MIRA INFORM REPORT

 

 

Report Date :

08.11.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. SAUDARA TATA AGROBISNIS

 

 

Registered Office :

Jl. Kayu Besar Vila Block D3 No. 17-19, (Jl. Tegal Alur Bok D-3 No.17-19) Tegal Alur, Kalideres, Jakarta 11730

 

 

Country :

Indonesia

 

 

Date of Incorporation :

25.05.1998

 

 

Com. Reg. No.:

No. AHU-16126.AH.01.02.Tahun 2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Export-Import and Distribution of Agricultural Products

 

 

No. of Employees :

12 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Correct Name of Company :

P.T. SAUDARA TATA AGROBISNIS

 

Address :

Head Office

Jl. Kayu Besar Vila Block D3 No. 17-19

(Jl. Tegal Alur Bok D-3 No.17-19)

Tegal Alur, Kalideres

Jakarta 11730

Indonesia

Phones             - (62-21) 559 2127

Cellular Phone   - (62-815) 8159619 (owned by Mr. Michael)

Fax.                  - (62-21) 6695141

Building Area     - 2 storey

Office Space      - 120 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

25 May 1998

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a.         No. C-4541.HT.01.01.TH.99

            Dated 17 March 1999

b.         No. AHU-16126.AH.01.02.Tahun 2013

            Dated 28 March 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 1.806.678.7-034

 

Related/Affiliated Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                      - Rp. 2,400,000,000.-

Issued Capital                            - Rp. 2,400,000,000.-

Paid up Capital                          - Rp. 2,400,000,000.-

 

Shareholders/Owners :

a.  Mr. Boymin Ng                    - Rp 1,200,000,000.- (50%)

    Address : Jl. Pluit Barat II No. 39

                    Kel. Pluit, Kec. Penjaringan

                    Jakarta Utara        

b.  Mrs. Tjuliani Wartono         - Rp 1,080,000,000.- (45%)

    Address : Jl. Pluit Barat II No. 39

                    Kel. Pluit, Kec. Penjaringan

                    Jakarta Utara        

c. Mr. Michael Fandy               - Rp    120,000,000.- (  5%)

    Address : Jl. Pluit Barat II No. 39

                    Kel. Pluit, Kec. Penjaringan

                    Jakarta Utara        

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Export-Import and Distribution of Agricultural Products

 

Production Capacity :

None

 

Total Investment :

a. Owned Capital           - Rp. 2.4 billion

b. Loan Capital  -          -- billion

c. Total Investment         - Rp. 2.4 billion

 

Started Operation :

1999

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

12 persons

 

Marketing Area :

Domestic (Local) - 100%

 

Main Customers :

Traditional markets in Jakarta and its surroundings

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ALAM INDORAMA

b. C.V. BUMI DJAJA

c. P.T. ADI SAMPOERNO

d. C.V. PUTRA NUSA

e. C.V. SUMBER BUMI JAYA

f.  C.V. ARSAM PRATAMA

g. C.V. MUKTI JABAR

h. C.V. PRIMATAMA

i.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a. P.T. Bank CENTRAL ASIA Tbk

    Pluit Mega Mal Branch

    Jl. Pluit Permai Raya No.60

    Jakarta Utara

b. P.T. Bank EKONOMI Tbk

    Jl. Utara Raya Blok B No.57 A-B

    Kalideres, Cengkareng

    Jakarta Barat

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 29.0 billion

2011 – Rp. 33.0 billion

2012 – Rp. 38.0 billion

2013 – Rp. 21.0 billion (January – June)

 

Net Profit (Loss) :

2010 – Rp. 1.8 billion

2011 – Rp. 2.1 billion

2012 – Rp. 2.4 billion

2013 – Rp. 1.3 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director          - Mr. Michael Fandy

Director - Mrs. Tjuliani Wartono

 

Board of Commissioners :

Commissioner               - Mr. Boymin Ng

 

Signatories :

President Director (Mr. Michael Fandy) or Director (Mrs. Tjuliani Wartono) which must be approved by Board of Commissioner (Mr. Boymin Ng)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. SAUDARA TATA AGROBISNIS (P.T. STA) was established in Jakarta based on Notary Deed of Notary Raden Johanes Sarwono, SH., No. 15 dated 29 May 1998 with an authorized capital of Rp. 200,000,000.- entirely was issued and fully paid up.  The founding shareholders are Mr. Sandi Wartono (5%), Mrs. Tjuliani Wartono (45%) and Mr. Boymin Ng (50%). They are Indonesian businessmen/woman of Chinese extraction.  The Articles of Association was approved by the Ministry of Law and Human Rights through its Decision Letter No. C-4541.HT.01.01.Th. 99 dated 17 March 1999.


The articles of association of the company have frequently been changed, most recently by notarial Deed of Notary Fitri Ani, SH., No. 52 dated 25 February 2013, the authorized capital was raised to Rp 2,400,000,000.- entirely was issued and fully paid up.  Concurrently, Mr. Sandi Wartono pulled out and the whole shares are sold to Mr. Michael Fandy as a new shareholder.  The amendment to deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through its Decree No. AHU-16126.AH.01.02.Tahun 2013 dated 28 March 2013.


P.T. STA has been in operation since mid-1999 in trading, export-import and distribution of agricultural products.   Mr. Michael Fandy, the owner of the company explained that the whole agricultural products likes pepper, nutmeg, clove, cashew nut and sesame seed bought from farmer in Sumatra, Sulawesi, Java and others island of Indonesia.  Then, the whole products are exported to the United States of America and Europe Union.  Besides, the company also imported of garlic, shallot, onion, peanut from China, India and Thailand. The whole products supplied to snack food industries and traditional market in Jakarta, Bekasi and Tangerang.  They also directly supplied of snack food industries and other food industries in Jakarta and its surroundings.  We observed that P.T. STA is classified as a small-sized company of its kind in the country of which the operation has been growing in the last three years.


We have noticed that the demand for agricultural products had increased some 8% to 10% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country.   Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. STA to be in a quite favorable position for having already got hold of a steady clientele in Jakarta, Bekasi and Tangerang.

 

Until this time P.T. STA has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. We observed that total sales turnover of the company in 2010 amounted of Rp. 29.0 billion increased to Rp. 33.0 billion in 2011 and rose again to Rp. 38.0 billion in 2012.   The operation in 2012 yielded an estimated net profit at least Rp. 2.4 billion and the company has an estimated total networth at Rp. 10.0 billion.   It is forecasted that total sales turnover of the company will increase at least 8% in 2013. The Based on information obtained from some customers, the payment habit of the company is smooth ranging from 1 to 3 months. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).

 

The management of the company has been led by Mr. Michael Fandy (29), a young businessman who experienced for more than 5 years in the field of trading, import and distribution of agricultural products.  He is a son of Mrs. Tjuliani Wartono (58) and Mr. Boymin Ng (57).  But, we believe that the prime-mover of the company is his parents.  The management, which is evaluated quite creative and dynamic and they are quite capable of further developing business in the future. They have close relations with private businessmen within and outside the country. So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. SAUDARA TATA AGROBISNIS is appraised good for business transaction. But owing to economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.57

UK Pound

1

Rs.100.62

Euro

1

Rs.84.62

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.