MIRA INFORM REPORT

 

 

Report Date :

10.10.2013

 

IDENTIFICATION DETAILS

 

Name :

STAR CEMENT CO LLC

 

 

Registered Office :

Unit 5004-5005, Al Riqqa Business Centre, 5th Floor, Al Rigga, Deira, PO Box 81521, Dubai

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

23.12.2001

 

 

Com. Reg. No.:

58114, Dubai

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Producers of cement and gypsum products

 

 

No. of Employees :

450

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 United Arab Emirates

                       A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UAE - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

 


 

SUMMARY

 

Company Name                                    : STAR CEMENT CO LLC

Country of Origin                                   : Dubai, United Arab Emirates

Legal Form                                           : Limited Liability Company - LLC

Registration Date                                  : 23rd December 2001

Commercial Registration Number           : 58114, Dubai

Trade Licence Number                           : 530909

Chamber Membership Number               : 66364

Issued Capital                                       : UAE Dh 300,000

Paid up Capital                                     : UAE Dh 300,000

Total Workforce                                     : 450

Activities                                               : Producers of cement and gypsum products.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Sachin Bangor            , Chief Financial Officer

 

 

 

COMPANY NAME

 

STAR CEMENT CO LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Unit 5004-5005, Al Riqqa Business Centre, 5th Floor

Area                 : Al Rigga, Deira

PO Box            : 81521

Town                : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 2609400

Facsimile          : (971-4) 2367604

Mobile              : (971-50) 7333010

Email                : cement@starcement.net / omar.abumuhair@star.adityabirla.com

 

Please note that subject’s previous address was, Abdullah Ahmad Al Ghurair Building, Al Muraqqabat Street, Al Muraqqabat, Dubai.

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Dubai.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Abdullah Ahmed Al Ghurair                           Emirati                          Managing Director

 

·       C O Promamlka                                            Indian                           Director

 

·       Ashok Gupta                                                Indian                           Director

 

·       K C Birla                                                      Indian                           Director

 

·       Ratan Shah                                                  Indian                           Director

 

·       Sanjay Mathour                                                 -                              Chief Executive Officer

 

·       Sachin Bangor                                                   -                              Chief Financial Officer

 

·       T V S Chidambaram                                                                          Technical Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 23rd December 2001

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.   : 58114, Dubai

 

Trade Licence No.        : 530909 (Expires 18/12/2013)

 

Chamber Member No.  : 66364

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)                                                       Percentage

 

·       Ultra Tech Middle East Cement Ltd                                        49%

Dubai

 

·       Sun Cements                                                                        41%

Dubai

 

·       ETA Cement Trading                                                             10%

Dubai

 

 

AFFILIATED COMPANIES

 

·       Arab Cement Industry LLC

Abu Dhabi

United Arab Emirates

 

·       Arabian Gulf Cement Co WLL

Bahrain

 

·       Arabian Bulk Terminal Co Ltd

     Sudan

 

·       Emirates Cement Bangladesh Ltd

     Bangladesh

 

·       Ajman Cement Factory LLC

Ajman

 

 

OPERATIONS

 

Activities:

Engaged as producers of cement and gypsum products, including ordinary Portland cement, sulphate

 resistant cement, moderate sulphate resistant Portland cement and white cement.

 

 Subject is ISO 9001 and 14001 accredited.

 

Ultra Tech Cement said in April 2010 that it would acquire Dubai-based Star Cement Co for an enterprise   value of US$380 million, giving it direct access to markets in the Middle East and Bangladesh.

 Ultra Tech, which is set to become India's biggest cement producer with 49 million tonnes when it gets regulatory approval to absorb the cement business of a group firm, said it would have management control of ETA Star.

 It did not specify how much equity it would buy nor the cost, but said the deal would be funded by a mix    of         debt and internal accruals.

ETA Star manufacturing facilities include a 2.3 million tonnes a year clinker plant and 2.1 million tonne  grinding plant, both in the United Arab Emirates, a 0.4-million-tonne grinding plant in Bahrain and a 0.5-million-tonne grinding plant in Bangladesh.

Ultra Tech said the transaction was likely to be completed by the end of the June quarter, and would be        accretive to its earnings per share. The addition of the 3-million tonne capacity would increase revenues by              8-10 billion rupees a year.

It is understood that management control will come along with Ultra Tech Cement getting a more than 51%                stake in ETA Star Cement. However, details were not disclosed by the company due to a confidentiality        agreement between the two parties.

Production Capacity: 3.9 million tons per year

 

Operating Trend: Steady

 

Subject has a workforce of approximately 450 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Sales                                US$ 4,480,000                           US$ 5,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Sachin Bangor, Chief Financial Officer

 

 

BANKERS

 

·       Emirates National Bank of Dubai

Baniyas Street

     PO Box: 777

     Dubai

     Tel: (971-4) 2222241

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.92

UK Pound

1

Rs.99.45

Euro

1

Rs.83.92

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.