MIRA INFORM REPORT

 

 

Report Date :

27.05.2013

 

IDENTIFICATION DETAILS

 

Name :

MARINDEC PAINTS (PTY)LTD

 

 

Registered Office :

11 Fuchs St, Alrode, Alberton, 1451

 

 

Country :

South Africa

 

 

Date of Incorporation :

28.08.1998

 

 

Com. Reg. No.:

M1998/012141/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacture of paints, varnishes and coatings, printing ink and mastics

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA

 


 

Subject Name

MARINDEC PAINTS (PTY)LTD

Country

South Africa

Subject Contact Person

GERTROOD - 0119081056

Assessment

On investigation contact was made with the GERTROOD who assisted with the basic information on the business. A questionnaire was requested for completion as GERTROOD did not have all of the required information on hand. Please see the available information on the subject below.

 

 

Company Information

 

Registered Name

MARINDEC PAINTS (PTY)LTD

Trading as/ Division Name

None

Previous Name

Unavailable

Date of Name Change

Aug 28 1998 12:00AM

Registration Number

M1998/012141/07

Registration Date

1998/06/25

Date Commenced Trading

1998-06-25

Age of Business

14 Years 11 Months

History of Business

The subject was established as a new business in 1998 and operations commenced immediately. The subject underwent a name change in August 1998.

History of Principals

Unavailable

Shareholders/Members/Partners of subject and % holding

50 % - KIRANKUMAR DAMODAR RAMJU ROSHANIA, 50 % - ASHWINKUMAR MATLAL MARGHBHAI PATEL

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Paint Manufacturers & Wholesalers

Industry/ Customers

The general public and businesses

Major Industry Code / SICC

33520

Definition of Code

Manufacture of paints, varnishes and coatings, printing ink and mastics

Head Office Physical Address

11 Fuchs St, Alrode, ALBERTON, 1451

Head Office Postal Address

P.O.Box 634, ALBERTON, 1450

Current Tel Number

0119081056

Current Fax Number

0119084828

Current Email Address

marindec@global.co.za

 

 

 

Auditors Information

 

Company Registered Name

EKSTEEN LOUW AND BADENHORST INC

Trading Name

EL AND B

Registration Number

M1998/024871/21

Physical Address

34 WEBBER ROAD, GERMISTON SOUTH, 1401

Postal Address

P 0 BOX 988, GERMISTON, 1400

Contact Person

ARNO LOUW

Contact Number

0118274516

Email

Unavailable

Principals

2

Judgements Against Subject

None On Record

Judgements Against Principals

None On Record

Subject Verified as Client

Yes

Practice Number

923028E

VAT Number

4280183262

Tax Number

9803027649

BEE Status

 

Financial Year End

December

No of years in Business

9

Website

None

Comment

 

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

Comment

BLOCK EISENSTEIN

 

15

 

 

 

Tax Information

 

Vat Number

4530175647

Status

ACTIVE

Vat Liable Date

1998/06/25

Tax Number

9129027836

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

 

Black Economic Empowerment Information - No Information on Record

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information- No Information on Record

 

Branch Information- No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

DIRECTOR

KIRANKUMAR DAMODAR RAMJU ROSHANA

 

 

1

DIRECTOR

ASHWINKUAAAR MATLAL MARGHBHAI PATEL

 

 

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

50 % - KIRANKUAAAR DAMODAR RAMJU ROSHANIA

MARINDEC PAINTS (PTY) LTD

 

 

50 % - ASHWINKUMAR MATLAL MARGHBHAI PATEL

MARINDEC PAINTS (PTY) LTD

 

 

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

BusinessRescue - No Information on Record

 

Judgements - No information on record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank information - No information on record

 

Bank code History - No information on record

 

Previous Bank account Information - No information on record

 

 

Deeds Information

 

Property Interests for CompanyMARINDEC PAINTS (PTY)LTD

 

Title Deed No.

ST48330/2006

Erf/Site No.

600,0

Deeds Office

PRETORIA

Physical Address

111 PRETORIA SANDOWN SANDTON

Property Type

Sectional Title

Extent / Size

239.0SQM

Purchase Date

2005/12/09

Purchase price

 

% Ownership

0.00

Bond Holder

ABSA BANK LTD

Bond Number

SB615632006

Bond Amount

 

Comment

 

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

59

Active Principals Principal - 1of 2 KIRANKUMAR ROSHANIA

Surname

ROSHANIA

First Name

KIRANKUMAR

Other Names

DAMODAR RAMJU

Marital Status

 

ID Number

5511030000000

Verified ID Number

No

Current Age

58

Designation

Director

Status

Active

Appointment Date

1998/06/25

Physical Address (at time of Appointment)

1 BOERO PLACE, GLENVISTA, 2058

Postal Address

P 0 BOX 634, ALBERTON, 1450

Current Tel Number

0119081056

Cell number

 

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information forKIRAN KUMAR ROSHANIA Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

CAPE TO RIO PROPERTIES CC

B2000/003938/23

In Business

13 Years 4 Months

0

No

 

UNIRESINS (PTY) LTD

M1996/012631/07

In Business

16 Years 8 Months

0

No

 

AAARINDEC PAINTS (PTY) LTD

M1998/012141/07

In Business

14 Years 11 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 ASHWINKUMAR PATEL

Surname

PATEL

First Name

ASHWINKUMAR

Other Names

MATLAL MARGHBHAI

Marital Status

 

ID Number

5301220000000

Verified ID Number

No

Current Age

60

Designation

Director

Status

Active

Appointment Date

1998/06/25

Physical Address (at time of Appointment)

PLOT 3B NSSF, MAISONETTE OF OLD KIRA ROAD, KAMPALA, UGANDA, 0000

Postal Address

P O BOX  10356, KAMPALA, UGANDA, 0000

Current Tel Number

0119081056

Cell number

 

Shareholding/Membership

50%

 

Principal's Adverse - No information on record

 

Business Information forASHWINKUMAR PATEL Principal Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

UNIRESINS (PTY) LTD

M1996/012631/07

In Business

16 Years 8 Months

0

No

 

AAARINDEC PAINTS (PTY) LTD

M1998/012141/07

In Business

14 Years 11 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.61

UK Pound

1

Rs.83.98

Euro

1

Rs.71.94

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.