MIRA INFORM REPORT

 

 

Report Date :

05.10.2013

 

IDENTIFICATION DETAILS

 

Name :

MILEMPRO S.A. 

 

 

Registered Office :

Av. De los Naranjos N44-125 y Av. De los Granados - Quito Pichincha

 

 

Country :

Ecuador

 

 

Date of Incorporation :

29.03.2000

 

 

Legal Form :

Stock Company

 

 

Line of Business :

Commercialization of plastic products

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

650.000 Dollars

Status :

Moderate

Payment Behaviour :

Unknown 

Litigation :

---

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Ecuador

B2

B2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

                                                          Ecuador ECONOMIC OVERVIEW

 

Ecuador is substantially dependent on its petroleum resources, which have accounted for more than half of the country's export earnings and approximately two-fifths of public sector revenues in recent years. In 1999/2000, Ecuador's economy suffered from a banking crisis, with GDP contracting by 5.3% and poverty increasing significantly. In March 2000, the Congress approved a series of structural reforms that also provided for the adoption of the US dollar as legal tender. Dollarization stabilized the economy, and positive growth returned in the years that followed, helped by high oil prices, remittances, and increased non-traditional exports. From 2002-06 the economy grew an average of 4.3% per year, the highest five-year average in 25 years. After moderate growth in 2007, the economy reached a growth rate of 6.4% in 2008, buoyed by high global petroleum prices and increased public sector investment. President Rafael CORREA, who took office in January 2007, defaulted in December 2008 on Ecuador's sovereign debt, which, with a total face value of approximately US$3.2 billion, represented about 30% of Ecuador's public external debt. In May 2009, Ecuador bought back 91% of its "defaulted" bonds via an international reverse auction. Economic policies under the CORREA administration - for example, an announcement in late 2009 of its intention to terminate 13 bilateral investment treaties, including one with the United States - have generated economic uncertainty and discouraged private investment. The Ecuadorian economy slowed to 1% growth in 2009 due to the global financial crisis and to the sharp decline in world oil prices and remittance flows. Growth picked up to a 3.3% rate in 2010 and nearly 8% in 2011, before falling to 5% in 2012. China has become Ecuador's largest foreign lender since Quito defaulted in 2008, allowing the government to maintain a high rate of social spending; Ecuador contracted with the Chinese government for more than $9 billion in oil for cash and project loans as of December 2012.

 

Source : CIA

 

 




IDENTIFICATION

 

MILEMPRO S.A.

Av. De los Naranjos N44-125 y Av. De los Granados - Quito
Pichincha
ECUADOR

Telephone    : 593-2-2275210, 593-2-3340309, 593-2-2227510
Fax          : 593-2-2275211

E_Mail       : milempro@milempro.ec , hagaleano@milempro.ec 

 

 

SUMMARY

 

Started                      : 2000
Total Employees        : 15
Payments                   : Has not been established
Subscribed Capital     : US$      1.500.000.-
Authorized Capital      : US$      3.000.000.-

Sic(s) : 5162

Line of Business: Sale of plastic products in general

 


Credit Recommendation 
                                    Dollars 
Conservative value :      650.000 
Liberal value      :           750.000 

If additional information is received or present information is rectified, this 
recommendation may be modified. 


Financial indicators

 

Financial statements could not be obtained, thus financial analysis can not be
carried out

According to the Superintendence of Companies the most important figures as of
December 31st, 2012 are:

Sales    US$ 13.550.708
Profit     US$    179.094

According to the Superintendence of Companies the most important figures as
of December 31st, 2011 are:

Sales    US$ 15.032.147
Profit     US$    356.328

According to the Superintendence of Companies the most important figures as
of December 31st, 2010 are:

Sales:   US$ 10,847,834             
Assets: US$  6,304,394  
Liabilities: US$  5,840,694
Equity:      US$    463,700           


COMMERCIAL INFORMATION

Commercial Bulletin      : As at 31/08/2013 subject does not register protested
                           checks in the national central of risk

 

TRADE REFERENCES

 

Trade reference of the sole supplier is detailed

Detail of References

Old            : 15 years
Last purchase  : 09-2013
Terms          : 15 days
Payment        : Prompt
Notes          : bank transfer
Credit         : Open
Owes           : Does not Register
Due            : Does not Register
Paying Comments: Excellent
Purchase Aver. : (Monthly US$) 150

Detail of Former Trade References
--------------------------------------------------------------------------------
           Last                                           Credit            Owes
Old       
Purch. Payment.    Notes                     (US$)        (US$)
--------------------------------------------------------------------------------
10 years   05-12
  Prompt      checks                        Open            None

- Tax Status: Current obligations fulfilled
- Special Taxpayer

- Special Taxpayer:  It has special features and obligations which allow apply a
better control in then taxes

Milempro S.A.  does not have current credits in the National Financial System

Income tax corresponding to the last years:
Year 2012: US$ 69.087
Year 2011: US$ 101.957

Year 2010: US$ 43.564

BANKS

The main banks are:

Banco Internacional S.A.
Banco Pichincha C.A.

 

 

OPERATIONS 

 

Line of Business : Commercialization of plastic products in general

                   The line of business registered at the Internal Revenue
                   Services(IRS) is: ACTIVITIES OF PRODUCTION OF OTHER PRIMARY
                   PLASTIC ITEMS     
                                          
                   Social objective registered at the Superintendency of
                   Companies is: production, transformation, processing,
                   acquisition, distribution of thermoplastic film in all its
                   forms, or any other similar product or a substitute developed
                   in the chemical industry of plastics

Classification according to commercial activity:

Sic: 5162-0000 Plastics materials and basic shapes

Sales
Sales are steady throughout the year

National sales territory

Customers
Main customers are: Companies in general.

Purchases
Domestic and international purchases

Imports from Colombia, China.

Main suppliers 
- Sumofi Proveedores Cia. Ltda.

Employees: 15 employees



Location
-  The administrative offices are located at Av. De los Naranjos N44-125 y Av.
   De los Granados Quito Pichincha, Ecuador


Branches 

Subject does not have any branch


RELATED COMPANIES 

 

Subject is related to the following companies:
International

-  Angostura Holdings S.A., Panama
-  Springfield Bvi, Virgin Islands British

 

 

INSURANCES 

 

Insurance Company:

-Compaņia de Seguros Generales Equinoccial S.A.

 

 

ADMINISTRATION

 

General Manager          : Hernan Alberto Galeano Ospina TAX:1715553754
President                : Patricia Elena Ramirez Diaz TAX:1715553747
General Manager          : Anita Guzman
Assistant

CURRICULUM


Hernan Alberto Galeano Ospina

T A X               : 1715553754
Civil status        : Married
Birth date          : 26/02/1962
Position            : General Manager
Mercantile Register : Number 8606 of 14/07/2010
Simultaneously      : He is legally registered at the IRS to perform personal
                      business since September 15, 2000. His registered business
                      activity is: Provision of Professional Services. No
                      registered trade name



Patricia Elena Ramirez Diaz

T A X               : 1715553747
Civil status        : Married
Birth date          : 24/01/1965
Position            : President

 

Mercantile Register : Number 5694 of 21/06/2005

 

Simultaneously      : She is legally registered at the IRS to perform personal
                      business since March 13, 2006. Her registered business
                      activity is: Business and Management advisory. No
                      registered trade name

 

 

LEGAL INFORMATION 

 

Legal Structure      : Stock Company
Constitution date    : 29/03/2000
Authorization        : Resolution Nš 720
Notary               : N° 28, Quito Pichincha
Term of duration     : 50 Year, ended on 29/03/2050
Legal Address        : Quito - Ecuador
Published in         : Official Gazette dated 23/03/2000

Current Subscribed Capital: US$ 1.500.000.-Divided to 37.500.- common shares
                            unique series amounting US$ 40.-
Authorized Current Capital: US$ 3.000.000.-
Subscribed Initial Capital: US$ 800.-
Paid-in Initial Capital: US$ 200.-

Shareholders :

-  99,52% Angostura Holdings S.A. (Panama)
-   0,48% Springfield Bvi (Virgin Islands British)

Legal representation is held by General Manager.

Legal changes

By Resolution Nš 2847 on 23/07/2008, notary N° 11, Quito Pichincha, published in
the Official Gazette dated 04/08/2008, capital was increased: Amounting US$
1.007.000

 

 


INFORMATION SOURCES

 

On 02/10/2013 Mr. Anita Guzman, General Manager Assistant,  declined financial
information as she is not authorized to provide it,  however, submitted general
information.

-Other outside information sources.

Exchange rate
-Since September 9th, 2000, official currency in Ecuador
  is the US$ dollar
-Until then, the currency was the sure.
  Exchange rate was s/. 25.000 X US$ 1.00

 

CREDIT RECOMMENDATION 
Credit recommendation amounts are assigned according to criteria usually used in 
the commercial credit evaluation. 

The amounts are based on the assignment of risk percentages to the following 
indicators: Trade references, number of employees, legal structures, data base 
of protested bills, operations, insurances, variation of net profit, net worth, 
working capital and liquidity. 

 

 

Macroeconomic Information

Interest Rate for the week of             02/09/2013 - 08/09/2013

Ref. Active Rate for Operations     ( % ) 8,17

Ref. Passive Rate for Operations    ( % ) 4,53

Basic Rate of Central Bank          ( % ) 0,20

Legal                               ( % ) 8,17

Maximum conventional                ( % ) 9,33


Inflation Ratio                          

Yearly Inflation                    ( % ) 2,27 Aug/2013

Monthly Inflation                   ( % ) 0,17 Aug/2013

Accumulated                         ( % ) 1,10 Aug/2013


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.99.29

Euro

1

Rs.83.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.