MIRA INFORM REPORT

 

 

Report Date :

31.05.2013

 

IDENTIFICATION DETAILS

 

Name :

INTERCON HOLDINGS LTD.

 

 

Registered Office :

Room 1207, 12/F., Hongkong International Trade & Exhibition Centre [HITEC], 1 Trademart Drive, Kowloon Bay, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.03.2003

 

 

Com. Reg. No.:

33445675

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of All kinds of steel and stainless steel materials such as hot rolled and cold rolled coils, hot rolled plate, steel slabs, hot rolled/galvanized coils, rolls, etc.

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA

 


Company name

 

INTERCON HOLDINGS LTD.

 

 

ADDRESS

 

Room 1207, 12/F., Hongkong International Trade & Exhibition Centre [HITEC], 1 Trademart Drive, Kowloon Bay, Kowloon, Hong Kong.

 

PHONE:            852-2893 8533

 

FAX:                 852-2575 5865

 

 

MANAGEMENT

 

Managing Director:         Mr. Kang In Heung

 

 

SUMMARY

 

Incorporated on:             14th March, 2003.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$390,000.00

            Issued:              HK$390,000.00

 

Business Category:        Steel Product Trader.

 

Annual Turnover:            HK$300-350 million.

 

Employees:                   12.

 

Main Dealing Banker:     The Industrial Bank of Korea, Hong Kong Branch.

 

Banking Relation:           Satisfactory.


Company name

 

INTERCON HOLDINGS LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 1207, 12/F., Hongkong International Trade & Exhibition Centre [HITEC], 1 Trademart Drive, Kowloon Bay, Kowloon, Hong Kong.

 

Associated/Affiliated Companies:-

Intercon Corporation (Hong Kong) Ltd., Hong Kong.

Intercon Corporation, Korea.

Intercon Development Ltd., Hong Kong.

Inter-East Industries Ltd., Hong Kong.  [Dissolved]

 

 

BUSINESS REGISTRATION NUMBER

 

33445675

 

 

COMPANY FILE NUMBER

 

0838459

 

 

MANAGEMENT

 

Managing Director:  Mr. Kang In Heung

General Manager & Contact Person:  Mr. Chow Shu Kee

 

 

CAPITAL

 

Nominal Share Capital: HK$390,000.00 (Divided into 390,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$390,000.00

 

 

 

SHAREHOLDERS

 

(As per registry dated 14-03-2013)

Name

 

No. of shares

KANG In Heung

 

117,000

Intercon Development Consultants Ltd.

P.O. Box 957, Offshore Incorporations Centre, Road Town, Tortola, British Virgin Islands.

 

117,000

LEE Joon Won

 

78,000

CHOW Shu Kee

 

78,000

 

 

–––––––

 

Total:

390,000

======

 

 

DIRECTORS  

 

(As per registry dated 14-03-2013)

Name

(Nationality)

 

Address

DING Ying

Flat 1203, 12/F., Block C, Ming Nga Court, Tai Po, New Territories, Hong Kong.

 

LEE Joon Won

Suite 1901, 19/F., 102 Building, Channel Reserve, 144‑14 Samseong‑Dong, Kangnam-Ku, Seoul 135-877, Korea.

 

KANG In Heung

Room 501, 5/F., Harim Building, 943-11 Daechi-Dong, Kangnam‑Ku, Seoul, Korea.

 

NOH Kyung Ae

Room 501, 5/F., Harim Building, 943-11 Daechi-Dong, Kangnam‑Ku, Seoul, Korea.

 

ZHAO Mei

No. 20 Lu Zhuang Zu, San Lian Village, Piao Xi Town, Jin Zheng City, Jiangsu Province, China.

 

DING Xiang

No. 3 Yuelianghu North Road, Duodao District, Jingmen City, Hubei Province, China.

 

 

SECRETARY 

 

(As per registry dated 14-03-2013)

Name

Address

Co. No.

Fit Time Professional Consultancy Ltd.

Unit 2205, 22/F., Wayson Commercial Building, 28 Connaught Road West, Hong Kong.

0782462

 

 

HISTORY

 

The subject was incorporated on 14th March, 2003 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Room 2703, 27/F., Prosperity Millennia Plaza, 663 King’s Road, North Point, Hong Kong, moved to the present address in August 2008.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of steel and stainless steel materials such as hot rolled and cold rolled coils, hot rolled plate, steel slabs, hot rolled/galvanized coils, rolls, etc.

 

Office Space:                 600 sq.ft. – Rented.

 

Sales Agent:                 Intercon Corporation, South Korea.

 

Employees:                   12.

 

Commodities Imported:-

Hot rolled plate – India.

Hot rolled/cold rolled coils – South Korea.

Hot rolled/galvanized coils – India.

Rolls – South Korea.

Steel slabs – China.

 

Markets:                       Spain, South Korea, US, Greece and India.

 

Annual Turnover:            HK$300-350 million.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, etc.

 

 

MAIN SUPPLIERS

 

Doosan Heavy Industries & Construction, South Korea.

Handan Iron & Steel, South Korea.

Hyundai Steel Co., South Korea.

Ini Steel, South Korea.

Ispat Industries Ltd., India.

Jiangsu Shagang Group, China.

Posco Steel, South Korea.

Steel Authority of India, India.

MAIN BUYERS

 

Corinth Pipe Works, Greece.

Gonvarri Industrial S.A., Spain.

Hanil Steel, Korea.

Jindal Group, India.

Manni Sipre SpA, Italy.

Saw Pipe Ltd., US.

Sung Dong Steel, South Korea.

Uttam Galva Steel Ltd., India.

Welspun Gujarat Stahl, India.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$390,000.00 (Divided into 390,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$390,000.00

 

Profit or Loss:                Making a small profit in the past years.

 

Condition:                      Business is normal.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Industrial Bank of Korea, Hong Kong Branch.

State Bank of India, Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Intercon Holdings Ltd. was incorporated in Hong Kong in March, 2003 as a private limited liability company.  Formerly, it was jointly owned by Intercon Corporation, a South Korea-based firm holding 10% interests, Mr. Chow Shu Kee, holding 50%, and Maxico Ltd., 40%.

In January 2013, two China businesswomen were appointed as directors of the subject while the old director Mr. Ng Shui Wai retired.

On 16th July, 2007, the subject’s shareholders were reshuffled.  Now, Mr. Kang In Heung is holding 30% interests of the subject, and a BVI‑registered company Intercon Development Consultants Ltd. also holding 30%; Mr. Lee Joon Won, 20%; and Mr. Chow Shu Kee, also 20%.

Kang is also the principal shareholder of Intercon Corporation [IC], a South Korea-based firm.  IC is a significant iron and steel product trader.  The subject is trading in IC’s products.  IC is the subject’s sales agent in South Korea.

The subject is engaged in importing and exporting steel and stainless steel materials.  The commodities handled include hot rolled and cold rolled coils, hot rolled plate, steel slabs, hot rolled/galvanized coils, rolls, etc. which are originally sourced from India, South Korea, China and exported to Spain, South Korea, the United States, Greece and India.  The subject’s main India supplier is Ispat Industries Ltd.

Now, the annual sales turnover of the subject ranges from HK$300 to 350 million.  Making a small profit every year.  Business is rather active and keeps on improving.  No derogatory information about the subject has been heard.

According to the subject, its market shares in China have been increasing.

The contact person of the subject Mr. Chow Shu Kee is a Hong Kong merchant.

As the history of the subject in Hong Kong is over ten years and two months, on the whole, considered it good for normal business engagements.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.10

UK Pound

1

Rs.85.13

Euro

1

Rs.72.80

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.