MIRA INFORM REPORT

 

 

Report Date :

03.10.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. ADHINATA KARYA MARMER

 

 

Registered Office :

Jl. Raden Inten II No. 3, RT.008, RW.010 Buaran, Duren Sawit,  Jakarta 13440

 

 

Country :

Indonesia

 

 

Date of Incorporation :

01.04.2000

 

 

Com. Reg. No.:

No. AHU-AH.01.10-28561

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Marble Tiles, Granite Tiles and Natural Stone

 

 

No. of Employees :

20 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. ADHINATA KARYA MARMER

 

Address :

Head Office

Jl. Raden Inten II No. 3, RT.008, RW.010

Buaran, Duren Sawit,

Jakarta 13440

Indonesia

Phone               - (62-21) 8617434, 8617425

Fax                   - (62-21) 8606556

Email                - adhinata@perusahaan.com

Building Area    - 2 storey

Office Space    - 180 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

01 April 2000

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. C-03427 HT.01.04.TH.2007

    Dated 15 November 2007

b. No. AHU-AH.01.10-28561

    Dated 09 November 2010

 

Company Status :

National Private Company

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 1.973.504.2-002

 

b. The Department of Trade

    SIUP No. 01084-05/PK/P1/

 

Related/Affiliated Company :

Not available

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp  1,000,000,000.-

Issued Capital               - Rp     250,000,000.-

Paid up Capital             - Rp     250,000,000.-

 

Shareholders/Owners :

a. Mr. Rudijanto Soemali          - Rp. 237,500,000.- (95%)

    Address : Jl. Dermaga No. 4

                    RT.001/RW.011, Klender

                    East Jakarta

b. Mr. Albert Sundoro Lie         - Rp.  12,500,000.- (  5%)

    Address : Jl. Kampung Kapitan No. 50

                    Kel. Duren Sawit, Klender

                    East Jakarta

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Marble Tiles, Granite Tiles and Natural Stone

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

June 2000

 

Brand Name :

Adhinata Karya Marmer

 

Technical Assistance :

None

 

Number of Employee :

20 persons

 

Marketing Area :

Domestic    - 100%

 

Main Customers :

a. Building contractor companies

b. Building materials supermarkets

c. Building materials dealer shops

d. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Agung Ceramindo Inti

b. PT. Alam  Surya Raya Indah

c. PT. Cahaya Indah Keramik

d. PT. Gunung Marmer Raya

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.         P.T. Bank NEGARA INDONESIA Tbk

            Darma Persada Branch

            Jl. Radin Inten II Raya

            Klender, East Jakarta

b.         P.T. Bank MANDIRI Tbk.

            Duren Sawit Branch

            Jl. Pahlawan Revolusi No.57

            Duren Sawit, East Jakarta

c.         P.T. Bank EKONOMI

            Jatinegara Branch

            Jl. Ps. Jatinegara Barat No. 42

            Jatinegara, East Jakarta


Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 14.0 billion

2011 – Rp. 16.3 billion

2012 – Rp. 18.5 billion

2013 – Rp. 10.4 billion (January – June)

 

Net Profit (Loss) :

2010 – Rp. 0.8 billion

2011 – Rp. 1.0 billion

2012 – Rp. 1.2 billion

2013 – Rp. 0.7 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                    - Mr. Rudijanto Soemali

 

Board of Commissioners :

Commissioners             - Mr. Albert Sundoro Lie

 

Signatories :

Director (Mr. Rudijanto Soemali) which must be approved by Board of Commissioner (Mr. Albert Sundoro Lie)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. ADHINATA KARYA MARMER (P.T. AKM) was established in Jakarta on April 1, 2000 with the authorized capital of Rp 1,000,000,000.- of which Rp 250,000,000.- was issued and fully paid  up.  The founding shareholders of the company are Mrs. Ir. Sonya Silviana Kembuan (50%) and Mr. Rudijanto Soemali (50%), both are Indonesian entrepreneurs of Chinese extraction.  The Company’s article of association has been amended, most recently by notarial deed No. 40 dated October 11, 2010 of notary Mrs. Pudji Redjeki Irawati, SH., Mrs. Ir. Sonya Silviana Kembuan pulled out and the whole shares are sold to Mr. Rudijanto Soemali and his brother-in-law Mr. Albert Sundoro Lie. 

 

Since at the time, the shareholders of the company are Mr. Rudijanto Soemali (95%) and Mr. Albert Sundoro Lie (5%).  The amendment to notary deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-28561 dated November 9, 2010.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. AKM has been operating since 2000 dealing with the trading, import and distribution of marble tiles, granite tiles and natural stone.  Miss Korie, an administrative staff of the company explained that P.T. AKM is selling are marbles and granites tiles of which 80% are imported from India, China, Spain, Italy, and the rest is local products from West Java and East Java.  The company has a showroom doubling as its office located at Jalan Raya Raden Inten II No. 3, Duren Sawit, East Jakarta. Miss Korie said to our inquiry that all products are marketed to building contractor companies, buildings materials supermarkets, building material dealer shops and others in Jakarta and its surroundings. We observed that P.T. AKM is classified as a small sized company of its kind in the country of which the operation has been growing in the last three years.

 

Generally, demand for marble and granite tiles has kept on increasing by 8% to 10% per year in the last five years in line with the growth of properties such as real estate, apartments, hotels, condominiums, office building, shopping centers and others.  But, as from October 2008, the demand growth for marble and granite tiles has kept on dwindling as an impact of global economic crisis as told above.  The demand was increasing in the early 2009 due to economic condition was gradually recovery in the country.  The growth rate is now estimated at 5% to 6% per year. Market competition is very tight due to a large number of similar companies operating in the country.  The business position of P.T. AKM is appraised to be favorable for having established regular customers and wide marketing networks in Jakarta and its surrounding.

 

Until this time P.T. AKM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. Therefore, the company has no obligation to publish financial statement publicly. The management of P.T. AKM is very reclusive towards outsiders and rejected to disclose its financial condition but we estimated that sales turnover of the company in 2010 amounted to Rp. 14.0 billion increased to Rp. 16.3 billion in 2011 to Rp. 18.5 billion in 2012 and estimated will increase again at least 8% in 2013.  It is estimated that P.T. AKM’s operation has in 2012 yielded a total net profit of Rp 1.2 billion with a total net worth of Rp 8.0 billion.  So far we did not hear that P.T. AKM has been black listed by Bank Indonesia (Central Bank) or having detrimental cases being settled in local district court.

 

The management of P.T. AKM is headed by Mr. Rudijanto Soemali (54) as director and he is assisted by his brother-in-law Mr. Albert Sundoro Lie (59) as commissioner.  The company's management is handled by professional managers in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.  P.T. AKM is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.35

UK Pound

1

Rs.101.20

Euro

1

Rs.84.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.