MIRA INFORM REPORT

 

 

Report Date :

30.05.2013

 

IDENTIFICATION DETAILS

 

Name :

IBERSAFETY-COMERCIO DE ARTIGOS DE PROTECCAO LABORAL LDA

 

 

Registered Office :

Centro Empresarial de Ferreiró, Rua Manuel Assunção Falcão, n. 14- armazém, 30 Avioso (Santa Maria) 4475-636-Maia Porto

 

 

Country :

Portugal

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

26.08.2005

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Activity of import, export and trade of labor protection

 

 

No. of Employees :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Usually Correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Portugal

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PORTUGAL - ECONOMIC OVERVIEW

 

Portugal has become a diversified and increasingly service-based economy since joining the European Community - the EU's predecessor - in 1986. Over the following two decades, successive governments privatized many state-controlled firms and liberalized key areas of the economy, including the financial and telecommunications sectors. The country qualified for the Economic and Monetary Union (EMU) in 1998 and began circulating the euro on 1 January 2002 along with 11 other EU members. The economy grew by more than the EU average for much of the 1990s, but the rate of growth slowed in 2001-08. The economy contracted 2.5% in 2009, before growing 1.4% in 2010, but GDP fell again in 2011 and 2012, as the government began implementing spending cuts and tax increases to comply with conditions of an EU-IMF financial rescue package, agreed to in May 2011. GDP per capita stands at roughly two-thirds of the EU-27 average. Portugal also has been increasingly overshadowed by lower-cost producers in Central Europe and Asia as a destination for foreign direct investment, in part because its rigid labor market hindered greater productivity and growth. However, the government of Pedro PASSOS COELHO has enacted several measures to introduce more flexibility into the labor market, and, this, along with steps to reduce high levels of public debt, could make Portugal more attractive to foreign investors. The government reduced the budget deficit from 10.1% of GDP in 2009 to 4.5% in 2011, an achievement made possible only by the extraordinary revenues obtained from the one-time transfer of bank pension funds to the social security system. The budget deficit worsened in 2012 as a sharp reduction in domestic consumption took a bigger bite out of value-added tax revenues while rising unemployment benefits increased expenditures more than anticipated. Poor growth prospects over the next year have reinforced investors' concerns about the government's ability to achieve its budget deficit targets and regain full access to bond market financing when the EU-IMF financing program expires in 2013.

Source : CIA


Identification

 

Name

IBERSAFETY-COMERCIO DE ARTIGOS DE PROTECCAO LABORAL LDA

V.A.T. Number / NIF

507408624

Address

Centro Empresarial de Ferreiró, Rua Manuel Assunção Falcão, n. 14- armazém, 30

Locality

Avioso (Santa Maria)

Postal Code

4475-636-MAIA

Municipality

MAIA

District

PORTO

Telephone

229865340

Fax

229865349

E-Mail

mail@ibersafety.com

Web Site

www.ibersafety.com

 

 

C.A.E.(Rev 3)

46900- Non-specialized wholesale trade

 

 

 

 

Summary

 

Legal Form

Private Limited Company

Constitution

26-08-2005

V.A.T. Number / NIF

507408624

Employees

3

Capital

250.000,00

Sales in : 31-12-2011

1.276.569,45

Shareholders Funds in: 31-12-2011

253.799,54

Payments

Good

Actual Condition

In activity

Financial Highlights

 

 

31-12-2009

 

31-12-2010

 

31-12-2011

Net Sales

1.439.866,34

1.475.201,49

1.276.569,45

Net Income For the Year

9.136,45

12.727,43

15.388,91

Shareholders Funds

25.683,20

238.410,63

253.799,54

Stocks

90.250,30

177.825,53

179.495,19

LIABILITY

833.712,15

704.046,72

561.026,07

ASSETS

859.395,35

942.457,35

814.825,61

 

Business Concept

 

Consulted sources say that the subject has been respecting its payments and commercial commitments, so credit connections with this company are recommended.

 

 

All the amounts are express in Euros, otherwise you will be advised

 

Management Bodies

 

 

MANUEL ARMANDO BARBARO COELHO

Managing-Partner

 


Legal Structure

 

 

Registed on the Register Record Office of Maia with the Register Number 507408624 in 03-09-2010

Constitution celebrated in 26-08-2005 published on Diário da República number 238 of 14-12-2005

To oblige the company it is necessary 1 signatures

 

Changes to Society

 

In 28-06-2011 on Portal MJ of 29-06-2011 social change

In 07-05-2011 on Portal MJ of 25-05-2011 manager change

In 03-09-2010 on Portal MJ of 06-09-2010 increase of capital Clique para ver detalhes

para 250.000,00 Euros e alteração de sede social

In 03-08-2010 on Portal MJ of 04-08-2010 social change

In 10-12-2009 on Portal MJ of 11-12-2009 manager change

 

 

Capital

 

 

The Capital is 250.000,00

 

 

with the following distribution

 

MANUEL ARMANDO BARBARO COELHO

125.000,00

50%

ELSA MARIA BARBARO CELHO

62.500,00

25%

JOSE ARMANDO BARBOSA COELHO

62.500,00

25%

 

 

Biographies

 

 

 

Name

MANUEL ARMANDO BARBARO COELHO

Funtion

Managing-Partner

Address

Rua General Carmona, 255, r/c dt.

Locality

Nogueira

Civil State

Married

Consort

Isabel Maria Fernandes Moreira Coelho

 

Name

ELSA MARIA BARBARO CELHO

Funtion

Partner

Address

Rua Eng. Frederico Ulrich, 1752, 1º H

Locality

Gemunde

Civil State

Married

Consort

António Henrique da Silva Teixeir

 

Name

JOSE ARMANDO BARBOSA COELHO

Funtion

Partner

Address

Ruua Teixeira de Pascoais, n. 5º, r/c esq.

Locality

Rio Tinto

Civil State

Unmarried

 

 

Activities

 

 

Line of Business

Percentage

Activity of import, export and trade of labor protection

100%

 

 

Type of Clients

Private Companies

 

 

Sales Conditions

Cash/credit

 

 

Sales Area

 

 

 

Country

100%

 

 

 

Trade Marks

 

Ibersafety

Mac3

Hercules boots

Dunlop

Airsafe

Reposa

Boxer Line

Plum

Polyco

 

 

Incidents

 

 

Legal Actions

 

Date

Process

Author

Type

Amount

Judicial District

Court

Situation

12-01-2009

421441/08.4YIPRT

Lemaitre Sécurité

Especial Cump.Obrig. Pecuniarias DL 269/98

24.027,92

Santo Tirso

1

 

 

 

 

Employees

 

 

Total

3

 

 

Head Office and Installations

 

 

Apartado 2147 4471-908 Castêlo da Maia

Head office Centro Empresarial de Ferreiró, Rua Manuel Assunção Falcão, n. 14- armazém, 30 , Avioso (Santa Maria), 4475-636, MAIA, Tel:229865340, Fax:229865349

Had head office Zona Industrial do Soeiro, Armazém 25 , Sao Mamede De Coronado, 4745, SAO MAMEDE CORONADO

 

 


Financial Demonstration SNC

 

Balance Sheet SNC

CoinEURO

Date31-12-2011

 

 

Closing Date

31-12-2011

31-12-2010

31-12-2009

Variação (%)

 

 

 

ASSET

 

 

 

 

 

Non-current assets

 

Tangible fixed assets

461.897,71

492.527,09

523.730,27

(6,22)

Intangible assets

890,00

490,00

 

81,63

Total

462.787,71

493.017,09

523.730,27

(6,13)

 

 

 

 

 

Current assets

 

 

Inventories

179.495,19

177.825,53

90.250,30

0,94

Costumers

114.815,99

184.037,18

122.476,15

(37,61)

State and other public entities

5.736,24

3.133,22

12.582,62

83,08

Other accounts receivable

 

 

62.576,37

 

Other financial assets

500,00

500,00

500,00

 

Cashier and bank deposits

51.490,48

83.944,33

47.279,64

(38,66)

Total

352.037,90

449.440,26

335.665,08

(21,67)

TOTAL ASSET

814.825,61

942.457,35

859.395,35

(13,54)

 

 

 

 

 

SHAREHOLDERS FUNDS AND LIABILITIES

 

 

 

 

 

 

 

SHAREHOLDERS FUNDS

 

 

Capital

250.000,00

250.000,00

50.000,00

 

Legal reserves

1.926,34

1.926,34

1.926,34

 

Net retained

(13.515,71)

(26.243,14)

(35.379,59)

(48,50)

Total

238.410,63

225.683,20

16.546,75

5,64

Net income for the period

15.388,91

12.727,43

9.136,45

20,91

TOTAL OF SHAREHOLDERS FUNDS

253.799,54

238.410,63

25.683,20

6,45

 

 

 

 

 

LIABILITY

 

 

 

 

 

 

 

Non-current liiabilities

 

 

Financing obtained

28.119,90

75.254,82

95.911,45

(62,63)

Other payable accounts

 

 

487.772,92

 

Total

28.119,90

75.254,82

583.684,37

(62,63)

 

 

 

 

 

Current liabilities

 

 

Suppliers

87.060,77

107.260,83

133.171,68

(18,83)

State and other public entities

47.214,57

58.517,58

56.630,47

(19,32)

Financing obtained

 

30.024,26

60.225,63

 

Other payable accounts

398.630,83

432.989,23

 

(7,94)

Total

532.906,17

628.791,90

250.027,78

(15,25)

TOTAL LIABILITIES

561.026,07

704.046,72

833.712,15

(20,31)

TOTAL SHAREHOLDERS FUNDS AND LIABILITIES

814.825,61

942.457,35

859.395,35

(13,54)

 

 

 

 

 

INCOME STATEMENT

 

 

 

 

 

 

 

INCOME AND EXPENSES

 

 

Sales and services

1.276.569,45

1.475.201,49

1.439.866,34

(13,46)

Cost of goods sold and materials consumed

903.756,18

1.112.047,71

1.055.995,48

(18,73)

Suppliers and external services

103.364,87

100.735,16

128.888,93

2,61

Personnel costs

176.345,62

184.183,51

178.184,71

(4,26)

Other income and gains

8.163,74

9.236,83

17.716,44

(11,62)

Other expenses and losses

41.912,77

28.008,61

36.829,08

49,64

Result before depreciation, financing costs and taxes

59.353,75

59.463,33

57.684,58

(0,18)

Expenses/reversals of depreciation and amortization

31.805,44

33.891,78

41.919,54

(6,16)

Operating result (before financing costs and taxes)

27.548,31

25.571,55

15.765,04

7,73

interest and similar expenses incurred

5.034,58

7.252,06

 

(30,58)

Net before taxes

22.513,73

18.319,49

15.765,04

22,89

Income tax of the period

7.124,82

5.592,06

6.628,59

27,41

Net profit for the period

15.388,91

12.727,43

9.136,45

20,91

 

RATIOS SNC

 

 

Closing Date

31-12-2011

31-12-2010

31-12-2009

 

 

 

 

TURNOVER RATIOS

 

Shareholder's Funds Profitability

0,061

0,053

0,356

 

Assets Profitability

0,034

0,027

0,018

 

Sales Net Profitability

0,012

0,009

0,006

 

 

 

 

 

 

EFFICIENCY RATIOS

 

 

Medium Term Receivable

32,828

45,535

31,047

 

Asset Rotation

1,567

1,565

1,675

 

 

 

 

 

 

PRODUCTIVITY RATIOS

 

 

Productivity

2,114

1,972

2,154

 

 

 

 

 

 

SHORT TERM RATIOS

 

 

General Liquidity

0,661

0,715

1,343

 

Reduced Liquidity

0,324

0,432

0,982

 

Immediate Liquidity

0,097

0,134

0,189

 

 

 

 

 

 

MEDIUM LONG TERM RATIOS

 

 

Financial Autonomy

0,311

0,253

0,03

 

Solvability

0,452

0,339

0,031

 

Borrowed Capital Structure

0,95

0,893

0,3

 

General Debt

0,111

0,442

6,079

 

Medium Long Term Debt

0,111

0,316

3,734

 

Debt Structure

0,95

0,893

0,3

 

Capital Structure

9,026

3,168

0,044

 

 

 

 

 

 

Operational and Financial Risk

 

 

Operational Leverage Level

13,533

14,201

24,35

 

Financial Leverage Level

1,224

1,396

1

 

Combined Leverage Level

16,564

19,825

24,35

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.24

UK Pound

1

Rs.84.54

Euro

1

Rs.72.32

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.