MIRA INFORM REPORT

 

 

Report Date :

26.11.2013

 

IDENTIFICATION DETAILS

 

Name :

RELIANCE CAPITAL ASSET MANAGEMENT LIMITED

 

 

Registered Office :

‘H’ Block, 1st Floor, Dhirubhai Ambani Knowledge City, Koparkhairne, Navi Mumbai - 400710, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

24.02.1995

 

 

Com. Reg. No.:

11-220793

 

 

Capital Investment / Paid-up Capital :

Rs. 114.700 Millions

 

 

CIN No.:

[Company Identification No.]

U65910MH1995PLC220793

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMR027433G

 

 

PAN No.:

[Permanent Account No.]

AAACR2668G

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

The Company's principal activity is to act as an investment manager to Reliance Mutual Fund ( the Fund'), to provide Portfolio Management Services ('PMS') to clients under Securities and Exchange Board of India (SEBI)

 

 

No. of Employees :

Information declined by management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A (63)

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

USD 49000000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of “Reliance Capital Limited”.

 

It is a well – established and reputed company having fine track record.

 

There appears dip in the net profitability of the company. However, net worth of the company appears to be strong. Financial position of the company is sound and healthy.

 

Trade relations are fair. Business is active. Payment terms are regular and as per commitments.

 

In view of strong holding and experienced promoters, the company can be considered good for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6  % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

Reliance Liquidity Fund: A1+MFS

Rating Explanation

Very strong degree of safety and carry lowest credit risk.

Date

September 2013

 

Rating Agency Name

ICRA

Rating

Reliance Floating Rate Fund – Short Term Plan: AAA

Rating Explanation

Highest degree of safety and carry lowest credit risk.

Date

September 2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION DECLINED

 

MANAGEMENT NON – COOPERATIVE (91-22-30994600)

 

LOCATIONS

 

Registered Office :

‘H’ Block, 1st Floor, Dhirubhai Ambani Knowledge City, Koparkhairne, Navi Mumbai - 400710, Maharashtra, India

Tel. No.:

91-22-30479800 / 30994600 /30479400

Fax No.:

91-22-30327202 / 30994699

E-Mail :

gajendra.thakur@relianceada.com

rcap.info@relianceada.com

dimple.mehta@relianceada.com

Website:

www.reliancemutual.com

 

 

Corporate Office :

570, Rectifier House, 2nd Floor, Naigaum Cross Road, Next to Royal Industrial Estate, Wadala, Mumbai – 400031, Maharashtra, India

Tel. No.:

91-22-30479800

 

 

Branch Office :

11th and 12th Floor, One India Bulls Centre, Tower 1 Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinston Road, Mumbai - 400013, Maharashtra, India

Tel. No.:

91-22-30994600

Fax No.:

91-22-30994699

 

 

DIRECTORS

 

As on 27.06.2013

 

Name :

Mr. Kanu Harkisondas Doshi

Designation :

Director

Address :

102, Shivala, Khatau Road, Cuffe Parade, Mumbai - 400005, Maharashtra, India

Date of Birth/Age :

13.04.1937

Qualification :

B.Com, B A, FCA (Chartered Accountant)

Date of Appointment :

09.06.2006

DIN No.:

00577409

 

 

Name :

Mr. Sushil Chandra Tripathi

Designation :

Director

Address :

27 Sector 15 A, Noida - 201301, Uttar Pradesh, India

Date of Birth/Age :

01.01.1946

Qualification :

M.Sc (Physics Spl. Electronics), LLB, Postgraduate Diploma in Development Studies (Cantab), AIMA Diploma in Management

Date of Appointment :

24.07.2007

DIN No.:

00941922

 

 

Name :

Mr. Soumen Ghosh

Designation :

Director

Address :

Flat No. 1501, Lodha Aria, Plot No. 6/207, Tokersey Jivraj Road, Sewree (West), Mumbai – 400015, Maharashtra, India

Date of Birth/Age :

08.06.1959

Qualification :

B.Sc (Hons) Mechanical Engineering from University of London. ACA Institute of Chartered Accountants England and Wales

Date of Appointment :

07.06.2010

DIN No.:

01262099

 

 

Name :

Mr. Shinichi Okamoto

Designation :

Director appointed in casual vacancy

Address :

3-8-24-204, Higashikaigan Minami, Chigaski-Shi, Kanagawa, Japan – 253-0054

Date of Birth/Age :

04.06.1969

Date of Appointment :

27.06.2013

DIN No.:

06587324

 

 

KEY EXECUTIVES

 

Name :

Mr. Ajay Ramanlal Patel

Designation :

Manager

Address :

Flat No. 302, Mitasu Apartment, 05 Odhav Nagar, Near Ganesh Mandir, Borivali (East), Mumbai – 400066, Maharashtra, India

Date of Birth/Age :

03.01.1966

Date of Appointment :

01.07.2012

PAN No.:

AAHPP7269H

 

 

Name :

Mr. Gajendra Singh Thakur

Designation :

Secretary

Address :

302, Samir, b-Wing, Sushil Samir CHS, Ashok Nagar, Kandivali (East),  Mumbai – 400101, Maharashtra, India

Date of Birth/Age :

24.07.1979

Date of Appointment :

09.08.2012

PAN No.:

ADEPT3605R

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 27.06.2013

 

Names of Equity Shareholders

No. of Shares

Percentage of Shares

Reliance Capital Limited, India jointly with Surendra Pipara

100

0.00

Reliance Capital Limited, India jointly with Madan Chaturvedi

100

0.00

Reliance Capital Limited, India jointly with Parul Jain

100

0.00

Reliance Capital Limited, India jointly with Chetan Raval

100

0.00

Reliance Capital Limited, India jointly with V R Mohan

100

0.00

Reliance Capital Limited, India jointly with Yogesh Deshpande

100

0.00

Nippon Life Insurance Company, Japan

2995200

26.00

Reliance Capital Limited, India

7514200

65.23

Reliance ADA Group Trustees Private Limited, India

500000

4.34

EP Global Markets (Cayman) Limited, Cayman Islands

510000

4.43

Total

11520000

100.00

 

 

Names of Preference Shareholders

No. of Shares

Percentage of Shares

Reliance Securities Limited, India

1899

9.50

Reliance CWT India Limited, India

1900

9.50

Emerging Money Mall Limited, India

16200

81.00

Total

19999

100.00

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on 27.06.2013

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

30.43

Bodies corporate

69.57

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

The Company's principal activity is to act as an investment manager to Reliance Mutual Fund ( the Fund'), to provide Portfolio Management Services ('PMS') to clients under Securities and Exchange Board of India (SEBI)

 

 

Products / Services:

Item Code No.

Product / Services Description

99715300

Portfolio Management services except pension funds

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by management

 

 

Bankers :

Not Divulged

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

BSR and Company

Chartered Accountants

Address :

1st Floor Lodha Excelus, Apollo Mills Compound, N M Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India

PAN N Income-tax PAN of auditor or auditor's firm :

AAAFB9852F

 

 

Ultimate Holding Company:

·         Reliance Innoventures Private Limited

 

 

Holding Company:

·         Reliance Capital Limited

 

 

Wholly Owned Subsidiary:

·         Reliance Asset Management (Mauritius) Limited

·         Reliance Asset Management (Singapore) Pte Limited

·         Reliance Capital Asset Management (UK) Plc.

·         Reliance Asset Management (Malaysia) SDN BHD

 

 

Subsidiary:

·         Reliance Capital Pension Fund Limited

 

 

Fellow Subsidiary:

·         Reliance General Insurance Company Limited

·         Reliance Money Express Limited

·         Reliance Gilts Limited, India

CIN: U66010MH2000PLC128301

·         Reliance Capital Trustee Company Limited

·         Reliance Composite Insurance Broking Limited

·         Reliance Venture Asset Management Private Limited (formerly Reliance Technology Ventures Private Limited

·         Reliance Money Precious Metals Private Limited (formerly Reliance Capital Research Private Limited.)

·         Reliance Equity Advisors (India) Limited

·         Reliance Consultants (Mauritius) Limited

·         Reliance Equities International Private Limited

·         Reliance Home Finance Limited (formerly Reliance Home Finance Private Limited)

·         Reliance Capital (Singapore) Pte Limited

·         Quant Investments Services Private Limited

·         Reliance Securities Limited

·         Reliance Commodities Limited

·         Reliance Financial Limited

·         Reliance Alternative Investments Services Private Limited

·         Quant Broking Private Limited, India

CIN: U67110TZ2007PTC015839

·         Quant Capital Advisors Private Limited

·         Quant Capital Finance and Investments Private Limited

·         Quant Capital Private Limited

·         Quant Commodities Private Limited

·         Quant Commodity Broking Private Limited

·         Quant Securities Private Limited

·         Reliance Exchangenext Limited

·         Indian Agri Services Private Limited

·         Emerging Money Mall Limited

·         Reliance Spot Exchange Infrastructure Limited

·         Reliance Wealth Management Limited

·         Reliance Investment Banking Services Limited

·         QOPPA Trading Private Limited

·         QCAP Trade Private Limited (Formerly Valankulam Investments and Trading Private Limited)

 

 

CAPITAL STRUCTURE

 

As on 27.06.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

12000000

Equity Shares

Rs. 10/- each

Rs. 120.000 Millions

350000

Preference Shares

Rs. 100/- each

Rs. 35.000 Millions

 

Total

 

Rs. 155.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

11520000

Equity Shares

Rs.10/- each

Rs. 115.200 Millions

19999

Preference Shares

Rs. 100/- each

Rs. 2.000 Millions

 

Total

 

Rs. 117.200 Millions

 

As on 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

12000000

Equity Shares

Rs. 10/- each

Rs. 120.000 Millions

350000

Preference Shares

Rs. 100/- each

Rs. 35.000 Millions

 

Total

 

Rs. 155.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

11520000

Equity Shares

Rs.10/- each

Rs. 115.200 Millions

200000

Less : Amount recoverable from Reliance Capital Asset Management Employee Benefits Trust (ESOP Trust)

Rs.10/- each

Rs. 2.000 Millions

50000

Less : Amount recoverable from ESOP Trust

Rs.10/- each

Rs. 0.500 Million

19999

Preference Shares

Rs. 100/- each

Rs. 2.000 Millions

 

Total

 

Rs. 114.700 Millions

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

114.700

107.1000

107.100

(b) Reserves & Surplus

12090.702

11902.539

11015.908

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

12205.402

12009.639

11123.008

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

28.241

32.134

33.369

Total Non-current Liabilities (3)

28.241

32.134

33.369

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

502.691

818.721

20.000

(c) Other current liabilities

347.207

267.507

1143.031

(d) Short-term provisions

1918.590

1906.324

1905.341

Total Current Liabilities (4)

2768.488

2992.552

3068.372

 

 

 

 

TOTAL

15002.131

15034.325

14224.749

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

157.101

184.280

243.590

(ii) Intangible Assets

36.502

10.656

8.539

(iii) Capital work-in-progress

0.000

0.000

0.000

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

3135.684

2235.863

2196.936

(c) Deferred tax assets (net)

80.741

83.606

75.923

(d)  Long-term Loan and Advances

7830.379

8267.345

3312.998

(e) Other Non-current assets

34.190

31.874

0.672

Total Non-Current Assets

11274.597

10813.624

5838.658

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

2598.116

3774.345

8086.567

(b) Inventories

0.000

0.000

0.000

(c) Trade receivables

121.526

89.976

82.865

(d) Cash and cash equivalents

403.395

120.015

38.228

(e) Short-term loans and advances

558.506

223.387

173.193

(f) Other current assets

45.991

12.978

5.238

Total Current Assets

3727.534

4220.701

8386.091

 

 

 

 

TOTAL

15002.131

15034.325

14224.749

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

5899.817

5413.422

6269.624

 

 

Other Income

1226.924

1009.478

722.659

 

 

TOTAL                                     (A)

7126.741

6422.900

6992.283

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Employee benefit expense

1325.232

1180.909

1270.597

 

 

Other expenses

2586.252

1772.453

2419.982

 

 

Exceptional items

556.411

0.000

0.000

 

 

TOTAL                                     (B)

4467.895

2953.362

3690.579

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

2658.846

3469.538

3301.704

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

2658.846

3469.538

3301.704

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

78.418

93.919

108.948

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

2580.428

3375.619

3192.756

 

 

 

 

 

Less

TAX                                                                  (H)

605.046

614.529

580.021

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

1975.382

2761.090

2612.735

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

8325.607

6350.249

5739.727

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

PMS Advisory Fees

7.343

9.821

9.296

 

 

Interest income

0.000

0.000

2.496

 

TOTAL EARNINGS

7.343

9.821

11.792

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

 

 

 

Basic

177.93

262.71

248.59

 

Diluted

177.00

260.23

248.04

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

27.72

42.99

37.37

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

43.74

62.36

50.92

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

21.89

26.55

26.71

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.21

0.28

0.29

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

0.00

0.00

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.35

1.41

2.73

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

CURRENT MATURITIES OF LONG-TERM DEBT DETAILS: NOT AVAILABLE

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

NOTE

 

The registered office of the company has been shifted from Reliance House, Near Mardia Plaza, Off C G Road, Ahmedabad - 380006, Gujarat, India to the present address w.e.f. 23.07.2011

 

BACKGROUND

 

The Company was incorporated on 24 February 1995.

 

The principal shareholder of the Company as at 31 March 2013 is Reliance Capital Limited.

 

The Company’s principal activity is to act as an investment manager to Reliance Mutual Fund (the Fund) and to provide Portfolio Management Services (PMS) to clients under Securities and Exchange Board of India (SEBI) (Portfolio Managers) Regulations, 1993. The Company is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996. The Company manages the investment portfolio of the Fund and provides various administrative services to the Fund as laid down in the Investment Management Agreement dated 12 August 1997.

 

FINANCIALS

 

The standalone and consolidated financial statements of the Company for the year ended March 31, 2013, have been prepared under the historical cost convention, in accordance with the generally accepted accounting principles in India and the provisions of the Companies Act, 1956. The financial highlights (on a consolidated and standalone basis) of the Company for the year ended March 31, 2013.

 

In accordance with Circular No. 2/2011 dated 8th February, 2011, issued by the Ministry of Corporate Affairs, Government of India, the Board of Directors has resolved on April 19, 2013, to accord their consent for not attaching to the Company’s annual accounts, the Balance sheets of its subsidiary companies. The Consolidated Financial Statements of the Company, along with that of its subsidiaries, for the year ended March 31, 2013 (duly audited by their respective statutory auditors) are forming part of this Annual Report.

 

The annual accounts of all the subsidiary companies and the related detailed information will be made available to the shareholders of the Company seeking such information at any point of time. The annual accounts of all the subsidiary companies will also be kept at the Corporate Office of the Company, for inspection by the shareholders. The Company shall furnish a hard copy of details of accounts of subsidiaries to any shareholder on demand.

 

Awards and Recognition

 

RMF received various awards and accolades during the year. Few of the prominent awards received by RMF, are listed below:

 

Zee Business Brand Excellence Awards

 

RCAM bagged 3 Awards at the Zee Business Brand Excellence Awards held in Mumbai on 22nd November 2012.

 

Brand Excellence Award in BFSI Sector – RCAM

 

Best Customer Centric Brand Award – RCAM

 

CEO of the year Award (Private Sector) - Sundeep Sikka

 

This event was organized by World Brand Congress along with Stars of the Industry Group. The Zee Business Brand Excellence Award is an independent brand recognition exercise initiated to give recognition to those brands, CEO's and marketers who have achieved extraordinary success from the innovative leadership and effective marketing practices.

 

Lipper Awards

 

In the Mixed Asset INR Aggressive

 

RRSF Balanced Growth ranked Best Fund for 5 year period out of 37 schemes in the class.

 

In the Equity India Classification –

 

Reliance Growth Fund ranked Best Fund for 10 year period out of 7 schemes in the category.

 

India Pension Fund Congress 2012

 

Reliance Capital Pension Fund Ltd (RCPFL, subsidiary of RCAM) won the Best Product Innovation Award in the India Pension Fund Congress 2012. This high profile event was organized by Assocham, Morningstar and Edge Advisory Services along with Investment Pension Asia. This award category had nominations from all pension fund providers in India, including insurance companies like LIC, SBI etc and the award was bagged by RCPFL.

 

Corporate Counsel Leadership Summit and Awards, 2013

 

RCAM's Legal Team was adjudged "Best In-House Legal Team of the Year" in the "Banking and Finance Sector" [Corporate Counsel Leadership Summit and Awards, 2013 held on 25th January, 2013 at Ramada Inn, Mumbai]

 

Legal Counsel Congress and Awards, 2013 Mr. Muneesh Sud [Head of Legal, Secretarial and Compliance] was the Runner- up in the "General Counsel of the Year" category of awards [Legal Counsel Congress and Awards, 2013 held on 8th January, 2013 at Trident, BKC, Mumbai].

 

7th Social and Corporate Governance Awards

 

RCAM has won the Best Corporate Social Responsibility Practice Award at the 7th Social and Corporate Governance Awards at a grand function held on 18th February, 2013 at Taj Lands End, Mumbai.

 

This is in recognition of RCAM?s efforts in the field of CSR.

 

Best Conservative Allocation Fund - Reliance Monthly Income Plan

 

Reliance Monthly Income Plan was awarded Category Winner: Best Conservative Allocation Fund by MORNINGSTAR at the award ceremony held on March 20, 2013

 

Asian LandD Leadership Awards Dubai

 

RCAM bagged the prestigious Asian Learning and Development Leadership Awardsfor Outstanding contribution to the cause of Learning in Dubai on 25th September, 2012 at a function held at The Taj Palace, Dubai. Many leading Indian and international organisations had participated these awards.

 

RCAM bagged this award in recognition of many of our best practices to develop our empanelled partners and thereby helping the cause of learning at large, besides ensuring quality and consistency in training nitiatives.

 

FUTURE OUTLOOK

 

 

The Indian Mutual Fund industry Is growing steadily in the financial services sector with 44 AMCs currently operating in the country. The industry assets have grown at a CAGR of 24.2% since 1965 and at 22.8% in FY 2012-13, with Rs 8.16 lakh Crs of assets as per quarter ended Mar 2013.

 

The Company continues to aggressively pursue growth opportunities in the fund management and investment advisory space, both at the domestic as well as at the international level. Given the country’s high household savings rate coupled with the current low levels of investments by retail investors where only less than 3% of the household savings are channeled into capital markets, the Company believes that the Mutual Fund Industry has a huge opportunity for growth and expansion. The Company expects that an emerging market like India would experience a sustained growth rate. Over 74% of the Industry AUM originates from the Top 5 cities which leaves untapped potential in other locations. In line with the SEBI regulations, the Company intends to improve penetration levels in Tier III, Tier IV locations and increase use of technology to improve the investor experience. Being one of the largest players in the Industry, the Company will continue investing in growing the market size, achieving product innovation, educating the investors, increasing the distribution reach and enhancing customer service infrastructure with aggressive expansion strategies.

 

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

 

FIXED ASSETS

 

Tangible assets

 

·         Furniture and fixtures

·         Vehicles

·         Office equipment

·         Computer equipment’s

·         Other equipment’s

·         Leasehold improvements

 

Intangible assets

 

·         Computer software

 

PRESS RELEASES

 

RELIANCE CAPITAL ASSET MANAGEMENT HIKES STAKE IN HT MEDIA

OCTOBER 04, 2013

 

Reliance Capital Asset Management has increased its stake in HT Media by 1.06 percent, by acquiring 25 lakh shares in the open market.

 

Reliance Capital Asset Management has increased its stake in HT Media by 1.06 percent, by acquiring 2.500 Millions shares in the open market. Reliance Capital Asset Management, which had 4.03 percent stake earlier, hiked its shareholding in the company to 5.10 percent by acquiring shares on October 1 2013, HT Media said in a filing to the BSE. During the first quarter ended June 30, 2013, HT Media reported 21 percent increase in consolidated net profit at Rs 515.800 Millions as against Rs 426.000 Millions in the same period a year ago, driven by higher revenues from advertising. Net sales during the quarter went up by 10 percent to Rs 5322.000 Millions. Advertising revenues went up by 10 percent to Rs 4095.000 Millions as against Rs 3725.000 Millions in the corresponding quarter a year ago. Also Read: Cabinet nod to Jet-Etihad stake sale deal Rel Capital stock price On November 26, 2013, at 11:18 hrs Reliance Capital was quoting at Rs 367.00, up Rs 1.90, or 0.52 percent. The 52-week high of the share was Rs 508.00 and the 52-week low was Rs 290.00. The company's trailing 12-month (TTM) EPS was at Rs 12.59 per share as per the quarter ended September 2013. The stock's price-to-earnings (P/E) ratio was 29.15. The latest book value of the company is Rs 467.67 per share. At current value, the price-to-book value of the company is 0.78.





 

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.58

UK Pound

1

Rs.101.42

Euro

1

Rs.84.70

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

KVT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

8

PAID-UP CAPITAL

1~10

7

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

7

--LEVERAGE

1~10

7

--RESERVES

1~10

7

--CREDIT LINES

1~10

7

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

63

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.