrochemical industry, manufacturing of pesticides for agriculture, pharmaceuticals and bio-technology industries, as well as other consumer products related industries, including paints, cosmetics, cleaning materials and others. The industry employs over 30,000 employees.

 

Total turnover of the local Chemical Industry in 2008 amounted to US$ 26 billion, comprising some 30% of Israel’s total industrial turnover. Sales for export recorded US$ 14 billion, comprising some 35% of Israel’s total export, continuing years of constant growth. Growth trend reversed in 2009, due to the economic crisis in the global markets.

 

The Chemical sector recovered in 2010, where export of Industrial Chemicals rose by 34.3% from 2009, kept rising in 2011(by 18.6%), but fell by 9% in 2012. Sales for export in 2012 reached US$ 15.1 billion (of which US$ 6.85 billion were of pharmaceuticals).

 

According to Central Bureau of Statistics data, investments in imported machinery & equipment from for the Chemical Industries (incl. Pharmaceuticals, excl. oil refinery) in 2012 summed up to NIS 891 million, a sharp decrease of 20.8% from 2011 (after witnessing 50.7% increase in real terms in 2011, which came after couple of years the trend was negative).

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, and a/m Ramat Hovav plant incident, considered good for trade engagements.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.04

UK Pound

1

Rs.83.95

Euro

1

Rs.70.93

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.