MIRA INFORM REPORT

 

 

Report Date :

07.11.2013

 

IDENTIFICATION DETAILS

 

Name :

YARED OFFSHORE SAL

 

 

Registered Office :

Yared Building, El Saad Street, Ghandour, Ashrafieh Area, P O Box 90414, Beirut

 

 

Country :

Lebanon

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

03.05.2010

 

 

Com. Reg. No.:

1804239, Beirut

 

 

Legal Form :

Lebanese Offshore Joint Stock Company

 

 

Line of Business :

Distributors of steel, pipes, manholes, sanitary ware heating systems and ceramics.

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Lebanon

B2

B2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LEBANON - ECONOMIC OVERVIEW

 

Lebanon has a free-market economy and a strong laissez-faire commercial tradition. The government does not restrict foreign investment; however, the investment climate suffers from red tape, corruption, arbitrary licensing decisions, complex customs procedures, high taxes, tariffs, and fees, archaic legislation, and weak intellectual property rights. The Lebanese economy is service-oriented; main growth sectors include banking and tourism. The 1975-90 civil war seriously damaged Lebanon's economic infrastructure, cut national output by half, and derailed Lebanon's position as a Middle Eastern entrepot and banking hub. Following the civil war, Lebanon rebuilt much of its war-torn physical and financial infrastructure by borrowing heavily - mostly from domestic banks - saddling the government with a huge debt burden. Pledges of economic and financial reforms made at separate international donor conferences during the 2000s have mostly gone unfulfilled, including those made during the Paris III Donor Conference in 2007 following the July 2006 war. The collapse of the government in early 2011 over its backing of the Special Tribunal for Lebanon and unrest in neighboring Syria slowed economic growth to the 1-2% range in 2011-12, after four years of 8% average growth. In September 2011 the Cabinet endorsed a bill that would provide $1.2 billion in funding to improve Lebanon''s downtrodden electricity sector, but fiscal limitations will test the government''s ability to invest in other areas, such as water.

Source : CIA

 


 

SUMMARY

 

Company Name                                     : YARED OFFSHORE SAL

Country of Origin                                    : Lebanon

Legal Form                                            : Lebanese Offshore Joint Stock Company

Registration Date                                   : 3rd May 2010

Commercial Registration Number            : 1804239, Beirut

Issued Capital                                        : LP 30,000,000

Paid up Capital                                      : LP 30,000,000

Total Workforce                                     : 5

Activities                                               : Distributors of steel, pipes, manholes, sanitary ware heating systems  and ceramics.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Nadim Al Hebar, Commercial Manager

 

 

 


 

COMPANY NAME

 

YARED OFFSHORE SAL

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Yared Building

Street               : El Saad Street

Area                 : Ghandour, Ashrafieh Area

 

PO Box             : 90414

 

Town                 : Beirut

Country             : Lebanon

 

Telephone         : (961-1) 893128 / 870538

Facsimile          : (961-1) 893128

Email                : info@jcyared.com

 

Premises

 

Subject operates from a small suite of offices that are owned and located in the Central Business Area of Beirut.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Pierre Jean Claude Yared                                                                   Managing Director

 

·       Tareq Muneer Baz                                                                             Director

 

·       Carla Charle Baz                                                                               Director

 

·       Nadim Al Hebar                                                                                 Commercial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 3rd May 2010

 

Legal Form                  : Lebanese Offshore Joint Stock Company

 

Commercial Reg. No.  : 1804239, Beirut

 

Issued Capital              : LP 30,000,000

 

Paid up Capital            : LP 30,000,000

 

Name of Shareholder (s)                                    

 

·       Pierre Jean Claude Yared

 

·       Tareq Muneer Baz

 

·       Carla Charle Baz

 

 

AFFILIATED COMPANIES

 

·       Jean Claude Yared and Fils Sal

Yared Building

El Saad Street

Ghandour, Ashrafieh Area

PO Box: 90414

Beirut

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of steel, pipes, manholes, sanitary ware heating systems and

                 ceramics.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 5 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Lebanese Pounds (LP)

 

                                    Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                    LP 3,400,000,000                       LP 3,750,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Bank of Beirut and the Arab Countries Sal

PO Box: 111536

Beirut

Tel: (961-1) 867142 / 869835

Fax: (961-1) 869836

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.99.60

Euro

1

Rs.83.64

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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