MIRA INFORM REPORT

 

 

Report Date :

14.11.2013

 

IDENTIFICATION DETAILS

 

Name :

GLOBAL POWERSOURCE (INDIA) PRIVATE LIMITED (w.e.f.11.09.2008)

 

 

Formerly Known As :

FIAMM GLOBAL (INDIA) PRIVATE LIMITED

 

 

Registered Office :

C-10, Satyam Shopping Centre, M.G. Road, Ghatkopar (East), Mumbai – 400077, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

04.08.2006

 

 

Com. Reg. No.:

11-163562

 

 

Capital Investment / Paid-up Capital :

Rs.50.000 Millions

 

 

CIN No.:

[Company Identification No.]

U74140MH2006PTC163562

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMF04740B

 

 

PAN No.:

[Permanent Account No.]

AAACF9963C

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader, Importer and Distributor of UPS and Batteries.

 

 

No. of Employees :

250 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (29)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 544000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a successor of Vinit Impex, a proprietary concern started in the year 1989. It got converted into Private Limited during the year 04.08.2006 with the name of Global Powersource (India) Private Limited.

 

It is having a moderate track record.

 

External borrowings of the company appear to be huge.

 

There appears dip in the profit and sales turnover of the company during the financial year 2012.

 

However, trade relations are fair. Business is active. Payment terms are reported to be slow but correct.

 

The company can be considered for business dealings with some cautions.

 

Note: The Latest financial for the year 2013 is not available with us.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

Long term rating : BB+

Rating Explanation

Moderate risk of default and high credit risk.

Date

May 06, 2013

 

 

Rating Agency Name

CRISIL

Rating

Short term rating : A4+

Rating Explanation

Minimal degree of safety and very high credit risk.

Date

May 06, 2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Sahil Kumar

Designation :

General Finance Manager

Contact No.:

91-9320640646

Date :

13.11.2013

 

 

LOCATIONS

 

Registered Office :

C-10, Satyam Shopping Centre, M.G. Road, Ghatkopar (East), Mumbai – 400077, Maharashtra, India

Tel. No.:

91-22-25110646/ 40460646

Mobile No.:

91-9320640646 (Mr. Sahil Kumar)

Fax No.:

91-22-25111042/ 21021042

E-Mail :

sahil.kumar@rocketbatteries.net

info@rocketbatteries.net

sandeep@sppc.co.in 

Website:

www.rocketbatteries.net

Area:

3000 sq. ft.

Location:

Owned

 

 

Warehouse:

B S 67, Mitali Commercial Complex, Rehnal Village, Anjur Phata, Bhiwandi, Thane, Maharashtra, India

Area:

10000 sq. ft.

Location:

Owned

 

 

Branch Offices :

Located at:

 

·         Delhi

·         Kolkata

·         Ahmedabad

·         Bangalore

·         Lucknow

·         Patna

·         Pune

·         Chennai

·         Chandigarh

·         Bhubaneshwar

·         Vapi

·         Guwahati

·         Jaipur

·         Karnal

·         Gurgaon

·         Secunderabad

 

 

Special Economic Zonal Office 1 :

Unit No.97, Plot No.294, Surat Special Economic, Sachin, Surat - 394230, Gujarat, India

 

 

Special Economic Zonal Office 2 :

Plot No.43/A/SDF, 1st Floor, 'D' Block, Cochin SEZ Kakkaned, Cochin - 682037, Kerala, India

Tel. No.:

91-484-2413369

 

 

DIRECTORS

 

AS ON 29.09.2012

 

Name :

Mr. Dipak Dhirajlal Gandhi

Designation :

Director

Address :

405, Sahyadri, Neelkanth Valley, Ghatkopar (East), Mumbai – 400087, Maharashtra, India

Date of Birth/Age :

07.08.1955

Date of Appointment :

04.08.2006

PAN No.:

AABPG7719F

DIN No.:

00004313

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U74140MH2006PTC163562

GLOBAL POWERSOURCE (INDIA) PRIVATE LIMITED

Director

04/08/2006

04/08/2006

Active

NO

2

U64201MH2009PTC191306

GLOBAL NISHI TELESERVICES INDIA PRIVATE LIMITED

Director

30/03/2009

30/03/2009

Active

NO

3

U64201MH2009PTC191814

GLOBAL TELETOWER (INDIA) PRIVATE LIMITED

Director

18/04/2009

18/04/2009

Active

NO

4

U31908MH2010PTC200602

NARADA GLOBAL BATTERIES ( I ) PRIVATE LIMITED

Director

05/03/2010

05/03/2010

Active

NO

5

U51909MH2010PTC202373

ROCKET BATTERIES INDIA PRIVATE LIMITED

Director

26/04/2010

26/04/2010

Active

NO

 

 

Name :

Mr. Ashwin Kisandas Parekh

Designation :

Director

Address :

Wing A, Flat No.201, 2nd Floor, Nityanand Krupa, M G Raod, Ghatkopar (East), Mumbai – 400077, Maharashtra, India

Date of Birth/Age :

18.07.1956

Date of Appointment :

10.11.2011

DIN No.:

05117212

 

 

KEY EXECUTIVES

 

Name :

Mr. Sahil Kumar

Designation :

General Finance Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 29.09.2012

 

Names of Shareholders

 

No. of Shares

 

Dipak Dhirajlal Gandhi

 

2550000

Dipak Dhirajlal Gandhi HUF

 

2437500

Varsha Gandhi

 

12500

 

 

 

Total

 

 

5000000

 

 

AS ON 31.03.2013

 

Names of Allottees

 

No. of Shares

 

Dipak Dhirajlal Gandhi

 

3000000

 

 

 

Total

 

 

3000000

 

 

AS ON 29.09.2012

 

Equity Share Breakup

Percentage of Holding

Category

 

Directors or relatives of directors

100.00

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader, Importer and Distributor of UPS and Batteries.

 

 

Imports :

 

Products :

Batteries

Countries :

·         Korea

 

 

Terms :

 

Selling :

Open Credit .

 

 

Purchasing :

L/C, DA and DP

 

 

GENERAL INFORMATION

 

Suppliers :

Vietnam Center Power Technology Company Limited, Hong Kong

 

 

Customers :

Wholesalers and OEM’s

 

·         Silvex Exports Private Limited, India 

 

 

No. of Employees :

250 (Approximately)

 

 

Bankers :

·         Union Bank of India, Silver Court, M G Road, Ghatkopar, Mumbai - 400077, Maharashtra, India

 

·         HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel [West], Mumbai - 400013, Maharashtra, India

 

·         Abu Dhabi Commercial Bank Limited, 75, Rehmat Manzil, Veer Nariman Road, Churchgate, Mumbai - 400020, Maharashtra, India

 

·         Standard Chartered Bank, SME Credit, 23-25, M G Road, Fort, Mumbai - 400001, Maharashtra, India

 

 

Facilities :

 

SECURED LOANS

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

Secured Term Loan from Bank

 

 

Commercial Premises Loan A/c

18.503

0.000

SHORT TERM BORROWINGS

 

 

Secured Loan from Banks

 

 

Buyers credit with UBI

155.000

54.923

Cash Credit with UBI

176.128

139.477

Standard Chartered Bank

24.260

0.000

 

 

 

Total

 

373.891

194.400

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Nitin Pota and Associates 

Chartered Accountants

Address :

D-204, Kailas Esplanade, L.B.S. Road, Ghatkopar (West), Mumbai – 400 086, Maharashtra, India 

Tel No.:

91-22-25000590/ 25005087

Fax No.:

91-22-25005087

E-Mail:

admin@canitinpota.com

Website :

www.canitinpota.com

Income-tax PAN of auditor or auditor's firm :

AADPP2784R

 

 

Associate Company :

·         Rocket Batteries (India) Private Limited

·         Global Tele Tower (India) Private Limited

 

 

Group Company :

Global Nishi Teleservices Private Limited

 

 

CAPITAL STRUCTURE

 

AFTER 29.09.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

8000000

Equity Shares

Rs.10/- each

Rs.80.000 Millions

 

 

 

 

 

 

AS ON 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

5000000

Equity Shares

Rs.10/- each

Rs.50.000 Millions

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.              EQUITY AND LIABILITIES

 

 

 

(1) Shareholders' Funds

 

 

 

(a) Share Capital

 

50.000

50.000

(b) Reserves & Surplus

 

86.061

69.979

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

136.061

119.979

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) Long-term borrowings

 

71.588

54.365

(b) Deferred tax liabilities (Net)

 

1.456

1.057

(c) Other long term liabilities

 

0.000

0.000

(d) Long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

73.044

55.422

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

355.388

194.400

(b) Trade payables

 

254.360
418.750

(c) Other current liabilities

 

1.975
5.045

(d) Short-term provisions

 

23.823
31.365

Total Current Liabilities (4)

 

635.546

649.560

 

 

 

 

TOTAL

 

844.651

824.961

 

 

 

 

II.            ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

18.752

14.797

(ii) Intangible Assets

 

0.000

0.000

(iii) Capital work-in-progress

 

30.838

0.000

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

1.691

1.691

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

5.749

4.508

(e) Other Non-current assets

 

0.303

0.461

Total Non-Current Assets

 

57.333

21.457

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

91.110
110.554

(c) Trade receivables

 

480.205
529.815

(d) Cash and cash equivalents

 

177.866
125.157

(e) Short-term loans and advances

 

2.368

1.079

(f) Other current assets

 

35.769

36.899

Total Current Assets

 

787.318

803.504

 

 

 

 

TOTAL

 

844.651

824.961

 

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

50.000

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

39.784

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

89.784

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

34.495

2] Unsecured Loans

 

 

16.124

TOTAL BORROWING

 

 

50.619

DEFERRED TAX LIABILITIES

 

 

0.636

 

 

 

 

TOTAL

 

 

141.039

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

10.185

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

1.691

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 
 

170.533

 

Sundry Debtors

 
 

394.169

 

Cash & Bank Balances

 
 

149.392

 

Other Current Assets

 
 

0.000

 

Loans & Advances

 
 

48.408

Total Current Assets

 
 

762.502

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

 
 

597.709

 

Other Current Liabilities

 
 

0.000

 

Provisions

 
 

35.889

Total Current Liabilities

 
 

633.598

Net Current Assets

 
 

128.904

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.259

 

 

 

 

TOTAL

 

 

141.039

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Revenue from Operation

2285.131

2437.878

NA

 

 

Other Income

13.700

7.059

NA

 

 

TOTAL                                     (A)

2298.831

2444.937

NA

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Material Consumed

2027.975

2173.525

NA

 

 

Changes in Inventories of Finished Goods

19.445

59.979

NA

 

 

Employee Benefits Expenses

39.188

27.002

NA

 

 

Other Expenses

101.811

96.699

NA

 

 

TOTAL                                     (B)

2188.419

2357.205

NA

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

110.412

87.732

NA

 

 

 

 

 

Less

FINANCIAL EXPENSES                                    (D)

82.094

40.758

NA

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

28.318

46.974

45.178

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

1.847

1.358

0.922

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

26.471

45.616

44.256

 

 

 

 

 

Less

TAX                                                                  (H)

10.389

15.421

14.131

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

16.082

30.195

30.125

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

3.22

6.04

NA

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

0.70

1.24

NA

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.16

1.87

NA

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

3.26

5.54

5.73

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.19

0.38

0.49

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

3.14

2.07

0.56

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.24

1.24

1.20

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

Yes

18]

Major customers

Yes

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

INDEX OF CHARGES

 

S.NO.

CHARGE ID

DATE OF CHARGE CREATION/MODIFICATION

CHARGE AMOUNT SECURED

CHARGE HOLDER

ADDRESS

SERVICE REQUEST NUMBER (SRN)

1

10451668

05/09/2013

20,000,000.00

UNION BANK OF INDIA

SILVER COURT, M G ROAD, GHATKOPAR, MUMBAI - 400077, MAHARASHTRA, INDIA

B86005931

2

10423506

14/03/2013

100,000,000.00

UNION BANK OF INDIA

SILVER COURT, M G ROAD, GHATKOPAR, MUMBAI - 400077, MAHARASHTRA, INDIA

B74335944

3

10375907

27/07/2012

20,000,000.00

UNION BANK OF INDIA LIMITED

M. G. ROAD, GHATKOPAR (EAST), MUMBAI - 400077, MAHARASHTRA, INDIA

B57873887

4

10365704

28/06/2012

800,000.00

UNION BANK OF INDIA

SILVER COURT, M G ROAD, GHATKOPAR, MUMBAI - 400077, MAHARASHTRA, INDIA

B43715507

5

10231548

28/06/2010

195,000,000.00

STANDARD CHARTERED BANK

SME CREDIT, 23-25, M G ROAD, FORT, MUMBAI - 400001, MAHARASHTRA, INDIA

A90229204

6

10188544

09/11/2009

50,000,000.00

UNION BANK OF INDIA

GHATKOPAR (EAST) BRANCH, SILVER COURT, 1ST FLOOR, M. G. ROAD, GHATKOPAR (E), MUMBAI - 400077, MAHARASHTRA, INDIA

A74106220

7

10171992

13/03/2012 *

200,000,000.00

UNION BANK OF INDIA

SILVER COURT, M G ROAD, GHATKOPAR, MUMBAI - 400077, MAHARASHTRA, INDIA

B36797850

8

10110306

13/03/2012 *

540,000,000.00

UNION BANK OF INDIA

SILVER COURT, M G ROAD, GHATKOPAR, MUMBAI - 400077, MAHARASHTRA, INDIA

B36800274

 

* Date of charge modification

 

 

UNSECURED LOANS

 

UNSECURED LOANS

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

From Banks and Financial Institutions

28.085

24.190

From Shareholders and Group Companies

25.000

15.175

From Others

0.000

15.000

 

 

 

Total

 

53.085

54.365

 

 

TRADE REFERENCES:

 

·         Vietnam Center Power Technology Company Limited, Hong Kong

·         Silvex Exports Private Limited, India 


FIXED ASSETS:

 

·         Mobile

·         Computer

·         Air Conditioner

·         Battery Racks

·         Battery Testing Equipment

·         Weighting Scales

·         Projector

·         Fax Machine

·         Furniture

·         Camera

·         Cycle

·         Electrical Fittings

·         Office Equipments

·         Car

·         Scooter and Bike


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.65

UK Pound

1

Rs. 101.17

Euro

1

Rs. 85.55

 

 

INFORMATION DETAILS

 

Information Gathered by :

HNA

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

29

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.