MIRA INFORM REPORT

 

 

Report Date :

16.11.2013

 

IDENTIFICATION DETAILS

 

Name :

BECK PACKAUTOMATEN GMBH & CO. KG

 

 

Registered Office :

Steinbeisstr. 9 D 72636 Frickenhausen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

09.05.1960

 

 

Com. Reg. No.:

HRA 220743

 

 

Legal Form :

Ltd partnership with priv. ltd. company as general partner

 

 

Line of Business :

Manufacture of other general-purpose machinery

 

 

No. of Employees :

83

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

germany - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 


Company name and address

 

BECK PACKAUTOMATEN GMBH & CO. KG

 

 Company Status:         active

                                    Steinbeisstr. 9

                                    D 72636 Frickenhausen

                                    Telephone:        07022/40090

                                    Telefax:            07022/49315

                                    Homepage:       www.beck-packautomaten.de

                                    E-mail:              info@beck-packautomaten.de

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as general partner

 Date of foundation:      09.05.1960

 Registered on:             21.07.1960

 Register of

 companies:                  Local court 70190 Stuttgart

 under:                                       HRA 220743

 

 Total cap. contribution:                EUR          1,022,583.76

 

 Limited partner:

                      Beate Beck-Deharde

                      D 72622 Nürtingen

                      née: Beck

                      Share:             EUR            715,808.63

 Limited partner:

                      Hans Beck

                      D 72622 Nürtingen

                      Share:             EUR            306,775.13

 General partner:

                      Beck Packautomaten Verwaltungs-GmbH

                      Steinbeisstr. 9

                      D 72636 Frickenhausen

                      Legal form: Private limited company

                      Share capital:     EUR             51,129.19

                      Registered on: 06.11.1986

                      Reg. data: 70190 Stuttgart, HRB 222280

 

 Shareholder:

                      Beck Packautomaten GmbH & Co. KG

                      Steinbeisstr. 9

                      D 72636 Frickenhausen

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR          1,022,583.76

                      contribution:

                      Share:             EUR             51,129.19

                      Registered on: 21.07.1960

                      Reg. data: 70190 Stuttgart, HRA 220743

 Manager:

                      Beate Beck-Deharde

                      D 72622 Nürtingen

                      having sole power of representation

                      née: Beck

                      Profession: Businessman

 Proxy:

                      Manfred Bauer

                      D 72622 Nürtingen

                      authorized to jointly represent the company

                      born: 24.04.1952

 Proxy:

                      Rolf Mayer

                      D 72622 Nürtingen

                      authorized to jointly represent the company

                      born: 17.07.1958

 Proxy:

                      Julia Alexandra Deharde

                      D 70173 Stuttgart

                      having sole power of representation

                      born: 06.06.1983

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 28290   Manufacture of other general-purpose machinery

 

 

BRANCHES AND FACTORIES

 

 Works:

                      Beck Packautomaten GmbH & Co. KG

                      Paulusstr. 51

                      D 72639 Neuffen

 

 

PARTICIPATIONS

 

 Shareholder:

                      Beck Packautomaten Verwaltungs-GmbH

                      Steinbeisstr. 9

                      D 72636 Frickenhausen

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             51,129.19

                      Share:             EUR             51,129.19

                      Reg. data:  06.11.1986

                                  Local court 70190 Stuttgart

                                  HRB 222280

 

 

FINANCIAL INFORMATION

 

 Payment experience:    within agreed terms

 

 Negative information:   We have no negative information at hand.

 

 Balance sheet year:      2012

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Steinbeisstr. 9

                                      D 72636 Frickenhausen

 

 Real Estate of:              Beck Packautomaten Verwaltungs-GmbH

 Type of ownership:       Tenant

 Address                       Steinbeisstr. 9

                                     D 72636 Frickenhausen

 

 Land register documents were not available.

 

 

 BANKERS

 

 COMMERZBANK VORMALS DRESDNER BANK, NÜRTINGEN

 Sort. code: 61281007, BIC: DRESDEFF612

 DEUTSCHE BANK, NÜRTINGEN

 Sort. code: 61170076, BIC: DEUTDESS611

 VOLKSBANK KIRCHHEIM-NÜRTINGEN, NÜRTINGEN

 Sort. code: 61290120, BIC: GENODES1NUE

 POSTBANK, STUTTGART

 Sort. code: 60010070, BIC: PBNKDEFF600

 

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2012          EUR          5,000,000.00

 Equipment:                             *EUR            664,000.00

 Ac/ts receivable:                       EUR            486,648.00

 Liabilities:                                 EUR          2,635,492.00

 Employees:                                                                             83

 - thereof permanent staff:                                                          83

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2012 - 31.12.2012

 Equity ratio [%]:                        27.70

 Liquidity ratio:                           0.18

 

 Balance sheet ratios                 01.01.2011 - 31.12.2011

 Equity ratio [%]:                       26.04

 Liquidity ratio:                          0.30

 Return on total capital [%]:       0.03

 

 Balance sheet ratios                 01.01.2010 - 31.12.2010

 Equity ratio [%]:                       33.84

 Liquidity ratio:                          0.43

 Return on total capital [%]:       0.03

 

 Balance sheet ratios                 01.01.2009 - 31.12.2009

 Equity ratio [%]:                       45.82

 Liquidity ratio:                          0.65

 Return on total capital [%]:       0.10

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          3,592,263.95

  Fixed assets                           EUR            349,638.69

   Intangible assets                     EUR             63,099.50

   Tangible assets                       EUR            230,410.00

   Financial assets                      EUR             56,129.19

  Current assets                         EUR          3,201,190.60

   Stocks                                EUR          2,703,014.03

   Accounts receivable                   EUR            486,647.61

   Liquid means                          EUR             11,528.96

  Remaining other assets                 EUR             41,434.66

   Accruals (assets)                     EUR             41,434.66

 

 LIABILITIES                             EUR          3,592,263.95

  Shareholders' equity                   EUR            807,397.31

   Capital                               EUR            356,268.12

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR            356,268.12

     Limited partner's  capital, fixed

     capital, capital account I          EUR          1,022,583.76

     Variable capital / variable accountsEUR           -666,315.64

   Reserves                              EUR            451,129.19

    Capital reserves                     EUR            451,129.19

  Provisions                             EUR            149,375.00

  Liabilities                            EUR          2,635,491.64

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          3,899,522.07

  Fixed assets                           EUR            340,733.19

   Intangible assets                     EUR             15,147.00

    Other / unspecified intangible assetsEUR             15,147.00

   Tangible assets                       EUR            269,457.00

    Other / unspecified tangible assets  EUR            269,457.00

   Financial assets                      EUR             56,129.19

    Other / unspecified financial assets EUR             56,129.19

  Current assets                         EUR          3,485,426.98

   Stocks                                EUR          2,671,419.34

    Other / unspecified stocks           EUR          2,671,419.34

   Accounts receivable                   EUR            800,567.37

    Other debtors and assets             EUR            800,567.37

   Liquid means                          EUR             13,440.27

  Remaining other assets                 EUR             73,361.90

   Accruals (assets)                     EUR             73,361.90

 

 LIABILITIES                             EUR          3,899,522.07

  Shareholders' equity                   EUR            790,980.98

   Capital                               EUR            639,851.79

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR            639,851.79

     Limited partner's  capital, fixed

     capital, capital account I          EUR          1,022,583.76

     Other capital of the partially

     limited partner                     EUR           -382,731.97

   Reserves                              EUR            151,129.19

    Capital reserves                     EUR            151,129.19

  Provisions                             EUR            237,500.00

   Other / unspecified provisions        EUR            237,500.00

  Liabilities                            EUR          2,871,041.09

   Other liabilities                     EUR          2,871,041.09

    Unspecified other liabilities        EUR          2,871,041.09


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.06

UK Pound

1

Rs.101.15

Euro

1

Rs.84.95

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.