MIRA
INFORM REPORT
|
Report Date : |
08.11.2013 |
IDENTIFICATION DETAILS
|
Name : |
BAYER SAS |
|
|
|
|
Registered Office : |
16 rue Jean-Marie Leclair Lyon, 69009; Cedex 09 |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
13.09.1946 |
|
|
|
|
Com. Reg. No.: |
562038893 |
|
|
|
|
Legal Form : |
Private Subsidiary |
|
|
|
|
Line of Business : |
Manufacturer and wholesale trade in a wide range of chemicals
for the agricultural and pharmaceutical industries. |
|
|
|
|
No. of Employees : |
1,499 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2013
|
Country Name |
Previous Rating (31.12.2012) |
Current Rating (31.03.2013) |
|
|
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
The French economy is diversified across all sectors. The
government has partially or fully privatized many large companies, including
Air France, France Telecom, Renault, and Thales. However, the government
maintains a strong presence in some sectors, particularly power, public
transport, and defense industries. With at least 79 million foreign tourists
per year,
Source
: CIA
Company name and address
|
BAYER SAS |
|
|
|
|
|
||||||||||||||||||||||||||||||||||||||||||||||
Business Description
|
Holding company with interests in the research, development and manufacture of and wholesale trade in a wide range of chemicals for the agricultural and pharmaceutical industries |
Industry
|
Industry |
|
|
ANZSIC 2006: |
3323 - Industrial and Agricultural Chemical Product Wholesaling |
|
ISIC Rev 4: |
4669 - Wholesale of waste and scrap and other products n.e.c. |
|
NACE Rev 2: |
|
|
NAICS 2012: |
424690 - Other Chemical and Allied Products Merchant Wholesalers |
|
|
|
|
US SIC 1987: |
5169 - Chemicals and Allied Products, Not Elsewhere Classified |
Key Executives
|
News
|
Key IDSM Number: 42404982
Registered No.(FRA): 562038893
1 - Profit & Loss Item Exchange Rate: USD 1 = EUR 0.7782366
2 - Balance Sheet Item Exchange Rate: USD 1 = EUR 0.7566
Corporate Overview
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Corporate Structure News
|
Company Name |
Company Type |
Location |
Country |
Industry |
Sales |
Employees |
|
Parent |
|
|
Pharmaceutical Manufacturing |
51,089.9 |
111,400 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
1,523.1 |
55,300 |
|
|
Unit |
|
|
Pharmaceutical Manufacturing |
|
1,500 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,200 |
|
|
Unit |
|
|
Health and Personal Care Wholesale |
|
500 |
|
|
Subsidiary |
Garbagnate Milanese, |
|
Pharmaceutical Manufacturing |
647.3 |
248 |
|
|
Unit |
|
|
Pharmaceutical Manufacturing |
417.6 |
120 |
|
|
Subsidiary |
|
|
Investment Services |
|
2 |
|
|
Subsidiary |
|
|
Research and Development Services |
132.1 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
500 |
|
|
Unit |
|
|
Pharmaceutical Manufacturing |
|
400 |
|
|
Facility |
Monheim |
|
Miscellaneous Professional Services |
|
100 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
0.3 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
78.8 |
180 |
|
|
Subsidiary |
|
|
Travel and Reservation Services |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Publishing |
|
|
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
|
|
|
Subsidiary |
Monheim am Rhein |
|
Crop and Animal Production |
|
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Crop and Animal Production |
1.9 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
5,406.2 |
37,700 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
597.9 |
2,400 |
|
|
Unit |
|
|
Pharmaceutical Manufacturing |
1,000.0 |
2,400 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
542.0 |
602 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
649.0 |
601 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
541.1 |
601 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
2.7 |
3 |
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
|
1,700 |
|
|
Branch |
|
|
Medical Equipment and Supplies |
260.1 |
900 |
|
|
Branch |
|
|
Medical Equipment and Supplies |
98.8 |
342 |
|
|
Branch |
|
|
Medical Equipment and Supplies |
86.7 |
300 |
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
54.9 |
50 |
|
|
Subsidiary |
Cava Manara, |
|
Electromedical and Control Instruments Manufacturing |
26.2 |
39 |
|
|
Subsidiary |
|
|
Electromedical and Control Instruments Manufacturing |
|
39 |
|
|
Subsidiary |
Rungis |
|
Health and Personal Care Wholesale |
15.2 |
34 |
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
18.7 |
7 |
|
|
Subsidiary |
Machelen (Bt.), Vlaams Brabant |
|
Miscellaneous Store Retailers |
0.2 |
|
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
58.9 |
30 |
|
|
Subsidiary |
Sydney , NSW |
|
Medical Equipment and Supplies |
2.1 |
15 |
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
14.8 |
6 |
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
|
4 |
|
|
Subsidiary |
Molndal |
|
Professional and Commercial Equipment Wholesale |
7.0 |
3 |
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
5.1 |
2 |
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
|
|
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
|
|
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
|
|
|
|
Subsidiary |
|
|
Professional and Commercial Equipment Wholesale |
|
|
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
1,456.5 |
1,435 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
183.6 |
700 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
31.2 |
80 |
|
|
Subsidiary |
Ciudad De |
|
Miscellaneous Store Retailers |
0.0 |
3 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
797.8 |
642 |
|
|
Subsidiary |
Grenzach-Wyhlen, Baden-WĂ¼rttemberg |
|
Pharmaceutical Manufacturing |
|
470 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
100 |
|
|
Subsidiary |
|
|
Holding Companies |
|
3 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1 |
|
|
Subsidiary |
|
|
Holding Companies |
|
2 |
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
0.0 |
|
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
|
|
|
|
Facility |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Alzaiter Consultancy & Associates Ltd |
Subsidiary |
|
|
|
|
|
|
Subsidiary |
|
|
Computer System Design Services |
|
|
|
|
Subsidiary |
|
|
Research and Development Services |
10,100.0 |
22,300 |
|
|
Branch |
|
|
Medical Equipment and Supplies |
135.3 |
6,400 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
1,801.7 |
2,001 |
|
|
Division |
|
|
Synthetic Chemical Manufacturing |
|
2,000 |
|
|
Division |
|
|
Miscellaneous Chemical Manufacturing |
|
2,000 |
|
|
Branch |
|
|
Research and Development Services |
|
1,500 |
|
|
Branch |
|
|
Miscellaneous Chemical Manufacturing |
1,670.2 |
1,100 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
402.3 |
420 |
|
|
Division |
|
|
Miscellaneous Chemical Manufacturing |
|
200 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
7.4 |
20 |
|
|
Branch |
|
|
Health and Personal Care Wholesale |
32.1 |
16 |
|
|
Branch |
|
|
Storage and Warehousing |
0.4 |
10 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
2.5 |
9 |
|
|
Branch |
|
|
Storage and Warehousing |
0.4 |
8 |
|
|
Branch |
|
|
Pharmaceutical Manufacturing |
1.8 |
3 |
|
|
Branch |
|
|
Health and Personal Care Wholesale |
2.3 |
1 |
|
|
Branch |
|
|
Chemical Wholesale |
2.0 |
1 |
|
|
Subsidiary |
New |
|
Consulting Services |
|
|
|
|
Subsidiary |
New |
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Architecture and Engineering |
|
|
|
|
Subsidiary |
Monheim Am Rhein, Nordrhein-Westfalen |
|
Agricultural Chemical Manufacturing |
6,916.5 |
18,700 |
|
|
Subsidiary |
Nunhem |
|
Miscellaneous Wholesale |
|
1,500 |
|
|
Subsidiary |
Haelen |
|
Miscellaneous Wholesale |
204.4 |
300 |
|
|
Subsidiary |
Soucelles |
|
Food Manufacturing |
17.7 |
34 |
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
|
|
|
|
Subsidiary |
|
|
Grocery Wholesale |
50.3 |
133 |
|
|
Subsidiary |
Las Condes, |
|
Grocery Wholesale |
|
100 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
100 |
|
|
Subsidiary |
Sant'Agata Bolognese, |
|
Grocery Wholesale |
29.7 |
97 |
|
|
Subsidiary |
Serik, |
|
Grocery Wholesale |
|
68 |
|
|
Subsidiary |
Gurgaon, Haryana |
|
Food Manufacturing |
|
60 |
|
|
Subsidiary |
|
|
Grocery Wholesale |
|
50 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
9.3 |
4 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
6.4 |
3 |
|
|
Subsidiary |
Leon, Guanajuato |
|
Miscellaneous Wholesale |
|
42 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
8 |
|
|
Subsidiary |
|
|
Grocery Wholesale |
|
7 |
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
1,000 |
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
758.3 |
850 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
130.0 |
400 |
|
|
Branch |
Institute, WV |
|
Research and Development Services |
|
499 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
250 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
88.6 |
100 |
|
|
Branch |
|
|
Crop and Animal Production |
4.9 |
20 |
|
|
Branch |
|
|
Crop and Animal Production |
4.9 |
20 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
16.0 |
18 |
|
|
Branch |
|
|
Crop and Animal Production |
1.0 |
9 |
|
|
Branch |
|
|
Crop and Animal Production |
0.7 |
6 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
3.5 |
4 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
3.5 |
4 |
|
|
Branch |
Watrous, SK |
|
Miscellaneous Wholesale |
3.5 |
4 |
|
|
Branch |
|
|
Home and Garden Retail |
1.4 |
4 |
|
|
Branch |
|
|
Crop and Animal Production |
0.9 |
4 |
|
|
Branch |
|
|
Crop and Animal Production |
0.9 |
4 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
0.9 |
1 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
|
|
|
Branch |
Woodbine, GA |
|
Research and Development Services |
|
150 |
|
|
Branch |
|
|
Research and Development Services |
|
150 |
|
|
Branch |
|
|
Research and Development Services |
|
80 |
|
|
Branch |
|
|
Research and Development Services |
|
51 |
|
|
Branch |
|
|
Research and Development Services |
|
51 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
76.1 |
38 |
|
|
Branch |
White Heath, IL |
|
Research and Development Services |
|
19 |
|
|
Branch |
|
|
Research and Development Services |
|
10 |
|
|
Branch |
|
|
Miscellaneous Wholesale |
16.5 |
7 |
|
|
Branch |
|
|
Research and Development Services |
|
7 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
0.2 |
1 |
|
|
Unit |
|
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
487.4 |
324 |
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
228.1 |
270 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
98.7 |
252 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
300 |
|
|
Subsidiary |
|
|
Crop and Animal Production |
|
200 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
185 |
|
|
Subsidiary |
Melbourne, VIC |
|
Investment Services |
175.7 |
|
|
|
Subsidiary |
Laguna |
|
Chemical Wholesale |
|
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
289.1 |
238 |
|
|
Subsidiary |
Marbach Am |
|
Food Manufacturing |
|
77 |
|
|
Subsidiary |
|
|
Research and Development Services |
|
40 |
|
|
Subsidiary |
Ixtacuixtla De Mariano Matamor, Tlaxcala |
|
Agricultural Chemical Manufacturing |
13.5 |
110 |
|
|
Subsidiary |
|
|
Research and Development Services |
|
20 |
|
|
Branch |
|
|
Research and Development Services |
|
21 |
|
|
Subsidiary |
Lyon, |
|
Investment Services |
|
2 |
|
|
Bayer CropScience Beteiligungsgesellschaft mit beschränkter Haftung |
Subsidiary |
Monheim Am Rhein, Nordrhein-Westfalen |
|
Holding Companies |
|
2 |
|
Subsidiary |
Insel Poel, Mecklenburg-Vorpommern |
|
Metal Products Manufacturing |
|
30 |
|
|
Subsidiary |
Mijdrecht, |
|
Pensions and Funds |
|
|
|
|
Subsidiary |
Mijdrecht |
|
Securities |
|
|
|
|
Subsidiary |
Mumbai, |
|
Miscellaneous Wholesale |
|
|
|
|
Bayer CropScience (Portugal) Produtos para a Agricultura, Lda. |
Subsidiary |
Carnaxide |
|
Agricultural Chemical Manufacturing |
|
|
|
Subsidiary |
Monheim |
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
Grundhof, Schleswig-Holstein |
|
Food Manufacturing |
|
|
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
14,744.0 |
14,500 |
|
|
Subsidiary |
SĂ£o Paulo, SP |
|
Pharmaceutical Manufacturing |
1,404.7 |
4,000 |
|
|
Branch |
|
|
Diagnostic Laboratories |
2,575.3 |
13,050 |
|
|
Subsidiary |
Antwerpen |
|
Synthetic Chemical Manufacturing |
1,433.3 |
844 |
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
600 |
|
|
Subsidiary |
Maroussi |
|
Agricultural Chemical Manufacturing |
230.4 |
340 |
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
300 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
30.0 |
160 |
|
|
Subsidiary |
Tielt |
|
Synthetic Chemical Manufacturing |
95.9 |
137 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
79.4 |
94 |
|
|
Subsidiary |
Romans Sur Isere |
|
Rubber and Plastic Product Manufacturing |
60.5 |
100 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
90 |
|
|
Subsidiary |
Bomlitz, Niedersachsen |
|
Rubber and Plastic Product Manufacturing |
|
80 |
|
|
Subsidiary |
Kimhae, Kyongsangnam-Do |
|
Synthetic Chemical Manufacturing |
27.7 |
78 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
26.6 |
72 |
|
|
Subsidiary |
Thane, |
|
Rubber and Plastic Product Manufacturing |
|
60 |
|
|
Subsidiary |
Foxhol |
|
Synthetic Chemical Manufacturing |
58.4 |
45 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
20 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
16 |
|
|
Subsidiary |
Otterup |
|
Basic Chemical Manufacturing |
|
12 |
|
|
Subsidiary |
Didcot |
|
|
|
|
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
Ahmedabad |
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
|
|
|
Subsidiary |
|
|
Computer Programming |
926.9 |
4,500 |
|
|
Subsidiary |
|
|
Hotels and Accommodation |
|
700 |
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
370 |
|
|
Subsidiary |
|
|
Accounting and Tax Preparation |
|
350 |
|
|
Subsidiary |
|
|
Miscellaneous Information Services |
|
180 |
|
|
Subsidiary |
MĂ©xico, D.F. |
|
Pharmaceutical Manufacturing |
1,218.3 |
3,500 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
3,092.0 |
3,390 |
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
3,300 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,150 |
|
|
Subsidiary |
|
|
Miscellaneous Transportation Services |
152.1 |
1,000 |
|
|
Subsidiary |
|
|
Consulting Services |
639.0 |
2,700 |
|
|
Branch |
|
|
Consulting Services |
|
495 |
|
|
Subsidiary |
Wendelsheim |
|
Research and Development Services |
|
|
|
|
Subsidiary |
Wendelsheim, Rheinland-Pfalz |
|
Research and Development Services |
|
35 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
2,695 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,803 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
1,800 |
|
|
Branch |
|
|
Rubber and Plastic Product Manufacturing |
66.6 |
150 |
|
|
Branch |
|
|
Synthetic Chemical Manufacturing |
42.9 |
30 |
|
|
Branch |
|
|
Non-store Retail |
2.1 |
3 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
2,076.6 |
1,499 |
|
|
Subsidiary |
|
|
Holding Companies |
|
1 |
|
|
Subsidiary |
Langenfeld (Rheinland), Nordrhein-Westfalen |
|
Grocery Wholesale |
546.8 |
300 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,257 |
|
|
Subsidiary |
Munro, |
|
Pharmaceutical Manufacturing |
454.7 |
1,200 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
40 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
722.9 |
1,191 |
|
|
Subsidiary |
Muang, Rayong |
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,160 |
|
|
Subsidiary |
Thane |
|
Agricultural Chemical Manufacturing |
514.0 |
1,147 |
|
|
Branch |
Thane, |
|
Agricultural Chemical Manufacturing |
138.9 |
1,700 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
1,130 |
|
|
Subsidiary |
Sant Joan Despi, |
|
Synthetic Chemical Manufacturing |
834.9 |
963 |
|
|
Subsidiary |
Mijdrecht |
|
Basic Chemical Manufacturing |
224.3 |
894 |
|
|
Subsidiary |
|
|
Basic Chemical Manufacturing |
|
240 |
|
|
Subsidiary |
ZĂ¼rich |
|
Health and Personal Care Wholesale |
458.5 |
900 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
20 |
|
|
Subsidiary |
Glarus, Glarus |
|
Pensions and Funds |
|
|
|
|
Subsidiary |
Loos |
|
Pharmaceutical Manufacturing |
702.6 |
868 |
|
|
Subsidiary |
Pymble, NSW |
|
Miscellaneous Wholesale |
719.1 |
860 |
|
|
Division |
Hawthorn East, VIC |
|
Miscellaneous Wholesale |
259.8 |
225 |
|
|
Division |
Hawthorn East, VIC |
|
Pharmaceutical Manufacturing |
|
100 |
|
|
Division |
Hawthorn East, VIC |
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
Cheltenham, VIC |
|
Rubber and Plastic Product Manufacturing |
15.5 |
100 |
|
|
Subsidiary |
Wolfen, Sachsen-Anhalt |
|
Consulting Services |
|
850 |
|
|
Subsidiary |
Gaillard |
|
Pharmaceutical Manufacturing |
362.3 |
803 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
293.7 |
801 |
|
|
Subsidiary |
Newbury |
|
Health and Personal Care Wholesale |
651.1 |
712 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
700 |
|
|
Subsidiary |
New |
|
Miscellaneous Chemical Manufacturing |
573.7 |
600 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
600 |
|
|
Subsidiary |
Warszawa |
|
Miscellaneous Wholesale |
432.8 |
592 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
|
500 |
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
374.8 |
480 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
100 |
|
|
Subsidiary |
|
|
Petroleum Product Manufacturing |
|
3 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
480 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
68.0 |
450 |
|
|
Subsidiary |
Diegem |
|
Miscellaneous Wholesale |
341.0 |
414 |
|
|
Subsidiary |
Pymble, NSW |
|
Pharmaceutical Manufacturing |
36.2 |
360 |
|
|
Subsidiary |
Zwijnaarde |
|
Research and Development Services |
121.2 |
331 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
|
325 |
|
|
Subsidiary |
Sant Joan Despi, |
|
Synthetic Chemical Manufacturing |
385.3 |
324 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
113.7 |
299 |
|
|
Subsidiary |
Sant Joan Despi, |
|
Miscellaneous Professional Services |
28.3 |
298 |
|
|
Subsidiary |
Diegem |
|
Health and Personal Care Wholesale |
222.0 |
294 |
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
27.2 |
286 |
|
|
Subsidiary |
Camperdown, NSW |
|
Pharmaceutical Manufacturing |
4.1 |
30 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
4.8 |
15 |
|
|
Subsidiary |
|
|
Physicians and Health Practitioners |
1.4 |
4 |
|
|
Subsidiary |
|
|
Paint, Coating, and Adhesive Manufacturing |
711.0 |
255 |
|
|
Subsidiary |
Carnaxide, Lisboa |
|
Agricultural Chemical Manufacturing |
162.2 |
245 |
|
|
Bayer Cropscience (Portugal) - Produtos Para A Agricultura, LDA |
Subsidiary |
Carnaxide, Oeiras |
|
Chemical Wholesale |
39.6 |
42 |
|
Subsidiary |
Segrate, |
|
Health and Personal Care Wholesale |
59.6 |
220 |
|
|
Subsidiary |
Wien |
|
Health and Personal Care Wholesale |
217.4 |
214 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
200 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
502 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
500 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
18 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
206.2 |
193 |
|
|
Subsidiary |
Solna |
|
Chemical Wholesale |
189.4 |
181 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
175 |
|
|
Branch |
|
|
Rubber and Plastic Product Manufacturing |
3.3 |
11 |
|
|
Branch |
High Bluff, MB |
|
Health and Personal Care Wholesale |
16.5 |
9 |
|
|
Branch |
|
|
Health and Personal Care Wholesale |
5.5 |
3 |
|
|
Subsidiary |
|
|
Petroleum and Natural Gas Extraction |
|
|
|
|
Subsidiary |
|
|
Broadcasting and Media |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
65.6 |
153 |
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
150 |
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
150 |
|
|
Subsidiary |
Chang-Hua |
|
Synthetic Chemical Manufacturing |
|
150 |
|
|
Subsidiary |
Kongens Lyngby |
|
Chemical Wholesale |
160.1 |
132 |
|
|
Subsidiary |
Otterup, 5 |
|
Residential and Commercial Building Construction |
7.0 |
450 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
72.4 |
105 |
|
|
Subsidiary |
Fribourg |
|
Health and Personal Care Wholesale |
2,230.5 |
100 |
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
100 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
100 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
100 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
|
100 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
59.9 |
97 |
|
|
Subsidiary |
Oldenburg, Niedersachsen |
|
Pharmaceutical Manufacturing |
47.5 |
80 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
5.4 |
65 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
21.8 |
64 |
|
|
Subsidiary |
|
|
Travel and Reservation Services |
27.5 |
60 |
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
|
60 |
|
|
Subsidiary |
|
|
Basic Chemical Manufacturing |
|
50 |
|
|
Subsidiary |
|
|
Chemical Wholesale |
32.0 |
46 |
|
|
Subsidiary |
|
|
Insurance Agents |
|
43 |
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
38.7 |
42 |
|
|
Subsidiary |
|
|
Real Estate Agents and Brokers |
|
40 |
|
|
Subsidiary |
Köln, Nordrhein-Westfalen |
|
Research and Development Services |
|
30 |
|
|
Subsidiary |
|
|
Ambulatory Services |
|
30 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
32.6 |
26 |
|
|
Subsidiary |
|
|
Research and Development Services |
|
22 |
|
|
Subsidiary |
Spring, TX |
|
Chemical Wholesale |
65.7 |
20 |
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
4.9 |
20 |
|
|
Subsidiary |
|
|
Research and Development Services |
|
20 |
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
|
20 |
|
|
Subsidiary |
|
|
Consulting Services |
|
20 |
|
|
Subsidiary |
|
|
Rubber and Plastic Product Manufacturing |
|
18 |
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
4.6 |
17 |
|
|
Subsidiary |
Einat |
|
Miscellaneous Wholesale |
|
15 |
|
|
Subsidiary |
|
|
Basic Chemical Manufacturing |
|
10 |
|
|
Subsidiary |
Puteaux |
|
Agricultural Chemical Manufacturing |
303.4 |
7 |
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
7.8 |
3 |
|
|
Subsidiary |
Schönefeld, |
|
Investment Services |
|
3 |
|
|
Subsidiary |
Mijdrecht |
|
Securities |
|
2 |
|
|
Subsidiary |
|
|
Investment Services |
|
2 |
|
|
Subsidiary |
Shanghai, PR |
|
Consulting Services |
|
700 |
|
|
Subsidiary |
Mijdrecht |
|
Banking |
781.2 |
1 |
|
|
Subsidiary |
Las Condes, |
|
Investment Services |
|
1 |
|
|
Subsidiary |
Ciudad De |
|
Pharmaceutical Manufacturing |
1,264.2 |
|
|
|
Subsidiary |
BogotĂ¡ DC |
|
Pharmaceutical Manufacturing |
414.7 |
|
|
|
Subsidiary |
|
|
Holding Companies |
125.8 |
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Basic Chemical Manufacturing |
122.5 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
50.8 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
23.8 |
|
|
|
Subsidiary |
|
|
Health and Personal Care Wholesale |
3.3 |
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Isando |
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Mijdrecht |
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
San José |
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Newbury |
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
Segrate, |
|
Ambulatory Services |
|
|
|
|
Subsidiary |
|
|
Investment Services |
|
|
|
|
Subsidiary |
|
|
Spectator Sports |
|
270 |
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Petaling Jaya, Selangor |
|
Health and Personal Care Wholesale |
|
|
|
|
Subsidiary |
|
|
Real Estate Agents and Brokers |
|
|
|
|
Subsidiary |
Hod Hasharon |
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Chemical Wholesale |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Wholesale |
|
102 |
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Consulting Services |
|
|
|
|
Subsidiary |
|
|
Insurance Agents |
|
|
|
|
Subsidiary |
Sant Joan Despi, |
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Carnaxide, Oeiras |
|
Health and Personal Care Wholesale |
|
|
|
|
Subsidiary |
Sant Joan Despi, |
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
Mijdrecht, |
|
Investment Services |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
1,174.8 |
1,393 |
|
|
Subsidiary |
Filago, |
|
Synthetic Chemical Manufacturing |
216.6 |
221 |
|
|
Subsidiary |
Milano, Milano |
|
Rubber and Plastic Product Manufacturing |
41.6 |
51 |
|
|
Subsidiary |
Bucuresti |
|
Chemical Wholesale |
156.7 |
198 |
|
|
Subsidiary |
Wan Chai, |
|
Health and Personal Care Wholesale |
48.0 |
75 |
|
|
Subsidiary |
Praha 5 - Stodulky |
|
Health and Personal Care Wholesale |
166.5 |
|
|
|
Subsidiary |
|
|
Investment Services |
|
|
|
|
Subsidiary |
|
|
Agricultural Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Medical Equipment and Supplies |
|
|
|
|
Subsidiary |
Monheim am Rhein |
|
Associations and Organizations |
|
|
|
|
Bayhealth Comercializacao de Produtos Farmaceuticos Unipessoal Lda. |
Subsidiary |
Carnaxide |
|
Health and Personal Care Wholesale |
|
|
|
Subsidiary |
|
|
Investment Services |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Professional Services |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Pharmaceutical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Synthetic Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Chemical Manufacturing |
|
|
|
|
Subsidiary |
|
|
Consulting Services |
|
|
Executives Report
|
News
|
|
Farmington Vs. Middletown: Top Defenses, Solid
Quarterbacks |
01-Nov-2013 |
|
|
|
Compugen Reports 3rd Quarter 2013 Financial Results |
01-Nov-2013 |
|
|
|
Bayer profits higher in Q3 |
31-Oct-2013 |
|
|
|
Bayer AG earnings up 7.7 during 3Q |
31-Oct-2013 |
|
|
|
Bayer HealthCare delivers continued growth in Q3
2013 |
31-Oct-2013 |
|
|
|
India: Bayer Crop - 506285 - Updates on Buy back
Offer |
31-Oct-2013 |
|
|
|
Football: German Bundesliga table |
31-Oct-2013 |
|
|
|
Football: More in sight as Bayern go to Hoffenheim |
31-Oct-2013 |
|
|
|
Bayer AG earnings up 7.7% during 3Q |
31-Oct-2013 |
|
|
|
Calabasas drug firm sticks its neck out to get rid
of double chins |
31-Oct-2013 |
|
|
|
Manu tries out for Crocs |
31-Oct-2013 |
|
Annual Profit & Loss
|
|
31-Dec-2012 |
31-Dec-2011 |
31-Dec-2010 |
|
Period Length |
12 Months |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate (Period Average) |
0.778237 |
0.71919 |
0.755078 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Total income |
2,288.7 |
2,150.9 |
1,754.7 |
|
Net sales |
2,076.6 |
2,034.9 |
1,647.1 |
|
Change in stock |
26.7 |
-85.1 |
-13.3 |
|
Unfinished work in progress |
104.0 |
6.6 |
-37.6 |
|
Subsidies for operating costs |
0.4 |
0.6 |
- |
|
Supplementary operating income |
41.0 |
36.6 |
73.0 |
|
Other operating income |
66.6 |
72.3 |
72.2 |
|
Other external charges |
323.8 |
332.3 |
304.4 |
|
Cost of goods sold |
1,464.9 |
1,401.8 |
948.4 |
|
Taxes and social security costs |
27.7 |
31.3 |
28.6 |
|
Social charges |
94.7 |
102.2 |
108.0 |
|
Total payroll costs |
174.9 |
179.6 |
175.6 |
|
Cost of stock depreciation and amortisation |
24.1 |
35.8 |
31.2 |
|
Fixed asset depreciation and amortisation |
24.7 |
21.1 |
21.2 |
|
Other operating costs |
1.9 |
0.3 |
1.2 |
|
Total operating costs |
2,163.3 |
2,019.4 |
1,605.3 |
|
Net operating income |
125.3 |
131.5 |
149.4 |
|
Total financial income |
4.7 |
26.3 |
90.7 |
|
Interest payable on loans |
19.7 |
14.3 |
2.1 |
|
Other expenses |
2.0 |
2.8 |
3.4 |
|
Total expenses |
21.7 |
17.2 |
5.5 |
|
Profit before tax |
108.4 |
140.6 |
234.6 |
|
Extraordinary income |
91.6 |
254.2 |
54.9 |
|
Extraordinary expenses |
91.3 |
138.8 |
46.8 |
|
Extraordinary result |
0.3 |
115.4 |
8.1 |
|
Total taxation |
20.4 |
52.4 |
27.9 |
|
Profit distributed to employees |
3.2 |
11.3 |
6.6 |
|
Net profit |
85.1 |
192.2 |
208.3 |
|
|
|
Annual Balance Sheet |
|
Financials in: USD (mil) |
|
|
31-Dec-2012 |
31-Dec-2011 |
31-Dec-2010 |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate |
0.7566 |
0.770327 |
0.745406 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Issued capital |
149.5 |
146.8 |
151.7 |
|
Share premium account |
1,577.7 |
1,549.6 |
1,622.6 |
|
Legal reserves |
2.3 |
2.3 |
0.1 |
|
Total reserves |
14.9 |
14.7 |
15.2 |
|
Profits for the year |
87.5 |
179.4 |
211.0 |
|
Profit brought forward from previous year(s) |
0.0 |
0.0 |
0.0 |
|
Total stockholders equity |
1,832.0 |
1,892.9 |
2,000.5 |
|
Provisions and allowances |
174.3 |
177.6 |
138.5 |
|
Trade creditors |
231.1 |
285.5 |
240.6 |
|
Advances received |
0.0 |
0.0 |
0.0 |
|
Bank loans and overdrafts |
0.0 |
5.5 |
0.8 |
|
Current bank debts |
0.0 |
5.5 |
0.8 |
|
Debenture loans |
198.3 |
194.7 |
- |
|
Other loans |
113.9 |
54.0 |
191.7 |
|
Other liabilities |
28.4 |
33.2 |
29.6 |
|
Debts on fixed assets |
2.4 |
2.7 |
4.0 |
|
Income stated in advance |
2.4 |
2.8 |
1.5 |
|
Taxation and social security |
208.9 |
154.9 |
108.4 |
|
Total current liabilities |
575.1 |
528.4 |
567.4 |
|
Total debts |
785.3 |
733.3 |
576.6 |
|
Regularisation account |
0.1 |
0.4 |
0.5 |
|
Total liabilities (including net worth) |
2,791.7 |
2,804.2 |
2,716.2 |
|
Patents |
18.4 |
18.3 |
20.6 |
|
Goodwill |
1,110.6 |
1,138.0 |
1,238.0 |
|
Land |
5.7 |
4.5 |
4.6 |
|
Buildings |
41.8 |
37.8 |
39.1 |
|
Other fixed assets |
46.8 |
50.7 |
49.5 |
|
Long-term investments |
722.3 |
733.0 |
758.1 |
|
Other financial assets |
14.3 |
131.5 |
31.8 |
|
Total non-current assets |
1,959.9 |
2,113.7 |
2,141.9 |
|
Prepayments |
0.7 |
0.9 |
1.2 |
|
Net stocks and work in progress |
468.7 |
375.2 |
304.0 |
|
Trade debtors |
234.6 |
179.4 |
211.9 |
|
Other receivables |
119.9 |
129.7 |
52.2 |
|
Prepaid expenses |
7.5 |
4.6 |
4.4 |
|
Cash and liquid assets |
0.3 |
0.1 |
0.0 |
|
Total current assets |
831.7 |
690.0 |
573.8 |
|
Prepaid expenses and deferred costs |
0.1 |
0.5 |
0.5 |
|
Total assets |
2,791.7 |
2,804.2 |
2,716.2 |
|
|
|
Annual Ratios |
|
Financials in: USD (mil) |
|
|
31-Dec-2012 |
31-Dec-2011 |
31-Dec-2010 |
|
Period Length |
12 Months |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate |
0.7566 |
0.770327 |
0.745406 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Current ratio |
1.40 |
1.30 |
1.00 |
|
Quick ratio |
0.60 |
0.60 |
0.50 |
|
Total liabilities to net worth |
1.12% |
1.00% |
0.78% |
|
Net worth to total assets |
0.25% |
0.26% |
0.27% |
|
Collection period |
33.30 |
28.70 |
38.60 |
|
Stock turnover rate |
4.60 |
5.10 |
5.50 |
|
Asset turnover |
0.77% |
0.68% |
0.61% |
|
Profit margin |
0.05% |
0.07% |
0.14% |
|
Return on assets |
0.04% |
0.05% |
0.09% |
|
Shareholders' return |
0.16% |
0.18% |
0.32% |
|
Sales per employee |
5,501.20 |
- |
3,922.25 |
|
Profit per employee |
287.11 |
- |
558.58 |
|
Average wage per employee |
463.25 |
- |
418.20 |
|
Net worth |
1,832.0 |
1,892.9 |
2,000.5 |
|
Number of employees |
1,927 |
- |
2,080 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.57 |
|
|
1 |
Rs.100.63 |
|
Euro |
1 |
Rs.84.62 |
INFORMATION DETAILS
|
Report
Prepared by : |
|
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.