MIRA INFORM REPORT

 

 

Report Date :

29.11.2013

 

IDENTIFICATION DETAILS

 

Name :

RAVIN CABLES LIMITED

 

 

Registered Office :

302, Akruti Trade Centre, 3rd Floor, Road No. 7, MIdC, Marol, Andheri (East), Mumbai – 400 093, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

11.11.1982

 

 

Com. Reg. No.:

11-028700

 

 

Capital Investment / Paid-up Capital :

Rs.209.230 Millions

 

 

CIN No.:

[Company Identification No.]

U31300MH1982PLC028700

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMR14564E

 

 

PAN No.:

[Permanent Account No.]

AAACR6590F

 

 

Legal Form :

A Closely Held Public Limited Liability Company    

 

 

Line of Business :

Manufacturer of Power Cables and Electrical Accessories.

 

 

No. of Employees :

250 (Approximately) (In Office + In Factory)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (28)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 4236000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a part of “Prysmian Group”.

 

It is a well established company having moderate track record. Financials for the year 2012, 2013 are not available. Mr. Kalpesh Modi, V.P. Finance provided with us all the information and also confirmed turnover figure but it is not verified. As per available record of the year 2011 it seems that the company has recorded losses from its operations.

 

However, net worth of the company is satisfactory. The company gets good support from its group companies. Trade relations are reported as fair. Business is active. Payment terms are unknown.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6  % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

BBB (Long Term)

Rating Explanation

Moderate degree of safety. It carry moderate credit risk.

Date

January 2013

 

 

Rating Agency Name

CRISIL

Rating

A3 + (Short Term)

Rating Explanation

Moderate degree of safety. It carry higher credit risk.

Date

January 2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Kalpesh Modi

Designation :

V P Finance Department

Contact No.:

91-22-30816666

Date :

27.11.20123

 

 

LOCATIONS

 

Registered / Administrative / Head Office :

302, Akruti Trade Centre, 3rd Floor, Road No. 7, MIdC, Marol, Andheri (East), Mumbai – 400 093, Maharashtra , India

Tel. No.:

91-22-30816666

Fax No.:

91-22-30816661

E-Mail :

sales@primecab.com

exports@primecab.com

purchase@primeccab.com

shirsat@primecab.com

vinayak.shirsat@ravincables.com

Website :

www.primecabkabel.com

www.primecab.com 

 

 

Factory/Works :

Gat No. 227/230, Alandi – Markal Main Road, Markal Village, Taluka – Khed, District Pune - 412105, Maharashtra, India

Tel. No.:

91-2137-391099

Fax No.:

91-2137-391066

E-Mail :

factory@primecab.com

 

 

Branch Office :

Located At :

 

·         Pune

·         Delhi

·         Bangalore

·         Indore

·         Secundarabad

·         Baroda

·         Chennai

·         Raipur

·         Kolkatta

·         Kochi

·         Ahmedabad

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Mario Tomasi

Designation :

Nominee Director

Address :

Viale Roma No.24, Province Of Trento, Municipality Of Rivadel Garda, Italy-38066

Date of Birth/Age :

17.11.1970

Date of Appointment :

30.09.2010

DIN No.:

03008139

 

 

Name :

Mr. Vijay Pramod Karia

Designation :

Chairman and Managing Director

Address :

A 1202, Surya Apartment, Bhulabhai Desai Road, Mumbai – 400 026, Maharashtra, India.

Date of Birth/Age :

06.05.1965

Date of Appointment :

01.04.1987

DIN No.:

00621999

 

 

Name :

Mr. Piyush Jagdishchandra Karia

Designation :

Whole Time Director

Address :

B-204, Darshan Apartments, Shankar Lane, Kandivali (West), Mumbai – 400 067, Maharashtra, India.

Date of Birth/Age :

19.08.1966

Date of Appointment :

01.01.2009

DIN No.:

00621985

 

 

Name :

Mr. Hans Gunnar Staffan Hogstet

Designation :

Nominee Director

Address :

VIA, Aurelio Saffi, 33, Milano, Italy-20123

Date of Birth/Age :

21.03.1968

Date of Appointment :

30.09.2010

DIN No.:

02921080

 

 

Name :

Mr. Luigi L Sarogni

Designation :

Director

Address :

Frazione Olesi No. 1, Municipality of Borgo Priolo, Province of Pavia, Italy

Date of Birth/Age :

01.05.1954

Date of Appointment :

30.09.2010

DIN No.:

03110510

 

 

KEY EXECUTIVES

 

Name :

Mr. Vinayak Motiram Shirsat

Designation :

Com pany Secretary

Address :

9/A/401, Ekta Co-operative Housing Society, Mhada Colony, Chandivali, Andheri (East), Mumbai – 400 072, Maharashtra, India.

Date of Birth/Age :

03.06.1965

Date of Appointment :

01.08.2006

Pan No.:

AAAPS6554M

 

 

Name :

Mr. Kalpesh Modi

Designation :

Vice President (Finance)

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

SHAREHOLDING DETAILS FILE ATTACHED

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

51.69

Bodies corporate

0.01

Directors or relatives of Directors

46.90

Other top fifty shareholders

1.40

 

 

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Power Cables and Electrical Accessories.

 

 

Products :

ITC CODE

 

PRODUCTS

85446090

Electric Cables and Wires

 

 

Exports :

 

Products :

Primecab Cables

Countries :

·         Europe

·         Middle East

·         Asian Country

·         USA

·         UK

 

 

Imports :

 

Products :

Raw Materials

Countries :

·         US

·         Middle East

·         Europe

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

PRODUCTION STATUS AS ON 31.03.2011

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production #

Cables

Kms

16500

16500

7282.88

 

# includes captive consumption of 3.29kms. And cables scrapped of 44.64kms.

 

 

GENERAL INFORMATION

 

Customers :

Automobiles

·         Eicher Motors Limited         

·         Maruti Udyog Limited

 

Chemical Plants

·         Acco Industries Limited

·         Asian Paints India Limited

 

Cement

·         Associated Cement Company Limited

·         Chanakya Cements Limited

 

Hospitals

·         Contemporary Healthcare Private Limited

·         Jivraj Mehta Hospital

 

Engineering

·         Antelec Limited

·         Apar Limited

 

Fertilizers

·         Hindustan Fertilizers Corporation Limited

·         Indian Farmer Fertilizers Co-Op

 

Government

·         Airport Authority Of India

·         Centre For Advance Technology

 

Mines

·         Sesa Goa Limited

·         Sese Industries Limited

 

Glass

·         Goa Glass Fibre Limited

·         Haldyan Glass [Gujarat ] Limited

 

Steels

·         Bharat Aluminium Company Limited

·         D. Private Wires Private Limited

 

 

No. of Employees :

250 (Approximately) (In Office + In Factory)

 

 

Bankers :

·         Central Bank of India, Abdul Rehman Street Branch, 142/144, Abdul Rehman Street, Mumbai – 400 003, Maharashtra, India.

·         Barclays Bank Plc, 601/603, Ceejay House, Shivsagar Estate, Dr. Annie Basant Road, Worli, Mumbai-400018, Maharashtra, India

·         Standard Chartered Bank, 90 M.G. Road, Fort, Mumbai – 400 001, Maharashtra, India

·         The Shamrao Vitthal Co-operative Bank Limited, Vanvaria Apartments, S. V. Road, Khar, Mumbai-400052, Maharashtra, India

·         HSBC Limited

·         HDFC Bank limited

 

 

Facilities :

Total Facilities : Rs.2150.000 Millions (From Central Bank of India)

 

SECURED LOAN

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Term Loan from Bank

(repayable within a period of one year Rs. 13.716 millions)

(Secured by way of fist equitable mortgage charge on the land and building and by way of first hypothecation charge on plant and machinery. Furniture and fixtures, electrical installations and other fixed assets acquired from the proceeds of the term loan.)

29.271

41.546

 

 

 

Working Capital Loans from Banks

(Secured by way of first charge on all existing and future current assets of the company and charge on all existing and future fixed assets.)

(repayable on Demand)

 

 

Cash Credit

277.884

0.000

Packing Credit

72.365

214.034

TOTAL

379.520

255.580

 

 

 

Banking Relations :

--

 

 

Auditors :

K S Aiyar and Company

 

Chartered Accountants 

Address :

F7, Laxmi Mills, Shakti Mills Lane, Off. Dr. E. Moses Road, Mahalaxmi, Mumbai – 400 011, Maharashtra, India

Pan No :

AAAFK6843P

 

 

Holding Company :

·         Prysmian Cavi E Sistemi Energia S.R.L., Italy

 

 

Ultimate Holding Company

·         Prysmian SPA

 

 

Fellow Subsidiaries of Ultimate Holding Company:

·         Prysmain Baosheng Cable Company Limited, China

·         Prysmain Kabel Und Systeme GmbH, Germany

·         Prysmain Cables ET Systeme France SAS, France

·         Prysmain Cavi E Sistemi Itali SRL, Italy

 

 

Associates :

·         Power Plus Cable Company LLC (PPC)

 


 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorized Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

24500000

Equity Shares

Rs.10/- each

Rs.245.000 Millions

500000

Preference Shares

Rs.10/- each

Rs.5.000 Millions

 

 

Total

 

Rs.250.000 Millions

 

Issued, Subscribed & Paid-up Capital:

 

No. of Shares

Type

Value

Amount

 

 

 

 

20923011

Equity Shares

Rs.10/- each

Rs.209.230 Millions

 

 

 

 

 

NOTES:

 

(Of the above 10670736 Nos. of shares are held by Prysmain Cavi E Sistemi Energla S.R.L., Italy [Holding Company] which includes 4499936 Nos. of shares of Rs. 10/- each at a premium of Rs. 125/- per share were issued and allotted during the year)

 

(Of the above shares 5150150 nos. of shares were allotted as fully paid up bonus shares by capitalization of Rs. 51.501 millions from securities premium and general reserve)


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

209.230

209.230

164.231

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

849.818

1048.577

574.723

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1059.048

1257.807

738.954

LOAN FUNDS

 

 

 

1] Secured Loans

379.520

255.580

726.324

2] Unsecured Loans

92.582

95.661

105.661

TOTAL BORROWING

472.102

351.241

831.985

DEFERRED TAX LIABILITIES

0.000

0.000

1.300

 

 

 

 

TOTAL

1531.150

1609.048

1572.239

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

215.090

224.363

248.568

Capital work-in-progress

1.272

5.204

0.350

 

 

 

 

INVESTMENT

291.223

196.202

196.202

DEFERREX TAX ASSETS

25.855

6.407

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

436.409
429.245

447.199

 

Sundry Debtors

1181.110
569.694

794.718

 

Cash & Bank Balances

133.302
285.651

137.427

 

Other Current Assets

2.712
4.562

0.000

 

Loans & Advances

139.010
110.073

347.185

Total Current Assets

1892.543
1399.225

1726.529

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

775.467
157.020

12.401

 

Other Current Liabilities

105.121
61.755

263.316

 

Provisions

14.245
3.578

212.084

Total Current Liabilities

894.833
222.353

599.410

Net Current Assets

997.710
1176.872

1127.119

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

1531.150

1609.048

1572.239

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Sales of Production and Services

2598.598

1660.988

3049.957

 

 

Other Income

49.600

11.704

8.177

 

 

TOTAL                                     (A)

2648.198

1672.692

3058.134

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Manufacturing and Other Expenses

2497.943

1325.854

2453.745

 

 

Employees Remuneration and Benefits

131.648

97.488

106.253

 

 

Selling and Distribution Expenses

168.230

206.075

0.000

 

 

Exchange Rate Difference

0.000

0.000

62.283

 

 

(Increase) / Decrease in Stock

0.000

0.000

140.761

 

 

TOTAL                                     (B)

2797.821

1629.417

2763.042

 

 

 

 

 

Less

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

(149.623)

43.275

295.092

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

31.341

74.763

125.602

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

(180.964)

(31.488)

169.490

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

36.653

40.672

44.144

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)                 (G)

(217.617)

(72.160)

125.346

 

 

 

 

 

Less

TAX                                                                  (H)

(18.858)

(7.025)

45.061

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

(198.759)

(65.135)

80.285

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

200.486

265.621

227.038

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

0.000

0.000

10.000

 

 

Proposed Dividend

0.000

0.000

27.098

 

 

Tax on Proposed Dividend

0.000

0.000

4.604

 

BALANCE CARRIED TO THE B/S

1.727

200.486

265.621

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

114.805

485.573

992.131

 

 

Income from Services

0.000

0.000

2.398

 

 

Gain on Exchange

0.000

0.000

0.000

 

TOTAL EARNINGS

114.805

485.573

994.529

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

781.464

278.064

122.509

 

 

Capital Goods

1.971

0.136

5.378

 

 

Trading Goods

378.642

13.671

94.504

 

TOTAL IMPORTS

1162.077

291.871

222.391

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

(9.50)

(3.76)

4.89

 

 

Particulars

 

 

31.03.2013

31.03.2012

Sales Turnover (Approximately)

 

2900.000

4100.000

 

Expected Sales (2013-14): Rs.3300.000

 

The above information has been parted by Mr. Kalpesh Modi.

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

(7.50)
(3.89)

2.63

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

(8.37)
(4.34)

4.11

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(10.32)
(4.44)

6.35

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.20)
(0.05)

0.17

 

 

 
 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.45
0.28

1.13

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

2.11
6.29

2.88

 

 

LOCAL AGENCY FURTHER INFORMATION

 

DETAILS OF CURRENT MATURITIES OF LONG TERM DEBT: NOT AVAILABLE

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

Yes

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

INDEX OF CHARGES:

 

S. No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10123027

27/06/2009 *

200,000,000.00

BARCLAYS BANK PLC

601/603, CEEJAY HOUSE, SHIVSAGAR ESTATE, DR. ANNIE BESANT ROAD, WORLI, MUMBAI - 400018, MAHARASHTRA, INDIA

A67823518

2

90240523

10/08/2011 *

2,150,000,000.00

CENTRAL BANK OF INDIA

ABDUL REHMAN STREET BRANCH, 142/144 ABDUL REHMAN
STREET, MUMBAI - 400003, MAHARASHTRA, INDIA

B22208433

 

* Date of charge modification

 

 

DETAILS OF UNSECURED LOAN

(Rs. In Millions)

Particulars

31.03.2011

31.03.2010

 

Interest Free Sales Tax Loan

(repayable within a period of one year RS. 7.037 millions)

92.582

95.661

 

 

 

TOTAL

92.582

95.661

 

 

OPERATIONAL PERFORMANCE:

 

For the year the Company achieved a turnover of Rs.2598.598 Millions (Previous Year - Rs.1660.988 Millions). The Company has incurred Net Loss of Rs.198.759 Millions (Previous Year – Net Profit of Rs. 65.135 Millions). The company registered an increase of more than 50% in sale turnover as compared to previous year. The directors are confident of improving the performance during the current financial year.

 

 

FIXED ASSETS:

 

·       Computer Software

·       Land

·       Building

·       Plant and machinery

·       Vehicles

·       Furniture and Fixtures

·       Computer and Peripherals

·       Office Equipment

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.39

UK Pound

1

Rs.101.80

Euro

1

Rs.84.75

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

TPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

2

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

28

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.