MIRA INFORM REPORT

 

 

Report Date :

26.11.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. GUNANUSA ERAMANDIRI

 

 

Registered Office :

Jalan Pluit Barat IV No. 4, Jakarta Utara, 14450

 

 

Country :

Indonesia

 

 

Date of Incorporation :

05.08.1993

 

 

Com. Reg. No.:

No. AHU-AH.01.10-26967

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturer of Snack Food (Roasted Peanut, Slay)

 

 

No. of Employees :

510

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

 Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Indonesia

                       B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 

 

 

 

BASIC INFORMATION

 

Name of Company

 

P.T. GUNANUSA ERAMANDIRI

 

Address :

 

Head Office

Jalan Pluit Barat IV No. 4

Jakarta Utara, 14450

Indonesia

Phones             - (62-21) 6690922 (Hunting)

Fax                   - (62-21) 6602411

Building Area     - 2 storey

Office Space      - 200 sq. meters

Region              - Commercial

Status               - Rent

 

Factory

Jalan Inti 1 Block C3 No. 3

Bekasi International Industrial Estate

Lippo City, Cikarang

Bekasi, 17550

West Java

Indonesia

Phones             - (62-21) 8972003, 8974043

Fax                   - (62-21) 8972779

E-mail               - gunanusa.hrd@gmail.com

Land Area         - 8,700 sq. meters

Building Area     - 5,800 sq. meters

Region              - Industrial Estate

Status               - Owned

 

Date of Incorporation :

5 August 1993

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C2-14.584.HT.01.01.TH.94

  Dated 27 September 1994

- No. C2-28382.HT.01.04.TH.1998

  Dated 18 December 1998

- No. AHU-17172.AH.01.02.TH.2008

  Dated 7 April 2008

- No. AHU-AH.01.10-26967

  Dated 3 July 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.593.826.9-407.000

 

The Department of Industry and Trade

TDP No. 10071300509

Dated 14 June 1999

 

Related Company :

A Member Company of the DYNAPLAST Group (see attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 20,000,000,000.-

Issued Capital                                  : Rp. 15,000,000,000.-

Paid up Capital                                : Rp. 15,000,000,000.-

 

Shareholders/Owners :

a. Mr. Gunawan Tjokro, MBA                                 - Rp. 6,000,000,000.-

    Address : Jl. Pluit Barat IV No. 14

                    Jakarta Barat

                     Indonesia

b. Mrs. Cecilia Lanny Budiman                              - Rp. 6,000,000,000.-

    Address : Jl. Pluit Barat IV No. 14

                    Jakarta Barat

                    Indonesia

c. Mrs. Bernice Cokrosaputro                                 - Rp. 1,500,000,000.-

    Address : Jl. Pluit Barat IV No. 14

                    Jakarta Barat

                    Indonesia

d. Mr. Ivan Cokro Saputra                                      - Rp. 1,500,000,000.-

    Address : Jl. Pluit Barat IV No. 14

                    Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Snack Food (Roasted Peanut, Slay) Manufacturing

 

Production Capacity :

a. Roasted Peanuts                         - 1,200 tons p.a.

b. Slay                                            -      10 tons p.a.

 

Total Investment :

Owned Capital                                 - Rp. 20.0 million

 

Started Operation :

1994

 

Brand Name :

Kaya King and John Farmer

 

Technical Assistance :

None

 

Number of Employee :

510 persons

 

Marketing Area :

Local       - 20%

Export      - 80%

 

Main Customers :

a. P.T. DUNKINDO LESTARI

b. P.T. WENDYS CITRA RASA

c. Buyers in Singapore and Malaysia

d. Etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. AGROFOOD PROPRANINDO

b. P.T. DWI KELINCI

c. P.T. GARUDAFOOD PUTRA PUTRI JAYA

d. P.T. MANOHARA ASRI

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CIMB NIAGA Tbk.

      Menara Asia

      Jalan Raya Lippo

      Lippo Cikarang, West Java

      Indonesia

b.   ABN-AMRO Bank N.V.

      Jakarta Stock Exchange Tower II

      Jalan Jend. Sudirman Kav. 52-53

      Jakarta Selatan

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 83.2 billion

2011 – Rp. 86.0 billion

2012 – Rp. 89.0 billion

2013 – Rp. 48.0 billion (January – June)

 

Net Profit (estimated) :

2010 – Rp. 6.6 billion

2011 – Rp. 6.9 billion

2012 – Rp. 7.6 billion

2013 – Rp. 4.1 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Gunawan Tjokro, MBA

Director                                           - Mr. Ivan Cokro Saputra

 

Board of Commissioners :

President Commissioner                   - Mrs. Cecilia Lanny Budiman

Commissioner                                 - Mrs. Bernice Cokrosaputro

 

Signatories :

President Director (Mr. Gunawan Tjokro, MBA) or the Director (Mr. Ivan Cokro Saputra) which must be approved by Board of Commissioner

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

 

OVERALL PERFORMANCE

 

P.T. GUNANUSA ERAMANDIRI (P.T. GEM) was established in Bekasi, West Java on 5 August 1993 with the authorized capital of Rp. 2,000,000,000 issued capital of Rp. 400,000,000 fully and paid up. The founding shareholders of the company are Mr. Gunawan Tjokro, MBA, his wife Mrs. Cecilia Lanny Budiman and Mrs. Linda Puspawati, they are Indonesia businessmen of Chinese extraction. The company notary deed has been changed and in October 1998 the issued capital was raised to Rp. 500,000,000 fully and paid up. On the same occasion Mrs. Linda Puspawati pulled out and replaced by Mrs. Grace Anggreine Robots, an Indonesian businesswoman of Chinese origin. The deed of amendment was made by Mr. Samsu Hadi, SH., was approved by the Ministry of Law and Human Right in its Decision Letter No. C2-28383.HT.01.04.TH.1998, dated December 18, 1998. Then March 2008 the company authorized capital was increased to Rp. 20,000,000,000 issued capital to Rp. 15,000,000,000 fully and paid up. On the same occasion Mrs. Grace Anggraeni Robots withdrew and into the company entered by Mrs. Bernic Cokrosaputro and Mr. Ivan Cokro Saputra as new shareholders. With this development the composition of its shareholders has been changed to become Mr. Gunawan Tjokro, MBA (40%), his wife Mrs. Cecilia Lanny Budiman (40%) and their son and daughter Mrs. Bernice Cakrosaputro (10%) and Mr. Ivan Cokro Saputra (10%). Later according to the latest revision of notary deed Mrs. Rizka Noviarni, SH., No. 4 dated 15 May 2013 the company board of director and the board of commissioner had been changed. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-26967 dated July 3, 2013. 

 

We see that both shareholders Mr. Gunawan Tjokro, MBA and his wife Mrs. Cecilia Lanny Budiman are also primemover of the DYNAPLAST Group, a large business group in plastic industry.

 

P.T. GEM started with operation in 1994 in snack food (roasted peanuts and slay) manufacturing whose plant is located at Jalan Inti 1 Blocl C 3 No. 3, Bekasi International Industrial Estate, Lippo City Cikarang, West Java standing on 8,700 sq. meters land. The plant has production capacity of 1,200 tons of roasted peanuts and slay of 10 tons per annum. The construction of the plant absorbed an investment of Rp. 20.0 billion wholly own capital. The major raw materials in the form of fresh peanuts are purchased from peanut traders in Solo, Tuban, Malang, Madiun and sorted with grading machine. Besides that, a small amount of peanut is also imported from India. All of its products are marketed under well-known brands namely Kaya King and John Farmer. Some 80% company products is exported to Malaysia, Singapore, Hong Kong, the Philippines and Australia. Besides, some 20% of its products distributed locally through retails, wholesalers and also to bakery processing such as P.T. DUNKINDO LESTARI, P.T. WENDY CITRA RASA and others. Sharp Rupiah depreciation against the US$ and other hard foreign currencies has good impact to P.T. GEM's financial condition because around 80% of its products is exported as told above on the other hand the incessant economic crisis also affected bad impact to P.T. GEM's operation because the production cost and imported raw materials rose sharply.

 

Generally we find that food industries in the country had been growing by 10% to 12% per year within the last five years until 2012 in line with the increasing income of the people and rising demand for export. The long-term prospect of snack food, biscuit product, health drink is favorable. However, the competition is very tight on account of many similar companies operating in the country. The company has competitors not only from the local products but also the imported ones. The long-term prospect of the company is favorable once unstable economic condition starts recovery. Business position of P.T. GEM remains quite well for it has controlled a wide export network and the products have been widely known in the country.

 

Production Growth of Bread, Biscuits, Snack Foods and

Other Foods, in Indonesia, 2005 – 2012*

Year

Bread

(Ton)

Biscuits

(Ton)

Snack

(Ton)

Others

(Ton)

2005

1,299,242

212,660

168,279

708,085

2006

1,352,755

232,377

175,484

735,804

2007

1,384,388

249,118

182,518

756,104

2008

1,372,420

238,225

176,902

738,884

2009

1,392,456

255,445

182,755

757,061

2010

1,503,852

275,881

197,375

817,626

2011

1,594,083

292,434

209,217

866,683

2012*

1,689,728

309,980

221,770

918,684

                     Source: Central Bureau of Statistics (BPS) processed by ICB          *) Projected

 

Until this time P.T. GEM has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 83.2 billion rose to Rp. 86.0 billion in 2011 increased to Rp. 89.0 billion in 2012. As from January to June 2013 the sales turnover has amounted at Rp. 48.0 billion with a net profit of Rp. 4.1 billion. It is projected the total sales turnover will be higher by at least 6% in 2014. Besides, the company has a punctual payment habit within 1 to 2 months.

 

So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).

 

The management of P.T. GEM is led by Mr. Gunawan Tjokro, MBA (61) a businessman and professional manager with experience in snack food manufacturing and trading. He graduated with degrees in Mathematics and Accountancy from the Indonesian Advent University in Bandung in 1975, and 1977 respectively. He also obtained his MBA in 1979 from the Philippine Christian University in Manila. He entered Top Management Program at the Asian Institute of Management in Manila in 1994. Prior to assuming his Director position, he worked as a Management Information Manager at PT Unilever Indonesia, and as Corporate Development Manager in the Kalbe Group. So far, we did not hear that the company’s management involved in a any business malpractice or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. GUNANUSA ERAMANDIRI is sufficiently fairly good for business transaction.

 

 

 

 

Attachment:

 

 

List of the DYNAPLAST Group Members

 

 

1.       ANDALAN CITRA MANUNGGAL, P.T. (Investment Holding)

2.       CIPTADANA ASSET MANAGEMENT, P.T. (Investment Manager Services)

3.       CIPTADANA CAPITAL, P.T. (Holding Company and Management Trust)

4.       CIPTADANA MULTIFINANCE, P.T. (Multi Finance Services)

5.       CIPTADANA SECURITIES, P.T. (Underwriter and Stock Brokerage Services)

6.       DYNAPLAST, P.T. (Plastic Goods Manufacturing and Investment Holding)

7.       DYNAPLAST CUBICS INDONESIA, P.T. (Cubic Printing)

8.       DYNAPLAST PACKAGING INDIA LTD., India (Plastic Packaging Manufacturing)

9.       DYNAPLAST PERMATA UTAMA, P.T. (Jewelry Trading)

10.   GUNANUSA ERAMANDIRI, P.T. (Roasted Peanut and Slay Processing Industry)

11.   HAMBALI DINA MITRA, P.T. (Investment Holding)

12.   PANCA GRAHA SENTOSA, P.T. (Trading and Investment Holding)

13.   PRECISION MOULD INDUSTRIES, P.T. (Mould & Dies Manufacturing)

14.   REXPLAST CORPORATION, P.T. (Plastic Goods Manufacturing)

15.   SANPACK UNGGUL, P.T. (Plastic Packaging Manufacturing)

16.   SUMMITPLAST INTERBUANA, P.T. (Plastic Electronic Component Manufacturing)

17.   Etc

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.57

UK Pound

1

Rs.101.42

Euro

1

Rs.84.70

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions