MIRA INFORM REPORT

 

 

Report Date :

19.11.2013

 

 

 

 

 

Tel No.:

+982166495014

Fax No.:

+982166498493

 

IDENTIFICATION DETAILS

 

Name :

BENIS KHAR ASIA COMPANY

 

 

Registered Office :

Unit 7, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St,                                                 Tehran 113956191                                               

 

 

Country :

Iran         

 

 

Date of Incorporation :

19.01.2004

 

 

Com. Reg. No.:

21570

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is trading company and supplier of industrial machinery equipment and  tools, thorns, pins, rivets, bolts and steel ring, Steel bolts .

 

 

No. of Employees :

14

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Small company

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Iran        

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

IRAN - ECONOMIC OVERVIEW

 

Iran's economy is marked by statist policies and an inefficient state sector, which create major distortions throughout the system, and reliance on oil, which provides a large share of government revenues. Price controls, subsidies, and other rigidities weigh down the economy, undermining the potential for private-sector-led growth. Private sector activity is typically limited to small-scale workshops, farming, some manufacturing, and services. Significant informal market activity flourishes and corruption is widespread. Tehran since the early 1990s has recognized the need to reduce these inefficiencies, and in December 2010 the Majles passed President Mahmud AHMADI-NEJAD's Targeted Subsidies Law (TSL) to reduce state subsidies on food and energy. This was the most extensive economic reform since the government implemented gasoline rationing in 2007. Over a five-year period the legislation sought to phase out subsidies that previously cost Tehran $60-$100 billion annually and mostly benefited Iran''s upper and middle classes. Cash payouts of $45 per person to more than 90% of Iranian households mitigated initial widespread resistance to the TSL program. However, inflation in 2012 reached its highest level in four years, eroding the value of these cash payouts and motivating the Majles to halt planned price increases for the second half of 2012 through at least March 2013. New fiscal and monetary constraints on Tehran, following international sanctions in January against Iran''s Central Bank and oil exports, significantly reduced Iran''s oil revenue, forced government spending cuts, and fueled a 20% currency depreciation. Economic growth turned negative for the first time in two decades. Iran also continues to suffer from double-digit unemployment and underemployment. Underemployment among Iran''s educated youth has convinced many to seek jobs overseas, resulting in a significant "brain drain."

 

Source : CIA

 


Company Details

 

 Company Name:                       Benis Khar Asia Company

 

Company Trade Name:               Atlas Thorn (Atlas Khar)       

 

Address:                                   Unit 7, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St

                                                Tehran 113956191

                                                 Iran        

 

Telephone:                                 +98 21 66495014-5, 0912 1191670

 

Fax:                                            + 98 21 66498493

 

Website:                                      -   

 

E-mail:                                         atlaskhar@iriib.com

 

 

Registration & Legal Details

 

Current Legal Form:                   Limited Liability Company

 

Registration Address:                 Unit 5, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St

                                                Tehran

                                                 Iran    

                                    

Start Date:                               19/01/2004 

 

Registration Number:                21570

 

Registration Date:                    19/01/2004

 

Registration Town:                   Tehran

 

National Code ID:                    -

 

Note :

 

The registered name of company is Benis Khar Asia Company.

 

Date of Expiry:  04/09/2004

 

 


Capital 

                                                

Currency:                                              Iranian Rials

Nominal capital:                                     100,000,000

 

Number of Shares: 100,000

Type of Shares:  

Issued Shares: 

Value per share: 1,000

 

 

Shareholders

 

Shareholder Names

% of Voting/Non-Voting Capital

Mirbegi Benisi  ( Family)

100%

 

 

Principals

 

Name:                                                   Mrs. Fatimeh Mirbegi Benisi

Position within the company:                   Chairman

Country of Birth:                                      Iran

Nationality:                                              Iranian

Can fluently speak:                                 Farsi- English

National Code ID:                                    -

 

 

Name:                                                   Mr. Hossein Mirbegi  Benisi

Position within the company:                              Vice Chairman

Country of Birth:                                     Iran

Nationality:                                             Iranian

Can fluently speak:                                Farsi- English

National Code ID:                        

 

Name:                                                   Mr. Reza  Mirbegi  Benisi

Position within the company:                  Managing Director& Member

Country of Birth:                                     Iran

Nationality:                                             Iranian

Can fluently speak:                                Farsi- English

National Code ID:                                    -

 

Name:                                                   Mr.Ghasem  Mirbegi  Benisi

Position within the company:                  Member

Country of Birth:                                     Iran

Nationality:                                            Iranian

Can fluently speak:                                Farsi- English

National Code ID:                                     -

Company Activities

 

It is trading company and supplier of industrial machinery equipment and  tools, thorns, pins, rivets, bolts and steel ring, Steel bolts .

 

Local Reporters consider the investigated company to be small in their field of concern.

 

Trade Names:

Ellison brand, CIRTEQ brand, Jorg Vogelsang brand, Rotor Clip brand, Beneri brand .

 

Branch:

No.75, Pasaj Sadafi Nejad, Nazem Atebba Alley, Ekbatan St

Tehran, Iran

Tel: + 98 21 33950759, 33951552, 912 1208490

Fax: + 98 21 33956544

Mr. Dabeir

Premises (Type / Size / Tenure): Rented, Shop

 

 

Employees 

 

Company Employs:                 14

 

 

HQ Premises

 

Operates from:                        Rented, Offices, Warehouses

 

Location:                                 Central Business Area, Main Road

 

 

Imports

 

Imports :                                  Finished Goods

Import%:                                  40 %

Import from:                              Italy, Germany

Import terms:                           letters of credit

Additional:                               Balance of  50% purchased via local market

 

 

Export

 

Exports to:                                           -

Exporting Terms:                                   -

Export % and type of product:               -


Trading & Selling

 

Territory:                                               100% Nationality

Type of Customer:                                Retailers

Terms of sales:                                       letters of credit

Vehicles:                                                Total number of vehicles: 3

 

 

Related Companies

 

No related companies.

 

 

Banks

 

Saderat Bank

 

 

Financial Information

 

Solicitor:  Mr.  Ali Razi

 

Auditors: Mr. Mohammad Ashkani

 

 

Payments   

 

Subject's payments reported to be: Non- Complaint           

 

 

interview & reporter comments       

 

Name/Title:                                    Mr. Reza  Mirbegi  Benisi - Managing Director

 

Note :

The registered name of company is Benis Khar Asia Company.

 

Note:

 Trade name of the subject is Atlas Thorn (Atlas Khar).

 

 

Local Reputation: The company being investigated is considered by local reporters to be a 

Medium Trade Risk and to be fair.

 

Owner/Shareholders Comments:

All of owners involved in the running of the business

 

Age of Business:                            Old Family Business

 


             

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.63

UK Pound

1

Rs.101.06

Euro

1

Rs.84.56

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Maket trend (10%)                                 Operational size (10%)

MIRA INFORM REPORT

 

 

Report Date :

19.11.2013

 

 

 

 

 

Tel No.:

+982166495014

Fax No.:

+982166498493

 

IDENTIFICATION DETAILS

 

Name :

BENIS KHAR ASIA COMPANY

 

 

Registered Office :

Unit 7, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St,                                                 Tehran 113956191                                                

 

 

Country :

Iran        

 

 

Date of Incorporation :

19.01.2004

 

 

Com. Reg. No.:

21570

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is trading company and supplier of industrial machinery equipment and  tools, thorns, pins, rivets, bolts and steel ring, Steel bolts .

 

 

No. of Employees :

14

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Small company

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Iran        

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

IRAN - ECONOMIC OVERVIEW

 

Iran's economy is marked by statist policies and an inefficient state sector, which create major distortions throughout the system, and reliance on oil, which provides a large share of government revenues. Price controls, subsidies, and other rigidities weigh down the economy, undermining the potential for private-sector-led growth. Private sector activity is typically limited to small-scale workshops, farming, some manufacturing, and services. Significant informal market activity flourishes and corruption is widespread. Tehran since the early 1990s has recognized the need to reduce these inefficiencies, and in December 2010 the Majles passed President Mahmud AHMADI-NEJAD's Targeted Subsidies Law (TSL) to reduce state subsidies on food and energy. This was the most extensive economic reform since the government implemented gasoline rationing in 2007. Over a five-year period the legislation sought to phase out subsidies that previously cost Tehran $60-$100 billion annually and mostly benefited Iran''s upper and middle classes. Cash payouts of $45 per person to more than 90% of Iranian households mitigated initial widespread resistance to the TSL program. However, inflation in 2012 reached its highest level in four years, eroding the value of these cash payouts and motivating the Majles to halt planned price increases for the second half of 2012 through at least March 2013. New fiscal and monetary constraints on Tehran, following international sanctions in January against Iran''s Central Bank and oil exports, significantly reduced Iran''s oil revenue, forced government spending cuts, and fueled a 20% currency depreciation. Economic growth turned negative for the first time in two decades. Iran also continues to suffer from double-digit unemployment and underemployment. Underemployment among Iran''s educated youth has convinced many to seek jobs overseas, resulting in a significant "brain drain."

 

Source : CIA

 


Company Details

 

 Company Name:                       Benis Khar Asia Company

 

Company Trade Name:               Atlas Thorn (Atlas Khar)       

 

Address:                                   Unit 7, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St

                                                Tehran 113956191

                                                 Iran        

 

Telephone:                                 +98 21 66495014-5, 0912 1191670

 

Fax:                                            + 98 21 66498493

 

Website:                                      -   

 

E-mail:                                         atlaskhar@iriib.com

 

 

Registration & Legal Details

 

Current Legal Form:                   Limited Liability Company

 

Registration Address:                 Unit 5, Pasazhvhdt Second Floor, Wahdat St, Hassan Abad St

                                                Tehran

                                                 Iran    

                                    

Start Date:                               19/01/2004 

 

Registration Number:                21570

 

Registration Date:                    19/01/2004

 

Registration Town:                   Tehran

 

National Code ID:                    -

 

Note :

 

The registered name of company is Benis Khar Asia Company.

 

Date of Expiry:  04/09/2004

 

 


Capital 

                                                

Currency:                                              Iranian Rials

Nominal capital:                                     100,000,000

 

Number of Shares: 100,000

Type of Shares:  

Issued Shares: 

Value per share: 1,000

 

 

Shareholders

 

Shareholder Names

% of Voting/Non-Voting Capital

Mirbegi Benisi  ( Family)

100%

 

 

Principals

 

Name:                                                   Mrs. Fatimeh Mirbegi Benisi

Position within the company:                   Chairman

Country of Birth:                                      Iran

Nationality:                                              Iranian

Can fluently speak:                                 Farsi- English

National Code ID:                                    -

 

 

Name:                                                   Mr. Hossein Mirbegi  Benisi

Position within the company:                              Vice Chairman

Country of Birth:                                     Iran

Nationality:                                             Iranian

Can fluently speak:                                Farsi- English

National Code ID:                        

 

Name:                                                   Mr. Reza  Mirbegi  Benisi

Position within the company:                  Managing Director& Member

Country of Birth:                                     Iran

Nationality:                                             Iranian

Can fluently speak:                                Farsi- English

National Code ID:                                    -

 

Name:                                                   Mr.Ghasem  Mirbegi  Benisi

Position within the company:                  Member

Country of Birth:                                     Iran

Nationality:                                            Iranian

Can fluently speak:                                Farsi- English

National Code ID:                                     -

Company Activities

 

It is trading company and supplier of industrial machinery equipment and  tools, thorns, pins, rivets, bolts and steel ring, Steel bolts .

 

Local Reporters consider the investigated company to be small in their field of concern.

 

Trade Names:

Ellison brand, CIRTEQ brand, Jorg Vogelsang brand, Rotor Clip brand, Beneri brand .

 

Branch:

No.75, Pasaj Sadafi Nejad, Nazem Atebba Alley, Ekbatan St

Tehran, Iran

Tel: + 98 21 33950759, 33951552, 912 1208490

Fax: + 98 21 33956544

Mr. Dabeir

Premises (Type / Size / Tenure): Rented, Shop

 

 

Employees 

 

Company Employs:                 14

 

 

HQ Premises

 

Operates from:                        Rented, Offices, Warehouses

 

Location:                                 Central Business Area, Main Road

 

 

Imports

 

Imports :                                  Finished Goods

Import%:                                  40 %

Import from:                              Italy, Germany

Import terms:                           letters of credit

Additional:                               Balance of  50% purchased via local market

 

 

Export

 

Exports to:                                           -

Exporting Terms:                                   -

Export % and type of product:               -


Trading & Selling

 

Territory:                                               100% Nationality

Type of Customer:                                Retailers

Terms of sales:                                       letters of credit

Vehicles:                                                Total number of vehicles: 3

 

 

Related Companies

 

No related companies.

 

 

Banks

 

Saderat Bank

 

 

Financial Information

 

Solicitor:  Mr.  Ali Razi

 

Auditors: Mr. Mohammad Ashkani

 

 

Payments   

 

Subject's payments reported to be: Non- Complaint           

 

 

interview & reporter comments       

 

Name/Title:                                    Mr. Reza  Mirbegi  Benisi - Managing Director

 

Note :

The registered name of company is Benis Khar Asia Company.

 

Note:

 Trade name of the subject is Atlas Thorn (Atlas Khar).

 

 

Local Reputation: The company being investigated is considered by local reporters to be a 

Medium Trade Risk and to be fair.

 

Owner/Shareholders Comments:

All of owners involved in the running of the business

 

Age of Business:                            Old Family Business

 


             

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.63

UK Pound

1

Rs.101.06

Euro

1

Rs.84.56

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)