MIRA INFORM REPORT

 

 

Report Date :

09.11.2013

 

IDENTIFICATION DETAILS

 

Name :

LABORATORIO PASTEUR S.A.

 

 

Registered Office :

Ignacio Serrano 568  Concepción  VIII Region Del Bio Bio

 

 

Country :

Chile

 

 

Date of Incorporation :

11.12.1980

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Manufacture and marketing of pharmaceutical products, and Laboratory products

 

 

No. of Employees :

300

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limits :

USD 28.500 Millions

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for approximately one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides 19% of government revenue. From 2003 through 2012, real growth averaged almost 5% per year, despite the slight contraction in 2009 that resulted from the global financial crisis. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile has 22 trade agreements covering 60 countries including agreements with the European Union, Mercosur, China, India, South Korea, and Mexico. Chile has joined the United States and nine other countries in negotiating the Trans-Pacific-Partnership trade agreement. In 2012, foreign direct investment inflows reached $28.2 billion, an increase of 63% over the previous record set in 2011. The Chilean Government has generally followed a countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and generally allowing deficit spending only during periods of low copper prices and growth. As of 31 December 2012, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20.9 billion. Chile used these funds to finance fiscal stimulus packages during the 2009 economic downturn. In May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD

Source : CIA


IDENTIFICATION        

                    
LABORATORIO PASTEUR S.A.

Ignacio Serrano 568
Concepción
VIII Region Del Bío Bío
CHILE

Telephone         : 56-41-2243298, 56-41-2231827
Fax                   : 56-41-2243326

E_Mail              : caldunate@lpasteur.cl, info@lpasteur.cl, ozuniga@lpasteur.cl
Web Site           : www.lpasteur.cl
Postal Code      : 4030635

 

SUMMARY


Started                          : 1982
Total Employees             : 300
Payments                     : See Commercial Record
Capital                          : 000's$        570.000.-

Sic(s)                            : 2834 - 5122

Line of Business:          Manufacture and marketing of pharmaceutical products. Laboratory.-


FINANCIAL INDICATORS

Financial statements could not be obtained, thus financial analysis can not be
carried out

 

COMMERCIAL INFORMATION


Commercial Bulletin      :            As at 23/10/2013 subject does not register protested
                                                           checks, bank drafts nor promissory notes in the
                                                commercial information bulletin

Previsional Bulletin     :              As at 23/10/2013 does not register social security
                                                infringements

Labor Bulletin           :                As at 23/10/2013 registers work infringements



LABOR DETAIL

Date     :           31/12/2012
Reason   :         Fines on the labor law legislation     
Value    :           Ch$ 1.608.240,00.-
Months   :         0        
Bulletin :           144
Page     :          155270
Drawer   :          Dirección del Trabajo                                               

Consolidated delinquency :      As at 23/10/2013, subject does not register any
                                                delinquent bill

TRADE REFERENCES

Suppliers' trade references are supplied as follows:

Detail of References

Old                    : Since 2005
Last purchase   : 09-2013
Terms               : 30 days
Payment           : Prompt
Notes               : invoice
Credit               : (000'sUS$) 15.000
Owes                : (000'sUS$) 1.600
Due                  : Does not Register
Paying Comments: Good
Purchase Aver. : (Monthly 000's$) 1.500

Old                   :           Since 1995
Last purchase   :          03-2013
Terms          :               60 days
Payment        :              Prompt
Notes          :                invoice
Credit         :                 (000'sUS$) 10.000
Owes           :                Does not Register
Due            :                 Does not Register
Paying Comments:        Good
Purchase Aver.              (Monthly 000's$) 5.000

Ocassional purchases.



Detail of Former Trade References
--------------------------------------------------------------------------------
            Last                                                                 Credit            Owes
Old       Purch. Payment.       Notes                    (000'sUS$)        (000'sUS$)
--------------------------------------------------------------------------------
Since    1999 01-13  Prompt      invoice                     35.000               -
Since    1999 07-10  Prompt      invoice                       Open            None
Since    1995 06-10  Prompt      invoice                     10.000            None
Since    1995 11-09  Prompt      invoice                     10.000            None
Since    1995 02-09  Prompt      invoice                       Open            None
Since    1997 04-09  Prompt      invoice                     15.000            None
11 years     07-08    Prompt      invoice                     10.000           3.900
11 years                  Prompt      checks                       5.000           4.514
11 years     07-06    Prompt     bank draft                  20.000               -
6 years      11-05    Prompt      current account                  -            None
11 years    11-06    Slow         bank draft                   8.000               -
10 years    11-05    Prompt      bank draft                   8.000               -
6 years                   Prompt      current account                  -               -
11 years                 Prompt      bank draft                  20.000              -
10 years    10-04   Prompt      bank draft                  20.000               -
5 years      12-02   --               current account                  -                      None
10 years   12-04    Prompt      bank draft                   7.200               -
10 years    07-03   Prompt      bank draft                  40.000              -
5 years      08-03   Prompt      current account               Open           -
10 years    08-03   Prompt      bank draft                  20.000              -

During the last 6 months, the account holder credit history shows 49 credit
review inquiries requested by financial institutions, telecommunications
companies, insurance agencies.


AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.


BANKS


Subject operates with the following banks:

-  Banco Bice, branch Caupolicán 266,, Concepción
-  Banco Bilbao Vizcaya Argentaria, Chile, main office Huérfanos 1234, Santiago
   and Concepción
-  Banco de Chile, main office Ahumada 251, Santiago and Concepción
-  Banco de Credito e Inversiones, branch O"Higgins 399, Concepción
-  Banco del Estado de Chile, main office Av. Libertador Bdo. O"Higgins 1111,
   Santiago and Concepción
-  Banco Santander Chile, main office Bandera 140, Santiago
-  Scotiabank Chile, main office Morandé 226, Santiago


OPERATIONS


Line of Business :         Manufacture and marketing of pharmaceutical products.-
                                    Laboratory. (medicines for human consumption).-

Classification according to commercial activity:

Sic: 2834-0000 Pharmaceutical preparations
Sic: 5122-0000 Drugs, proprietaries, and sundries

Subject is considered as a large company in this line of business, high
competition

Sales

Sales are steady throughout the year

100% wholesalers

National and international sales territory

Products are sold

National: 95%.

International: 5%:

Exports to Bolivia, Ecuador, Guatemala and Nicaragua.

of Exports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Ecuador                                 37,92     75,25
Guatemala                               32,00     18,81
Bolivia                                 21,88      5,93
Nicaragua                                8,20      0,00


HISTORICAL REGISTRIES

Total       2011 = 000's$ 16.669               Accumulated 2012 = 000's$ 36.325
Total       2009 = 000's$ 51.000
Total       2008 = 000's$ 202.231
Total       2007 = 000's$ 133.124
Total       2005 = 000's$ 14.700
Total       2004 = 000's$ 52.728
Total       2003 = 000's$ 60.166


Customers

Main customers are: Line of business' distributors in a 20%.  drugstores in a
80%.

The 5 most important customers are:

Farmacias Ahumada S.A.,  Salcobrand S.A.,  Farmacias Cruz Verde S.A.,  Ramirez y
Sanchez Ltda.,  Socofar S.A.

Representations

Represents:

IVES PONROY, France.


Purchases

Places orders with multiple suppliers

National:                       50%

Purchase conditions:     Cash, term payments to 30, 60 & 90 days with  check & bill
                                    of exchange.

International:                 50%

Purchase conditions:     Credit letter to 120 days.

Imports from Germany, Argentina, Austria, Brazil, China, Colombia, Ecuador,
Spain, France, India, Israel, Norway, Sweden, Switzerland, Taiwan, United States
and Uruguay.

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Argentina                               45,26     28,77
China                                    15,28     24,54
India                                      13,75     10,35
Germany                               12,37     13,15
Brazil                                      4,71      7,44
Ecuador                                  2,24      3,61
France                                    2,12      4,07
Austria                                    1,56      3,28
Switzerland                             0,83      0,11
Colombia                                 0,75      0,00
Taiwan                                     0,39      0,29
Norway                                    0,28      0,00
Israel                                       0,19      0,28
Spain                                        0,14      3,11
United States                            0,12      0,92
Uruguay                                    0,00      0,00
Sweden                                     0,00      0,00


Historical registries

Total       2011 = 000's$ 1.158.652                      Accumulated 2012 = 000's$ 870.416
Total       2009 = 000's$ 1.160.343
Total       2008 = 000's$ 1.297.838
Total       2007 = 000's$ 980.327
Total       2005 = 000's$ 1.027.254
Total       2004 = 000's$ 758.998
Total       2003 = 000's$ 620.082


National suppliers


- Brenntag Chile Comercial e Industrial Limitada
- Comercial Socam Limitada
- Cristalerias Toro SpA
- Instituto Bioquimico Beta S.A.
- Merck S.A.
- Namazucar S.A.
- Reutter S.A.


Foreign suppliers


- Ives Ponroy (France)

Employees: 300 employees

Location

-  Laboratory, offices and warehouses (property belongs to the related company
   Centinela Inversiones Ltda) located at Ignacio Serrano 568 Concepción, Chile,
   commercial area, main street of normal traffic, construction in good
   conditions


Branches (28/10/2013)

-  Offices and delivery warehouses (property belongs to Laboratorios Pasteur
   S.A.) located at Román Diaz 1271, Providencia Santiago Chile


RELATED COMPANIES


Subject is related to the following companies:

-  Centinela Inversiones Ltda. Share facilities with subject. Line of business :
   Real estate company.-
-  Grafica Santa Berta Ltda. T A X 78484440-4


FIXED ASSETS

Real estates (28/10/2013)

Subject registers the following real estate

-  Business office, Manuel Rodríguez 856 San Fernando-Chile, Fiscal value of
   000's$ 662.807.-, rol Nº 59-7

Informed that this real estate belongs to related company Centinela Inversiones
Ltda.

Vehicles (28/10/2013)

Owns vehicles for the company's use

9 vans (for service use: Fiat Fiorino and Volkswagen Combi), etc.

Machinery & Instalations (28/10/2013)

Equipments and machinery, not specified


INSURANCES

Insurance Company:

-Liberty Compañia de Seguros Generales S.A.




ADMINISTRATION

General Manager and                 : Roberto Guillermo Vega Fernández TAX:5100129-K
Legal Rep.
Adm. & Finances Manager         : Claudia Verónica Aldunate Schell TAX:8275180-7
Plant Manager                            : Claudio Luis Rogelio González Larenas TAX:7211612-7
Finances supervisor                               : Daniela Ester Vega Sepúlveda TAX:9907132-K
Corporate                                  : Adrián Eduardo Vega Fernández TAX:5100128-1
Affairs'Manager
Imports' Assistant                      : Oriana Zúñiga


CURRICULUM

Roberto Guillermo Vega Fernández

T A X               : 5100129-K
Titled as           : Pharmaceutical Chemist.
Position            : General Manager and Legal Rep.

Rodrigo Antonio Vega Sepúlveda

T A X               : 9907133-8
Titled as           : Civil Engineer.
Position            : Shareholder

Adrián Eduardo Vega Fernández

T A X               : 5100128-1
Titled as           : Pharmaceutical Chemist.


LEGAL INFORMATION


Legal Structure                : Private Stock Company
Constitution date           :  11/12/1980. Registered as a Limited Liability
                                       Partnership. Business name is "Laboratorio Pasteur Ltda."
Notary                                      :  Carlos Larenas Munita, Concepción
Term of duration            : Indefinite
Legal Address               : Concepción - Chile
Published in                  :Official Gazette dated 12/01/1981 page Nº 9

Current Social Capital: 000's$ 570.000.-Divided to 50.000.- registered shares  unique series


Social Initial Capital: 000's$ 2.615.-



Shareholder : 10

-  22,40% 5100128-1 Adrián Eduardo Vega Fernández
-  22,40% Oscar  Vega Fernández
-  22,40% 5100129-K Roberto Guillermo Vega Fernández
-  13,40% 6812957-5 Berta Celinda Vega Fernández
-   6,90% 4645374-3 Sucesión Víctor Humberto Vega Fernandez
-   2,50% 9907132-K Daniela Ester Vega Sepúlveda
-   2,50% Inversiones Chicureo Limitada
-   2,50% 9907113-3 Jimena Susana Vega Sepúlveda
-   2,50% 9907129-K Macarena Paz Vega Sepúlveda
-   2,50% 9907135-4 María Andrea Vega Sepúlveda

Administration is held by General Manager and Legal Rep..


Legal changes

Public Deed dated 15/11/1982, notary Carlos Larenas Munita, Concepción,
published in the Official Gazette dated 26/11/1982 page N° 13, statutes were
modified: a new statutes text was established, indicating business name
"Laboratorios Pasteur Limitada". Registered on leaf 1.200 N° 595 in the Trade
Registry of Santiago, year 1982, indefinite term of duration. Capital is
$2.615.671 divided into Víctor Humberto Vega Rojas 50% and Víctor Humberto,
Adrián Eduardo, Oscar Enrique, Berta Celinda, Roberto Guillermo all of them
last-named Vega Fernández with an 8,33% each one of them, and also 8.33%
corresponding to the succession rights of Carlos Rubén Vega Fernández.-

Public Deed dated 05/02/1988, notary Luis Araneda Triviño, Suplente Jorge
Christoph Stange, Concepción, published in the Official Gazette dated 22/02/1988
page N° 6, partners were modified: Víctor Humberto Vega Fernández retired from
partnership. At the same time, María Jimena Hilda Sepúlveda Rollan joined the
partnership.- Besides, capital was increased: to $48.589.182.-

Public Deed dated 02/02/1989, notary Luis Araneda Triviño, Suplente de Jorge
Christoph Stange, Concepción, published in the Official Gazette dated 13/02/1989
page N° 21, statutes were modified: Partnership will have a duration of 15 years
as from Jan 1st, 1980, this term will be automatically renewable for periods of
6 years.-

Public Deed dated 15/12/1994, notary Mario Aburto Contardo, Concepción,
published in the Official Gazette dated 06/01/1995 page N° 11, corporate
structure was modified: limited liability partnership with business name
"Laboratorio Pasteur Ltda." by a private stock company with business name
"Laboratorio Pasteur S.A." Besides, statutes were modified: a new statutes text
was established.

Capital is $570.000.000 divided into 50.000 no par value shares.-

Public Deed dated 02/05/2005, notary Francisco Molina Valdés, Santiago,
published in the Official Gazette dated 17/05/2005 page N° 16, statutes were
modified: it was agreed that subject will be administrated by a board of 7
directors. It is not necessary to be shareholder in order to be part of the
board of directors.


PUBLICATIONS

The following information regarding the subject was published in press

Bio Bio.cl of 25/10/2013 Fire affected Laboratorio Pasteur in Concepción.

It begun in the upper side of the structure, a 4 story building located in
Serrano street (Barros Arana and Freire).

Claudio González, technical director of the laboratory mentioned that the fire
only affected the Depts of Maintenance, Casino, Control of quality and Files. -


INFORMATION SOURCES

On 28/10/2013 Miss. Oriana Zúñiga, Imports' Assistant,  declined financial
figures,  however, submitted the data shown in this report.

-Other outside information sources.


Exchange rate

-As at 04/11/2013 $ 507,64 Per US$


CREDIT RECOMMENDATION

Credit recommendation amounts are assigned according to criteria usually used in
the commercial credit evaluation.

The amounts are based on the risk percentages'assignment to the following
indicators:  Trade references, number of employees, legal structure, protested
bills, labor & welfare infringements, unpaid bills, operations, insurances, net
profit, net worth, working capital and liquidity variations.



 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.73

UK Pound

1

Rs.100.92

Euro

1

Rs.84.06

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.