MIRA INFORM REPORT

 

 

Report Date :

23.11.2013

 

IDENTIFICATION DETAILS

 

Name :

JF - MÁQUINAS AGRÍCOLAS LTDA

 

 

Registered Office :

Rua Santa Therezinha,921 Caixa Postal 114 – Prados 13973-005 - Itapira/Sp

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

12.06.1981

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of Agriculture Machines and Equipments

 

 

No. of Employees :

403

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth to 2.7% in 2011, and 1.3% in 2012. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint. In an effort to boost growth, in 2012 the administration implemented a somewhat more expansionary monetary policy that has failed to stimulate much growth.

 

Source : CIA


company name

 

JF - MÁQUINAS AGRÍCOLAS LTDA

 

 

ADDRESSES

 

MAIN ADDRESS:

RUA SANTA THEREZINHA,921 CAIXA POSTAL 114 - PRADOS

ZIP CODE/CITY:

13973-005 - ITAPIRA/SP

 

 

PHONE:

19 3863-9600

FAX:

19 3863-9600

E-MAIL:

regomes@jfmaquinas.com.br

WEB SITE:

www.jfmaquinas.com.br

 

 

BRANCHES

 

NOT AVAILABLE.

 

 

LEGAL DATA

 

MAIN ACTIVITIES

 

MANUFACTURE OF AGRICULTURE MACHINES AND EQUIPMENTS.

 

LEGAL FORM

LIMITED LIABILITY COMPANY

INCORPORATION DATE:

12/06/1981

REGISTER DATE:

12/06/1981

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

46.127.635/0001-55

STATE REGISTER:

374.016.074.114

 

 

SHARE CAPITAL:

R$ 2.580.000,00

LAST REGISTER OF CAPITAL:

20/12/2004

 

 

BOARD OF DIRECTORS:

 

 

 

MARIA ANGELA NOGUEIRA BRAIT SILVA

MANAGING PARTNER

WALTER XICRALA BRAIT SILVA

MANAGING PARTNER

MARIA CAROLINA BUCCI NOGUEIRA

MANAGING PARTNER

 


AUTHORIZED USE OF SIGNATURE

 

 

THE MANAGING PARTNERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

MARIA ANGELA NOGUEIRA BRAIT SILVA

R$ 2.579.800,00

MARIA CAROLINA BUCCI NOGUEIRA

R$ 100,00

WALTER XICRALA BRAIT SILVA

R$ 100,00

 

 

AFFILIATES / SUBSIDIARIES:

 

 

 

NOT AVAILABLE

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON JUNE 12, 1981 AS J.F. NOGUEIRA MAQUINAS AGRICOLAS LTDA. TO BE ENGAGED IN THE SAID LINE OF BUSINESS. LATER IT ALTERED TO J F MAQUINAS AGRICOLAS LTDA, ON LATER IT ADOPTED THE ABOVE MENTIONED NAME AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

PARTNERS:

 

MARIA ANGELA NOGUEIRA BRAIT SILVA: BRAZILIAN, HOLDER OF DOCUMENTS CPF 084.383.768-35, RESIDENTIAL ADDRESS AT RUA FELICIO COLFERAI 105, ITAPIRA/SP.

 

MARIA CAROLINA BUCCI NOGUEIRA: BRAZILIAN, HOLDER OF DOCUMENTS CPF 172.030.078-04, RG 13586485 - SP, RESIDENTIAL ADDRESS AT RUA 15 DE NOVEMBRO 170, ITAPIRA/SP.

 

WALTER XICRALA BRAIT SILVA: BRAZILIAN, HOLDER OF DOCUMENTS CPF 285.751.438-75, RG 325355769 - SP, RESIDENTIAL ADDRESS AT RUA FELICIO COLFERAI 105, ITAPIRA/SP.

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

NO DETRIMENTAL FILES WERE FOUND.

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 


 

ASSETS

 

 

CURRENT:

31/12/2012

31/12/2011

 

 

 

CASH AND BANKS

22.392

26.861

CLIENTS

22.112

17.332

INVENTORY

16.473

11.203

RECOVERABLE TAXES

6.952

4.199

OTHER CREDITS

680

210

PRE PAID EXPENSES

113

56

 

----------------

----------------

TOTAL CURRENT ASSETS

68.722

59.861

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

OTHER CREDITS

882

737

 

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

882

737

 

FIXED ASSETS:

 

 

 

 

 

INVESTMENTS

332

174

FIXED ASSETS

24.746

19.042

INTANGIBLE

428

341

 

----------------

----------------

TOTAL FIXED ASSETS

25.506

19.557

 

================

================

TOTAL ASSETS

95.110

80.155

 

LIABILITIES:

 

 

CURRENT:

31/12/2012

31/12/2011

 

 

 

SUPPLIERS

2.436

2.366

LOANS AND FINANCING

8.734

7.443

LABOR OBLIGATIONS

543

539

TRIBUTARY OBLIGATIONS

7.218

5.106

ACCOUNTS PAYABLE

1.803

938

PROVISIONS

15.214

4.595

 

----------------

----------------

TOTAL CURRENT LIABILITIES

35.948

20.987

 

LONG TERM LIABILITIES:

 

 

 

 

 

LOANS AND FINANCING

2.191

9.320

FISCAL RECOVERY PROGRAM - REFIS

3.287

4.390

DEFERRED TAXES

1.383

2.010

 

----------------

----------------

TOTAL LONG TERM LIABILITIES

6.861

15.720

 

NET EQUITY:

 

 

 

 

 

SHARE CAPITAL

2.580

2.580

CAPITAL RESERVES

 

1

REVALUATION RESERVES

3.705

3.896

PROFIT RESERVES

516

788

ACCRUED PROFIT (LOSS)

45.500

36.183

 

----------------

----------------

TOTAL NET EQUITY

52.301

43.448

 

================

================

TOTAL LIABILITIES

95.110

80.155

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/12/2012

31/12/2011

 

 

 

GROSS SALES

104.605

86.420

(-) TAXES ON SALES

14.166

11.531

 

----------------

----------------

NET SALES

90.439

74.889

(-) COST OF SOLD GOODS

43.775

40.542

 

----------------

----------------

GROSS PROFIT

46.664

34.347

OPERATING REVENUE (EXPENSE)

-14.507

-16.245

FINANCIAL REVENUE(EXPENSE)

-1.593

92

 

----------------

----------------

OPERATIONAL PROFIT (LOSS)

30.564

18.194

CONTRIBUTION/INCOME TAX

-8.058

-6.050

PROFIT SHARING

-573

-612

 

----------------

----------------

NET PROFIT (LOSS)

21.933

11.532

 

MONTHLY SALES

 

  2013

 

 

 

---------------------

 

 

JANUARY

R$ 11.150.000,00

 

 

FEBRUARY

R$ 10.849.000,00

 

 

MARCH

R$ 10.420.000,00

 

 

APRIL

R$ 11.589.000,00

 

 

MAY

R$ 12.761.000,00

 

 

JUNE

R$ 11.232.000,00

 

 

JULY

R$ 9.581.000,00

 

 

AUGUST

R$ 9.703.000,00

 

 

SEPTEMBER

R$ 7.441.000,00

 

 

OCTOBER

R$ 11.079.000,00

 

 

NOVEMBER

 

 

 

DECEMBER

 

 

 

TOTAL

R$ 105.805.000,00

 

 

 

RATIOS:

31/12/2012

31/12/2011

 

 

QUICK RATIO

1,45

 

2,32

 

 

 

CURRENT RATIO

1,91

 

2,85

 

 

 

ACCOUNTS RECEIVABLE TURNOVER

4,09

TIMES

4,32

TIMES

 

 

DAYS' SALES IN RECEIVABLES

88,02

DAYS

83,32

DAYS

 

 

INVENTORY TURNOVER

2,66

TIMES

3,62

TIMES

 

 

ACCOUNTS PAYABLE PERIOD

20,03

DAYS

21,01

DAYS

 

 

RETURN ON ASSETS

,95

TIMES

,93

TIMES

 

 

SALES TURNOVER ON NET EQUITY

1,73

TIMES

1,72

TIMES

 

 

NET WORTH TIE-UP

,47

 

,44

 

 

 

INDEBTEDNESS

,82

 

,84

 

 

 

EQUITY RATIO

54,99

%

54,21

%

 

 

WORKING CAPITAL RATIO

91,17

%

185,23

%

 

 

GENERAL SOLVENCY

2,22

 

2,18

 

 

 

RETURN ON NET EQUITY

41,94

%

26,54

%

 

 

RETURN ON SALES (PROFIT MARGIN)

24,25

%

15,40

%

 

 

GROSS PROFIT MARGIN

51,60

%

45,86

%

 

 

OPERATIONAL RESULT

33,80

%

24,29

%

 

 

SALES TURNOVER ON LIABILITIES

2,52

TIMES

3,57

TIMES

 

 

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 2,28

 - OFFICIAL RATE ON 18/11/2013

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE ON 31/12/2011

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW A GOOD FINANCIAL STANDING. IT SHOWS GOOD LIQUIDITY RATIOS WITH POSITIVE WORKING CAPITAL AMOUNT AND SATISFACTORY LEVEL OF INDEBTEDNESS. IN ADDITION IT IS NOTED GROWING SALES AND PROFITABILITY.

 

REAL ESTATE:

 

OWNED PREMISES ARE VALUED AT R$ 8.551.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 476.000,00

 

MACHINES:

 

OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 5.957.000,00

 

 

INSURANCE

 

NOT AVAILABLE

 


BANKING REFERENCES

 

NOT AVAILABLE.

 

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NOT RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK"). DATE RESEARCHED NOVEMBER 18, 2013.

 

 

ACTIVITIES COMMENTS

 

 

MANUFACTURE OF AGRICULTURE MACHINES AND EQUIPMENTS.

 

 

 

IMPORT AND EXPORT:

 

IMPORTS FROM:

 

NOT AVAILABLE.

 

EXPORTS TO:

 

NOT AVAILABLE.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

CITY:

PHONE:

D CARVALHO COM DE MAQUINAS AGRICOLAS LTDA

ARAÇATUBA/SP

18 621-4000

DICAP MAQUINAS AGRICOLAS LTDA

 

 

DITRASA S/A

PATOS DE MINAS/MG

34 3818-7000

HOLL MAQUINAS AGRICOLAS LTDA

GOIÂNIA/GO

62 3295-3434

TRIAMA TRATORES IMPLEMENTOS AGRIC. E MAQS. LTDA

BOM DESPACHO/MG

37 3522-1656

VEIMAQSOM COM DE MAQUINAS E IMPL AGRICOLAS LTDA ME

 

 

 

FOREIGN CLIENTS:

COUNTRY:

 

TERRAMAK S/A DE C.V.

MEXICO

 

 

STAFF:

 

THE COMPANY HAS: 403 EMPLOYEE(S)

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1981. SO FAR IT HAS A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOUR. IT IS A FAMILY-RUN COMPANY AND BOTH THE COMPANY AND THE PRINCIPALS ENJOY A FAVORABLE REPUTATION AMONG LOCAL TRADE SOURCES.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

 

AÇOS VILLARES S/A

 

 

GERDAU S/A

CAMPINAS/SP

19 3247-3444

IND. NACIONAL DE AÇOS LAMINADOS INAL S/A

 

 

INDÚSTRIAS REUNIDAS COLOMBO LTDA

PINDORAMA/SP

17 3524-9244

NSK DO BRASIL LTDA

 

 

PAULIFER S/A

ITAPECERICA DA SERRA/SP

11 4668-8920

SHERWIN WILLIAMS DO BRASIL IND E COM LTDA

 

 

WEG INDUSTRIAS S/A - MOTORES

JARAGUÁ DO SUL/SC

16 636-6866

ZAMPOROGNA S/A IMPORTAÇÃO COMÉRCIO E INDÚSTRIA

GUARULHOS/SP

11 2133-1020

 

PAYMENT HISTORY:

 

14 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 1.027.585,00

 

AMOUNT OF INVOICES PAID: 230

TOTAL OF PROMPT PAYMENTS: 99,2%

TOTAL OF DELAYED PAYMENTS: 0,8%

 

HIGHEST INVOICE: R$ 32.225,00

HIGHEST CREDIT: R$ 32.225,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 30 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

2

2

R$ 8.016,87

 

 

FINAL OPINION

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY’S FINANCIAL STRENGTH.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.02

UK Pound

1

Rs.102.04

Euro

1

Rs.84.92

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.