MIRA INFORM REPORT

 

 

Report Date :

07.11.2013

 

IDENTIFICATION DETAILS

 

Name :

NILKAMAL LIMITED (w.e.f. 16.10.2006)

 

ATHOME A DIVISION OF NILKAMAL LIMITED

 

 

Formerly Known As :

NILKAMAL PLASTICS LIMITED

 

 

Registered Office :

Survey No. 354/2 and 354/3, Near Rakholi Bridge, Silvassa Khanvel Road, Village Vasona, Union Territory of Dadra and Nagar Haveli - 396230, Silvassa

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

05.12.1985

 

 

Com. Reg. No.:

54-000162

 

 

Capital Investment / Paid-up Capital :

Rs.149.225 Millions

 

 

CIN No.:

[Company Identification No.]

L25209DN1985PLC000162

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMN07184C

 

 

PAN No.:

[Permanent Account No.]

AAACN2329N

 

 

Legal Form :

A Public Limited Liability Company. The Company’s Shares are Listed on the Stock Exchanges.

 

 

Line of Business :

Manufacturing of Moulded Plastic Chairs.

 

 

No. of Employees :

Information declined by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A (59)

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

USD 17160000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having good track record.

 

Overall financial position of the company appears to be strong and healthy.

 

Trade relations are reported to be fair. Business is active. Payment terms are reported to be regular and as per commitment.

 

The company can be considered normal for business dealings at usual trade terms and conditions.  

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6  % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CARE

Rating

AA- (Long Term Bank Facilities)

Rating Explanation

High credit quality and low credit risk.

Date

December 05, 2012

 

Rating Agency Name

CARE

Rating

A1+ (Short Term Bank Facilities)

Rating Explanation

Very strong degree of safety and lowest credit risk.

Date

December 05, 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DENIED BY

 

Name :

Mr. Nivrutti Naik

Designation :

Not Divulged

Contact No.:

91-22-26818888

Date :

07.11.2013

 

LOCATIONS

 

Registered Office and

Vasona Factory :

Survey No. 354/2 and 354/3, Near Rakholi Bridge, Silvassa Khanvel Road, Village Vasona, Union Territory of Dadra and Nagar Haveli -396230, Silvassa, India

Tel. No.:

91–2551–221053 / 220156 / 220552

91-260-2699082 / 2699083

Fax No.:

91–2551–220772

91-260-2699215

Email :

info@nilkamalplastics.com

admin@vas.nilkamalplastics.com

investor@nilkamalplastics.com

anil@nilkamalplastics.com

Website :

http://www.nilkamal.com

Area :

10000 sq. ft.

Location :

Owned

 

 

Corporate/ Administrative Office :

Nilkamal House, 77/ 78, Road No. 13/14, M.I.D.C., Andheri (East), Mumbai – 400093, Maharashtra, India

Tel No.:

91–22–28361366 / 28211172 / 28231471 / 26818888 / 26818628

Fax No.:

91–22–28367891 / 28361923

Email :

cratessales@nilkamal.com
furniture@nilkamal.com

 

 

Barjora Factory :

Plot No. 1498/2613, WBIDC, Barjora Mejia Road, P.S.: Barjora, District : Bankura, West Bengal, India

 

 

Hosur Factory:

Part of Survey No.149, 151 to 153, 227/ 2K3 and 299/1, Next to GNB Factory, Koneripalli Post, Nallaganakothapalli Village, Hosur Taluk, Krishnageri-635117 District, Tamilnadu, India

 

 

Jammu Factory :  

Plot No.1107, IGC, Phase – II, Samba – 184 121, Jammu and Kashmir, India

 

 

Kharadpada Factory :

Survey No. 389, 391, 393, 396 and 401, Naroli – Kharadpad Road, Village : Kharadpada, Silvassa – 396230, India  

 

 

Noida Factory :

Plot No. 26, B/C Sector No. 31, Surajpur - Kasna Road, Greater Noida - 203 207, Uttar Pradesh, India

 

 

Pondicherry Factory :

19/3-5, 18/1 and 21/6, Pit-Olaivaikkal Village, Koodapakam Villianoor Road, Villianoor Taluk, Pondicherry - 605110, India

 

 

Sinnar Factory :

STICE, Plot No. 971/1A, Sinnar Shirdi Road, Sinnar - 422103, District Nashik, Maharashtra, India

 

 

DIRECTORS

 

As on: 15.07.2013

 

Name :

Mr. Vamanrai Vrajlal Parekh

Designation :

Director

Address :

21, Prabhu Prem, 12th Road, JVPD Scheme, Vile Parle (West) Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

05.01.1936

Date of Appointment :

14.06.1990

PAN No.:

AABPP7420J

Voter ID No.:

MT/08/038/279022

DIN No.:

00037519

 

 

Name :

Mr. Sharad Vrajlal Parekh

Designation :

Managing Director

Address :

Nain Basera, Plot 39, Presidency Co-Operative Society 8th Road, JVPD Scheme, Vile Parle (West), Mumbai - 400056 Maharashtra, India

Date of Birth/Age :

06.05.1945

Date of Appointment :

14.06.1990

PAN No.:

AABPP7423M

Voter ID No.:

MT/08/038/285250

DIN No.:

00035747

 

 

Name :

Mr. Hiten Vamanrai Parekh

Designation :

Whole-Time Director

Address :

36, Naman, 11th Road, Jai Hind Society, J.V.P.D. Scheme, Vile Parte (West), Mumbai - 400049, Maharashtra, India

Date of Birth/Age :

27.05.1963

Date of Appointment :

09.12.1985

PAN No.:

AABPP7421K

Voter ID No.:

MT/08/038/279421

DIN No.:

00037550

 

 

Name :

Nayan Sharad Parekh

Designation :

Whole-Time Director

Address :

Nain Basera, Plot 39, Presidency Co-Operative Society 8th Road, JVPD Scheme, Vile Parle (West), Mumbai - 400056 Maharashtra, India

Date of Birth/Age :

08.03.1972

Date of Appointment :

01.04.2000

PAN No.:

AAFPP8628N

Voter ID No.:

MT/08/038/285342

DIN No.:

00037597

 

 

Name :

Mr. Manish Vamanrai Parekh

Designation :

Whole-Time Director

Address :

21, Prabhu Prem, 12th Road, JVPD Scheme, Vile Parle (West) Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

04.02.1969

Date of Appointment :

01.04.2000

Voter ID No.:

MT/08/038/0279603

DIN No.:

00037724

 

 

Name :

Mr. Mahendra Vasantrai Doshi

Designation :

Director

Address :

Sea Glimpse, Flat No. 11, 5th Floor, Worli, Mumbai – 400018, Maharashtra, India

Date of Birth/Age :

29.11.1949

Date of Appointment :

03.12.1990

Voter ID No.:

MT/05/029/024539

DIN No.:

00123243

 

 

Name :

Dadi Bejonji Engineer

Designation :

Director

Address :

Flat No. 4, 1st Floor, Shiv Shanti Bhavan, (Opposite The Oval), Mumbai – 400020, Maharashtra, India

Date of Birth/Age :

02.05.1933

Date of Appointment :

31.10.2003

DIN No.:

00047028

 

 

Name :

Mr. Ramamoorthy Rajagopalan Kuttalam

Designation :

Director

Address :

42, 18th Main Road, J. P. Nagar, II Phase, Bangalore – 560078, Karnataka, India

Date of Birth/Age :

08.07.1940

Date of Appointment :

31.10.2003

Voter ID No.:

KT717/142/129348

DIN No.:

00058467

 

 

Name :

Sarvadaman Krishnarao Palekar

Designation :

Director

Address :

Balakrishna, 1st Floor, 16/64 Yeshwant Nagar, Goregaon (West), Mumbai – 400062, Maharashtra, India

Date of Birth/Age :

23.08.1949

Date of Appointment :

17.04.2012

DIN No.:

01723670

 

 

Name :

Mufazzal Federal

Designation :

Director

Address :

182, 18th Floor, Kalpataru Heights, Dr. A. L Nair Road, Mumbai Central, Mumbai – 400011, Maharashtra, India

Date of Birth/Age :

16.06.1950

Date of Appointment :

25.01.2011

Voter ID No.:

MT/04/022/318824

DIN No.:

03409798

 

 

KEY EXECUTIVES

 

Name :

Mr. Nivrutti Naik

Designation :

Not Divulged

 

 

Name :

Ms. Priti Punit Dave

Designation :

Company Secretary

Address :

202, Surbhi, S. V. Patel Road, Near Chamunda Circle, Borivali, Mumbai – 400092, Maharashtra, India

Date of Birth/Age :

06.11.1980

Date of Appointment :

22.11.2007

PAN No.:

ANCPP9956D

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 15.07.2013

 

SHAREHOLDING DETAILS FILE ATTACHED

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 15.07.2013

 

Category

 

Percentage

 

 

 

Nationalised or other banks

 

0.02

Mutual funds

 

13.15

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

2.19

Bodies corporate

 

20.49

Directors or relatives of directors

 

46.50

Other top fifty shareholders

 

8.12

Others

 

9.53

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturing of Moulded Plastic Chairs.

 

 

Products :

Item Code No.

Product Description

3923.90

Material Handling Crates

9403.89

Readymade Furniture other than Plastics

9401.00

Plastic Moulded Furniture

 

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by the management

 

 

Bankers :

State Bank of India, Commercial Branch, Justice G N Vaidya Marg, Mumbai - 400023, Maharashtra, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2013

As on

31.03.2012

LONG-TERM BORROWINGS

 

 

Rupee term loans from banks

493.347

781.706

Foreign currency term loans from banks

624.541

318.00

SHORT-TERM BORROWINGS

 

 

Working capital loans from banks

2275.451

2155.693

 

 

 

Total

3393.339

3255.399

 

 

 

Banking Relations :

--

 

 

Auditors 1 :

 

Name :

Dalal and Shah

Chartered Accountants

Address :

Mumbai, Maharashtra, India

PAN No.:

AAAFD0907D

 

 

Auditors 2 :

 

Name :

Vora and Associates

Chartered Accountants

Address :

Mumbai, Maharashtra, India

PAN No.:

AACFV6555H

 

 

Subsidiary Company :

·         Nilkamal Eswaran Plastics Private Limited

·         Nilkamal Eswaran Marketing Private Limited

·         Nilkamal Crates and Bins, FZE.

 

 

Enterprises which are owned, or have significant influence of or are partners with Key management personnel and their relatives :

·         Nilkamal Crates and Containers

 

 

Joint Venture :

·         Nilkamal Bito Storage Systems Private Limited

CIN No.: U63020MH2006PTC161327

 

·         Cambro Nilkamal Private Limited

CIN No.: U51109MH2010PTC211686

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

22000000

Equity Shares

Rs.10/- each

Rs.220.000 Millions

3000000

Preferences Shares

Rs.10/- each

Rs.30.000 Millions

 

 

 

 

 

Total

 

Rs.250.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

14922525

Equity Shares

Rs.10/- each

Rs.149.225 Millions

 

 

 

 

 

 

a) Rights, preferences and restrictions attached to Equity Shares: The Company has only one class of equity shares having a par value of Rs. 10 per share. Each shareholder is eligible for one vote per share held. The dividend proposed by the Board of Directors is subject to the approval of the shareholders in the ensuing Annual General Meeting, except in case of interim dividend. In the event of liquidation, the equity shareholders are eligible to receive the remaining assets of the Company after distribution of all preferential amounts, in proportion to their shareholding.

 

b) Details of shares held by shareholders holding more than 5% of the aggregate shares in the Company:

 

Name of the Shareholder

As at 31st March, 2013

 

No. of shares held

% of Holding

Nilkamal Builders Private Limited

1464000

9.81%

Heirloom Finance Private Limited

912000

6.11%

Vamanrai V. Parekh

1795462

12.03%

Sharad V. Parekh

1292908

8.66%

Hiten V. Parekh

1139455

7.64%

Nayan S. Parekh

1084995

7.27%

Reliance Capital Trustee Company Limited A/C – Reliance

1000000

6.70%

 

 

c) Reconciliation of number of shares outstanding as on beginning and closing of the year

 

Particulars

As at 31st March, 2013

 

Equity Shares

Rs. In Millions

Shares outstanding at the beginning of the year

14922525

149.225

Shares Issued during the year

-

-

Shares bought back during the year

-

-

Shares outstanding at the end of the year

14922525

149.225

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

149.225

149.225

149.225

(b) Reserves & Surplus

4141.848

3895.221

3408.564

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

4291.073

4044.446

3557.789

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

1117.888

1104.248

706.857

(b) Deferred tax liabilities (Net)

219.044

184.721

156.433

(c) Other long term liabilities

323.735

271.628

0.000

(d) long-term provisions

75.915

41.419

31.020

Total Non-current Liabilities (3)

1736.582

1602.016

894.310

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

2425.451

2155.693

1939.798

(b) Trade payables

942.903

813.227

632.128

(c) Other current liabilities

684.445

654.463

850.628

(d) Short-term provisions

188.928

197.127

157.679

Total Current Liabilities (4)

4241.727

3820.510

3580.233

 

 

 

 

TOTAL

10269.382

9466.972

8032.332

 

 

 

 

ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

3360.354

3236.483

2522.159

(ii) Intangible Assets

21.840

35.747

60.334

(iii) Capital work-in-progress

42.055

50.922

382.309

(iv) Intangible assets under development

0.000

0.000

12.762

(b) Non-current Investments

252.959

252.959

252.959

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

518.534

505.915

427.662

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

4195.742

4082.026

3658.185

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

3052.562

2729.119

2246.778

(c) Trade receivables

2297.417

1956.913

1474.361

(d) Cash and cash equivalents

244.899

204.563

257.219

(e) Short-term loans and advances

419.638

423.346

394.308

(f) Other current assets

59.124

71.005

1.481

Total Current Assets

6073.640

5384.946

4374.147

 

 

 

 

TOTAL

10269.382

9466.972

8032.332

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

16106.588

14346.079

12516.978

 

 

Other Income

32.236

24.820

39.568

 

 

TOTAL                                     (A)

16138.824

14370.899

12556.546

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

6369.720

5547.950

4650.894

 

 

Purchases of stock-in-trade

4135.835

3526.666

3621.073

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(325.491)

(302.065)

(523.420)

 

 

Employee benefit expense

1016.302

900.227

757.790

 

 

Other expenses

3632.762

3187.733

2718.377

 

 

Exceptional items

0.000

(6.483)

0.000

 

 

TOTAL                                     (B)

14829.128

12854.028

11224.714

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

1309.696

1516.871

1331.832

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

429.746

401.550

302.140

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

879.950

1115.321

1029.692

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

443.432

404.777

329.316

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

436.518

710.544

700.376

 

 

 

 

 

Less

TAX                                                                  (H)

124.616

154.514

175.798

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

311.902

556.030

524.578

 

 

 

 

 

 

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

1528.800

1099.694

696.947

 

 

 

 

 

 

APPROPRIATIONS

 

 

 

 

 

Proposed Final Dividend

59.700

59.700

59.690

 

 

Tax on Dividend

10.100

9.700

9.683

 

 

Transfer to General Reserves

40.000

57.500

52.458

 

BALANCE CARRIED TO THE B/S

1730.900

1528.800

1099.694

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

404.175

340.382

262.100

 

 

 

 

 

 

Earnings Per Share (Rs.)

20.90

37.26

36.80

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

1.93

3.87

4.18

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

2.71

4.95

5.60

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.38

7.75

9.48

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.10

0.18

0.20

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.83

0.81

0.74

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.43

1.41

1.22

 

 

LOCAL AGENCY FURTHER INFORMATION

 

CURRENT MATURITIES OF LONG-TERM DEBT

(Rs. In Millions)

Particular

31.03.2013

31.03.2012

31.03.2011

Current maturities of long-term debt

397.704

356.777

377.965

 

 

 

 

Total

397.704

356.777

377.965

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

Yes

34]

External Agency Rating, if available

Yes

 

 

UNSECURED LOAN

(Rs. In Millions)

Particular

As on

31.03.2013

As on

31.03.2012

LONG-TERM BORROWINGS

 

 

Loans and advances from related parties

0.000

4.542

SHORT-TERM BORROWINGS

 

 

Rupee term loans from banks

150.000

0.000

 

 

 

Total

150.000

4.542

 

 

YEAR IN RETROSPECT

 

The year 2012-2013 was full of mixed grills across every sector of the Indian economy and had witnessed ups and downs in the socio-economic conditions of the Country. Deceleration in industrial output and exports weakened India’s economic growth significantly. The manufacturing industry has also not remained untouched by the ups and downs of the volatility in the Indian economic scenario.

 

Nilkamal recorded a gross turnover of Rs. 18401.500 Millions from Rs. 16280.900 Millions in the previous Financial Year. The Operating Profit of the Company stood at Rs. 1309.700 Millions as compared to Rs. 1516.800 Millions in the previous year. The plastic business has achieved a volume growth of 1% and value growth of 14%.

 

During the year, the Company’s retail business had 19 @home stores in 11 cities, the latest one being recently opened at Chennai. The gross turnover of @home division was Rs. 2285.800 Millions resulting into a growth of 7.35%. @home division has made a loss of Rs. 93.800 Millions as compared to loss of Rs. 55.200 Millions of the previous year.

 

 

FIXED ASSETS

 

Tangible Assets

·         Land

·         Buildings

·         Plant and Equipment

·         Furniture and Fixtures

·         Vehicles

·         Office Equipment

 

Intangible Assets

·         Computer Software

·         Models

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.99.60

Euro

1

Rs.83.64

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

VRN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

7

--LIQUIDITY

1~10

7

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

7

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

YES

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

 

 

 

TOTAL

 

59

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.