MIRA INFORM REPORT

 

 

Report Date :

06.11.2013

 

IDENTIFICATION DETAILS

 

Name :

FROCH ENTERPRISE CO., LTD

 

 

Registered Office :

No.122, Industrial Road, Tou-Liu City, Yun-Lin 640

 

 

Country :

Taiwan

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

05.10.1984

 

 

Com. Reg. No.:

60330130

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture and sales of stainless steel tube and pipe

 

 

No. of Employees :

About 580 Employees. (Taiwan)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

taiwan - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.8%, due primarily to a 13.1% year-on-year decline in exports. In 2010 GDP grew 10.7%, as exports returned to the level of previous years, and in 2011, grew 4.0%. In 2012, however, growth fell to 1.3%, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but except for the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, so far Taiwan has been excluded from this greater economic integration in part because of its diplomatic status. Negotiations continue on such follow-on components of ECFA regarding trade in goods and services. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other key trade partners, which Taiwan subsequently launched with Singapore and New Zealand. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large trade surplus largely because of its surplus with China, and its foreign reserves are the world's fifth largest, behind China, Japan, Saudi Arabia, and Russia. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

 

Source : CIA

 


Contact Points

 

Company Name:

Froch Enterprise Co., Ltd

Supplied Name:

FROCH ENTERPRISE CO., LTD

Trading Address:

No.122, Industrial Road, Tou-Liu City, Yun-Lin, Taiwan

Supplied Address:

NO 122 INDUSTRIAL ROAD TOU LIU CITY YUN LIN 640 Taiwan

Telephone Number:

+886-5-5571-669

Fax Number:

+886 5-5571-339

E-mail:

investors@froch.com

 

 

Company Identification Details

 

Registered Name:

FROCH ENTERPRISE CO., LTD

Registered Address:

No.122, Industrial Road, Tou-Liu City, Yun-Lin 640, Taiwan

Date of Foundation:

1984-10-5

Registration Number:

60330130

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 3,000,000,000 (USD 101,188,000)

(As of 2013.10, 1 NTD = 0.03373USD)

Paid-up Capital:

NTD 2,728,819,310 (USD 92,040,900)

Legal Representatives:

Bingyao Zhang

Legal Form:

Joint Stock Company

Principal Activities:

Manufacture and sales of stainless steel tube and pipe.

Staff:

About 580 Employees. (Taiwan)

Listed at Stock Exchange:

Yes (Public, TPE:2030)

Date of Last Annual Return:

2013-7-31

 

 

History

 

Subject was incorporated on 1984-10-5 with registered number 60330130 as Joint Stock Company in Taiwan.

 

Subject was listed on Taiwan Stock Exchange on 1998-12-24

 

Former English Name

Jaung Yuann Enterprise Co., Ltd.

Current English Name

Froch Enterprise Co., Ltd

 

 

Shareholders

 

Name

Subscription Shares

Bingyao Zhang

16,708,351       

Xinjie Investment Co., Ltd (Literal Translation)

26,856,816

Zongjie Lin

6,890,679

Zhaojun Lin

1,037,346

Yizheng Shi

1,150,715

Rongjian Lian

255,493

Muchuan Xu

250,759

Xiumiao Li

7,987,601

Yintang Wang

107,500

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Related Company

Registered Name:

Xinjie Investment Co., Ltd (Literal Translation)

Registered Address:

2F, No. 6, 71 Lane, 177 Alley, 2 Sec, Yuanji Road, Yuanli Town, Zhanghua County

Date of Foundation:

2002-3-6

Registration Number:

13037796

Registry:

MOEA Central Office

Registered Capital:

NTD 25,000,000 (USD 843,250)

(As of 2013.10, 1 NTD = 0.03373USD)

Paid-up Capital:

NTD 25,000,000 (USD 843,250)

Legal Representatives:

Jiaqi Fan

Legal Form:

Joint Stock Company

Date of Last Annual Return:

2011-10-11

 

Sales offices

1

Address:

No.56, Zhonggang West Road, Fengshu Village, Taishan Township, Taipei County

Tel:

+886-2-22965973

Fax:

+886-2-22966405

2

Address:

No.431, Dazhong No.1 Road, Zuoying District, Kaoshiung, Taiwan

Tel:

+886-7-3462270

Fax:

+886-7-3415257

3

Address:

No.8, Baodao Road, Jingang Town, Zhangjiagang City, Jiangsu Province, China

Tel:

+86-512-58386668

Fax:

+86-512-58386668

4

Address:

No.7768, Zhongchun Road, Minxing District, Shanghai, China

Tel:

+86-21-54854421

Fax:

+86-21-64595793

5

Address:

Ja 1, Wuji Road, Zhaoyang District, Beijing, China

Tel:

+86-10-67376474

 

Factories

1

Address:

No. 133, Gongye Road, Liuzhong Lane, Douliu City, Yunlin County

Date of Registration:

2013-9-13

Factory Registration Number:

09000356

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2013-9-13

2

Address:

No. 18-5, Zhongyang Lane, Zhongyang Litian, Yuanlin Town, Zhanghua County

Date of Foundation:

1998-7-13

Date of Registration:

1999-11-16

Factory Registration Number:

99645789

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2007-6-29

3

Address:

No. 122, Industrial Road, Liuzhong Alley, Douliu City, Yunlin County

Date of Foundation:

1984-11-20

Date of Registration:

1986-1-28

Factory Registration Number:

99653213

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2001-11-23

4

Address:

No. 35, Minyou Street, Liuzhong Alley, Douliu City, Yunlin County

Date of Foundation:

1992-6-4

Date of Registration:

1996-3-26

Factory Registration Number:

99653216

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2001-11-27

5

Address:

No. 98, Industrial Road, Liuzhong Alley, Douliu City, Yunlin County

Date of Registration:

2008-5-2

Factory Registration Number:

99709437

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2010-5-17

6

Address:

No. 19, Minle Street, Liuzhong Alley, Douliu City, Yunlin County

Date of Registration:

2008-5-2

Factory Registration Number:

99709438

Factory Manager:

Bingyao Zhang

Status:

In Production

Date of Last Annual Return:

2008-5-2

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Bingyao Zhang

Position

Board Chairman

2

Name

Xinjie Investment Co., Ltd (Literal Translation)

Position

Director

3

Name

Zongjie Lin

Position

Director

4

Name

Zhaojun Lin

Position

Director

5

Name

Yizheng Shi

Position

Director

6

Name

Rongjian Lian

Position

Director

7

Name

Muchuan Xu

Position

Director

8

Name

Xiumiao Li

Position

Supervisor

9

Name

Shuzhen Qiu

Position

Supervisor

10

Name

Yintang Wang

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 580 Employees. (Taiwan)

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

No.122, Industrial Road, Tou-Liu City, Yun-Lin, Taiwan

 

Production Information

 

Subject is engaged in manufacture of stainless steel tube and pipe, etc.

Subject has 6 factories in Taiwan for production.

Subject obtained the certification of ISO9001, ISO-14001.

It is introduced subject’s annual production capacity is about 120,000 MT.

 

Purchase Information

 

The registered activities of subject:

1

All kinds of stainless steel pipe, steel pipe, copper tube, aluminum tube manufacturing business to sell the business

2

Steel, copper, aluminum, stainless steel coil plate rolling processing business

3

Stainless steel handrails, doors and Windows, railings, iron bed, shelves and other products manufacturing processing business

4

Food and chemical industry, rubber, plastic, papermaking, cement, ceramic and other mechanical equipment manufacture and repair engineering business

5

General import and export trade business (Except for the futures)

 

The components and raw material for production are mostly purchased in domestic markets.

 

Sales Information

 

The subject is engaged in sales of stainless steel tube and pipe, etc.

The major products sold by subject include stainless steel pie, large diameter stainless steel pipe, stainless steel mechanical tube, stainless steel equal-leg angle bar, stainless steel tube for boiler and heat-exchanger, light gauge stainless steel tube for general service, stainless steel square, and rectangular tube, stainless steel sanitary tube, stainless steel inside polished pipe, stainless steel coated pipe, stainless steel sheet, plate, and coil, etc.

The product sold by subject has a range of 0.25 inch ~ 80 inch in outside diameter and 0.5mm ~ 30.0 mm in wall thickness, etc.

The products are applied in chemical, petrochemical, automobile, furniture, construction, and bio-tech industries, etc.

Subject’s products are both sold in domestic and overseas market, subject mainly exports to Europe and America, etc

 

 

Settlements

 

Purchase

 

Domestic Purchase (Taiwan)

 

Product

Terms

Proportion

Components and raw material

Cash, T/T, etc

100%

 

Foreign Purchase

 

Subject seldom imports.

 

Sales

 

Domestic Markets

Product

Terms

Proportion

Steel pipe, etc

T/T, Cash, etc

100%

 

Export

Product

Terms

Proportion

Steel pipe, etc

L/C, etc

100%

 

 

Balance Sheet

 

Unit: NTD/000

 

2012-12-31

2011-12-31

Assets

 

 

Current Assets

 

 

Cash and cash equivalents

500,914.00

550,092.00

Available-for-sale financial assets - current

6,440.00

122,787.00

Notes receivable - net

110,802.00

123,216.00

Accounts receivable - net

719,639.00

717,114.00

Accounts receivable - related parties - net

12,395.00

175,695.00

Other receivables

79,019.00

161,153.00

Inventories

3,413,770.00

5,106,079.00

Other prepayments

11,760.00

90,927.00

Other current assets

91,025.00

120,954.00

Current assets

4,945,764.00

7,168,017.00

Funds and Investments

 

 

Equity investments under equity method

1,919,359.00

1,886,489.00

Investments

1,919,359.00

1,886,489.00

Funds and long-term investments

1,919,359.00

1,886,489.00

Fixed Assets

 

 

Cost

 

 

Land

763,341.00

763,341.00

Buildings and structures

679,417.00

679,417.00

Machinery and equipment

1,891,373.00

1,696,846.00

Transportation equipment

61,278.00

56,578.00

Leasehold improvements

169,411.00

169,411.00

Other facilities

275,390.00

243,443.00

Revaluation increment

197,971.00

197,971.00

Cost and revaluation increment

4,038,181.00

3,807,007.00

Accumulated depreciation

-1,381,038.00

-1,198,454.00

Construction in process and prepayment for equipments

111,303.00

168,864.00

Fixed assets

2,768,446.00

2,777,417.00

Intangible Assets

 

 

Deferred pension cost

931.00

1,862.00

Intangible assets

931.00

1,862.00

OtherAssets

 

 

Guarantee deposits paid

11,006.00

14,006.00

Deferred charges

509.00

626.00

Deferred income tax assets - non current

90,655.00

2,304.00

Other assets - other

15,542.00

15,542.00

Other assets

117,712.00

32,478.00

Assets

9,752,212.00

11,866,263.00

Liabilities and Stockholders' Equity

 

 

Liabilities

 

 

Current Liabilities

 

 

Short-term borrowings

2,320,630.00

3,286,275.00

Short-term notes and bills payable

200,000.00

100,000.00

Financial liabilities measured at fair value through profit or loss - current

555.00

0.00

Notes payable

36,873.00

45,536.00

Accounts payable

48,616.00

77,704.00

Accrued expenses

145,538.00

151,787.00

Advance receipts

46,557.00

75,171.00

Long-term liabilities - current portion

712,531.00

447,485.00

Other current liabilities

13,154.00

10,546.00

Current liabilities

3,524,454.00

4,194,504.00

Long term Liabilities

 

 

Long-term borrowings

3,163,941.00

4,038,693.00

Long-term liabilities

3,163,941.00

4,038,693.00

Reserves

 

 

Reserve for land revaluation increment tax

45,775.00

45,775.00

Reserves

45,775.00

45,775.00

Other Liabilities

 

 

Pension reserve / accrued pension liability

83,358.00

83,723.00

Other liabilities

83,358.00

83,723.00

Liabilities

6,817,528.00

8,362,695.00

Stockholders' Equity

 

 

Capital

 

 

Common stock

2,728,819.00

2,728,819.00

Capital Surplus

 

 

Capital surplus - additional paid-in capital

443,263.00

443,263.00

Capital surplus

443,263.00

443,263.00

Retained Earnings

 

 

Legal reserve

121,142.00

321,142.00

Special reserve

16,566.00

16,566.00

Unappropriated retained earnings

-478,303.00

-320,387.00

Retained earnings

-340,595.00

17,321.00

Stockholders' Equity and Other adjustmen

 

 

Cumulative translation adjustments

122,989.00

197,067.00

Net loss not recognized as pension cost

-7,105.00

-9,105.00

Unrealized gains (losses) on financial instruments

-560.00

-13,333.00

Unrealized Revaluation Increment

152,196.00

152,196.00

Treasure stock

-164,323.00

-12,660.00

Equity adjustments

103,197.00

314,165.00

Stockholdersˉ equity

2,934,684.00

(USD 99,485,787.60)

3,503,568.00

(USD 118,770,955.20)

Number of treasury stock acquired by the company and subsidiaries (unit: share)

15,774.00

1,238.00

 

0.00

0.00

                        (As of 2013.10, 1 NTD = 0.03373 USD)

 

 

Profit and Loss Account

 

Unit: NTD/000

 

2012

2011

Sales

12,423,687.00

(USD 421,162,989.30)

15,183,935.00

(USD 514,735,396.50)

Sales returns

13,145.00

22,085.00

Sales discounts and allowances

1,201.00

1,390.00

Sales

12,409,341.00

15,160,460.00

Operating income

12,409,341.00

15,160,460.00

Operating costs

12,135,201.00

14,661,639.00

Gross profit (loss) from operations

274,140.00

498,821.00

Selling expense

523,461.00

521,252.00

General and administrative expenses

144,434.00

193,279.00

Operating expenses

667,895.00

714,531.00

Operating income (loss)

-393,755.00

-215,710.00

Non-Operating Income

 

 

Interest income

426.00

1,752.00

Investment income

106,948.00

46,333.00

Gains on sale of investments

3,881.00

7,129.00

Foreign exchange gains

17,110.00

24,331.00

Miscellaneous income

3,030.00

4,574.00

Non-operating revenues and gains

131,395.00

84,119.00

Non-Operating Expenses

 

 

Interest expense

146,847.00

162,523.00

Impairment loss on assets

0.00

26,739.00

Miscellaneous disbursements

634.00

424.00

Non-operating expenses and losses

147,481.00

189,686.00

Income from continuing operations before income tax

-409,841.00

-321,277.00

Income tax expense (benefit)

-51,925.00

-54,463.00

Income from continuing operations

-357,916.00

-266,814.00

Net income (loss)

-357,916.00

(USD -12,133,352.40)

-266,814.00

(USD -9,044,994.60)

Primary Earnings per Share

 

 

Primary earnings per share

-1.35

-0.98

Diluted earnings per share

 

 

                        (As of 2013.10, 1 NTD = 0.03373 USD)

 

 

Cash flow

 

Unit: NTD/000

 

2012

2011

Cash Flows from Operating Activities - Indirect Method

 

 

 Net Income (Loss)

-357,916.00

-266,814.00

 Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities

 

 

 Depreciation Expense

182,746.00

160,849.00

 Amortization Expense

218.00

251.00

 Difference Between Net Pension Cost and Plan Contribution

2,566.00

1,675.00

 Loss (Gain) on Decline (Recovery) in Market Value, Scrap and Obsolescence of Inventories

746.00

196,153.00

 Investment Loss (Income) Recognized under Equity Method

-106,948.00

-46,333.00

 Loss (Gain) on Disposal of Property, Plan and Equipment

79.00

418.00

 Loss (Gain) on Disposal of Investments

-3,881.00

-7,129.00

 Loss (Gain) on Deferred Income Tax

-51,944.00

-55,285.00

 Other Adjustments to Reconcile Net Income

0.00

26,739.00

 Changes in Operating Assets and Liabilities

 

 

 Decrease (Increase) in Financial Assets Held for Trading

555.00

0.00

 Decrease (Increase) in Notes Receivable

12,414.00

-32,129.00

 Decrease (Increase) in Accounts Receivable

160,775.00

-203,030.00

 Decrease (Increase) in Other Receivables

82,134.00

-17,397.00

 Decrease (Increase) in Inventories

1,691,563.00

-775,674.00

 Decrease (Increase) in Other Prepayments

79,167.00

125,929.00

 Decrease (Increase) in Other Current Assets

-6,478.00

13,049.00

 Increase (Decrease) in Notes Payable

-8,663.00

11,310.00

 Increase (Decrease) in Accounts Payable

-29,088.00

23,403.00

 Increase (Decrease) in Accrued Expenses

-6,249.00

9,054.00

 Increase (Decrease) in Receipts in Advance

-28,614.00

-12,717.00

 Increase (Decrease) in Other Current Liabilities

686.00

120.00

Net Cash Provided by (Used in) Operating Activities

1,613,868.00

-847,558.00

Cash Flows from Investing Activities

 

 

 Acquisition of Available-for-sale Financial Assets

-11,000.00

-62,024.00

 Proceeds from Disposal of Available-for-sale Financial Assets

144,001.00

21,474.00

 Acquisition of Investments Accounted for by Equity Method

0.00

-432,468.00

 Purchase of Property, Plant and Equipment

-162,472.00

-619,889.00

 Proceeds from Disposal of Property, Plant and Equipment

9.00

340.00

 Decrease (Increase) in Refundable Deposits

3,000.00

-3,000.00

 Increase in Deferred Charges

-101.00

0.00

 Decrease (Increase) in Other Receivables - Related Parties

0.00

218,475.00

 Net Cash Provided by (Used in) Investing Activities

-26,563.00

-877,092.00

Cash Flows from Financing Activities

 

 

 Increase (Decrease) in Short-term Loans

-965,645.00

538,851.00

 Increase (Decrease) in Short-term Notes and Bills Payable

100,000.00

0.00

 Proceeds from Long-term Debt

200,000.00

1,700,000.00

 Repayment of Long-term Debt

-809,706.00

-682,508.00

 Other Financing Activities

-161,132.00

-40,622.00

 Net Cash Provided by (Used in) Financing Activities

-1,636,483.00

1,515,721.00

Net Increase (Decrease) in Cash and Cash Equivalents

-49,178.00

-208,929.00

Cash and Cash Equivalents, Beginning of year

550,092.00

759,021.00

Cash and Cash Equivalents, End of year

500,914.00

550,092.00

Supplemental Cash Flow Information

 

 

 Interest Paid

154,822.00

159,085.00

 Interest Paid- Excluding Capitalized Interest

154,822.00

159,085.00

 Income Tax Paid

16.00

798.00

Non-cash Investing and Financing Activities

 

 

 Current Portion of Long-term Liabilities

712,531.00

447,485.00

Investing Activities Affecting Both Cash and Non-cash Items

 

 

 Cash Paid for Acquisition of Property, Plant and Equipment

 

 

 Increase in Property, Plant and Equipment

173,863.00

629,358.00

 Increase (Decrease) in Payable for Equipment Purchased

-11,391.00

-9,469.00

 Cash Paid for Acquisition of Property, Plant and Equipment

162,472.00

619,889.00

 

 

Bankers

 

Subject declined to disclose its bank details stating that it is the confidential information of subject, from other source, we can not obtain it, either.

 

 

Public Record

 

Mortgage

 

1

Case Type:

Chattel Mortgage

Certificate No.:

032336

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

299107

Date of Registration:

1988/11/19

Date of Alteration:

1988/11/19

Status:

Pay Off

2

Case Type:

Chattel Mortgage

Certificate No.:

040027

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

109116

Date of Registration:

1992/6/8

Date of Alteration:

1992/6/8

Status:

Pay Off

3

Case Type:

Chattel Mortgage

Certificate No.:

047483

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

242414

Date of Registration:

1995/3/27

Status:

Pay Off

4

Case Type:

Chattel Mortgage

Certificate No.:

051274

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

469883

Date of Registration:

1996/6/26

Status:

Pay Off

5

Case Type:

Chattel Mortgage

Certificate No.:

052782

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

475231

Date of Registration:

1996/12/23

Status:

Pay Off

6

Case Type:

Chattel Mortgage

Certificate No.:

076288

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

09205126260

Date of Registration:

2003/6/20

Date of Alteration:

2003/12/24

Status:

Pay Off

7

Case Type:

Chattel Mortgage

Certificate No.:

082957

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

09405090230

Date of Registration:

2005/3/24

Date of Alteration:

2006/12/26

Status:

Pay Off

8

Case Type:

Chattel Mortgage

Certificate No.:

098064

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

09830472150

Date of Registration:

2009/8/31

Status:

Pay Off

9

Case Type:

Chattel Mortgage

Certificate No.:

100549

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

09930312530

Date of Registration:

2010/6/30

Status:

Pay Off

10

Case Type:

Chattel Mortgage

Certificate No.:

107613

Debtor Name:

Froch Enterprise Co., Ltd

Document Number:

10231319330

Date of Registration:

2013/4/15

Status:

--

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Li

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.79

UK Pound

1

Rs.98.66

Euro

1

Rs.83.42

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.