MIRA INFORM REPORT

 

 

Report Date :

27.05.2013

 

 

IDENTIFICATION DETAILS

 

Name :

PHU THINH IMPORT - EXPORT AND PRODUCTION JOINT STOCK COMPANY

 

 

Registered Office :

No. 110, Goc De Alley, Minh Khai Street, Hoang Van Thu Ward, Hai Ba Trung District, Ha Noi City

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2009

 

 

Year of Incorporation :

2006

 

 

Com. Reg. No.:

0102114870

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

The subject is specializing in trading fertilizer, chemicals. medical herbs, tea, spices, agricultural product.

 

 

No. of Employees :

13

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Viet Nam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that in the last 30 years has had to recover from the ravages of war, the loss of financial support from the old Soviet Bloc, and the rigidities of a centrally-planned economy. While Vietnam's economy remains dominated by state-owned enterprises, which still produce about 40% of GDP, Vietnamese authorities have reaffirmed their commitment to economic liberalization and international integration. They have moved to implement the structural reforms needed to modernize the economy and to produce more competitive export-driven industries. Vietnam joined the World Trade Organization in January 2007 following more than a decade-long negotiation process. Vietnam became an official negotiating partner in the developing Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to about 22% in 2011, while industry's share increased from 36% to 40% in the same period. Deep poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession has hurt Vietnam's export-oriented economy, with GDP in 2009-11 growing less than the 7% per annum average achieved during the last decade. In 2011, exports increased by more than 33%, year-on-year, and the trade deficit, while reduced from 2010, remained high, prompting the government to maintain administrative trade measures to limit the trade deficit. Vietnam's managed currency, the dong, continues to face downward pressure due to a persistent trade imbalance. Since 2008, the government devalued it in excess of 20% through a series of small devaluations. Foreign donors pledged nearly $8 billion in new development assistance for 2011. However, the government's strong growth-oriented economic policies have caused it to struggle to control one of the region's highest inflation rates, which reached as high as 23% in August 2011 and averaged 18% for the year. In February 2011, Vietnam shifted its focus away from economic growth to stabilizing its economy and tightened fiscal and monetary policies. In early 2012 Vietnam unveiled a broad "three pillar" economic reform program, proposing the restructuring of public investment, state-owned enterprises and the banking sector. Vietnam's economy continues to face challenges from low foreign exchange reserves, an undercapitalized banking sector, and high borrowing costs. The near-bankruptcy and subsequent default of the state-owned-enterprise Vinashin, a leading shipbuilder, led to a ratings downgrade of Vietnam's sovereign debt, exacerbating Vietnam's borrowing difficulties.

Source : CIA


SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

English Name

 

PHU THINH IMPORT - EXPORT AND PRODUCTION JOINT STOCK COMPANY

Vietnamese Name

 

CONG TY CO PHAN SAN XUAT VA XUAT NHAP KHAU PHU THINH

Short name

 

PHU THINH IMPORT., JSC

Type of Business

 

Joint stock company

Year Established

 

2006

Business Registration No.

 

0102114870

Date of Registration

 

28 Jun 2011

Place of Registration

 

Planning and Investment Department of Hanoi City

Chartered capital

 

VND 100,000,000,000

Status

 

Unlisted

Tax code

 

0102114870

Total Employees

 

13

Note:  The exact name of the subject is above.

 

Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former chartered capital: VND 1 billion, Changed to VND 6 billion, Then Changed to: VND 100 billion

28 Jun 2011

2

Subject has got former Business Registration No: 0103015085

Changed to: 0102114870

28 Jun 2011

 

 

ADDRESSES

 

Head Office

Address

 

Room 201, A1 Building, Lane 229, Pho Vong Street, Hai Ba Trung District, Ha Noi City, Vietnam

Telephone

 

(84-4) 39744627

Fax

 

(84-4) 39744626

Email

 

business@phuthinhjsc.vn

Website

 

http://phuthinhjsc.com.vn

 

Registration Address

Address

 

No. 110, Goc De Alley, Minh Khai Street, Hoang Van Thu Ward, Hai Ba Trung District, Ha Noi City, Vietnam

Telephone

 

(84-4) 36363886

Fax

 

(84-4) 36367321

Note: Exact registration address is as above.

Transaction office in Ho Chi Minh

Address

 

No. 27 Dao Duy Anh, Ward 9, Phu Nhuan District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 39972146

Fax

 

(84-8) 39972142

 

Transaction office in Da Nang

Address

 

No. 9 Pham The Hien, Khue Chung Ward, Cam Le District, Da Nang City, Vietnam

 

 

 

DIRECTORS

 

1. NAME

 

Mr. NGUYEN QUOC TUY

Position

 

Chairman-Legal Representative

Date of Birth

 

10 Sep 1972

ID Number/Passport

 

012487862

ID Issue Date

 

11 Mar 2002

ID Issue Place

 

Hanoi Police Station

Resident

 

95 Van Don - Bach Dang Ward, Hai Ba Trung District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Tel/Mobile phone

 

+84 913230181

 

2. NAME

 

Mr. NGUYEN THANH TRUNG

Position

 

Director

ID Number/Passport

 

012010109

Resident

 

41A Branch 6/51 - Dang Van Ngu - Trung Tu Ward, Dong Da District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

 

3. NAME

 

Ms. NGUYEN HONG LOAN

Position

 

Chief Accountant

Nationality

 

Vietnamese

 

 

BUSINESS NATURE AND ACTIVITIES

 

The subject is specializing in trading fertilizer, chemicals. medical herbs, tea, spices, agricultural product, etc.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Types of products

 

Fertilizer, chemicals

·         Market

 

India, China

·         Mode of payment

 

T/T, L/C, D/P deferred period up to 90 days

 

EXPORT:

Note: Currently, the subject does not export. Previously, it exported agro products, tea, spices, to Malaysia, Sri Lanka, Hong Kong.

 

 

BANKERS

 

1. VIET NAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE HAI BA TRUNG BRANCH

Address

 

No.285 Tran Khat Chan str, Hai Ba Trung District, Ha Noi City, Vietnam

Telephone

 

(84-4) 39718251

 

2. PETROLIMEX COMMERCIAL JOINT STOCK BANK GIA LAM BRANCH

Address

 

No.552 Nguyen Van Cu Str, Long Bien District, Ha Noi City, Vietnam

Telephone

 

(84-4) 3872 7158

Fax

 

(84-4) 3872 7159

 

3. VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK TRAN KHAT CHAN BRANCH

Address

 

No. 382-384 Tran Khat Chan Str Thanh Nhan ward, Hai Ba Trung District, Ha Noi City, Vietnam

Telephone

 

(84-4) 3972 5550

Fax

 

(84-4) 3872 5551

 

 

SHAREHOLDERS

 

1. NAME

 

Mr. NGUYEN THANH TRUNG

Position

 

Director

ID Number/Passport

 

012010109

Resident

 

41A Branch 6/51 - Dang Van Ngu - Trung Tu Ward, Dong Da District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

5,000

Value of shares

 

VND 500,000,000

Percentage

 

0.5%

 

2. NAME

 

Ms. NGUYEN THI NGOC TUYEN

ID Number/Passport

 

012733412

Resident

 

110 Goc De Alley - Minh Khai - Hoang Van Thu Ward, Hoang Mai District, Ha Noi City, Vietnam

Mobile phone

 

+84 989188764

Nationality

 

Vietnamese

Number of Shares

 

5,000

Value of shares

 

VND 500,000,000

Percentage

 

0.5%

 

3. NAME

 

Mr. NGUYEN QUOC TUY

Position

 

Chairman

Date of Birth

 

10 Sep 1972

ID Number/Passport

 

012487862

Issued on

 

11 Mar 2002

Issued Place

 

Hanoi Police Station

Resident

 

95 Van Don - Bach Dang Ward, Hai Ba Trung District, Ha Noi City, Vietnam

Mobile phone

 

+84 913230181

Nationality

 

Vietnamese

Number of Shares

 

990,000

Value of shares

 

VND 99,000,000,000

Percentage

 

99%

 

 

FINANCIAL HIGHLIGHT

 

Latest financial data is currently not available in our source.

BALANCE SHEET

Unit: Million VND

Balance sheet date

31/12/2009

Number of weeks

52

ASSETS

A. Current Asset

68,551

Receivables

40,062

Inventory

25,073

Cash and other current assets

3,416

B. Long term Asset

3,987

1. Long term account receivable

 

2. Fixed assets

3,987

Tangible fixed assets

3,987

+ Original cost

4,157

+ Accumulated depreciation value

170

Financial leasehold assets

 

Intangible fixed assets

 

Construction in progress and other long term asset

 

TOTAL ASSETS

72,538

 

LIABILITIES

Payable loans

53,647

Owner’s Equity

18,891

TOTAL LIABILITY AND EQUITY

72,538

 

PROFIT & LOSS STATEMENT

 

1. Total Sales

367,616

2. Deduction item

0

3. Net revenue

367,616

4. Costs of goods sold

268,339

5. Gross profit

99,277

6. Financial income

35

7. Financial expenses

7,086

8. Selling expenses and Administrative overheads

70,641

9. Net operating profit

21,585

10. Other income

2,015

11. Other expenses

2,299

12. Other profit /(loss)

-284

13. Total accounting profit before tax

21,301

14. Current corporate income tax

4,491

15. Deferred corporate income tax

 

16. Interest from subsidiaries/related companies

 

17. Profit after tax

16,810

 

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Normal

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Above Average

Development trend

 

Positive

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

L/C, TT,DA

Sale Methods

 

Retailer and Wholesaler

Public opinion

 

Normal

 

INTERPRETATION ON THE SCORES

 

PHU THINH IMPORT., JSC was founded in 2006 under former business registration number 0103015085 with initial chartered capital of 1 billion VND. Currently, business registration number was revised to be coincident with tax code and chartered capital raised up to 100 billion VND.  It is a trading company; therefore, labor force is humble.

The subject has registration address at No. 110 Goc De Alley, Minh Khai Street, Hoang Van Thu Ward, Hoang Mai District, Ha Noi city. All business activities take place at Room 201, A1 Building, No. 229 Pho Vong Street, Hai Ba Trung District, Ha Noi City. Office facilities are normal. Besides, it also has two transaction offices in Hochiminh City and Da Nang City. The business is managed by its chairman, Mr. NGUYEN QUOC TUY.

 

The subject is specializing in trading fertilizer, chemicals, tea, spices, agricultural product, etc. Previously, it also took part in exporting agro products, tea, spices to several markets. However, this operation seemed ineffective. Therefore, it concentrates on main business activities as trading fertilizer, chemical imported from China and India. The subject was founded in 2006 and started operation in 2007 but business result was bright. According financial data in 2009, total sale was VND 367,616 million and profit after tax reached VND 16,810 million. Capital structure was not safe as liability took up high proportion in total assets. According to Ms. Tuyen, accountant, business result had upward trend year on year. However, its chairman kept information confidential. Latest financial data is also not available in our source.

In general, the subject is operating normally. Development prospect seems bright. Caution is necessary with medium and big transactions.

 

Appendix

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.61

UK Pound

1

Rs.83.98

Euro

1

Rs.71.94

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.