MIRA INFORM REPORT

 

 

Report Date :

05.10.2013

 

IDENTIFICATION DETAILS

 

Name :

AXMINSTER TOOL CENTRE LTD

 

 

Formerly Known as:

AXMINSTER POWER TOOL CENTRE LIMITED

 

 

Registered Office :

Unit 10 Weycroft Avenue, Axminster, Devon, Ex13 5ph

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.04.2012

 

 

Date of Incorporation :

04.03.1997

 

 

Com. Reg. No.:

03326979

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Wholesaler of machine tools

 

 

No. of Employees :

232 (2012)

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 

 


           

Company identification

 

AXMINSTER TOOL CENTRE LTD

Telephone

087 0060 0388

UNIT 10 WEYCROFT AVENUE

AXMINSTER

DEVON

EX13 5PH

United Kingdom

Fax

-

Website

www.axminster.co.uk

Company Number: Foundation:

03326979

04/03/1997

Status:

VAT No

Active - Accounts Filed

            GB 161 467900

 

 

 

Comments    

 

No exact match CCJs are recorded against the company. Sales in the latest trading period increased 7.7% on the previous trading period. Net Worth increased by 10.4% during the latest trading period. A 2.8% growth in Total Assets occurred during the latest trading period. The audit report contains no adverse comments.

 

The credit limit on this company has fallen 3.1% in comparison to the previously suggested credit limit. Pre-tax profits decreased by 52.9% compared to the previous trading period. The company saw a decrease in their Cash Balance of 19.9% during the latest trading period.

 

There has been no significant change in the company’s credit rating. No recent changes in directorship are recorded. The company is part of a group. The company has changed its registered name recently. The company was established over 16 years ago

 

 

Basic information

 

Legal form

Private limited with Share Capital

           

Foundation

04/03/1997       

 

Company No.

03326979         

 

Previous Names

 

Date of Change                                    Previous Name                       

30/09/2011                                            AXMINSTER POWER TOOL CENTRE LIMITED

20/08/2002                                            STYLES AND BROWN LIMITED

           


Shareholders  

Name                                       Currency                      Number of                    Share type       Nominal value

Shares

STYLES & BROWN LTD   GBP                               100,000                         ORDINARY       1

 

Total Share Capital                                                                                                                 GBP100,000

 

 

Management

 

Directors

Name

Address:

Date of birth

Nationality

Appointment date

 

Mr Darran Calvin McLeod

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

10/03/1979

British

07/01/2011

 

Miss Hayley Jean Styles

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

06/12/1987

British

07/01/2011

Mrs Jane Boulton

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

12/05/1966

British

07/01/2011

Mr Bernard George Styles

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

10/09/1949

British

03/04/1997

Mrs Katina Jean Styles

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

07/04/1958

British

03/04/1997

 

 

Mr Ian Victor Styles

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

08/02/1957

British

03/04/1997

Mr Andrew John Parkhouse

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

07/02/1966

British

05/01/2001

Mr Martin Joseph Brown

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

12/01/1961

British

11/05/2007

Mr Andrew Neil Thomas

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

02/01/1952

British

05/02/2003

Mr Michael Patton Trimble

26 Buckerell Avenue, Exeter, Devon EX2 4RD

07/01/1969

British

09/11/2006

Mr Alan Victor Styles

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

02/05/1976

British

04/06/2008

Mr Andrew Neil Thomas

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

02/01/1952

British

05/02/2003

 

Company Secretary

Name

Address:

Appointment date

Mr Andrew Neil Thomas

Unit 10 Weycroft Avenue, Axminster, Devon EX13 5PH

06/06/2006

 

Other Known Addresses

Unit 10, Weycroft Avenue, Millwey Rise Industrial Estate, Axminster, Devon EX13 5PH

 

 

Company relationships

 

Company No.             Name                                                           Status             Country                        

Ultimate parent                                                                                                                                         

03507847                     STYLES & BROWN LTD                                               Active              United Kingdom

Affiliated companies                                                                                                                                 

04464448                      Axminster Logistics Limited                         Non Trading             United Kingdom  

04663654                      Brimarc Associates Limited                         Non Trading              United Kingdom  

 

Immediate parent                                                                                                                                      

03507847                      STYLES & BROWN LTD                         Active                     United Kingdom

 

 

Business activities

 

Main activity   

Wholesale of machine tools

Other specialist stores n.e.c

 

 

Economic data

 

Turnover & employees

Date of Accounts

Turnover

Employees

30.04.2010

GBP 27,471,727

215

30.04.2011

GBP 29,230,362

218

30.04.2012

GBP 31,492,339

232

 

 

Supplementary data

 

Banks

Bank Name

Bank Branch Sort Code

HSBC BANK PLC

40-20-30

 

Auditor

Auditor name

FRANCIS CLARK LLP

Events

Company history         

Date                                         Action

25/01/2009                              New Accounts Filed

03/03/2009                                Annual Returns

10/02/2010                                New Accounts Filed

10/02/2010                              New Accounts Filed

03/03/2010                              Annual Returns

28/01/2011                              New Accounts Filed

28/01/2011                              New Accounts Filed

30/03/2011                              Annual Returns

25/06/2011                              Mr S.M. Berryman has left the board

25/06/2011                              Mrs M.A. Styles has left the board

22/07/2011                              New Board Member Mrs J. Boulton appointed

28/07/2011                              New Board Member Miss H.J. Styles appointed

28/07/2011                                New Board Member Mr D.C. McLeod appointed

05/10/2011                                Change of Name

04/02/2012                                New Accounts Filed

04/02/2012                                New Accounts Filed

03/03/2012                                Annual Returns

12/09/2012                                New Accounts Filed

12/09/2012                                New Accounts Filed

13/03/2013                                Annual Returns

 

 

Mortgages

 

Mortgage type

DEBENTURE

Charge created

15/05/1997

Charge registered

21/05/1997

Status

OUTSTANDING

Entitled person

MIDLAND BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UN- CALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

05/06/1997

Charge registered

07/06/1997

Status

OUTSTANDING

Entitled person

MIDLAND BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A BERWYN HOUSE CHARD STREET AXMINSTER DEVON WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DEPOSITS CON- TRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROP- ERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUN- DER ANY LEASE LICENCE OR OTHER INTEREST CREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROP- ERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

05/06/1997

Charge registered

07/06/1997

Status

SATISFIED

Entitled person

MIDLAND BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

L/H PROPERTY K/A WAREHOUSE AND OFFICES AT MILLWEY RISE INDUSTRIAL ESTATE NSTER DEVON WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARAN- TEES RENT DEPOSITS CONTRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSI- NESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LICENCE OR OTHER INTEREST CRE- ATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROPERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

20/09/2001

Charge registered

04/10/2001

Status

OUTSTANDING

 

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE FREEHOLD PROPERTY AT PLOT DC.807.2 MILLWEY RISE INDUSTRIAL ES- TATE AXMINSTERDEVON TITLE NUMBER DN366609 WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DEPOSITS CONTRACTS DEEDS UNDER- TAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LI- CENCE OR OTHER INTEREST CREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROPERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

20/09/2001

Charge registered

04/10/2001

Status

OUTSTANDING

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE FREEHOLD PROPERTY BEING LAND AT MILLWEY RISE INDUSTRIAL ESTATE

(1.315 ACRES) AXMINSTER DEVON TITLE NUMBER DN355500 WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DEPOSITS CONTRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LI- CENCE OR OTHER INTEREST CREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROPERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

20/09/2001

Charge registered

04/10/2001

Status

OUTSTANDING

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE FREEHOLD PROPERTY BEING LAND AND BUILDINGS LYING TO THE SOURTH EAST OF CHARD STREET AXMINSTER DEVON TITLE NUMBER DN329344 WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DEPOSITS CON- TRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROP- ERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUN- DER ANY LEASE LICENCE OR OTHER INTEREST CREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROP- ERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

03/10/2001

Charge registered

04/10/2001

Status

OUTSTANDING

 

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE LEASEHOLD PROPERTY AT GROUND FLOOR OF MCNEIL HOUSE GEORGE STREET AXMINSTER DEVON AND PASSAGEWAY WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DEPOSITS CONTRACTS DEEDS UNDER- TAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LI- CENCE OR OTHER INTEREST CREATED IN RESPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RESPECTOF THE PROPERTY

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

31/10/2003

Charge registered

05/11/2003

Status

OUTSTANDING

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

THE F/H PROPERTY K/A LAND AT MILLWEY RISE INDUSTRIAL ESTATE, AXMIN- STER, WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DE- POSITS CONTRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LICENCE OR OTHER INTEREST CREATED IN RE- SPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RE- SPECTOF THE PROPERTY

 

 

Mortgage type

FIXED CHARGE ON PURCHASED DEBTS WHICH FAIL TO VEST

Charge created

02/09/2005

Charge registered

03/09/2005

Status

OUTSTANDING

Entitled person

HSBC INVOICE FINANCE (UK) LIMITED

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMEN- TIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE

Mortgage detail

BY WAY OF FIXED EQUITABLE CHARGE ALL DEBTS PURCHASED OR PURPORTED TO BE PURCHASED BY THE SECURITY HOLDER PURSUANT TO ANAGREEMENT FOR THE PURCHASE OF DEBTS BETWEEN THE SECURITY HOLDER AND THE COMPANY(INCLUDING ASSOCIATED RIGHTS RELATING THERETO) WHICH FAIL TO VEST EFFECTIVELY OR ABSOLUTELY IN THE SECURITY HOLDER FOR ANY REASON

 

 

Mortgage type

CHATTELS MORTGAGE

Charge created

14/03/2006

Charge registered

15/03/2006

Status

OUTSTANDING

Entitled person

HSBC ASSET FINANCE (UK) LIMITED AND HSBC EQUIPMENT FINANCE (UK) LIM- ITED

 

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

POWERED CONVEYOR SYSTEM SERIAL NO. MODULES 1-48; EUROSHELVING SYSTEM ZONE A-A1-A108; EUROSHELVING SYSTEM ZONE B-B1-B135(FOR DE- TAILS OF FURTHER CHATTELS CHARGED PLEASE REFER TO FORM 395) SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

 

Mortgage type

LEGAL MORTGAGE

Charge created

23/03/2006

Charge registered

25/03/2006

Status

OUTSTANDING

Entitled person

HSBC BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

F/H THE TEACHING ROOMS AT THE MCNEIL HOUSE GEORGE STREET AXMIN- STER WITH THE BENEFIT OF ALL RIGHTS LICENCES GUARANTEES RENT DE- POSITS CONTRACTS DEEDS UNDERTAKINGS AND WARRANTIES RELATINGTO THE PROPERTY ANY SHARES OR MEMBERSHIP RIGHTS IN ANY MANAGEMENT COMPANY FOR THE PROPERTY ANY GOODWILL OF ANY BUSINESSFROM TIME TO TIME CARRIED ON AT THE PROPERTY ANY RENTAL AND OTHER MONEY PAYABLEUNDER ANY LEASE LICENCE OR OTHER INTEREST CREATED IN RE- SPECT OF THE PROPERTY AND ALL OTHER PAYMENTS WHATEVER IN RE- SPECTOF THE PROPERTY

 

 

County Court Judgments (CCJs)

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Turnover

31,492,339

29,230,362

27,471,727

26,980,271

Export

2,818,298

2,690,040

2,219,923

1,917,299

Cost of Sales

19,255,200

17,797,397

16,399,471

16,237,493

Gross Profit

12,237,139

11,432,965

11,072,256

10,742,778

Wages And Salaries

5,075,561

4,536,000

4,712,752

4,504,457

Directors Emoluments

653,364

424,101

1,016,454

828,205

Operating Profit

573,615

1,028,688

827,947

578,697

Depreciation

484,350

472,175

470,296

472,126

Audit Fees

19,000

22,000

19,549

24,750

Interests Payments

154,290

138,695

107,934

251,468

Pre Tax Profit

419,325

889,993

1,064,200

327,522

Taxation

-24,395

-187,583

-346,506

-64,095

Profit After Tax

394,930

702,410

717,694

263,427

Dividends Payable

0

250,000

576,000

0

Retained Profit

394,930

452,410

141,694

263,427

 

Balance sheet

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Tangible Assets

3,224,270

3,091,178

2,170,344

2,823,973

Intangible Assets

30,618

36,147

41,676

47,205

Total Fixed Assets

3,254,888

3,127,325

2,212,020

2,871,178

Stock

7,275,766

7,618,335

6,788,529

6,337,985

Trade Debtors

954,325

936,897

818,887

733,912

Cash

985

1,229

1,682,653

1,987,155

Other Debtors

1,915,912

1,354,977

1,200,758

730,900

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

10,146,988

9,911,438

10,490,827

9,789,952

Trade Creditors

4,525,125

4,630,800

3,830,666

2,980,345

Bank Loans and Overdraft

2,200,539

1,885,931

3,267,798

4,048,364

Other Short Term Finance

12,678

0

14,144

314,861

Miscellaneous Current Liabilities

1,917,506

2,073,330

2,018,335

795,030

Total Current Liabilities

8,655,848

8,590,061

9,130,943

8,138,600

Bank Loans and Overdrafts LTL

2,648,596

2,431,592

3,481,379

5,253,194

Other Long Term Finance

19,657

0

0

14,171

Total Long Term Liabilities

448,057

545,661

213,581

1,204,830

 

Capital & Reserves

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Called Up Share Capital

100,000

100,000

100,000

100,000

P and L Account Reserve

4,105,663

3,710,733

3,258,323

3,217,700

Revaluation Reserve

92,308

92,308

0

0

 Sundry Reserves

0

0

0

0

Shareholders Funds

4,297,971

3,903,041

3,358,323

3,317,700

 

Other Financial Items  

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Net Worth

4,267,353

3,866,894

3,316,647

3,270,495

Working Capital

1,491,140

1,321,377

1,359,884

1,651,352

Total Assets

13,401,876

13,038,763

12,702,847

12,661,130

Total Liabilities

9,103,905

9,135,722

9,344,524

9,343,430

Net Assets

4,297,971

3,903,041

3,358,323

3,317,700

 

 

Cash Flow

 

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Net Cash Flow from Operations

0

0

1,285,106

2,179,323

Net Cash Flow before Financing

0

0

1,422,208

1,297,532

Net Cash Flow from Financing

0

0

-1,163,206

-599,732

Increase in Cash

-244

-1,681,424

-304,502

1,089,087

 

 

Miscellaneous

 

30/04/2012

52

GBP

Group: No

30/04/2011

52

GBP

Group: No

30/04/2010

52

GBP

Group: No

30/04/2009

52

GBP

Group: No

Capital Employed

4,746,028

4,448,702

3,571,904

4,522,530

 

 

Financial Ratios

Name

30/04/2012

30/04/2011

30/04/2010

30/04/2009

Pre Tax Profit Margin

1.33 %

3.04 %

3.87 %

1.21 %

Current Ration

1.17

1.15

1.15

1.20

Sales or Net Working Capital

21.12

22.12

20.20

16.34

Gearing

61.62 %

62.30 %

103.66 %

158.34 %

Equity

32.14 %

30.02 %

26.52 %

26.30 %

Creditor Days

52.30

57.66

50.75

40.20

Debtor Days

11.03

11.66

10.85

9.90

Liquidity or Acid test

0.33

0.26

0.40

0.42

Return on Capital Employed

8.83 %

20.00 %

29.79 %

7.24 %

Return on Total Assets Employed

3.12 %

6.82 %

8.37 %

2.58 %

Current Debt Ratio

2.01 %

2.20 %

2.71 %

2.45 %

Total Debt Ratio

2.11 %

2.34 %

2.78 %

2.81 %

Stock Turnover Ratio

23.10 %

26.06 %

24.71 %

23.49 %

Return on Net Assets Employed

9.75 %

22.80 %

31.68 %

9.87 %

 

REMARKS

The financial statement reports that turnover has increased but with a reduction in profitability. The general financial position appears satisfactory with continuing increases in shareholders funds.

Net Profit Year Ended 30/04/2012 – 394,930GBP

Net Profit Year Ended 30/04/2011 – 452,410GBP

 

Activity: Selling Power + Hand Tools + Workshop Accessories

 

Trading Address Confirmed : The Trafalgar Way, Axminster, Devon EX13 5SN

 

Branches: 5

 

Employees: 232


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.99.29

Euro

1

Rs.83.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.