MIRA INFORM REPORT

 

 

Report Date :

16.11.2013

 

IDENTIFICATION DETAILS

 

Name :

ALI SALAME

 

 

Registered Office :

P.O. Box 3340 Industrial Zone Yarka 2496700

 

 

Country :

Israel

 

 

Date of Incorporation :

1992

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Importers, marketers and wholesale dealers in working tools, hardware and other technical supplies.

 

 

No. of Employees :

40

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel''s energy security outlook. The Leviathan field was one of the world''s largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel''s natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands

Source : CIA


Company name and address

           

SALAME ALI SALIMAN

 

 

Correct Name:   ALI SALAME

                        (Also known as ALI SALAME TOOLS & HARDWARE

                        MARKETING, and RANATOOLS)

                        Telephone         972 4 999 62 03 /4

                        Fax       972 4 996 23 30

                        Email: aly@ranatools.com

                        P.O. Box 3340

                        Industrial Zone

                        YARKA 2496700 Israel

 

 

HISTORY & LEGAL FORMATION

 

A sole proprietorship, established in 1992.

Operating under Licensed Dealer No. 053799417.

The business is registered with the Tax Authorities’ Files under the name of "SALAME ALI".

 

 

OWNERSHIP

 

Ali Salame

 

 

GENERAL MANAGER

 

Ali Salame, born in 1956.

 

 

BUSINESS

 

Importers, marketers and wholesale dealers in working tools, hardware and other technical supplies.

Sales are to stores, having over 1,000 clients

Also operating a retail store for the said goods in Yarka for private clientele.

Sales of goods are also under brand name "RANATOOLS".

 

Sole local representatives of (among others):

KEDAS, HELCO, FOR-TE, GOKOSIT, all of Germany,

BAVAN, MONDIAL, both of Italy,

G-MAN, of Sweden.

 

Among clientele: TAMBOUR, ARGENTOOLS, WIZNER BUILDING & FENCING MATERIALS, and more.

 

Operating from owned premises (office, retail store and warehouse), on an area of 1,000 sq. meters, in Yarka (or Kfar Yarka), a locality in the country’s northern district, northeast of Acre.

Ali Salame informed us that he constructed a commercial building (owned) on total area of 5,400 sq. meters in the Industrial Zone, Yarka (opposite Can'an Mall), to where subject intends to move in April 2014.

 

Having 40 employees (similar to the first half of 2013, had 30 employees in 2010/11).

 

 

MEANS

 

Current stock is valued at NIS 30,000,000.

 

Property owned by Ali Salame in the Industrial Zone, Yarka (where subject is currently operating from) was valued at US$ 1,000,000 in 2011.

Ali Salame informed us that he invested NIS 25,000,000 in the construction of a/m commercial building (to where they are going to move to).

 

 

REVENUES

 

2008 sales claimed to be NIS 30,000,000.

2009 sales claimed to be NIS 33,000,000.

2010 sales claimed to be NIS 33,000,000.

2011 sales claimed to be NIS 50,000,000.

2012 sales claimed to be NIS 50,000,000.

Projected 2013 sales are NIS 50,000,000.

 

 

BANKERS

 

Arab Israel Bank Ltd. (AI Bank Ltd.), Yarka Branch (No. 033), Yarka, account No. 58700/41.

 

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject is a veteran business.

From the Central Bureau of Statistics (CBS) data on gross imports of investment goods reveals that the segment of import of Tools, Implements & Accessories fell in the first half of 2013 by 8.5% comparing to 2012 1stH. In 2012 import of such summed up to US$ 1,166.6 million, 12.6% down from 2011.

CBS data indicates that investments by the local manufacturing industries -both from import and domestic production- in machinery & equipment (M&E) in 2012 fell by 1%, which comes after 41% rise in 2011. The investments originating from import, which comprised 70% of overall investment in M&E, fell 3.8% (after 69% rise in 2011), while investment originating from local production rose by 6.2% in 2012 (fell 5.3% in 2011).

The fall in 2013 and 2012 in investment could be explained by the continuing unfavorable business environment, which is also negatively affected by the slow-down in overseas markets.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.06

UK Pound

1

Rs.101.15

Euro

1

Rs.84.95

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.