MIRA INFORM REPORT

 

 

Report Date :

27.11.2013

 

IDENTIFICATION DETAILS

 

Name :

CHIEFDO  LTD.

 

 

Registered Office :

Room 812, 8/F., New Kowloon Plaza, 38 Tai Kok Tsui Road, Tai Kok Tsui, Kowloon

 

 

Country :

Hong Kong 

 

 

Date of Incorporation :

16.06.1988

 

 

Com. Reg. No.:

11929104

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

subject is a leading agent for PVC Resin, CPVC Resin & Compound, Impact Modifier (MBS), Processing Aid (PA), Tin Stabilizer (TS) and PVC, PVDC and APET Film.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No  Complaints

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

 

 

 


Company name

 

CHIEFDO  LTD.

 

 

Company ADDRESS

 

Room 812, 8/F., New Kowloon Plaza, 38 Tai Kok Tsui Road, Tai Kok Tsui, Kowloon, Hong Kong.

PHONE:            852-2380 0866

FAX:                 852-2380 2101  2380 2130

E-MAIL:            bella@chiefdo.com

chiefdo@netvigator.com

enquiry@chiefdo.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Lo Kam Wing, Angus

 

 

SUMMARY

 

Incorporated on:             16th June, 1988.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$5,000,000.00

Issued:              HK$5,000,000.00

 

Business Category:        Chemical & Related Product Trader.

 

Employees:                   10.

 

Main Dealing Banker:     Citibank, N.A., Hong Kong.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

Room 812, 8/F., New Kowloon Plaza, 38 Tai Kok Tsui Road, Tai Kok Tsui, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

11929104

 

 

COMPANY FILE NUMBER

 

0218545

 

 

MANAGEMENT

 

Managing Director:  Mr. Lo Kam Wing, Angus

 

 

CAPITAL

 

Nominal Share Capital:   HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

Issued Share Capital:     HK$5,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 16-06-2012)

 

Name

 

No. of shares

LO Kam Wing

 

4,950,000

LAW Lai Ha, Bella

 

50,000

 

 

––––––––

 

Total:

5,000,000

=======

 




DIRECTORS  

(As per registry dated 16-06-2012)

 

Name

(Nationality)

 

Address

LAW Lai Ha, Bella

Unit 812, 8/F., New Kowloon Plaza, 38 Tai Kok Tsui Road, Tai Kok Tsui, Kowloon, Hong Kong.

 

LO Kam Wing

Unit 812, 8/F., New Kowloon Plaza, 38 Tai Kok Tsui Road, Tai Kok Tsui, Kowloon, Hong Kong.

 

 

SECRETARY 

 

LAW Lai Ha, Bella  (As per registry dated 16-06-2012)

 

 

HISTORY

 

The subject was incorporated on 16th June, 1988 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Chemical & Related Product Trader.

 

Lines:                           PVC resin, etc.

 

Employees:                   10.

 

Commodities Imported:   Europe, China, etc.

 

Markets:                       China, India, other Asian countries, Europe, etc.

 

Terms/Sales:                 L/C, Advanced T/T, etc.

 

Terms/Buying:               L/C, T/T, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$5,000,000.00

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

·         Citibank, N.A., Hong Kong.Shanghai Commercial Bank Ltd., Hong Kong.

·         The Bank of East Asia Ltd., Hong Kong.

 

Standing:          Normal.

 

 

GENERAL

 

Having issued 5 million ordinary shares of HK$1.00 each, Chiefdo Ltd. is jointly owned by Mr. Lo Kam Wing, Angus, holding 99% interests, and Ms. Law Lai Ha, Bella, holding just 1%.  Being Hong Kong merchants, both are also directors of the subject.

 

In general, the subject is trading in the following products:-

 

Industrial Chemicals (Heat stabilizers for PVC from the United States, Major Market includes India); Plastic Materials (including Resins & Sheet) (From Taiwan, Major Market includes India).

 

The subject is a leading agent for PVC Resin, CPVC Resin & Compound, Impact Modifier (MBS), Processing Aid (PA), Tin Stabilizer (TS) and PVC, PVDC and APET Film.  In 1993, it set up four distribution centres in four major cities in China.  Now its distribution centres are in Beijing, Qingdao, Wuxi, Shanghai, Hangzhou, Xiamen & Shantou SEZ, Dongguan, Zhuhai SEZ, etc.

 

It also has set up four distribution centres in India cities such as New Delhi, Mumbai, Pune and Chennai.

 

In 1997, the subject began selling PVC Films and PVDC Film in Pharmaceutical and Packaging Sectors in China.

 

In 1999, the subject became a shareholder of a PVC and PVDC Film manufacturer in Hangzhou City, Zhejiang Province, China.

 

In 2004, it began selling domestic produced PVC materials and products and related additives in China.

 

In 2009, the subject began selling its PVC materials and products in India and South America.

 

In 2011, it further expanded its distribution centres in the Middle Europe, such as Turkey, and  the Middle Asia, such as Vietnam and Indonesia.

 

In 2012, it became the authorized agent and exporter of the Tin Stabilizer of Yunnan Tin Company Group Limited which is a China-based firm.  This company is in Yunnan Province, China.

 

The subject’s business is profitable.

 

As the history of the subject is over 25 years in Hong Kong, on the whole, consider it good for normal business engagements.

 

REMARKS:

Brief personal profile of the directors:

 

Mr. Angus Lo, Founder and President  Mr. Lo is responsible for the overall strategic planning and management of the Group.  He has more than 25 years of extensive experience promoting PVC, APET, PP, PS, PLA, Impact Modifiers and Processing Aid for Formosa and Tin Stabilizer for Rohm and Haas in various location in China.  Nevertheless, he has a long term relationship with Formosa Top Management.

 

Ms. Bella Law, Operation Manager  Ms. Law was appointed in 1998 and is responsible for the management of the internal operations of sales, administrative and shipping department.  She monitors the teams to ensure timeliness and cost effectiveness of shipping documentations and operations documentations and operations.  She also monitoring the sales and marketing of the group.  She plays an important role in supporting the operations of the business.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

10-01-1992

Instrument:      Security Over Deposit

Property:

Any sum or sume deposited mad/or to be deposited with First Pacific Bank Ltd. Hong Kong with subsequently renewals which shall at any time hereafter be deposited by the company with First Pacific Bank Ltd. and every deposit account now or at any time hereafter opened or maintained with the Bank

Mortgagee:      First Pacific Bank Ltd., Hong Kong.  [Merged into The Bank of East Asia Ltd.]

To secure credit facilities which may from time to time be made by the Bank

09-03-1999

Instrument:      General Letter of Hypothecation

Property:

All goods, stocks, shares, warehouse or godwon warrants, outward documentary bills, bills of lading, bills of exchange, overseas time deposit receipts, deposits or deposit receipts of whatever kind and whatever companies whether or not they are issued by Shanghai Commercial Bank Ltd. or as agent or its subsidiaries, evidences of value, chooses in action, claims, demands, and all other securities of the company or in which the company may have any interest, now or at any time hereafter deposited with the Bank by the company or become deposited with them by any other method wherever they may be situate, whether for the express purpose of being used by the Bank as collateral security, or for safe custody or for any other or different purposes, as well as any moneys which the company may have deposited or which the company may from time to time hereafter deposit with the Bank in deposit account or otherwise (all the aforesaid goods, securities, documents and moneys being hereinafter referred to as the Securities)

Mortgagee:      Shanghai Commercial Bank Ltd., Hong Kong.

To secure general banking facilities to such extent as the Mortgagee may in its absolute discretion from time to time deem fit and interest threeon to be granted to Chiefdo Ltd.

02-08-2011

Instrument:      Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the Obligation, the Company charges and assigns absolutely all its rights, title to and interest in the Accounts and all Deposits from time to time in the accounts and comprising the accounts maintained with Citibank N.A., any branch and Citibank (Hong Kong) Ltd.

Mortgagee:      Citibank N.A., Hong Kong Branch.

All moneys now or at any time in the future owing by the Company


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.45

UK Pound

1

Rs.100.86

Euro

1

Rs.84.50

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.