MIRA INFORM REPORT

 

 

Report Date :

19.11.2013

 

IDENTIFICATION DETAILS

 

Name :

IBN AL KHALEEJ GENERAL TRADING CO

 

 

Registered Office :

Lulu Complex, Office No. 123, 2nd Floor, A Wing Khalid Ibn Walid Street PO Box 2794 Hawalli 32028

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

04.03.1980

 

 

Com. Reg. No.:

28760

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Subjects operations are performed through the following divisions:

  • Material Handling Division
  • Steel Fabrication Division
  • Medical Services Division

 

 

No. of Employees :

08

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 and 2012 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy

Source : CIA


 

SUMMARY

 

Company Name                                    : IBN AL KHALEEJ GENERAL TRADING CO

Country of Origin                                   : Kuwait

Legal Form                                           : General Partnership

Start Date                                             : 4th March 1980

Registration Date                                  : 1994

Commercial Registration Number           : 28760

Trade Licence Number                           : 3598/1970

Chamber Membership Number               : 20012

Partners Capital                                     : KD 100,000

Total Workforce                                     : 8

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 


 

COMPANY NAME

 

IBN AL KHALEEJ GENERAL TRADING CO

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Lulu Complex, Office No. 123, 2nd Floor, A Wing

Street               : Khalid Ibn Walid Street

PO Box            : 2794

Town                : Hawalli 32028

Country             : Kuwait

 

Telephone         : (965) 22659447

Facsimile          : (965) 22659448

Mobile              : (965) 9428450 / 97647723

Email                : iakgt@ibnalkhaleej.com / iakgt@kems.net

 

Please note that subject’s previous address was, Walaa Complex, Ibn Khaldoun Street, Hawalli.

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Suburban Business Area Hawalli.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Mouzamil Khourshid Ahmed                          Indian                           Managing Partner

 

·       Miram Ghoulam Ali Ismail Al Jazaff                Kuwaiti                          Partner

 

·       Iman Ghoulam Ali Ismail Al Jazaff                  Kuwaiti                          Partner

 

·       Hani Ghoulam Ali Ismail Al Jazaff                  Kuwaiti                          Partner

 

·       Hasan G Al Jazaff                                             -                              Internal Authority

 


 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject was established on 4th March 1980, however it was registered in 1994

 

Legal Form                  : General Partnership

 

Commercial Reg. No.   : 28760

 

Trade Licence No.        : 3598/1970

 

Chamber Member No.  : 20012

 

Partners Capital           : KD 100,000

 

Name of Partner (s)                                                             Percentage

 

·       Miram Ghoulam Ali Ismail Al Jazaff                                ]

    ]

·       Iman Ghoulam Ali Ismail Al Jazaff                                  ]       51%

    ]

·       Hani Ghoulam Ali Ismail Al Jazaff                                  ]

 

·       Mouzamil Khourshid Ahmed                                                  49%

 

 

AFFILIATED COMPANIES

 

·       Forklift Arabia FZE

Saif Zone

Sharjah

 

 

OPERATIONS

 

Activities: Subjects operations are performed through the following divisions:

 

  • Material Handling Division

 

Engaged in the import and distribution of heavy machinery spare parts, forklift supplies and related

accessories. This includes supply and maintenance of material handling equipments, warehousing services,

design and consultation.

 

  • Steel Fabrication Division

In 2004 the subject established another division of steel fabrication in Shuwaikh Industrial area. This facility   covers an area of over 1000 sq. meters. This division is manufacturing a lot of types of steel structures like,   poles, fuel tanks, water tanks etc. It is also involve in civil, electric and plumbing services. This division was involved in some government projects, all over Kuwait as a sub contractor for the maintenance of Gardens in different areas which includes electrical and civil works.

  • Medical Services Division

Subject has started marketing the products of an Italian company RelaxSan. They are specialized in different helping aids in the field of Orthopedics, child care, maternity and diabetic. This division also provides the services of maintenance for the medical equipments. Subject also supplies Daray, UK products socialized in examination and operating lights, syringe pumps, vital sign monitors, pulse oxymeters, dental equipments, microscopes etc. Supplying IVF disposables from Sperm Processor, India. Infusion sets, IV cannulas and blood bags from Medikit, India.

 

Import Countries: Spain, Germany, Denmark, Germany, Japan, and the United States of America.

 

International Suppliers:

 

·       Lindi                                    Germany

·       Caterpillar                 United States of America

·       Mitsubishi                Japan

 

Brand Names: TUDOR

 

Operating Trend: Steady

 

Subject has a workforce of 8 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Sales                                KD 2,200,000                            KD 2,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 


 

BANKERS

 

·       National Bank of Kuwait

Hawalli

Tel: (965) 22653303 / 22645964

Fax: (965) 22611366

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.63

UK Pound

1

Rs.101.06

Euro

1

Rs.84.56

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.