MIRA INFORM REPORT

 

 

Report Date :

06.11.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. CHAROEN POKPHAND INDONESIA TBK

 

 

Registered Office :

Jalan Ancol VIII No. 1, Ancol Barat, Jakarta Utara 14430

 

 

Country :

Indonesia

 

 

Date of Incorporation :

07.01.1972

 

 

Com. Reg. No.:

No. AHU-AH.01.10-24242

 

 

Legal Form :

Public Listed Company

 

 

Line of Business :

·         Animal Feed and Shrimp Feed Milling

·         Plastic Bag Manufacturing

·         Poultry Equipment Manufacturing

·         Investment Holding

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices

Source : CIA


BASIC SEARCH

 

Name of Company :

P.T. CHAROEN POKPHAND INDONESIA TBK

 

A d d r e s s :

Head Office & Jakarta Factory

Jalan Ancol VIII No. 1, Ancol Barat

Jakarta Utara 14430

Indonesia

P.O. Box           - 83 JKT

Phones             - (021) 6912501 (hunting), 6902787, 6902538,

                           (021) 6902567, 69005640

Fax.                  - (021) 6917325

Cable                - POKPHAND JAKARTA

Telex                - 42659 POKPHAND IA

Website            - http://www.prokar.com

                           http://www.tanindo.com

E-Mail               - charoen@idola.net.id

 

Surabaya Factory

Jalan Raya Surabaya Mojokerto Km. 19

Desa Beringin Bendo, Taman Sidoarjo

Surabaya, East Java

Phones             - (031) 782183, 782509

 

Medan Factory    

Jalan Tanjung Morawa Km. 8.5

Medan, North Sumatra

Phones             - (061) 751678

 

Tangerang Factory

Jalan Raya Serang Km. 30

Desa Cengkudu

Balaraja, Tangerang

West Java

 

Warehouse

Jalan Ir. Sutami Km. 8.5 No. 15

Tanjung Karang Timur

Bandar Lampung

Lampung

Phones             - (0721) 350041-44

Fax.                  - (0721) 350045

 

Date of Incorporation :

a. 7 January 1972 as P.T. CHAROEN POKPHAND INDONESIA ANIMAL FEED MILL CO., LTD.

b. 8 June 1990 as P.T. CHAROEN POKPHAND INDONESIA

c. February 1997 as P.T. CHAROEN POKPHAND INDONESIA Tbk.

 

Legal Form :

P.T. Tbk. (Perseroan Terbatas Terbuka) or Public Listed Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. YA-5/197/21

    Dated 8 June 1973

b. No. C-24711.HT.01.04.TH.2000

    Dated 29 November 2000

c. No. AHU-97521.AH.01.02.TH.2008

    Dated 18 December 2008

d. No. AHU-61146.AH.01.02.TH.2010

    Dated 31 December 2010

d. No. AHU-AH.01.10-24242

    Dated 17 June 2013

 

Company Status :

Foreign Investment Company (PMA)

 

Permit by the Government Department :

a. The President of the Republic of Indonesia

      No. B-132/Pres/II/1971

      Dated 5 November 1971

b. The Capital Investment Coordinating Board

      - No. 383/III/PMA/1991

        Dated 17 June 1991

      - No. 299/II/PMA/2000

        Dated 1 November 2000

      - No. 123/II/PMA/2001

        Dated 30 April 2001

 

Related/Affiliated Companies :

A Member of the CHAROEN POKPHAND Group

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            - Rp. 400,000,000,000.-

Issued Capital                                  - Rp. 163,980,000,000.-

Paid up Capital                                - Rp. 163,980,000,000.-

 

Shareholders (as of December 31, 2011) :

a. P.T. CENTRAL AGROMINA                        - Rp. 91,064,000,000.- (55.53%)

b. PUBLICS (ownership below 5% each)     - Rp. 72,916,000,000.- (44.47%)

 

 


BUSINESS ACTIVITIES

 

Lines of Business :

a.   Animal Feed and Shrimp Feed Milling

b.   Plastic Bag Manufacturing

c.   Poultry Equipment Manufacturing

d.   Investment Holding

 

Production Capacity :

Initial Plant

a.   Animal Feeds                            -    1,090,000 tons p.a.

b.   Shrimp Feeds                            -        84,000 tons p.a.

c.   Plastic Bags       

      - Outer Bags                              - 12,500,000 sheet p.a.

      - Inner Bags                               - 12,500,000 sheet p.a.

d.   Hanging Feeder Tubes                -       900,000 units p.a.

e.   Chicks Waters                           -       750,000 units p.a.

f.    Egg trays                                  -       600,000 units p.a.

g.   Warehouse *)                            -       100,000 tons

 

Expansion (1998)

a.   Chick Meet Raw                        -   4,500 tons p.a.

b.   Chick Meet Frozen                     - 14,400 tons p.a.

c.   Chick Meet Processed               -   8,544 tons p.a.

 

Expansion Plant (2000)

Meet processed                               - 1,500 tons p.a.

 

Expansion Plant (2001)

Fish Feeds                                      - 108,000 tons p.a.

 

Total Investment :

Initial Unit

a.   Owned  Capital           - Rp   60.0 billion

b.   Reinvested Profit         - Rp     1.7 billion

c.   Loan Capital               - Rp 100.8 billion

d.   Total Investment          - Rp 162.5 billion

 

Expansion Unit (1998)

a.   Equity Capital             - Rp  48.6 billion

b.   Loan Capital               - Rp 179.5 billion

c.   Total Investment          - Rp 228.1 billion

 

Expansion Unit (2000)

a.   Equity Capital             - Rp  --- billion

b.   Loan Capital               - Rp 6.2 billion

c.   Total Investment          - Rp 6.2 billion

 

 

 

Expansion Unit (2001)

a.   Equity Capital             - Rp  --- billion

b.   Loan Capital               - Rp 2.3 billion

c.   Total Investment          - Rp 2.3 billion

 

Started Operation :

1972

 

Brand Name :

CHAROEN POKPHAND

 

Technical Assistance :

The CHAROEN POKPHAND Group

 

Number of Employee :

4,391 persons (as of Dec. 31, 2012)

 

Marketing Area :

Domestic    - 100%

 

Main Customers :

a. P.T. SURYA UNGGAS MANDIRI

b. P.T. SUMBER TERNAK PRATAMA

c. P.T. MULTI SARANA PAKANINDO

d. P.T. TIARA TUNGGAL MANDIRI

e. P.T. SINAR INTI MUSTIKA

f.  P.T. SEMESTA MITRA SEJAHTERA

g. P.T. BINTANG SEJAHTERA BERSAMA

h. P.T. MITRA SINAR JAYA

i.  P.T. INDAH TERNAK MANDIRI

j.  P.T. CEMERLANG UNGGAS LESTARI

k. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. METRO FEED INDONESIA

b. P.T. JAPFA COMFEED INDONESIA

c. P.T. MULTI DARANA PAKANINDO

d. P.T. MITRA MANGGALINDO

e. Etc.

 

Business Trend :

Growing

 

 

 


 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. P.T. Bank MANDIRI Tbk

    Wisma Bank MANDIRI

    Jalan Gatot Subroto Kav. 36-38

    Jakarta Barat

b. P.T. Bank PERMATA Tbk

    Wisma Bank PERMATA

    Jalan Jend. Sudirman Kav. 27

    Jakarta Selatan

c. CITIBANK N.A.

    CITIBANK Building

    Jalan Jend. Sudirman Kav. 54-55

    Jakarta Selatan

 

Auditor :

Purwantono, Suherman & Surya (a member of Ernst & Young)

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales :

2009 – Rp. 14,569.3 billion

2010 – Rp. 15,077.8 billion

2011 – Rp. 17,958.0 billion

2012 – Rp. 21,310.9 billion

2013 – Rp. 11,984.5 billion (as of 30 June 2013)

 

Net Profit (Loss) :

2009 – Rp. 1,612.7 billion

2010 – Rp. 2,219.9 billion

2011 – Rp. 2,362.5 billion

2012 – Rp. 2,680.9 billion

2013 – Rp. 1,529.6 billion (as of 30 June 2013)

 

Total Assets :

2009 – Rp.   5,349.4 billion

2010 – Rp.   6,518 3 billion

2011 – Rp.   8,848.2 billion

2012 – Rp. 12,348.6 billion

2013 – Rp. 13,776.9 billion (as of 30 June 2013)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                      - Mr. Rusmin Ryadi

Vice Pres. Directors                   - a. Mr. Peraphon Prayooravong

                                                  b. Mr. Vinai Rakphongphairoj

Directors                                   - a. Mrs. Ong Mei Sian

                                                  b. Mr. Jemmy

                                                  c. Mr. Eddy Dharmawan Mansjoer

                                                  d. Mr. Ferdiansyah Gunawan Tjoe

 

Board of Director :

President Commissioner             - Mr. Hadi Gunawan Tjoe

Vice Pres. Commissioners         - a. Mr. Jiacipto Jiaravanon

                                                     b. Mr. Jialipto Jiaravanon

Independent Commissioners       - a. Mr. Herman Sugianto

                                                  b. Mr. Suparman Sastrodimedjo

 

Signatories :

President Director (Mr. Tjiu Thomas Effendy) or one of Vice Pres. Directors (Mr. Peraphon Prayooravong and Mr. Vinai Rakphongphairoj) or one of directors (Mrs. Ong Mei Sian, Mr. Jemmy, Mr. Eddy Dharmawan Mansjoer or Mr. Feerdiansyah Gunawan Tjoe) which must be approved by Board of Commissioners.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Below average

 

Credit Recommendation :

Credit can be proceeded normally

 

Proposed Credit Limit :

Moderate amount

 

 

OVERALL PERFORMANCE

 

Initially named P.T. CHAROEN POKPHAND INDONESIA ANIMAL FEED MILL Co., Ltd., the company was set up in 1972 with an authorized capital of US$ 1,000,000.- and issued capital of US$ 300,000.- of which US$ 30,000.- was paid up. The founders and original shareholders are         Mr. Sumet Jiaravanon, Mr. Jaran Chiaravanont, Mr. Montri Chiaravanont (the three are Thai businessmen of Chinese extraction) and Mr. Johannes Purnama Sudarma SH (an Indonesian businessman of Chinese origin). The Deed of establishment was approved by the Ministry of Justice of the Republic Indonesia in its Decision Letter No. Y.A.5/197/21 dated June 8, 1973.  In 1990 the company was renamed to P.T. CHAROEN POKPHAND INDONESIA. In February 1991 the company sold out 25% of its shares to the public through the Jakarta Stock Exchange (BEJ).  Its articles of association have subsequently been changed for several times. In February 1997, the authorized capital was increased to Rp. 400,000,000,000.-  issued capital to Rp. 140,766,917,500.- entirely paid-up and concurrently a word Terbuka (Tbk) was added behind its name to comply with new law on publicly listed company to P.T. CHAROEN POKPHAND INDONESIA Tbk., is abbreviated P.T. CPIT.

 

Pursuant to annual report of the company, as of 31 December 2009 the issued capital was raised to Rp. 164,228,000,000.- and fully paid up.   Then, as of 31 December 2011, the issued capital was declined to Rp. 163,980,000,000.- The shareholders of the company are P.T. CENTRAL AGROMINA (55.53%) and Publics (44.47%).  The latest amendment to Articles of
Association was approved by the Ministry of Law and Human Right with the Decision Letter No. AHU-AH.01.10-24242 dated June 17, 2013. No changes have been effected in term of its shareholding composition and capital structures to date.

 

We observed that P.T. CENTRAL AGROMINA is a private company whose majority business stakes is controlled by Mr. Slamet Jiaravanon and his family members. Mr. Jiaravanon is also founder and majority business stakes owner of the CHAROEN POKPHAND Group, the largest business group in Indonesia in animal feed milling and distribution.

 

P.T. CPIT (“the Company”) is a Foreign Capital Investment (PMA) company dealing with animal feed milling by managing a plant originally located at Jalan Ancol VIII/1, Ancol Barat (North Jakarta). Its operation has been expanding rapidly by establishing two other factories respectively in Surabaya (East Java) and Medan (North Sumatra). Furthermore, they also operate the same plant in Tangerang (West Java).  P.T. CPIT has several business segments with different characteristics. Today, the Company is focused on agro-business activities that encompass the entire spectrum of the poultry business, from the production of superior feed products, to the breeding of fast-growing, disease-resistant poultry stock and to the creation of high quality processed poultry products.

 

The Company is also the dominant force in the production and supply of poultry breeding stock for layer and boiler chicken in Indonesia. As with poultry feed, the Company is the large producer of high quality DOC for Indonesian farmers thanks to an extensive network of breeding facilities across Java, Kalimantan, Bali, Sulawesi and Sumatra.

 

While poultry feed and poultry breeding activities have historically been the main agro-business focus, the Company has also responded to the rising poultry consumption by expanding into poultry processing and production of high value-added poultry products. This is carried out at the Company’s own slaughterhouse and processing plant in Cikande (West Java), Salatiga (Central Java) and Surabaya (East Java).

 

      In the year ended December 31, 2012, the Company posted a recorded level of sales, which reached Rp. 21,311 billion or 18.67% higher than the Rp 17,958 billion realized in 2011.  This is followed by the Company’s highest ever level of income of Rp 2,681 billion for the year and compared to Rp 2,362 billion for the previous year.  Income for the year registered a growth of 13.5%.

 

      From the perspective of consolidated net sales, the biggest contribution was from the poultry feed segment, followed by DOC, processed chicken and others, which consist of poultry equipment, packaging and others at amounts to immaterial to be included in the analysis.  The details of net sales based on business segments 2008 – 2012 (in million Rupiah) are as follows:

 

Products

Sales Value

2012

2011

2010

2009

Poultry Feed

15,536,905

13,822,389

11,208,122

11,130,084

Day Old Chicks (DOC)

3,116,761

2,404,605

2,447,278

2,192,585

Processed Chicken

1,898,367

1,579,060

1,323,232

1,202,626

Poultry Equipment

--

--

18,045

18,654

Packaging

--

--

20,864

18,576

Others

758,892

151,918

60,281

6,742

TOTAL

21,310,925

17,957,972

15,077,822

14,569,267

 

Pursuant to Annual Report of the Company, in the year ended December 31, 2012, P.T. CPIT has ownership interest of more than 50% shares directly and indirectly in the following subsidiaries which are engaged in poultry farming, trading and processed chicken, production and distribution of poultry feed, chicken feather meal and others. The table of P.T. CPIT’s subsidiary companies shall be as follows:

 

                     (In Rp million)

Name of Subsidiary

Lines of Business

Year of Incorporation

% of Ownership

Total Assets

(31 Dec. 2012)

Direct ownership

 

 

 

 

PT. Charoen Pokphand Jaya Farm

Poultry farming

1972

99.99

3,583,794

PT. Primafood International

Trading and processed chicken

2000

99.96

217,075

PT. Vista Grain

Production and distribution of poultry feed

1980

99.92

33,080

PT. Poly Packaging Industry

Production of plastic product

2003

99.99

51,525

PT. Feprotama Pertiwi

Production and distribution of chicken feather meal

1992

99.32

17,812

PT. Agrico International

Trading

2008

99.99

247,646

PT. Gizindo Sejahtera Jaya

Poultry farming

2012

99.97

37,483

PT. Sarana Proteina Utama

Poultry farming

2012

99.99

304,994

Indirect ownership

 

 

 

 

PT. Centralavian Pertiwi

Poultry farming

1991

99.99

413,149

PT. Satwa Utama Raya

Poultry farming

1980

99.99

302,059

PT. Vista Agung kencana

Poultry farming

1980

99.99

174,489

PT. Istana Satwa Borneo

Poultry farming

1983

99.96

64,021

PT. Cipta Khatulistiwa Mandiri

Poultry farming

1983

50.00

50,753

PT. Cipendawa Agriindustri

Poultry farming

2009

99.98

63,666

PT. Proteindo Sumber Sejahtera

Poultry farming

2012

99.96

24,964

PT. Hamparan Proteindo Utama

Poultry farming

2012

99.96

25,284

PT. Kharisma Proteindo Utama

Poultry farming

2012

99.97

37,698

PT. Singa Mas International

Trading of processed chicken

2012

99.90

10,010

 

      According to financial statement the total sales turnover of P.T. CPIT in 2008 amounted to Rp 13,311.1 billion with a net profit of Rp 254.0 billion, increased to Rp 14,569.3 billion with a net profit of Rp 1,612.7 billion in 2009 rose again to Rp 15,077.8 billion with a net profit of Rp 2,219.9 billion in 2010 to Rp. 17,958.0 billion with a net profit of Rp. 2,362.5 billion in 2011 and rose again to Rp. 21,310.9 billion with a net profit of Rp. 2,680.9 billion in 2012.  As of June 30, 2013, its total sales turnover was Rp. 11,984.5 billion with a net loss of Rp. 1,529.6 billion. The Company’s consolidated statements of financial position, in the year ended December 31, 2010, 2011, 2012 and as of 30 June 2013 are attached.  So far, we have never heard that P.T. CPIT has been black listed by Bank Indonesia (Central Bank) or involved in detrimental cases being settled in the local court.

 

      The management of P.T. CPIT is led by Mr. Rusmin Ryadi (65) as president director, a professional manager of Indonesia.  He graduated from Economy Faculty of Indonesia University in 1985.  He started his career the Company in 1977 and appointed as President Director of the Company since in May 2013 replacing Mr. Tjiu Thomas Effendy (54).  In daily activities, he is assisted by Mr. Peraphon Prayooravong (59) and Mr. Vinai Rakphongphairoj (56), both as vice president directors and four directors namely Mrs. Ong Mei Sian (50), Mr. Jemmy (36), Mr. Eddy Dharmawan (36) and Mr. Ferdiansyah Gunawan Tjoe (37).  The management reputation is the above business is excellent.  The management maintains wide relation with home and overseas private businessmen. So far, we have never yet heard of the company’s management having been involved in business malpractices. P.T. CPIT is sufficiently fairly good for business transaction.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Attachment:

 

P.T. CHAROEN POKPHAND INDONESIA Tbk, AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION

December 31, 2010, 2011, 2012 and as of 30 June 2013

 

 

      (in million Rp )

DESCRIPTION

30 June

2013

31 December

2012

2011

2010

1. ASSETS

 

 

 

 

    a. Current Assets

 

 

 

 

         - Cash and Cash Equivalent

1,271,142

954,690

876,198

1,316,840

         - Trade Receivable       

 

 

 

 

             * Third Parties

2,082,267

1,766,767

1,331,463

883,855

             * Related Parties

56,381

26,515

21,607

6,635

         - Other Receivable

 

 

 

 

             * Third Parties

46,109

53,294

22,307

55,743

             * Related Parties

 

--

--

370

         - Inventories - net

3,307,973

3,366,317

2,339,543

1,554,780

         - Breeding flocks – net

664,045

624,710

527,496

395,111

         - Advances

224,157

325,085

85,785

28,594

         - Prepaid taxes

--

26,710

769

122

         - Prepaid expenses

39,959

36,798

20,665

20,466

       Total Current Assets

7,692,033

7,180,890

5,225,833

4,262,146

   b. Non-current Assets

 

 

 

 

        - Advance for purchase of property,

          Plant and equipments

27,840

131,924

18,082

12,120

        - Due from related parties - net

21,629

15,812

6,330

370

        - Deferred tax assets

93,006

92,337

70,486

71,036

        - Property, plant and equipment - net

5,596,308

4,593,000

3,198,604

1,931,069

        - Claims for tax refund

259,033

288,559

269,786

194,850

        - Goodwill

--

--

7,438

--

        - Other non-current assets

87,034

46,105

51,645

46,685

      Total Non-Current Assets

6,084,850

5,167,737

3,622,371

2,256,130

      TOTAL ASSETS = TOTAL LIABILITIES

      AND STOCKHOLDERS’ EQUITY

13,776,883

12,348,627

8,848,204

6,518,276

2. LIABILITIES

 

 

 

 

   a. Current Liabilities

 

 

 

 

       - Short-term bank loans

359,290

477,575

241,360

2,080

       - Trade Payables

 

 

 

 

          * Third Parties

616,041

976,662

599,017

737,302

          * Related Parties

67,916

37,085

30,236

17,892

      - Other Payables

 

 

 

 

         * Third parties

254,620

190,229

143,185

107,073

         * Related parties

--

--

--

--

      - Customer advance

1,851

11,647

10,958

12,364

      - Dividends payable

754,308

--

--

--

      - Taxes payable

121,521

209,055

215,865

269,492

      - Short-term employee benefit liabilities

64,626

1,715

1,859

2,968

      - Accrued expenses

90,073

103,833

79,227

68,060

   - Current portion of long-term debts

181,591

159,834

36,163

165,994

   - Finance lease obligations

--

18

42

955

   Total Current Liabilities

2,511,837

2,167,652

1,357,912

1,384,180

   b. Non-Current Liabilities

 

 

 

 

       - Due to related parties

383,180

329,272

217,640

77,161

       - Deferred tax liabilities – net

6,488

3,271

2,718

10,342

       - Long-term debts - net

1,529,711

1,299,367

766,770

282,477

       - Finance lease obligations

--

--

159

178

       - Long-term employees benefits liabilities

393,939

372,601

313,694

279,080

   Total Non-Current Liabilities

2,313,318

2,004,511

1,300,822

552,060

 

 

 

 

 

3. EQUITY

 

 

 

 

  - Issued and Paid up Capital

163,980

163,980

163,980

163,980

  - Additional Paid up Capital

121,175

121,175

121,175

121,175

  - Difference in value of restructuring trans-

    action of entities under common control

--

--

--

--

  - Retained Earning

 

 

 

 

     * Appropriated

33,000

33,000

10,000

9,000

     * Un-appropriated

8,614,936

7,838,460

5,866,112

4,164,277

  - Non-controlling interest

18,637

19,849

28,203

23,604

   Total Equity

8,933,091

8,176,464

6,189,470

4,482,036

 

 

 

 

 

3. INCOME STATEMENT

 

 

 

 

    a. Net Sales

11,984,498

21,310,925

17,957,972

15,077,822

    b. Cost of Goods Sold

(9,494,332)

(16,819,413)

(14,033,726)

(11,323,708)

    c. Gross Profit

2,490,166

4,491,512

3,924,246

3,754,114

    d. Operating Expenses

(479,099)

(1,032,832)

(915,033)

(916,695)

    e. Operating Profit (Loss)

2,011,067

3,458,680

3,009,213

2,837,419

    f.  Other Income (Expenses)

(83,227)

(82,181)

(34,633)

(19,192)

    g. Profit Before Income Tax

1,927,840

3,376,499

2,974,580

2,818,227

    h. Income Tax Expanse

(398,241)

(695,627)

(612,083)

(598,366)

    i.  Income before Minority Interest

1,529,599

2,680,872

2,362,497

2,219,861

    j.  Minority interest

--

--

--

(9,595)

    k. Net Profit (Loss)

1,529,599

2,680,872

2,362,497

2,219,861

Notes: Audited by Purwantono, Suherman & Surya (a member of Ernst & Young)

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.78

UK Pound

1

Rs.98.65

Euro

1

Rs.83.41

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.