MIRA INFORM REPORT

 

 

Report Date :

11.10.2013

 

IDENTIFICATION DETAILS

 

Name :

CAMTEK H.K. LTD.

 

 

Registered Office :

Unit 4404, 44/F., Hopewell Centre, 183 Queen’s Road East, Wanchai

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

27.02.1998

 

 

Com. Reg. No.:

21617826

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Printed Circuit Board (PCB) and IC Substrates.

 

 

No. of Employees :

8

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

hong kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


company name

 

CAMTEK H.K. LTD.

 

 

ADDRESS

 

Unit 4404, 44/F., Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong.

 

PHONE:            852-2632 7645

 

FAX:                 852-2632 7340

 

 

MANAGEMENT

 

Managing Director:  Mr. Ray Porat

 

 

SUMMARY

 

Incorporated on:            27th February, 1998.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

Issued:                         HK$10,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Group Turnover:            US$84,547,000  (Year ended 31-12-2012)

 

Employees:                  8.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company name

 

CAMTEK H.K. LTD.

 

 

ADDRESS

 

Registered Head Office:-

Unit 4404, 44/F., Hopewell Centre, 183 Queen’s Road East, Wanchai, Hong Kong.

 

Holding Company:-

Camtek Ltd., Israel.

 

Ultimate Holding Company:-

Priortech Ltd., Israel.

 

Associated Companies:-

Camtek (Europe) NV., Belgium.

Camtek Electronic Technologies (Suzhou) Co. Ltd., China.

Camtek Imaging Technology (Suzhou) Co. Ltd., China.

Camtek Japan Ltd., Japan.

Camtek Korea Ltd., Korea.

Camtek South East Asia Pte. Ltd., Singapore.

Camtek Taiwan Ltd., Taiwan.

Camtek USA Inc., US.

Penta-I Ltd., Israel.

SELA - Semiconductor Engineering Laboratories Ltd., Israel.

Sela Semiconductor Engineering Laboratories Inc., US.

 

 

BUSINESS REGISTRATION NUMBER

 

21617826

 

 

COMPANY FILE NUMBER 

 

0637633

 

 

MANAGEMENT

 

Managing Director:        Mr. Ray Porat

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 1,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$10,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 27-02-2013)

Name

 

No. of shares

Camtek Ltd.

South Industrial Zone, Migdal Haemek, 10556, Israel.

 

999

Priortech Ltd.

South Industrial Zone, Migdal Haemek, 10556, Israel.

 

1

 

 

–––––

 

Total:

1,000

====

 

 

DIRECTORS  

 

(As per registry dated 27-02-2013)

Name

(Nationality)

 

Address

Ray PORAT

Apartment B, 12/F., Pine Crest, 65 Repulse Bay Road, Hong Kong.

 

Aharon SELA

Gilon, D.N. Misgav 20103, Israel.

 

Rafi AMIT

Suite 1807, 18/F., Block 1, Hong Kong Parkview, 88 Tai Tam Reservoir Road, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 27-02-2013)

Name

Address

Co. No.

VCC Secretaries Ltd.

Suites 3801 & 3805, 38/F., Cosco Tower, Grand Millennium Plaza, 183 Queen’s Road Central, Hong Kong.

0163831

 

 

 

 

HISTORY

 

The subject was incorporated on 27th February, 1998 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                                  Importer, Exporter and Wholesaler.

 

Lines:                                       Printed Circuit Board (PCB) and IC Substrates.

 

Employees:                              8.

 

Commodities Imported:             US, Europe, etc.

 

Markets:                                    Asian countries, Europe, etc.

 

Group Turnover:                        US$  75,463,000  (Year ended 31-12-2008)

US$  53,521,000  (Year ended 31-12-2009)

US$  87,780,000  (Year ended 31-12-2010)

US$107,028,000  (Year ended 31-12-2011)

US$  84,547,000  (Year ended 31-12-2012)

 

Terms/Sales:                             L/C or as per contracted.

 

Terms/Buying:                           L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:              HK$10,000.00 (Divided into 1,000 shares of HK$10.00 each)

 

Issued Share Capital:                 HK$10,000.00

 

Mortgage or Charge:                  (See attachment)

 

Group Net Income/(Loss):          (US$  9,557,000)  (Year ended 31-12-2008)

(US$11,842,000)  (Year ended 31-12-2009)

US$  2,816,000   (Year ended 31-12-2010)

US$  5,378,000   (Year ended 31-12-2011)

US$         3,000   (Year ended 31-12-2012)

 

Group Profit or Loss:                Made a very small profit in 2012.

 

Condition:                                 Keeping in a satisfactory manner.

 

Facilities:                                  Making rather active use of general banking facilities.

 

Payment:                                  Met trade commitments as required.

 

Commercial Morality:                 Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Citibank, N.A., Hong Kong.

 

Standing:                                  Satisfactory.

 

 

GENERAL

 

Camtek H.K. Ltd. is a wholly-owned subsidiary of Camtek Ltd. [Camtek] which is an Israel-based firm.

The subject is a key member of Camtek Group.  Camtek is a listed firm in the United States.  Including its associates, subsidiaries, Camtek is also referred to Group.

 

Camtek provides automated solutions dedicated for enhancing production processes and yield in two industries: Semiconductor Fabrication and Packaging, Printed Circuit Board (PCB) and IC Substrates.

 

Camtek addresses the specific needs of these interconnected industries with dedicated solutions based on an advanced platform of technologies including intelligent imaging, image processing, sample preparation and digital material deposition.  Camtek’s solutions range from micro-to-nano by applying its technologies to the industry-specific requirements.

 

Camtek’s innovations have made it a technological leader.  It has sold more than 2,800 AOI systems in 34 countries around the world, winning significant market share in all its served markets.  Camtek’s customer base includes the majority of the largest PCB manufacturers worldwide, as well as leading semiconductor manufacturers and subcontractors.

 

Camtek is part of a group of companies engaged in various aspects of electronic packaging including advanced substrates based on thin film technology.

 

Organized in eight subsidiaries in the United States, Europe, Japan, China, Hong Kong, Taiwan, South Korea and Singapore, Camtek provides local service, spare parts, training, demo and sales services to its customers wherever they are located.

 

In 2009, Camtek invested in the development of two potential new growth engines by acquiring the assets and certain liabilities of Printar Ltd. and the entire share capital of SELA – Semiconductor Engineering Laboratories Ltd., both are Israeli companies.

 

The total revenues of Camtek in 2012 amounted to US$84.5 million (2011: US$107 million).

 

In 2012 Camtek recorded net income of just US$3,000 after recording net income of US$5.4 and US$2.8 million in 2011 and 2010, respectively. Despite having had net income in 2012, 2011 and 2010, Camtek incurred net losses of US$11.8 million, US$9.6 million and US$7.7 million in 2009, 2008 and 2007, respectively.  It may not be able to achieve or increase profitability on a quarterly or annual basis in 2013.  The failure to generate consistent profitability could have a material adverse effect on the market price of its shares.

 

In 2012 Camtek’s operations provided US$4.0 million in cash.  In 2011 its operations provided US$9.8 million in cash and in 2010 it used US$0.04 million in cash.  On 31st December, 2012, it had cash and cash equivalents of US$18.9 million, in addition to which it had US$7.2 million in short-term deposits, against which are bank loans of US$6.3 million.  It may use cash in its operations during 2013 for working capital and investment activities and may continue to incur significant additional legal expenses and other costs associated with certain patent infringement actions all of which may reduce its available cash resources and harm its operations.

 

The majority of its sales are in the Asia Pacific region.  In 2012, its sales in the Asia Pacific region accounted for approximately 79% of its total revenues, of which approximately 30% of its total revenues were from sales in China and Hong Kong, 20% from sales in South Korea and 13% from sales in Taiwan.  In addition, parts of the manufacturing and assembly of its AOI systems for the PCB industry are made in its manufacturing facility in Suzhou City, Jiangsu Province, China.

 

For the year ended 31st December, 2012, the Camtek Group had 484 persons (same period of 2011: 528).

The subject is fully supported by Camtek.  History in Hong Kong is over fifteen years.

 

On the whole, consider the subject good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

10-11-2008

Instrument:        Security Over Deposits with the Bank Limited Company - Under Seal

Property:

Initially HK$700,000 or equivalent & all monies whether now or hereafter standing to the credit of the company’s deposit with the Bank under deposit No. 400-167193 and whatever currency it may subsequently be denominated in, any renewal of such deposit & the interest thereon together with any further moneys in any deposit account with the Bank at any of its offices

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses

07-06-2010

Instrument:        Deposit Deed

Property:

By way of a first fixed charge and as continuing security for the Obligations, the company charges and assigns absolutely all its rights, title to and interest in the accounts and all deposits from time to time in the account and comprising the accounts maintained with Citibank, N.A., Hong Kong Branch and Citibank (Hong Kong) Ltd.

Mortgagee:        Citibank N.A., Hong Kong Branch.

All moneys now or at any time in the future owing by the Company


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.99.02

Euro

1

Rs.83.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.