MIRA INFORM REPORT

 

 

Report Date :

14.11.2013

 

IDENTIFICATION DETAILS

 

Name :

ALMANSAL EXPORTERS (PTY)LTD

 

 

Registered Office :

16 Covora RoadJet Park Gauteng1612

 

 

Country :

South Africa

 

 

Date of Incorporation :

19.04.1996

 

 

Com. Reg. No.:

M1996/004684/07

 

 

Legal Form :

Private Company 

 

 

Line of Business :

Distribution of dried fruits, nuts and snacks.

 

 

No. of Employees :

56

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but Correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


Subject Name

ALMANSAL EXPORTERS (PTY)LTD

Country

South Africa

Subject Contact Person

Hetta Botes

Assessment

This is an extablished company, meeting payments with suppliers within terms. Your figure is considered as too high.

 

 

Company information

 

Registered Name

ALMANSAL EXPORTERS (PTY)LTD

Trading as/ Division Name

ALMANS DRIED FRUIT & NUT (PTY) LTD

Registration Number

M1996/004684/07

Registration Date

1996/04/19

Age of Business

17 Years 7 Months

History of Business

The subject was established in 1996

Shareholders/Members/Partners of subject and % holding

50% MJ Selgado50% MG Selgado

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

Distribution of dried fruits, nuts and snacks.

Industry/ Customers

Wholesalers and retailers

Major Industry Code / SICC

62201

Definition of Code

Retail trade in fresh fruit and vegetables

Head Office Physical Address

16 Covora RoadJet Park Gauteng1612

Head Office Postal Address

PO Box 16304Dawoodglen1612

Current Tel Number

011 397 4685

Current Email Address

almons@yebo.co.za

Web Site Address

www.almons.co.za

 

 

Auditor information

 

Company Registered Name

J C BARNARD AND PARTNERS

Trading Name

 

Registration Number

1999/022536/23

Physical Address

1 Owel Park2nd Owel DriveThreeriversVereeniging1930

Postal Address

P O BOX 265397ThreeriversVereeniging1935

Contact Person

Zelda Venter

Contact Number

0784570953

Email

zelda@jcbinc.co.za

Principals

7

BEE Status

Yes

Financial Year End

February

No of years in Business

15 Years 8 Months

Website

www.jcbinc.co.za

 

Previous Auditors Information - No Information on Record

 

Tax Information

 

Vat Number

4070166824

Status

ACTIVE

Vat Liable Date

1997/07/01

Tax Number

9453075849

Tax Clearance Expire Date

 

Financial Year End

March

Comment

 

Black Economic Empowerment

Status

No

Score

 

Expire Date

 

BEE Certificate Available

 

Comment

 

ISO Status

Type of ISO Grade

NONE

ISO Certificate

No

ISO Certificate Available

No

Certified by an Accredited Agent

No

Comment

 

Workman's compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

NONE

Shareholding

 

Registration Number

 

Import / Export

 

Comment

 

Employees

Number of Employees

56

1. Salaried employees

8

2. Waged employees

48

3. Permanent employees

8

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

8

Comment

 

Light delivery Vehicles

8

Owned

 

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Owned

Type of Premises

Warehouse with Offices

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Director

MJ Salgado

 

 

1

Director

MG Salgado

 

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

Energy Oil

0118653214

 

 

 

2

Canon Hygiene SA (PTY) LTD

0114226148

 

 

 

3

Hopscotch

0117931244

 

 

 

 

Trade References Detail

Nr

Age of Acc

Terms

Average Purchases

Terms Taken

Comment

1

7 Months

Cash on Delivery

R 4000

Cash on Delivery

This is a Good account...

2

2 Years

30 Days

R10500

30 Days

This is an excellent account

3

5 Years

30 Days

R 96000

30 Days

This is an Excellent account

 

 

Adverse Information on Subject

 

Judgements - No information on record

BusinessRescue - No Information on Record

Default Listing - No information on record

Notarial Bonds - No information on record

 

Bank

NEDBANK

Branch

Edenvale

Brach Code

198765

Bank Account Number

1910209732

Type of Account

Cheque

Account Name

ALMANSAL EXPORTERS (PTY) LTD

Overdraft Facilities

NONE

Bank Code

C For R 130 000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

59

Active Principals Principal - 1 of 2 M SALGADO

Surname

SALGADO

First Name

M

Other Names

J

Marital Status

 

ID Number

6509225103088

Verified ID Number

Yes

Current Age

48 Years 2 Months

Designation

Director

Status

Active

Appointment Date

1996/04/19

Physical Address (at time of Appointment)

NO 3 PALESA CLOSE, BEDFORDVIEW, 2007

Postal Address

P.O. BOX 16443, EDENVALE, EDENVALE, 1610

Current Tel Number

0113974685

Cell number

0827745655

Shareholding/Membership

 

 

 

Business Information for M SALGADO

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ALMAN''S DRIED FRUIT AND NUTS (PTY)LTD

M2005/022319/07

In Business

8 Years 8 Months

0

No

 

ALMANSAL

EXPORTERS

(PTY)LTD

M1996/004684/07

In Business

17 Years 5 Months

0

No

 

DELTA BLUE TRADING 728 CC

B2006/173526/23

In Business

7 Years 7 Months

0

No

 

GABY''S EARTH FOODS (PTY)LTD

M2005/023577/07

In Business

8 Years 8 Months

0

No

 

MANSAL

INVESTMENTS

(PTY)LTD

M1996/005058/07

In Business

17 Years 5 Months

0

No

 

MANSAL RENTALS (PTY)LTD

M2008/010588/07

In Business

5 Years 5 Months

0

No

 

SILVER CORE INVESTMENTS 115 (PTY)LTD

M2003/025532/07

In Business

10 Years 10 Months

0

No

 

 

Principal's Deeds Information - No information on record

Average Age of Previous Business        16 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ANTSAL INVESTMENTS (PTY)LTD

M1996/004708/07

Deregistration Final

17 Years 5 Months

2

No

 

BUZZY''S THE SWEET COMPANY (PTY)LTD

M2005/016276/07

Deregistration Process

8 Years 8 Months

0

No

 

LYNDELL MINI SUPERMARKET CC

B1994/011985/23

Deregistration Final

19 Years 7 Months

0

No

 

SALGADO FRUITERERS AND PROPERTY INVESTMENTS CC

B1991/025285/23

Conversion CO/CC or CC/CO

22 Years 10 Months

0

No

 

 

 

Principal Previous Business Interests

Principal - 2 of 2 MANUAL SALGADO

 

Surname

SALGADO

First Name

MANUAL

Other Names

G

Marital Status

 

ID Number

4311175034104

Verified ID Number

Yes

Current Age

70 Years

Designation

Director

Status

Active

Appointment Date

1996/04/19

Physical Address (at time of Appointment)

65 OXFORD STREET, FERNDALE, 2194

Postal Address

P O BOX 84149, GREENSIDE, 20341

Current Tel Number

0117878963

Cell number

0845008341

Shareholding/Membership

 

 

Business Information for MANUAL SALGADO

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ALMAN''S DRIED FRUIT AND NUTS (PTY)LTD

M2005/022319/07

In Business

8 Years 8 Months

0

No

 

ALMANSAL

EXPORTERS

(PTY)LTD

M1996/004684/07

In Business

17 Years 5 Months

0

No

 

GABY''S EARTH FOODS (PTY)LTD

M2005/023577/07

In Business

8 Years 8 Months

0

No

 

MANSAL

INVESTMENTS

(PTY)LTD

M1996/005058/07

In Business

17 Years 5 Months

0

No

 

MANSAL RENTALS (PTY)LTD

M2008/010588/07

In Business

5 Years 5 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business        16 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ANTSAL INVESTMENTS (PTY)LTD

M1996/004708/07

Deregistration Final

17 Years 5 Months

2

No

 

BUZZY''S THE SWEET COMPANY (PTY)LTD

M2005/016276/07

Deregistration Process

8 Years 8 Months

0

No

 

SALGO''S MOTORS CC

B1993/007259/23

Deregistration Final

20 Years 8 Months

0

No

 

UNIT 24 JUNIPER HILL PORT 2 OF ERF 1168 DOWERGLEN CC

B1996/021436/23

Deregistration Final

17 Years 5 Months

0

No

 

UNIT 27 JUNIPER HILL PORT 5 OF ERF 1168 DOWERGLEN EXT 4 CC

B1996/020489/23

Deregistration Final

17 Years 5 Months

0

No

 

UNIT 32 JUNIPER HILL PORT 10 OF ERF 1168 DOWERGLEN EXT 4 CC

B1996/021458/23

Conversion CO/CC or

CC/CO

17 Years 5 Months

0

No

 

UNIT 35 JUNIPER HILL PORT 13 OF ERF 1168 DOWERGLEN CC

B1996/020491/23

Deregistration Final

17 Years 5 Months

0

No

 

 

Principal's Deeds Information - No information on record

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.59

UK Pound

1

Rs.101.56

Euro

1

Rs.85.15

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.