MIRA INFORM REPORT

 

 

Report Date :

09.10.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. JAKARTA SEREAL

 

 

Registered Office :

Wisma TKC, 2nd Floor Jalan Salemba Tengah No. 60 Jakarta Pusat, 10440

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.09.1994

 

 

Com. Reg. No.:

No. AHU-AH.01.10-9475

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Importing, Exporting and Distribution of Agricultural Commodities Products

 

 

No. of Employees :

13 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. JAKARTA SEREAL

 

Address :

Head Office

Wisma TKC, 2nd Floor

Jalan Salemba Tengah No. 60

Jakarta Pusat, 10440

Indonesia

Phones             - (62-21) 3907188 (Hunting)

Fax                   - (62-21) 3152884, 3152885

E-mail               - jasinggih2@telkom.net

Website            - http://www.jakarta-sereal.com

Building Area    - 2 storey

Office Space    - 130 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

12 September 1994

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-AH.01.10-9475

Dated 23 April 2008

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 1.683.742.9-024

 

Related/Affiliated Companies :

a.         P.T. BERKAT INDAH GEMILANG (Flour Mill Processing)

b.         P.T. INDOSNACK CEMERLANG (Food Processing)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         : Rp. 500,000,000.-

Issued Capital               : Rp. 125,000,000.-

Paid up Capital             : Rp. 125,000,000.-

 

Shareholders/Owners :

a. Mr. Singgih Sutanto                                                 - Rp. 110,000,000.-

    Address : Jl. Terusan Hang Lekir II/W. 22

                    Grogol Selatan, Jakarta Selatan

                    Indonesia

b. Mrs. Titiek Dewi Sutanto                                          - Rp.   15,000,000.-

    Address : Jl. Ceylon No. 11, Kebon Kelapa

                    Gambir, Jakarta Pusat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Importing, Exporting and Distribution of Agricultural Commodities Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1995

 

Brand Name :

Jakarta Sereal

 

Technical Assistance :

None

 

Number of Employee :

13 persons

 

Marketing Area :

Export    - 100%

 

Main Customer :

Traditional Markets

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ADI SAMPOERNO

b. P.T. ALAM INDORAMA

c. P.T. DAKAI IMPEX

d. P.T. SUPA SURYA NIAGA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers:

a.         P.T. Bank CENTRAL ASIA Tbk

                        Jalan Matraman Raya No. 43

                        Jakarta Timur

                        Indonesia

b.         P.T. Bank MANDIRI Tbk

                        Jalan Matraman Raya No. 25

                        Jakarta Timur

                        Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 14.0 billion

2011 – Rp. 14.7 billion

2012 – Rp. 15.5 billion

 

Net Profit (estimated) :

2010 – Rp. 870 million

2011 – Rp. 882 million

2012 – Rp. 930 million

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                        - Mr. Singgih Sutanto

 

Board of Commissioners :

Commissioner   - Mrs. Titiek Dewi Sutanto

 

Signatories :

Director (Mr. Singgih Sutanto) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. JAKARTA SEREAL (P.T. JS) was established in Jakarta in September 1994 with an authorized capital of Rp. 100,000,000 issued capital of Rp. 25,000,000 entirely paid up. The founding shareholders of the company are Mr. Singgih Sutanto and his wife Mrs. Titiek Dewi Sutanto, both are Indonesian business family of Chinese origins. The company’s article of association has frequently been changed and in April 2008 the authorized capital was increased to Rp. 500,000,000 issued capital to Rp. 125,000,000 fully paid up. The company notary act was made by Mrs. Mellyani Noor Shandra, SH., was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-AH.01.10-9475, dated April 23, 2008.

 

We observe that Mr. Singgih Sutanto is also founder and business stakes owners of P.T. BERKAT INDAH GEMILANG dealing with flour mills and P.T. INDOSNACK CEMERLANG dealing with food processing.

 

P.T. JS started with operating since 1995 engaged in the field of trading, import, export and distribution of agricultural commodities. Initially the company imported onions from India, China for the local market.

 

P.T. JS still imports onions for local distribution and it has expanded its business to include importing & exporting many other types of commodities. The merchandising products are onions, green mung bean, soy beans, green peas, yellow peas, ground nuts, broad beans, split faba beans, marrowfat peas, white pepper, coriander seed, dates, nutmeg, betel nut, yellow corn, pop corn, desiccated coconut. The company also imports of animal feed such as corn, canary seed, red broomcorn, millet, white millet; livestock consumption such as soy bean meal and fish consumption fish meal. The company imported green mung bean, onions, garlic, ground nut, fish meal, animal feed from Taiwan, China, Vietnam, India and China. Meanwhile, P.T. JS also exported agricultural products such as white pepper, black pepper, soy beans, marrowfat peas, coriander seed and other spices to China, Taiwan, India and other countries. To support and complement P.T. JS’ trading activities, the company has owned several warehouses located in Jakarta and Surabaya. In addition, P.T. JS has set up a logistics system allowing to delivers the goods to its customers anywhere in Indonesia. We observe the operation of P.T. JS has been growing and developing well in the three years.

 

We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. JS to be in a quite favorable position for having already got hold of a steady clientele in the country.

 

Until this time P.T. JS has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. JS is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 14.0 billion rose to Rp. 14.7 billion in 2011 increased to Rp. 15.5 billion in 2012 and projected to go on rising by at least 4% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 930 million and the company has an estimated total networth of at least Rp. 2.5 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. JS is led by Mr. Singgih Sutanto (43) a businessman and professional manager with experience in trading, export import and distribution of agricultural commodities products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. JAKARTA SEREAL is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.99.20

Euro

1

Rs.83.69

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.