MIRA INFORM REPORT

 

 

Report Date :

05.10.2013

 

IDENTIFICATION DETAILS

 

Name :

JOWAT UNIVERSAL ADHESIVES AUSTRALIA PTY LTD

 

 

Registered Office :

Unit 2, 12 Kerr Road, Ingleburn,   New South Wales, Zip/postal code 2565

 

 

Country :

Australia

 

 

Date of Incorporation :

13.08.2012

 

 

Com. Reg. No.:

159883833

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

importer, manufacturer and distributor of industrial adhesives such as :-

·         Dispersion adhesives

Hot melt adhesives

Conventional solvent based adhesives

Prepolymers

Pressure-sensitive adhesives

 

 

No. of Employees :

850 employees (Jowat Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

austraLia ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                          JOWAT UNIVERSAL ADHESIVES AUSTRALIA PTY LTD

 

Business address :                    Unit 2, 12 Kerr Road

Town :                                       Ingleburn

Province :                                  New South Wales

Zip/postal code :                        2565

Country :                                   Australia

Tel :                                          +61 2 96053477

Fax :                                         +61 2 96058477

Email :                                      shane.devereaux@jowatpacific.com

Website :                                  www.jowat.com

 

 

Registered address :                  Unit 2, 12 Kerr Road

Town :                                       Ingleburn

Province :                                  New South Wales

Zip/postal code :                        2565

Country :                                   Australia

 

Comments :                              The Subject took over the business of Australian adhesives manufacturer

Universal Adhesives Pty Ltd on 1st November 2012. Universal Adhesives Pty

Ltd was previously distributing Jowat products in Australia.

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        13/08/2012

Legal form :                               Australian Proprietary Company

Chief executive :                        Shane Devereaux

Issued & paid up capital :           AUD 1,100,000

Line of business :                       Import, manufacturing and distribution of industrial adhesives.

Staff employed :                         850 employees (Jowat Group)

 

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is in start-up phase

Management experience :           Management is reasonably experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is acceptable

Detrimental :                  No detrimental found

Payment history :                      No payment delays noted

Comments :                              Larger credit can be considered if guaranteed by Ultimate Holding Company.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      13/08/2012

Legal form :                               Australian Proprietary Company

Registration no                          Australian Company Number: 159883833

Registered authority :                 Australian Securities and Investments Commission

Fiscal/ Tax no :                          Australian Business Number: 26159883833

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Shane Devereaux

Designation :                             Managing Director

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

 

Appointments

Name :                          Klaus Werner Kullmann

Designation :                 Director

Appointment date :         13/08/12

Address :                      Mühlenweg 12

D-32657 Lemgo

Germany

Biography :                    Born on 19-07-1964 in Hannover, Germany.

 

 

Name :                          Ralf Achim Nitschke

Designation :                 Director

Appointment date :         13/08/12

Address :                      Schützenberg 35

D-32756 Detmold

Germany

Biography :                    Born on 23-06-1950 in Karlsruhe, Germany.

 

Name :                          Ralf Schelbach

Designation :                 Director

Appointment date :         13/08/12

Address :                      China

Biography :                    Born on 30-06-1959 in Schapen, Germany.

 

Name :                          Christian Terfloth

Designation :                 Director

Appointment date :         13/08/12

Address :                      Meierkamp 16

D-32760 Detmold

Germany

Biography :                    Born on 27-05-1963 in Munich, Germany.

 

Name :                          Shane Devereaux

Designation :                 Director

Appointment date :         15/11/12

Address :                      12 Felix Street

Wooloowin, QLD 4030

Australia

Biography :                    Born on 04-12-1971 in Brisbane, Queensland, Australia.

Staff employed :             850 employees (Jowat Group)

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :        AUD 1,100,000

No of shares :                1,100 Ordinary Shares

Share par value :            AUD 1,000

Issued capital :              AUD 1,100,000

Paid up capital :             AUD 1,100,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                               Full List

 

Composition

Shareholder name :                    JOWAT HOLDING BENELUX B.V.

Address :                                  Ootmarsumseweg 283

7666 NB Fleringen

Netherlands

No. of shares :                           1,100 Ordinary Shares

% of shares :                             100%

 

 


RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          JOWAT AG

Affiliation type :              Ultimate Holding Company

Address :                      Ernst-Hilker-Straße 10-14

32758 Detmold

Germany

Comments :                  Jowat AG manufactures and distributes adhesives for various bonding

applications in Germany. It offers dispersion adhesives, hot melt adhesives,

conventional solvent based adhesives, prepolymers, pressure-sensitive

adhesives, and special products, such as primers, separating agents, cleaners,

and hand cleaners. The company’s products are used in wood and furniture,

paper and packaging, construction and structural wood, graphics and

bookbinding, automotive and sub-suppliers, technical textiles and textile, and

industrial, as well as upholstery, mattress, and foam converting applications. It

distributes its products through exclusive distributors, agents, and licensee in

Europe. Jowat AG was founded in 1919 and is based in Detmold, Germany.

 

 

Name :                          JOWAT HOLDING BENELUX B.V.

Affiliation type :              Parent Company

Address :                      Ootmarsumseweg 283

7666 NB Fleringen

Netherlands

Name :                          JOWAT FRANCE SARL

Affiliation type :              Sister Company

Address :                      12 Rue du Climont

67810 Holtzheim

France

 

Name :                          JOWAT (UK) LIMITED

Affiliation type :              Sister Company

Address :                      Lymedale Business Centre

Lymedale Business Park

Hooters Hall Road

Newcastle-under-Lyme ST5 9QF

Staffordshire

United Kingdom

 

Name :                          JOWAT (MALAYSIA) SDN. BHD.

Affiliation type :              Sister Company

Address :                      No. 5, Jalan Taming 2A

Taming Jaya Industrial Park

43300 Balakong

Selangor Darul Ehsan

Malaysia


Related companies and corporate affiliations comments

Other companies of the Jowat Group should be considered affiliated companies of the Subject.

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              National Australia Bank Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Comments : Due to the Subject’s recent date of establishment financial information is not available.

 

The Subject is classified as a small proprietary company by the Australian Securities & Investments Commission hence is not required to disclose their financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

 

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

 

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

 

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :              The Subject engages in import, manufacturing and distribution of industrial

adhesives.


The Subject mainly distributes its products to the woodworking and

furniture, paper and packaging, automotive, textile and electrical industries.

The Subject is ultimately owned by Jowat AG.

 

Jowat AG with headquarters in Detmold, Germany is one of the leading

suppliers of industrial adhesives. The company was founded in 1919 and

has manufacturing sites in Germany in Detmold and Zeitz, plus four other

producing subsidiaries, Jowat Corporation in the USA, Jowat Swiss AG,

Jowat Manufacturing in Malaysia, and the Jowat Universal Adhesives

Australia Pty. Ltd. (Subject) in Australia. The supplier of all adhesive

groups is manufacturing over 70,000 tons of adhesives per year, with

around 850 employees.\

 

Product & services

 

Industrial adhesives:

Dispersion adhesives

Hot melt adhesives

Conventional solvent based adhesives

Prepolymers

Pressure-sensitive adhesives

 

Purchases

International :                 Worldwide

 

Sales

Local :                          Yes

International :                 New Zealand, Pacific Islands

Key events :                  16 November 2012

 

Jowat Expands Australian Presence

 

Jowat AG recently announced it is expanding its presence in Australia,

New Zealand, and the Pacific Isles with the foundation of Jowat Universal

Adhesives Australia Pty. Ltd. The company is also taking over the business

of the Australian adhesives manufacturer Universal Adhesives Pty. Ltd.

“This addition to our activities will substantially strengthen the market

position of the Jowat Group in Australia and New Zealand, and promote

sustained attractive growth opportunities,” said Klaus Kullmann, director on

the Board of the Jowat AG. “For the first time, the Jowat Group will be

represented with its own personnel on the Fifth Continent, which allows us

to support our customers in this region by a much closer and

solution-oriented partnership.”

Source: www.adhesivesmag.com

 

Property & Assets

Premises :                    The Subject operates from premises at the verified heading address

consisting of a production facility, warehouse and an administrative office.

 

Branches :                    None reported.

 


 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

 

Reserve of foreign exchange & gold :       US$ 46.714 billion

 

Gross domestic product - GDP :             US$ 1.586 trillion

 

GPP (Purchasing power parity) :             954.296 billion of International dollars

 

GDP per capita - current prices :             US$ 68,916

 

GDP - composition by sector :               agriculture: 4%

industry: 25.6%

services: 70.4%

 

Inflation :                                               2010: 2.8%

2011: 3.4%

2012: 2.7%

 

Unemployment rate :                              2010: 5.2%

2011: 5.1%

2012: 5.2%

Public debt

(General Government gross debt as

a % GDP)                                             2010: 20.4%

2011: 22.9%

2012: 24%

 

Government bond ratings :                      Standard & Poor's: AAA

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded shares      : US$1.198 trillion

 

Largest companies in the country :          Qantas Airways (Airline),Coca-Cola Amatil (Beverages), CSL (Biotechs),

Brambles (Business & Personal Services),Crown Ltd (Casinos &  aming), Amcor (Containers & Packaging),Suncorp-Metway (Diversified Insurance), BHP Billiton (Diversified Metals & Mining),Newcrest Mining (Diversified Metals & Mining), Orica (Diversified Metals & Mining), Iluka Resources (Diversified Metals & Mining), Origin Energy (Electric Utilities), AGL Energy (Electric Utilities), Wesfarmers (Food Retail), Woolworths (Food Retail), Metcash (Food Retail), Macquarie Group (Investment services), AMP (Investment services), Challenger Ltd (Investment services), Fortescue Metals Group (Iron & Steel), Bluescope Steel (Iron & Steel), Commonwealth Bank (Major Banks), Westpac Banking Group (Major Banks), National Australia Bank (Major Banks), ANZ (Major Banks), Woodside Petroleum (Oil & Gas Operations), Santos (Oil & Gas Operations), Caltex Australia (Oil & Gas Operations), WorleyParsons (Oil Services & Equipment), Toll Holdings (Other Transportation), Transurban Group (Other Transportation), QBE Insurance Group (Property & Casualty Insurance), Insurance Australia Group (Property & Casualty Insurance), QR National (Railroads), Westfield Group (Real Estate), Stockland Australia (Real Estate), Westfield Retail Trust (Real Estate), Lend Lease (Real Estate), CFS Retail Property Trust (Real Estate), Goodman Group (Real Estate), Bendigo & Adelaide Bank (Regional Banks), Bank of Queensland (Regional Banks), Incitec Pivot (Specialized Chemicals), Telstra (Telecommunications Services)

 

Trade & Competitiveness Overview

Total exports :                           US$263.9 billion

Exports commodities :               Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport

equipment

Total imports :                           US$239.7 billion

Imports commodities :                Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts; crude oil and petroleum products

 

Export - major partners :             China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%

Import - major partners :             China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%

 

FDI Inflows :                              2009: US$26,554 million

2010: US$35,556 million

2011: US$41,317 million

 

FDI Outflows :                            2009: US$16,693 million

2010: US$12,791 million

2011: US$19,999 million

Best countries for doing business : 10 out of 185 countries

 

Global competitiveness ranking : 20 (ranking by country on a basis of 144, the first is the best)

 

 

Country and Population Overview

Total population :                       22.68 million

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

Population                                 79%


PAYMENT HISTORY

PAYMNT HISTORY

Purchase Term

International :                 Telegraphic transfer, D/P, Credit 30-90 days

 

 

Sales Term

Local :                          Bank transfer, Prepayment, D/P, Credit 30-90 days

International :                 Telegraphic transfer, Prepayment, D/P, Credit 30-90 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.99.29

Euro

1

Rs.83.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.