MIRA INFORM REPORT

 

 

Report Date :

03.10.2013

 

IDENTIFICATION DETAILS

 

Name :

WAHEBA & CO FOR IMPORTING FOODSTUFF, STATIONERY & FURNITURE

 

 

Registered Office :

Bldg No 2 Al Karimiya, Dubai Street, Near Shalouf Mosque, Tripoli

 

 

Country :

Libya

 

 

Date of Incorporation :

1991

 

 

Legal Form :

Joint Stock Co

 

 

Line of Business :

Non‑specialised wholesale of food, beverages and tobacco.

Subject is involved in general trading with a special focus on Foodstuff (rice, tomato paste, canned food, biscuit, pineapple, tuna)

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Libya

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LIBYA - ECONOMIC OVERVIEW

 

Libya's economy is structured primarily around the nation's energy sector, which generates about 95% of export earnings, 80% of GDP, and 99% of government income. Substantial revenue from the energy sector coupled with a small population give Libya one of the highest per capita GDPs in Africa, but Tripoli largely has not used its significant financial resources to develop national infrastructure or the economy, leaving many citizens poor. In the final five years of QADHAFI''s rule, Libya made some progress on economic reform as part of a broader campaign to reintegrate the country into the international fold. This effort picked up steam after UN sanctions were lifted in September 2003 and after Libya announced in December 2003 that it would abandon programs to build weapons of mass destruction. The process of lifting US unilateral sanctions began in the spring of 2004; all sanctions were removed by June 2006, helping Libya attract greater foreign direct investment, especially in the energy and banking sectors. Libyan oil and gas licensing rounds drew high international interest, but new rounds are unlikely to be successful until Libya establishes a more permanent government and is able to offer more attractive financial terms on contracts and increase security. Libya faces a long road ahead in liberalizing its primarily socialist economy, but the revolution has unleashed previously restrained entrepreneurial activity and increased the potential for the evolution of a more market-based economy. The service and construction sectors, which account for roughly 60% of GDP, expanded over the past five years and could become a larger share of GDP if Tripoli prioritizes capital spending on development projects once political and security uncertainty subside. Climatic conditions and poor soils severely limit agricultural output, and Libya imports about 80% of its food. Libya''s primary agricultural water source is the Great Manmade River Project.

Source : CIA

 

company name            and summary

 

WAHEBA & CO FOR IMPORTING FOODSTUFF, STATIONERY & FURNITURE

 

Rating Briefing

 

Definition:                    FAIR CREDIT QUALITY

Payment Record:          NO COMPLAINTS

 

This rating is based on available data. In the event of additional information a possibility for a different rating applies.

 

Registration Briefing

 

Registration Number:   2013

Registration Date:         N/A

Legal Form:                 JOINT STOCK CO

Latest Financials:         N/A

 

Financial Briefing

 

Nominal Capital:          N/A

Issued Capital:             N/A

Turnover:                     N/A

Net Profit:                     N/A

 

Net Worth:

 

 

Original Investigation Details

 

Company Name:           ALMUDYAF

Country:                        LI

Street Name:                 WHEBA & CO LTD POB 81343

City Code:                    TRIPOLI

Post Code:                   TRIPOLI LIBY

Phone Number:             218215820923

Fax Number:                 218213508434

 

 

Company Details

 

Company Name:           Waheba & Co for Importing Foodstuff, Stationery & Furniture

Headquarter Address:    Bldg No 2 Al Karimiya, Dubai Street, Near Shalouf Mosque, Tripoli,

Libya

 

Postal Address:            P.O.Box 81343, Tripoli

Telephone:        +21821 5820923

Fax:                  +21821 3508434

 

Company was originally started on 1991

 

 

Registration & Legal Details

 

Current Legal Form:                               JOINT STOCK CO

Registration Number:                             2013

Year/Date Company Established:           1991

Registration Town:                                 Tripoli

 

 

Shareholders / Owners

 

Shareholders:

 

Name/Other Information Shares Held      % of Voting/Non‑Voting capital

Mr. Mohamed Waheba (Main

Shareholder) (Principal Shareholder),

Libya

Mr. Sulaiman Waheba,

Libya

Mr. Mohamed Waheba's sons,

Libya

 

 

Principals

 

Name:                                       Mr Mohamed Waheba

Position within the company:     Chairman and chief executive

Address:                                   Mobile:             218 91 2130459

Country of Birth:                        Libya

Nationality:                                Libyan

 

Name:                                       Mr Abdul Karim Waheb

Position within the company:     Assistant to Chairman and chief executive

Country of Birth:                        Libya

Nationality:                                Libyan

Family Connections with:           Son of Mr. Mohamed

 

 

Company Activities

 

NACE Codes:   4639     Non‑specialised wholesale of food, beverages and tobacco

 

Subject is involved in general trading with a special focus on Foodstuff (rice, tomato paste, canned food, biscuit, pineapple, tuna)

 

 

Operations

 

HQ Premises    Operates from:  Office

Location:          Central Business Area, Main Road

 

 

Imports

 

Imports Finished Goods

Imports From:               Europe, Far East, Italy, Malaysia, Vietnam,

Thailand, India

Importing Terms:           Cash against documents

Additional Information:  Cash, Credit Facilities

 

 

Exports

 

Export % and type of product:  Subject does not export

 

Type of Customer:                    wholesaler, retailers

 

 

Related Companies

 

Subsidiaries

Affiliates

Information on Related Companies is not available/applicable

 

 

Bankers

 

Information on Bankers is not available/applicable

 

 

Payments

 

Subject's payments reported to be:        NO COMPLAINTS

 

 

Interview & Reporter Comments

 

Date:                            1/10/2013

Name/Title:                    Mr. Mohamed Waheba Chairman and chief executive

Comment:                     Subject has confirmed the general details provided in the report but has declined to provide any Financial Data.

 

Reporter Comment:       Registration/ legal and financial information is not publicly available. Thus all data stated in the report was obtained directly from the Subject Company and/ or other publicly available information. Therefore it should be used as a point of reference as it is not possible to verify such data with official sources.

 

In the interview conducted with Mr. Mohamed Waheba, subject’s chairman and CEO he

provided us with the information shown in report and requested to get the name of original inquirer in order to provide further details.

 

According to Mr. Waheb, ALMUDYAF Company was founded in 1991, as a joint stock

company owned by Mr. Mohamed Waheba, his brother and other shareholders.

3 months ago Mr. Mohamed dissolved Al Medyaf company and founded current subject which is also a joint stock company, operating in the same business field.

 

The supplied name is not accurate

 

 

Conclusions

 

Accounts Comments:                Full Financial Statements were unavailable to local analysts so a complete and

accurate picture of the financial strength of the company could not be ascertained.

Our assessment and ratings are therefore based on non‑financial data.

 

Local Reputation:                      The company being investigated is considered by local reporters to be a Fair / Normal Trade Risk.

 

General Conclusion:                  Subject not legally obliged to produce or publish accounts

 

Owner/Shareholders Comments: Some of the owners / shareholders have an active participation in the running of

  the business.

 

Age of Business:                      The company is a long established family run business.

 

 

Country Intelligence Information

 

Country:           Libya

Date:                20/08/2013  00:00:00

Source:            "Economist Intelligence Unit" ‑ The Economist

 

Risk:                Last Updated: 24/07/2013

 

Sovereign risk

 

Libya is estimated to have run up arrears in 2011, owing to the challenging financial conditions resulting from the conflict. However, renewed access to its foreign reserves and a recovery in oil revenue will enable the country to meet its modest repayment obligations easily in 2013‑14.

 

Currency risk

 

We expect the Libyan dinar to remain pegged to the IMF's special drawing rights, limiting currency volatility. Large (and growing) stocks of foreign‑exchange reserves will provide support should the dinar come under sustained pressure.

 

Banking sector risk

 

The banking sector risk rating has improved to B this month. Rising oil revenue and the lifting of sanctions on the Central Bank of Libya have enabled it to boost the foreign‑exchange supply to commercial banks, while the net foreign asset position has strengthened substantially. Deposits will continue to recover in line with oil earnings and foreign investment

 

Political risk

 

Government effectiveness will continue to be impaired by security issues—including conflict over the role of state‑sanctioned militias—administrative problems and in‑fighting between political groups, including over the exclusion of Qadhafi‑era officials from political life.

 

Economic structure risk

 

Libya's high dependency on oil for fiscal revenue, trade and growth underpins the B rating. The country is highly vulnerable to commodity price volatility.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.35

UK Pound

1

Rs.101.20

Euro

1

Rs.84.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.