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MIRA INFORM REPORT

 

 

Report Date :

24.05.2013

 

IDENTIFICATION DETAILS

 

Name :

DOROTHY PERKINS LIMITED

 

 

Registered Office :

Colegrave House, 70 Berners Street, London, W1t 3nl

 

 

Country :

United Kingdom

 

 

Financials (as on) :

27.08.2011

 

 

Date of Incorporation :

06.12.1909

 

 

Com. Reg. No.:

00106273

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Holding company and property investment company.

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Slow but Correct

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 


Company name & address

 

Company Name:

DOROTHY PERKINS LIMITED

Company No:

00106273

 

Registered Address:

COLEGRAVE HOUSE

70 BERNERS STREET

LONDON

W1T 3NL

 

 

Company summary

 

               

Company Name

DOROTHY PERKINS LIMITED

Company Number

00106273

Registered Address

COLEGRAVE HOUSE

Trading Address

48-54 High St Wood Green
London
N8 7NX

 

70 BERNERS STREET

 

 

LONDON

 

 

W1T 3NL

 

 

 

 

 

Website Address

http://www.dorothyperkins.co.uk

 

 

Telephone Number

02072912867

Fax Number

 

TPS

No

FPS

No

Incorporation Date

06/12/1909

Company Status

Active - Accounts Filed

Previous Name

 

Type

Private limited with Share Capital

Date of Change

-

Filing Date of Accounts

25/05/2012

 

 

Share Capital

£1,848,499

SIC03

7415

Currency

GBP

SIC03 Description

Holding Companies including Head Offices

SIC07

70100

SIC07 Description

ACTIVITIES OF HEAD OFFICES

Principal Activity

Holding company and property investment company.

 

 

Commentary

 

No exact match CCJs are recorded against the company.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_up.gif

The credit limit on this company has fallen 73.2% in comparison to the previously suggested credit limit.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_down.gif

Sales in the latest trading period decreased 7.8% on the previous trading period.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_down.gif

There is insufficient data to indicate a change in this companies pre-tax profit.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_nochange.gif

The audit report contains no adverse comments.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_up.gif

The company has undergone recent changes in its directorships.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_nochange.gif

The company is part of a group.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_nochange.gif

The company was established over 103 years ago.

http://app.creditsafeuk.com/CSUKlive/Images/arrow_nochange.gif

 

Key Financials

 

Year to Date

Turnover

Pre Tax Profit

Shareholder Funds

Employees

27/08/2011

£94,000

£7,000

£13,414,000

-

28/08/2010

£102,000

-

£13,409,000

-

29/08/2009

£102,000

-

£13,410,000

-

 

 

Payment Information Summary

 

Days Beyond Terms

Trend Indicator

                         Average Payment Experience  What are Creditsafe Users saying about this company's payment behavior? This is Information on a target company's payment behaviour supplied directly by Creditsafe companies based on their direct experience of the company.

 

 

N/A

11

Company DBT

UK Average DBT

Steady

   

Improving Worsening

Be the first to leave a payment experience 
for this company
Within Terms91+ Days

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

 

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

 

Total Number of Satisfied CCJs -

0

Total Value of Satisfied CCJs -

 

Total Number of Writs -

-

 

 

 

Exact CCJ Details

 

There are no exact CCJ details

 

Possible CCJ Details

 

There are no possible CCJ details

 

Writ Details

 

There are no writ details

 

Mortgage Summary

 

Outstanding

1

Satisfied

2

 

Total Current Directors

4

Total Current Secretaries

1

Total Previous Directors / Company Secretaries

20

 

Current Directors

 

Name

Gillian Hague

Date of Birth

13/02/1965

Officers Title

Mrs

Nationality

British

Present Appointments

96

Function

Director

Appointment Date

14/09/2005

 

 

Address

Colegrave House 70 Berners Street, London, W1T 3NL

 

 

 

 

 

Name

Richard Leeroy Burchill

Date of Birth

08/12/1971

Officers Title

Mr

Nationality

British

Present Appointments

93

Function

Director

Appointment Date

16/08/2006

 

 

Address

Colegrave House 70 Berners Street, London, W1T 3NL

 

 

 

 

 

Name

Richard Dedombal

Date of Birth

03/02/1965

Officers Title

Mr

Nationality

British

Present Appointments

48

Function

Director

Appointment Date

01/05/2012

 

 

Address

46 Blackmoor Lane, Bardsey, Leeds, LS17 9DY

 

 

 

 

 

Name

Sally Marion Wightman

Date of Birth

27/11/1968

Officers Title

Mrs

Nationality

British

Present Appointments

49

Function

Director

Appointment Date

02/03/2011

 

 

Address

4a Crowlees Road, Mirfield, West Yorkshire, WF14 9PR

 

 

 

 

 

 

Current Company Secretary

 

Name

Aisha Leah Waldron

Date of Birth

-

Officers Title

Miss

Nationality

 

Present Appointments

1

Function

Company Secretary

Appointment Date

27/06/2011

 

 

Address

29 Bookerhill Road, High Wycombe, Buckinghamshire, HP12 4HA

 

 

 

 

 

 

Top 20 Shareholders

 

Name

Currency

Share Count

Share Type

Nominal Value

ARCADIA GROUP LTD

GBP

7,343,362

DEFERRED

0.25

ARCADIA GROUP LTD

GBP

50,633

ORDINARY

0.25

 

Unable to report percentage holdings as filed Shareholder listing is not full.

 

Profit & Loss

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

Weeks

52

52

52

52

52

Currency

GBP

GBP

GBP

GBP

GBP

Consolidated A/cs

N

N

N

N

N

Turnover

£94,000

£102,000

£102,000

£94,000

£95,000

Export

-

-

-

-

-

Cost of Sales

£87,000

£102,000

£102,000

£94,000

£95,000

Gross Profit

£7,000

-

-

-

-

Wages & Salaries

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

Operating Profit

£7,000

-

-

-

-

Depreciation

£4,000

£3,000

£3,000

£4,000

£3,000

Audit Fees

-

-

-

-

-

Interest Payments

-

-

-

-

-

Pre Tax Profit

£7,000

-

-

-

-

Taxation

-£2,000

-£1,000

-£1,000

-£2,000

-

Profit After Tax

£5,000

-£1,000

-£1,000

-£2,000

-

Dividends Payable

-

-

-

-

-

Retained Profit

£5,000

-£1,000

-£1,000

-£2,000

-

 

Balance Sheet

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

Tangible Assets

£173,000

£177,000

£180,000

£183,000

£187,000

Intangible Assets

0

0

0

0

0

Total Fixed Assets

£173,000

£177,000

£180,000

£183,000

£187,000

Stock

0

0

0

0

0

Trade Debtors

0

0

0

0

0

Cash

0

0

0

0

0

Other Debtors

£13,246,000

£13,245,000

£13,240,000

£13,235,000

£13,234,000

Miscellaneous Current Assets

0

0

0

0

0

Total Current Assets

£13,246,000

£13,245,000

£13,240,000

£13,235,000

£13,234,000

Trade Creditors

0

0

0

0

0

Bank Loans & Overdrafts

0

0

0

0

0

Other Short Term Finance

0

0

0

0

0

Miscellaneous Current Liabilities

0

£7,000

£3,000

0

£2,000

Total Current Liabilities

0

£7,000

£3,000

0

£2,000

Bank Loans & Overdrafts and LTL

£5,000

£6,000

£7,000

£7,000

£6,000

Other Long Term Finance

0

0

0

0

0

Total Long Term Liabilities

£5,000

£6,000

£7,000

£7,000

£6,000

 

Capital & Reserves

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

Called Up Share Capital

£1,848,000

£1,848,000

£1,848,000

£1,848,000

£1,848,000

P & L Account Reserve

£11,505,000

£11,500,000

£11,501,000

£11,502,000

£11,504,000

Revaluation Reserve

-

-

-

-

-

Sundry Reserves

£61,000

£61,000

£61,000

£61,000

£61,000

Shareholder Funds

£13,414,000

£13,409,000

£13,410,000

£13,411,000

£13,413,000

 

Other Financial Items

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

Net Worth

£13,414,000

£13,409,000

£13,410,000

£13,411,000

£13,413,000

Working Capital

£13,246,000

£13,238,000

£13,237,000

£13,235,000

£13,232,000

Total Assets

£13,419,000

£13,422,000

£13,420,000

£13,418,000

£13,421,000

Total Liabilities

£5,000

£13,000

£10,000

£7,000

£8,000

Net Assets

£13,414,000

£13,409,000

£13,410,000

£13,411,000

£13,413,000

 

Miscellaneous

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

 

Contingent Liability

YES

YES

YES

YES

YES

 

Capital Employed

£13,419,000

£13,415,000

£13,417,000

£13,418,000

£13,419,000

 

Number of Employees

-

-

-

-

-

 

Auditors

PRICEWATERHOUSECOOPERS LLP

Auditor Comments

The audit report contains no adverse comments

 

Ratios

 

Date Of Accounts

27/08/11

28/08/10

29/08/09

30/08/08

01/09/07

Pre-tax profit margin %

7.45

-

-

-

-

Current ratio

-

1892.14

4413.33

-

6617

Sales/Net Working Capital

0.01

0.01

0.01

0.01

0.01

Gearing %

0

0

0.10

0.10

0

Equity in %

100

99.90

99.90

99.90

99.90

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

-

1892.14

4413.33

-

6617

Return On Capital Employed %

0.05

-

-

-

-

Return On Total Assets Employed %

0.05

-

-

-

-

Current Debt Ratio

-

-

-

-

-

Total Debt Ratio

-

-

-

-

-

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

0.05

-

-

-

-

 

Status History

 

No Status History found

 

 

Event History

 

Date

Description

19/07/2012

Ms M.H. Cox has resigned as company secretary

16/06/2012

Annual Returns

04/06/2012

New Accounts Filed

04/06/2012

New Accounts Filed

07/05/2012

New Board Member Mr R. Dedombal appointed

07/03/2012

Mr M.A. Healey has left the board

01/07/2011

Ms K.D. Rodie has resigned as company secretary

01/07/2011

New Company Secretary Miss A.L. Waldron appointed

14/06/2011

Annual Returns

10/06/2011

New Accounts Filed

10/06/2011

New Accounts Filed

04/03/2011

Mr C.P. Duckels has left the board

04/03/2011

New Board Member Mrs S. Wightman appointed

31/07/2010

Annual Returns

28/05/2010

New Accounts Filed

 

 

Previous Company Names

 

No Previous Names found

 

 

Statistics

 

Group

75 companies

Linkages

2 companies

Countries

In 1 countries

 

Summary

 

Holding Company

ARCADIA GROUP LIMITED

Ownership Status

Wholly Owned

Ultimate Holding Company

TAVETA LTD

 

Group structure

 

COMPANY NAME

 

REGISTERED NUMBER

LATEST KEY FINANCIALS

CONSOL. ACCOUNTS

TURNOVER

 TAVETA LTD

 

N/A

-

-

 

 TAVETA INVESTMENTS LIM...

 

04464926

27.08.2011

Y

£2,682,002,000

 TAVETA INVESTMENTS (...

 

05137091

27.08.2011

N

 

 BHS GROUP LIMITED

 

03858895

28.08.2011

N

 

 BHS PROPERTIES LI...

 

02139762

27.08.2011

N

£14,721,000

 BHS LIMITED

 

00229606

27.08.2011

N

£740,313,000

 BHS PENSION TRU...

 

04002330

27.08.2011

N

 

 LOWLAND HOMES L...

 

05565259

27.08.2011

N

£2,077,000

 BHS SERVICES LTD

 

04002328

27.08.2011

N

 

 DAVENBUSH LIMITED

 

02341207

27.08.2011

N

£5,911,000

 ARCADIA GROUP LIMITED

 

00237511

28.08.2011

N

£139,006,000

 DOROTHY PERKINS L...

 

00106273

27.08.2011

N

£94,000

 ARCADIA GROUP D...

 

01152989

27.08.2011

N

£78,060,000

 ARCADIA GROUP FAS...

 

00266758

27.08.2011

N

 

 ARCADIA GROUP B...

 

01016191

27.08.2011

N

£1,543,408,000

 TAMMY (GIRLSW...

 

00755570

27.08.2011

N

 

 DOROTHY PERKI...

 

01716523

27.08.2011

N

£748,000

 COLLIER FIN...

 

00234010

27.08.2011

N

 

 A. G. FASHION...

 

01826366

27.08.2011

N

 

 EVANS LIMITED

 

02251251

27.08.2011

N

£435,000

 TOP SHOP/TOP...

 

02317752

27.08.2011

N

£763,000

 TOP SHOP/TO...

 

08458338

-

N

 

 EVANS RETAIL...

 

04464936

27.08.2011

N

 

 TOP SHOP / TO...

 

04464942

27.08.2011

N

 

 BURTON / DORO...

 

04464946

27.08.2011

N

 

 MATTE CARD SE...

 

04750439

27.08.2011

N

 

 TOP SHOP/TOP...

 

08286047

-

N

 

 DORSUB (TS/TM...

 

08270650

-

N

 

 BURTON RETAIL L...

 

03424662

27.08.2011

N

£468,000

 A.G. RETAIL HOL...

 

IE244463

25.08.2012

N

€2,365

 ARCADIA GROUP...

 

IE238757

25.08.2012

N

€55,149,298

 BARFORCE LIMITED

 

00310708

31.08.1997

N

£175,343,000

 DORSUB (DPR) LI...

 

01002994

31.08.1997

N

£283,858,000

 DORSUB (HRL) LI...

 

00243154

31.08.1997

N

£225,835,000

 DORSUB (PRL) LI...

 

00397489

31.08.1997

N

£124,776,000

 DORSUB (TIC) LI...

 

01003008

31.08.1998

N

 

 DORSUB (TS/TM)...

 

00461668

31.08.1997

N

£253,025,000

 MONTAGUE BURTON E...

 

00278165

27.08.2011

N

 

 ARCADIA GROUP PEN...

 

00346324

27.08.2011

N

 

 ARCADIA GROUP RET...

 

00414249

27.08.2011

N

 

 AG SENIOR EXECUTI...

 

00567441

27.08.2011

N

 

 MONTAGUE BURTON P...

 

01020295

27.08.2011

N

 

 MONTAGUE BURTON P...

 

01041550

27.08.2011

N

 

 BURTON PROPERTY...

 

01848857

27.08.2011

N

 

 REDCASTLE INVESTM...

 

01702378

27.08.2011

N

 

 B. E. LEASING LIM...

 

01776838

27.08.2011

N

 

 CASTLE TRUSTEE LI...

 

01875153

27.08.2011

N

 

 ZOOM.CO.UK LIMITED

 

02029103

27.08.2011

N

£35,799,000

 CARAWAY GROUP LIM...

 

02177093

27.08.2011

N

 

 REDCASTLE LIMITED

 

03194733

27.08.2011

N

£250,750,000

 ARCADIA GROUP H...

 

00240519

27.08.2011

N

 

 REDCASTLE PROPE...

 

03974980

27.08.2011

N

 

 REDCASTLE PROPERT...

 

03871193

27.08.2011

N

 

 REDCASTLE (HOLDIN...

 

03958469

27.08.2011

N

 

 REDCASTLE FINAN...

 

03958423

27.08.2011

N

 

 REDCASTLE (21...

 

03871240

27.08.2011

N

£15,607,000

 ARCADIA QUEST TRU...

 

04442577

27.08.2011

N

 

 ARCADIA STANCEPOW...

 

06349454

27.08.2011

N

 

 ARCADIA GROUP (US...

 

06404527

27.08.2011

N

£24,054,000

 A.G. CLOTHING (HO...

 

04251011

27.08.2011

N

 

 A.G. CLOTHING L...

 

00941463

27.08.2011

N

£58,601,000

 RICHARDS INVE...

 

02467363

27.08.2011

N

 

 DORSUB (RSH...

 

01738921

29.08.2009

N

 

 ARCADIA RETAIL GR...

 

04163868

27.08.2011

N

 

 GRESSE STREET LIM...

 

05279893

27.08.2011

N

£1,291,000

 MISS SELFRIDGE RE...

 

04251393

27.08.2011

N

£132,402,000

 MISS SELFRIDGE...

 

00954960

27.08.2011

N

 

 MISS SELFRIDGE...

 

IE445103

25.08.2012

N

€4,710,046

 OUTFIT RETAIL LIM...

 

04251395

28.08.2011

N

£15,251,000

 STANCEPOWER

 

04180457

27.08.2011

N

 

 SVML LIMITED

 

02764276

27.08.2011

N

 

 WALLIS RETAIL LIM...

 

04250825

27.08.2011

N

£175,911,000

 WALLIS RETAIL P...

 

00306819

27.08.2011

N

 

 WALLIS (LONDO...

 

00375906

27.08.2011

N

 

 WALLIS RETAIL (...

 

IE445104

25.08.2012

N

€14,747,462


Statistics

 

Group

75 companies

Linkages

2 companies

Countries

In 1 countries

 

Other Linked companies

 

NAME

 

NUMBER

LATEST KEY FINANCIALS

TURNOVER

DEBENHAMS RETAIL HOLDINGS (IRELAND) LIMITED

 

IE265067

01.09.2012

 

DEBENHAMS RETAIL (IRELAND) LIMITED

 

IE239481

01.09.2012

€162,508,000

 

 

Exact CCJ Details

 

No CCJs found

 

Possible CCJs Details

 

There are no possible CCJ details

Writ Details

 

No writs found

 

Mortgage Details

 

Mortgage Type:

DEBENTURE

Date Charge Created:

14/12/04

 

 

Date Charge Registered:

23/12/04

 

 

Date Charge Satisfied:

04/02/13

 

 

Status:

SATISFIED

 

 

Person(s) Entitled:

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND (SECURITY TRUSTEE)

Amount Secured:

 

Details:

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERYSEE THE MORTGAGECHARGE DOCUMENT FOR FULL DETAILS

 

Mortgage Type:

DEED OF ACCESSION TO A COMPOSITE GUARANTEE AND DEBENTURE DATED 10 SEPTEMBER 2002

Date Charge Created:

18/12/02

 

 

Date Charge Registered:

23/12/02

 

 

Date Charge Satisfied:

18/01/05

 

 

Status:

SATISFIED

 

 

Person(s) Entitled:

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND ACTING IN ITS CAPACITY AS SECURITY TRUSTEE FOR

Amount Secured:

ALL PRESENT AND FUTURE OBLIGATIONS AND LIABILITIES OF EACH CHARGING COMPANY TO THE SECURITY TRUSTEEAND THE SECURITY BENEFICIARIES (OR ANY OF THEM) UNDER THE TERMS OF THE AFOREMENTIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

Details:

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

Mortgage Type:

MORTGAGE

Date Charge Created:

03/07/31

 

 

Date Charge Registered:

24/03/39

 

 

Date Charge Satisfied:

-

 

 

Status:

OUTSTANDING

 

 

Person(s) Entitled:

MRS H GREENWOOD

Amount Secured:

£1473 18/6 OWING

Details:

FREEHOLD PROPERTY, 10 IRONMARKET NEWCASTLE-UNDER LYME, STAFFS.

 

 

Creditor Details

 

No Creditor Data

Total Value

-

 

Trade Debtors / Bad Debt Detail

 

No Debtor Data

Total Value

-

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

Graham John Kilbey

12

6

Philip Clayton Smith

25

130

Philip Clayton Smith

25

130

David John Bates

29

67

John Hodges

54

180

John Hodges

54

180

Adam Alexander Goldman

28

103

David Nigel Brown

26

104

Colin Peter Duckels

41

55

Daphne Valerie Cash

12

195

Julie Sook Hein Crossland

4

85

Ian Peter Jackman

34

158

Ian Peter Jackman

34

158

Rebecca Jayne Stevenson

8

92

Mark Anthony Healey

45

52

Andrew Christopher Bottomley

0

10

Beverley Hicks

2

85

Michelle Hazel Cox

38

50

Jayabaduri Bergamin

3

89

Kimberly Donna Rodie

41

48



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.99

UK Pound

1

Rs.84.19

Euro

1

Rs.71.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)           Ownership background (20%)                 Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.