MIRA INFORM REPORT

 

 

Report Date :

03.10.2013

 

IDENTIFICATION DETAILS

 

Name :

S.A.M. GIORGIO

 

 

Registered Office :

13 Rue Des Fontaines Du Temple 75003 Paris 3

 

 

Country :

France

 

 

Financials (as on) :

2012

 

 

Date of Incorporation :

01.06.1990

 

 

Com. Reg. No.:

37819054000088

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of leather clothes

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

france - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With at least 79 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that reduce income disparity and the impact of free markets on public health and welfare. France's real GDP contracted 2.6% in 2009, but recovered somewhat in 2010 and 2011, before stagnating in 2012. The unemployment rate increased from 7.4% in 2008 to 10.3% in 2012. Youth unemployment shot up to 24.2% during the third quarter of 2012 in metropolitan France. Lower-than-expected growth and high unemployment costs have strained France's public finances. The budget deficit rose sharply from 3.4% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4.8% of GDP in 2012, while France's public debt rose from 68% of GDP to 90% over the same period. Under President SARKOZY, Paris implemented some austerity measures to bring the budget deficit under the 3% euro-zone ceiling by 2013 and to highlight France's commitment to fiscal discipline at a time of intense financial market scrutiny of euro-zone debt. Socialist Party candidate Francois HOLLANDE won the May 2012 presidential election, after advocating pro-growth economic policies, the separation of banks' traditional deposit taking and lending activities from more speculative businesses, increasing the top corporate and personal tax rates, and hiring an additional 60,000 teachers during his five-year term. The government's attempt to introduce a 75% wealth tax on income over one million euros for two years was struck down by the French Constitutional Council in December 2012 because it applied to individuals rather than households. France ratified the EU fiscal stability treaty in October 2012 and HOLLANDE's government has maintained France's commitment to meeting the budget deficit target of 3% of GDP during 2013 even amid signs that economic growth will be lower than the government's forecast of 0.8%. Despite stagnant growth and fiscal challenges, France's borrowing costs declined during the second half of 2012 to euro-era lows.

 

Source : CIA

 


Company Summary

 

Company Name                        S.A.M. GIORGIO

Company Registration             37819054000088

Country                                    FR

Activity Code                            1411Z

Activity Description                  Manufacture of leather clothes

Company Status                       Economically active

Latest Turnover                        9,615,835.00 (EUR)

Latest Shareholders Equity      5,268,998.00 (EUR)

 

 

Company Identification

 

Activities

 

Activity Code                            1411Z

Activity Description                  Manufacture of leather clothes

 

 

Basic Information

 

Company Name                                    S.A.M. GIORGIO

Registered Company Name                  SAM

Company Registration Number            37819054000088

Country                                                FR

VAT Registration Number                     FR74378190540

Date of Company Registration 01/06/1990

Date of Starting Operations                  01/05/1990

Commercial Court Legal Form             Limited Liability Company

Type of Ownership Company Status    Economically active

Principal Activity Code                         1411Z

Principal Activity Description              Manufacture of leather clothes

Contact Address                                   13 RUE DES FONTAINES DU

TEMPLE 75003 PARIS 3

 

 

Main Address

 

Address                       13 RUE DES FONTAINES DU TEMPLE 75003 PARIS 3

Country                        FR

 

Other Addresses

 

Address                       13 RUE DES FONTAINES DU TEMPLE 75003 PARIS 3

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       LE CHESNAY, 78150

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       PARIS 3, 75003

Country                        FR

 

Address                       PARIS 2, 75002

Country                        FR

 

 

Current Directors Managers

 

Name               M ROSA MARIO

Gender             Male

Date of Birth     28/02/1968

Position           President

 

Previous Directors Managers

 

Name               M MARIO ROSA

Gender             Male

Date of Birth     28/02/1968

Position           President

 

 

Share Capital Structure

 

Nominal Share Capital             50,000.00 (EUR)

 


Financial Statements

 

 

Profit & Loss

 

Financial Year                                    2012                                                   2011                                                    2010

Number of Weeks                              52                                                       52                                                        52

Currency                                            EUR                                                   EUR                                                    EUR

Revenue                                             9,774,530.00                                       9,513,349.00                                        8,836,791.00

Operating Costs                                 8,429,688.00                                       8,294,426.00                                        8,196,960.00

Operating Profit                                 1,344,842.00                                       1,218,923.00                                        639,831.00

Wages & Salaries                               472,940.00                                          843,705.00                                           605,952.00

Pension Costs                                    105,688.00                                          281,899.00                                           193,990.00

Depreciation                                      53,922.00                                            53,849.00                                             34,832.00

Financial Income                               83,339.00                                            98,679.00                                             179,066.00

Financial Expenses                            157,650.00                                          124,168.00                                           90,498.00

Extraordinary  Income                        59,870.00                                            55,041.00                                             23,335.00

Extraordinary  Costs                           899.00                                                81,196.00                                             16,994.00

Profit Before Tax                                1,329,503.00                                       1,167,277.00                                        734,741.00

Tax                                                     265,599.00                                          398,239.00                                           250,600.00

Profit After Tax                                   1,063,904.00                                       769,038.00                                           484,141.00

Dividends                                           0.00                                                    0.00                                                     0.00

Retained Profit                                   1,063,904.00                                       769,038.00                                           484,141.00

 

Balance Sheet

 

Financial Year                                    2012                                                   2011                                                    2010

Number of Weeks                              52                                                       52                                                        52

Currency                                            EUR                                                   EUR                                                    EUR

Land & Buildings                               0.00                                                    0.00                                                     0.00

Plant & Machinery                              7,940.00                                              0.00                                                     0.00

Other Tangible Assets                        164,237.00                                          182,294.00                                           255,856.00

Total Tangible Assets                        172,177.00                                          182,294.00                                           255,856.00

Goodwill                                            225,000.00                                          225,000.00                                           225,000.00

Other Intangible Assets                      4,450.00                                              3,808.00                                               2,607.00

Total Intangible Assets                      229,450.00                                          228,808.00                                           227,607.00

Investments                                        0.00                                                    0.00                                                     0.00

Loans to Group                                 0.00                                                    0.00                                                     0.00

Other Loans                                       0.00                                                    285.00                                                 285.00

Miscellaneous  Fixed Assets               53,477.00                                            55,822.00                                             77,394.00

Total Other Fixed Assets                    53,477.00                                            56,107.00                                             77,679.00

Total Fixed Assets                              455,104.00                                          467,209.00                                           561,142.00

Raw Materials                                     96,469.00                                            152,339.00                                           176,803.00

Work in Progress                               1,694,128.00                                       0.00                                                     0.00

 

Finished Goods

0.00

1,851,008.00

1,270,195.00

Other Inventories

0.00

0.00

0.00

Total Inventories

1,790,597.00

2,003,347.00

1,446,998.00

Trade Receivables

74,619.00

2,443,231.00

2,936,722.00

Miscellaneous  Receivables

300,000.00

268,267.00

78,817.00

Total Receivables

674,619.00

2,711,498.00

3,015,539.00

Cash

74,261.00

759,021.00

755,544.00

Other Current Assets

4,523,829.00

743,076.00

383,769.00

Total Current Assets

6,763,306.00

6,216,942.00

5,601,850.00

Total Assets

7,218,410.00

6,684,151.00

6,162,992.00

Trade Payables

917,850.00

656,770.00

1,166,688.00

Bank Liabilities

96,217.00

141,800.00

215,241.00

Other Loans/Finance

231,821.00

396,701.00

281,580.00

Miscellaneous  Liabilities

703,524.00

1,133,786.00

894,863.00

Total Current Liabilities

1,949,412.00

2,329,057.00

2,558,372.00

Bank Liabilities due after 1 year

0.00

0.00

0.00

Other Loans/Finance  due after 1 year

0.00

0.00

0.00

Miscellaneous  Liabilities due after 1 year

0.00

150,000.00

168,564.00

Total Long Term Liabilities

0.00

150,000.00

168,564.00

Total Liabilities

1,949,412.00

2,479,057.00

2,726,936.00

Called Up Share Capital

50,000.00

50,000.00

50,000.00

Share Premium

0.00

0.00

0.00

Revenue Reserves

1,063,904.00

769,038.00

484,141.00

Other Reserves

4,155,094.00

3,386,056.00

2,901,915.00

Total Shareholders  Equity

5,268,998.00

4,205,094.00

3,436,056.00

Other Financials

 

 

 

Working Capital

4,813,894.00

3,887,885.00

3,043,478.00

Net Worth

5,039,548.00

3,976,286.00

3,208,449.00

 

Ratios

 

 

 

Return on Capital Employed

1.64

1.44

1.08

Stock Turnover Ratio

18.62

23.20

17.32

Debtor Days

3.00

109.00

134.00

Creditor Days

45.00

35.00

59.00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.35

UK Pound

1

Rs.101.20

Euro

1

Rs.84.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.