MIRA INFORM REPORT

 

 

Report Date :

07.10.2013

 

IDENTIFICATION DETAILS

 

Name :

BIOKARPET S.A.

 

 

Formerly Known as:

BIOKARPET CARPET MANUFACTURES S.A.

 

 

Registered Office :

Larissas - Athinon National Rd (5th Km), P.O. Box 1129 , 41110 Larissa

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.04.1970

 

 

Com. Reg. No.:

010237                     

 

 

Legal Form :

Societe Anonyme

 

 

Line of Business :

·         Manufacturer of carpets and rugs

·         Manufacturer of textile goods

·         Manufacturer of carpets, flokati rugs, moquettes and blankets

·         importer and trader of white linen, wallpaper, household furniture, upholstery fabrics, curtain rods, braids, carpets, moquettes and wooden floorings

 

 

No. of Employees :

98

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Greece ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA

 

           


IDENTIFICATION DETAILS

 

NAME:                                                  BIOKARPET S.A.

TRADING STYLE:                                 'BIOKARPET SA'                                           

ADDRESS:                                           LARISSAS - ATHINON NATIONAL RD (5TH KM), P.O. BOX 1129 , 41110 LARISSA,  GREECE                                                   

TELEPHONE:                                       302410688688 / 302410688621                                            

TELEFAX:                                            30  2410688630                                           

E-MAIL ADDRESS:                               info@biokarpet.gr                                           

WEB ADDRESS:                                   www.biokarpet.gr

 

 

LEGAL STATUS AND HISTORY

 

STARTED:                                                        14.04.1970                   

YEAR INC:                                                        1970                       

LEGAL FORM:                                                  Societe anonyme registered on Apr 14, 1970 for a period ending Dec 31,2040.

REG NO:                                                           010237                     

Government Gazette Number:              00356 / 1970

Chamber of Commerce Number:                      415242

Tax Registration Number:                                 094028950

 

Subject acquired the business of CHRYSSOSTOMIDIS S.A., a Societe anonyme which started in 1999 with effect from Jan 11, 2010.

 

Subject was established following the change in the legal status of the firm KANTONIAS JOHN & CO O.E., founded in 1955 as a continuation of sole proprietorship KANTONIAS JOHN, pre-existed since 1950. In 1994, subject's title was changed from BIOKARPET CARPET MANUFACTURES S.A. to BIOKARPET S.A. (Gov. Gaz. No. 5012/94). In June 1996 (Gov. Gaz. No. 3555/96) subject absorbed the firm VIOK S.A. (in which participated by 100%), established in 1984, engaged in the manufacture of hand tufted carpets. On 15/4/1998 (Gov.Gaz. No. 01927/1998) the company's name was changed. On 6/4/2000 (Gov. Gaz. No. 02535/2000) the company's name was changed. On 20/4/2000 subject contributed a sector. On 26/4/2000 subject contributed a sector. On 23/12/2005 (Gov. Gaz. No. 13115/2005) the company's name was changed. On 23/12/2005 (Gov. Gaz. No. 13115/2005) subject absorbed the firm(s) BIOKARPET S.A. On 31/12/2009 (Gov. Gaz. No. 14951/2009) subject absorbed the firm(s) NIKOLAIDIS, A., S.A. On 31/12/2009 (Gov. Gaz. No. 14956/2009) subject absorbed the firm(s) VERGINA S.A. On 11/1/2010 (Gov. Gaz. No. 00125/2010) subject absorbed the firm(s) CHRYSSOSTOMIDIS S.A. SUPPLEMENTARY DATA ON THE ABOVEMENTIONED EVENTS PUBLISHED IN THE GOV.GAZ.:Prior to the change that was published in the Gov.Gaz.No.:2535/00 subject's name was ALBIO BIOKARPET SA. Gov.Gaz.No.: 2820/00 refers to the contribution of the metallurgical sector to the firm EXALCO SA. Gov.Gaz.No.: 2953/2000 refers to the contribution of the textile products sector to the firm BIOKARPET SA.Prior to the change that was published in the Gov.Gaz.No.:13115/05 subject's name was ALBIO HOLDINGS S.A., Listed in ASE as of: 11,12,199

 

 


FINANCIALS

 

The below mentioned financial figures are in Euro

 

SALES:                                                            9,836,368

PROFIT:                                                           -5,021,171

NET WORTH:                                                    48,006,204

NOM CAPITAL:                                                 25,185,825

ISS CAPITAL:                                                               25,185,825

 

Issued/paid-up capital was last increased on Jan 5, 2007.

 

Nominal capital is divided into:                        23,986,500 shares of 1.05 each and fully paid-up.

 

 

Fiscal

Fiscal

Fiscal

 

Dec 31,2010

Dec 31,2011

Dec 31,2012

Turnover

11,635,307

11,084,477

9,836,368

Pre-Tax Profit

-2,485,010

-5,595,913

-5,021,173

Net Worth

57,999,248

52,574,948

48,006,203

Fixed Assets

18,455,893

19,003,134

18,767,017

Total Assets

78,787,012

75,566,167

68,540,622

Current Assets

37,731,933

32,227,919

27,013,190

Current Liabilities

19,791,877

3,622,506

3,101,633

Working Capital

17,940,056

28,605,413

23,911,557

Long Term Debt

995,887

19,368,713

17,432,785

Financial Assets

22,572,551

24,311,473

22,754,908

Intangibles

26,635

23,642

5,507

Employees

94

112

98

 

Net Worth and Total Assets are tangible figures shown after the deduction of  intangible assets.

 

RATIOS

 

 

Dec 31,2010

Dec 31,2011

Dec 31,2012

Current Ratio (X)

 

1.91

8.9

8.71

Solvency Ratio (%)

 

35.84

43.73

42.77

Fixed Assets/Net Worth

(%)

31.82

36.15

39.09

Current Liabs/Net Worth

(%)

34.12

6.89

6.46

Asset Turnover (%)

 

14.77

14.67

14.35

Sales / Net Working Cap

(X)

0.65

0.39

0.41

Assets / Sales (%)

 

677.14

681.73

696.81

Profit Margin (%)

 

-21.36

-50.48

-51.05

S/holders Return (%)

 

-4.29

-10.64

-10.46

Return On Assets (%)

 

-3.15

-7.41

-7.33

Sales / Employees

 

123,779.86

98,968.54

100,371.10

Profit / Employees

 

-26,436.28

-49,963.51

-51,236.46

 

Abstract from individual fiscal balance sheet as at Dec 31, 2012

LIABILITIES

 

ASSETS

 

Capital

25,185,825

Land/Buildings

22,633,431

Retained Profits

-11,948,820

Plant/Machinery

2,114,434

Misc Reserves

34,769,199

Depreciation

5,980,848

Net Worth

48,006,204

Total Fixed Ass

18,767,017

Misc Provisions

491,465

Shares in Group

20,878,083

Misc Def Liabs

16,941,320

Misc Fin'cl Ass

1,876,825

 

 

Total Fin'cl Ass

22,754,908

 

 

Misc Intangible

5,507

 

 

Total Intangible

5,507

CURRENT LIABILITIES:

 

CURRENT ASSETS:

 

Trade Creditors

1,338,062

Stock

15,557,090

Short term Loans

965,000

Trade Debtors

8,410,670

Proposed Dividends

8,531

Misc Debtors

338,242

Misc Current Liabs

790,041

Cash

2,610,589

 

 

Market Securities

96,600

TOTAL CURRENT

3,101,634

TOTAL CURRENT

27,013,191

TOTAL LIABS & NW

68,540,623

TOTAL ASSETS

68,540,623

 

Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012

Net Sales

9,836,368

Cost of Goods Sold

9,117,571

Gross Profit

718,797

Misc Operating Charges

5,105,726

Misc Operating Income

42,748

Net Operating Income

-4,344,181

Interest Payable

656,665

Misc Financial Expenses

20,325

Total Financial Expenses

676,990

Profit Before Taxes

-5,021,171

Income Tax

-452,427

Profit After Tax

-4,568,744

Net Loss

4,568,744

Earnings per Share

0

Previous Year

0

 

 

ACTIVITIES

 

SIC:                                                                  2273 2299                                                       

ACTIVITY:                                                        MANUFACTURES CARPETS AND RUGS

Local Activity Code:                                         1393                                          

Local Activity Code Type:                                 STAKOD                                        

Equivalent to:                                                   NACE 1

REGISTERED OFFICE:                                     LARISSAS - ATHINON NATIONAL RD (5TH KM), P.O. BOX 1129 , 41110 LARISSA,  GREECE                                                        

Manufactures carpets and rugs

Manufactures textile goods

Mfg of carpets, flokati rugs, moquettes and blankets. Exclusive imports and trade of white linen, wallpaper, household furniture, upholstery fabrics, curtain rods, braids, carpets, moquettes and wooden floorings.

 

Holding company. Franchising. Production of electricity (photovoltaic systems). Real Estate lessors.

 

 

EXPORTS

 

Exports 20% to Australia, Bulgaria, Canada, Cyprus, Czech Republic, France, Germany, Japan, Poland, Romania, South Africa, Sweden, U K, U S A

Normal exporting terms are cash against documents

 

 

IMPORTS

 

Imports 90% from Australia, Bangladesh, China, India, New Zealand,Pakistan, Spain, Turkey, U K, U S A

Normal importing terms are cash against documents

 


AGENCIES

 

Subject reportedly acts as agents for:

KA Int'l, Spain

 

 

EMPLOYEES

 

EMPLOYEES:                                                 84

                                                                        The group employs 376.

The number of employees varies according to needs.

The number of employees peaks to 84.

 

 

BANKERS

 

Alpha Bank A.E., Larissa (Kyprou) Branch

Address:                                                          78 Kyprou, Larissa, 41222, Greece.

Telephone:                                                       30 2410259000

National Bank of Greece S.A., Larissa Branch

Address:                                                          Al. Papanastassiou & Kyprou, Larissa 41110, Greece.

Telephone:                                                       30 2410596369

Bank of Piraeus S.A., Larissa (Panagouli) Branch

Address:                                                          11-13 Panagouli, Larissa 41223, Greece.

Telephone:                                                       30 2410556020

 

 

CHARGES

 

Subject has registered secured charges which include the below:

A charge for an amount of 22,320,000 Euro was registered on 1, 2000.

The charge is secured against Number Of Items: 2.

 

 

SENIOR COMPANY PERSONNEL

 

John Asterios Kantonias                                                Chairman

George Antonios Kantonias                                           Vice-chairman

John Asterios Kantonias                                                Chief executive

Basil Athanassios Tsiaras                                              Chief executive

George Antonios Kantonias                                           Chief executive

Athanassios Basil Tsiaras                                              Chief executive

Basil Prodromos Panigyritzoglou                                   Member

Antonios Mavromatis                                                     Member

George Basil Papageorgiou                                           Member

John Hatziefthymiou                                                      Member

Basil Konstantinos Floros                                              Member

 

 

SHAREHOLDERS

 

MITICA LIMITED holds 3.23% of the voting capital.

John Kantonias holds 25.28% of the voting capital.

George Kantonias holds 20.56% of the voting capital.

Basil Tsiaras holds 8.05% of the voting capital.

Athanassios Tsiaras holds 6.46% of the voting capital.

Glykeria Kantonia holds 6.25% of the voting capital.

Eleni Kantonia holds 4.59% of the voting capital.

Evangelia Kantonia holds 4.43% of the voting capital.

Paraskevi Kantonia holds 2.44% of the voting capital.

 

 

RELATED COMPANIES

 

SUBSIDIARIES

NIKOLAIDIS, A., S.A. Societe Anonyme, Eleftherio, Greece

This subsidiary is dormant.

Year started:                                                                 1997.

Subject owns 100% of the capital.

PERSIKA S.A. Societe Anonyme, Larissa, Greece

This subsidiary is dormant.

Year started:                                                                 1997.

Subject owns 100% of the capital.

EXALCO S.A. Societe Anonyme, Larissa, Greece

Year started:                                                                 1973.

Subject owns 98% of the capital.

BIOKARPET ROMANIA SRL Foreign Participants, Romania, Romania

Year started:                                                                 2004.

Subject owns 95% of the capital.

BIOPLAN S.A. Societe Anonyme, Larissa, Greece

This subsidiary is dormant.

Year started:                                                                 1990.

Subject owns 83% of the capital.

ALBIO DATA S.A. Societe Anonyme, Larissa, Greece 

Year started:                                                                 1990.

Subject owns 80% of the capital.

 

AFFILIATES

 

The following are related through principal(s) and/or financial interest(s):

KANTONIAS, J., GREEN ENERGY, SOLE SHAREHOLDER CO. LTD Sole Shareholder

Legal Form:                                                                 Limited Liability Company,

Location:                                                                      Larissa, Greece 

Year started:                                                                 2011.

This concern is related through common shareholders.

K & K AKINITA LTD

Legal Form:                                                                 Limited Liability Company,

Location:                                                                      Larissa, Greece

This is a dormant concern.

Year started:                                                                 2008.

This concern is related through common shareholders.

K & K ENERGY LTD

Legal Form:                                                                 Limited Liability Company,

Location:                                                                      Larissa, Greece

Year started:                                                                 2007.

This concern is related through common shareholders.

HOME CARPET S.A.

Legal Form:                                                                 Societe Anonyme,

Location:                                                                      Larissa, Greece 

Year started:                                                                 2000.

This concern is related through common shareholders.

ECOLOGY SYSTEMS LTD

Legal Form:                                                                 Limited Liability Company

Location:                                                                      Larissa, Greece

This is a dormant concern.

Year started:                                                                 2010.

This concern is related through common shareholders.

ECOLOGY SYSTEMS LTD

Legal Form:                                                                 Limited Liability Company

Location:                                                                      Larissa, Greece

Year started:                                                                 2010.

This concern is related through common shareholders.

STEVIA HELLAS LTD

Legal Form:                                                                 Limited Liability Company,

Location:                                                                      Larissa, Greece

Year started:                                                                 2012.

This concern is related through common shareholders.

BIOJAPAN LTD

Foreign Participants

Location:                                                                      Japan, Japan

Year started:                                                                 1990.

Subject has a 41.66% share interest.

EXALCO BULGARIA AD

Foreign Participants

Location:                                                                      Bulgaria, Bulgaria

Subject has a 8.0% share interest.

 

PROPERTIES

 

Subject has 19 branches/divisions

Branch 1:                                                         88 Iera Odos, 10447, Athens, Greece. These are owned premises. Size: 2400 square meters.

Branch 2:                                                         202 Athinon Ave, 12134, Peristeri, Greece.

Branch 3:                                                         81 Ifigeneias, 14233, Nea Ionia, Greece.

Branch 4:                                                         570B Vouliagmenis Ave, 16452, Argyroupoli, Greece.

Branch 5:                                                         570 Messogeion Ave, 15343, Agia Paraskevi, Greece.

Branch 6:                                                         Vouliagmenis Ave, 10100, Athens, Greece.

Branch 7:                                                         17 Gr. Lampraki, 18533, Piraeus, Greece.

Branch 8:                                                         4 Artemidos, 14562, Kifissia, Greece.

Branch 9:                                                         Thessalonikis - N. Moudanion Rd (9th km), 'Cosmos' shopping cent, 55500, Pylaia, Greece. These are owned premises.

Branch 10:                                                        68 Ethn. Antistasseos, 55133, Kalamaria, Greece.

Branch 11:                                                        Kordelio, 54000, Thessaloniki, Greece. These are owned premises. Size:704 square metres.

Branch 12:                                                        Perifereiaki Odos Thessalonikis & 23rd Iouliou, P.O. Box 56300, 56301,Eleftherio, Greece. These are owned premises.

Branch 13:                                                        16 El. Venizelou, 54631, Thessaloniki, Greece.

Branch 14:                                                        Lygaria, 55535, Pylaia, Greece. These are owned premises. Size: 3384 square meters.

Branch 15:                                                        13 Gertsiou, 50100, Kozani, Greece.

Branch 16:                                                        Larissas - Thessalonikis National Rd (6th km), 41335, Larissa, Greece. These are owned premises. Size: 15780 square meters.

Branch 17:                                                        Grekia, 41500, Larissa, Greece. These are owned premises. Size: 10595 square meters.

Branch 18:                                                        Larissas - Athinon National Rd (3rd km), 41110, Larissa, Greece. These are owned premises. Size: 1660 square meters.

Branch 19:                                                        63073, Galatista, Greece. These are owned premises. Size: 4169 square meters.

 

Operates from owned factory, covering approximately 32,667 square meters at heading address.

The site covers approximately 63,309 square meters.

 

PAYMENTS

 

Informants report that subject's payments are prompt.

 

 

GENERAL COMMENTS

 

Local informants stated that:

Subject is an industrial unit that is activated in the sector (Textile Products) being also the main company of the BIOKARPET Group. it is mainly engaged in manufacture of carpets, flokati rugs, moquettes and blankets, as well as exclusive imports and trade of white linen, household furniture, upholstery fabrics carpets, wooden flooring, etc. Subject's textile products are of good quality and are well accepted both in the Greek market and abroad. Furthermore, the company keeps its holding activities having presence in Bulgaria, Romania and Japan. In addition since 16/12/2011, the company expanded its activity to produce electric power through photovoltaics installations which are located at its headoffice of total power 500 KW. Also its subsidiary EXALCO S.A. is also engaged in the production of electric power through photovoltaic parks in its installations.Company quoted at A.S.E. SUPPLEMENTARY DATA ON THE ABOVEMENTIONED EVENTS PUBLISHED IN THE GOV.GAZ.:Prior to the change that was published in the Gov.Gaz.No.:2535/00 subject's name was ALBIO BIOKARPET SA. Gov.Gaz.No.: 2820/00 refers to the contribution of the metallurgical sector to the firm EXALCO SA. Gov.Gaz.No.: 2953/2000 refers to the contribution of the textile products sector to the firm BIOKARPET SA.Prior to the change that was published in the Gov.Gaz.No.:13115/05 subject's name was ALBIO HOLDINGS S.A.

 

Please note that the information provided in the report was obtained from official and available sources.

 

Further information was not available.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.41

UK Pound

1

Rs.99.29

Euro

1

Rs.83.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.