MIRA INFORM REPORT

 

 

Report Date :

11.10.2013

 

IDENTIFICATION DETAILS

 

Name :

LABORATORIOS FABRA S.A.

 

 

Registered Office :

Echeverria 3222 P.3º Buenos Aires City,

 

 

Country :

Argentina

 

 

Financials (as on) :

30.06.2012

 

 

Year of Incorporation :

1952

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Manufacture and  Commercialization of Medicinal and Pharmaceutical Products

 

 

No. of Employees :

140

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

ARGENTINA- ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight.

Source : CIA


Registered Name   

 

 

LABORATORIOS FABRA S.A.

CUIT: 30-53447579-5

 

 

Summary      

 

FOLLOWER OF ACTIVITIES. INCORPORATED IN 1952. BALANCE SHEET AS OF 30/06/2012: BALANCED ECONOMIC-FINANCIAL SITUATION WITH AN ACCEPTABLE FINAL PROFITABILITY. IT DOESN'T REGISTER NEGATIVE. FIT FOR CREDIT IN RELATION TO YOUR RESOURCES KNOWN.

 

 

Operations       

 

MEDICINAL AND PHARMACEUTICAL PRODUCTS
MANUFACTURE
COMMERCIALIZATION

 

 

Legal Structure   

 

Business type:             Public Limited Company
Incorporated:                06/10/2003
Registered:                  17/03/2004
Duration:                      99 years
End of fiscal year:        June 30th
Afip nro. 56 de Avda del Libertador 1436, CABA

 

 

Contact       

 

Miss CECILIA PALMERI

Legal address: Echeverria 3222 P.3º Buenos Aires City, Argentine Republic.

Administration and Laboratory: Carlos Villate 5271 (1605) Munro, Buenos Aires Province, Argentine Republic.

Phone:(54-11) 4756-1216/4153/7293
E-mail: info@fabra.com.ar

 

 

Partners     

 

President:                    FABRA GUILLERMO JULIO
Vice-president:             FABRA MARIA GRACIELA
Alternate Director:         FABRA GUILLERMO JOSE

 

 

Corporate Stock       

 

Subcribed and paid-in capital: $ 8.000.000

Shareholders:
-------------
Guillermo Julio Fabra: 50 %  
Maria Graciela Fabra:  50 %

 

 

Personal Information   

 

FABRA GUILLERMO JULIO
Argentinian, married, born on 14/12/1946, LE. 7.591.607 (CUIT. 20-07591607-9), Pharmacist,  with address in Juramento 5018, Buenos Aires City.

He is registered in the following companies:

LAVIMAR S.A.                          Alternate Director
DROGUERIA GENERAL S.A.       2º Vice-president

FABRA MARIA GRACIELA
Argentinian, married, born on 07/10/1950, LC. 6.428.186.

FABRA GUILLERMO JOSE
Argentinian, born on 19/01/1981, DNI. 28.643.287.

Both perform parallel activities in the agricultural sector, being owners of 700 hectares in Rufino, Santa Fe Province and 500 hectares in Cesira, Cordoba Province.

 

 

History   

 

In 1952 Mr Julio Alberto Fabra opened a laboratory for the elaboration of pharmaceutical products and started performing the mentioned activities.

He operated as a sole proprietorship until 1972, year in which he together with his children Garciela and Guillermo Fabra organize for continuing operating as a sole proprietorship.

On 23/03/1988, the company changed its name to LABORATORIOS FABRA SOCIEDAD DE RESPONSABILIDAD LIMITADA and his founder left the company.

In the Partners Meeting of 30/07/2003, it became a Public Limited Company and Graciela and Guillermo became the directors of the company with the mentioned positions and holder of all the corporate stock.

 

 

Economic-Financial Position   

 

Balance Sheet at 30/06/2012, which is expressed in Pesos and in comparison with the previous fiscal year.

 

 

Balance Sheet       

 

Balance Sheet/s                                     30/06/2012                       30/06/2011                30/06/2010

Total Assets                                          $ 61.990.258,00                $ 59.063.745,00         $ 46.643.149,00

Current Assets                                       $ 58.599.050,00                $ 55.667.537,00         $ 42.913.791,00

Banks                                                    $ 0,00                              $ 0,00                       $ 0,00

Accounts Receivables                            $ 40.673.168,00                $ 37.917.674,00         $ 27.104.385,00

Inventory                                               $ 17.925.882,00                $ 17.749.863,00         $ 15.809.406,00

Fixed Assets                                         $ 0,00                              $ 0,00                       $ 0,00

Non-Current Assets                                $ 3.391.208,00                 $ 3.396.208,00           $ 3.729.358,00

Investments                                           $ 0,00                              $ 0,00                       $ 0,00

Total Liabilities                                                                             $ 21.645.824,00         $ 23.798.318,00 $ 19.628.388,00

Current Liabilities                                   $ 21.645.824,00                $ 23.798.318,00         $ 19.277.865,00

Non-Current Liabilities                            $ 0,00                              $ 0,00                       $ 350.523,00

StockHolders Equity                              $ 40.344.434,00                $ 35.265.427,00         $ 27.014.761,00

Net Sales                                              $ 87.495.101,00                $ 83.103.801,00         $ 62.776.003,00

Cost of Good Sold                                $ 58.366.333,00                $ 50.255.960,00         $ 38.450.734,00

Gross Result                                         $ 29.128.768,00                $ 32.847.841,00         $ 24.325.269,00

Administrative Expenses                        $ 9.063.591,00                 $ 7.743.918,00           $ 5.717.669,00

Selling Expenses                                   $ 14.958.270,00                $ 13.124.399,00         $ 11.240.261,00

Financial Income                                    $ 2.325.392,00                 $ 4.375.190,00           $ 2.303.233,00

Other Expenses                                     $ 2.297.491,00                 $ 2.146.332,00           $ 1.430.981,00

Final Result                                           $ 5.079.006,00                 $ 9.750.666,00           $ 6.495.087,00

 

 

 Balance Sheet Analysis    

 

 

Indexes                                                  30/06/2012                       30/06/2011               30/06/2010

Current Ratio                                          270,72 %                          233,91 %                 222,61 %

Quick Ratio                                            187,90 %                          159,33 %                 140,60 %

Short Term Indebtedness                        53,65 %                           67,48 %                   71,36 %

Debt to Equity Ratio                               53,65 %                           67,48 %                   72,66 %

Long Term Assets to Total Assets           5,47 %                             5,75 %                     8,00 %

Fixed Assets to Equity                           0,00 %                             0,00 %                     0,00 %

Total Assets to Total Liabilities                286,38 %                          248,18 %                 237,63 %

Debt Ratio                                             34,92 %                           40,29 %                   42,08 %

Equity Ratio                                           65,08 %                           59,71 %                   57,92 %

Investments to Assets Ratio                   28,92 %                           30,05 %                   33,89 %

Current Investment                                  94,53 %                           94,25 %                   92,00 %

Stocks Aging Days                                112,10 días                      128,91 días              150,07 días

Day Sales                                              169,67 días                      166,54 días              157,59 días

Trade Debtors To Assets                        65,61 %                           64,20 %                   58,11 %

Total Assets Turnover                             141,14 %                          140,70 %                 134,59 %

Net Worth Aging                                     216,87 %                          235,65 %                 232,38 %

Fixed Assets Aging                                Infinito %                         Infinito %                 Infinito %

Gross Profit                                           66,71 %                           60,47 %                   61,25 %

Financial Expenses on Sales Ratio          2,66 %                             5,26 %                     3,67 %

Commercial Exp. on Sales Ratio             17,10 %                           15,79 %                   17,91 %

Administrative Exp. on Sales Ratio         10,36 %                           9,32 %                     9,11 %

 

Assets     

 

REAL ESTATE:
------------
Land and building located in Carlos Villate 5271 Munro, Buenos Aires Province.
Land located in Manuel Belzu 5240 Munro, Buenos Aires Province.

No title deeds were shown.

VEHICLES:
---------
1 van Mercedes Benz Exprinter
1 van Renault Trafic
1 automobile Ford Mondeo
1 automobile Peugeot 405

 

 

Evolution and Results       

 

The company is engaged in the elaboration and commercialization of pharmaceutical products.

TRADEMARKS:
-----------
Fabra                           Unibios
Butarrut                        Darcotil
Benisan                        Vingioval
Corticosan                   Astemizol
Ampigen                      Dioxicolagol

FOREIGN TRADE:
--------------
In the last twelve months it has carried out imports for a total value of US$ 6.032.987 from Spain, Italy, Belgium and others.

MAIN SUPPLIERS:
---------------
FRAIDEY S.A. (Uruguay)
PROLABOR S.A.
LABORATORIOS TAURO S.A.

* 140 EMPLOYEES

 

 

Branches     

 

 Industrial Plant: Carlos Gardel 3190 Olivos, Buenos Aires Province, Argentine Republic.

Warehouse: Julio Zapala 6335, Carapachay, Buenos Aires Province, Argentine Republic.

 

 

Payment Record and Credit Risk      

 

BANKS:
------
BANCO MUNICIPAL DE ROSARIO        Current Account Nº 020-6885/9
BANCO DE NEUQUEN                         Current Account Nº  233683-1
BANCO DE LA NACION                        Current Account Nº  9700065/95
BANCO CREDICOOP                           Current Account Nº  11809/1
BANCO DE LA CIUDAD DE BS.AS.      Current Account Nº 1344/1
BANCO DE LA PROV.DE BS.AS.         Current Account Nº  0761/9
HSBC BANK ARG.                                            Current Account Nº  0653-21432/6

CREDIT RISK:
------------
MAY 2013

PROVINCIA                  1.230.800
HSBC                          680.200
AMEX                          85.100
CREDICOOP                60.100

(Situatiòn 1 : normal)

INSURANCE:
----------
MAPFRE S.A.
BERKLEY SA
FEDERACION PATRONAL COOP.DE SEGUROS

 

 


Concept       

 

It complies in due time the commitments taken (commercial and bank) and doesn't register negative.

* WITHOUT OBJECTIONS AT PRESENT.

 

 

Final Opinion    

 

Bearing in mind its good records and controlled financials, we consider feasible its credit treatment by amounts in accordance with its known resources.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.99.02

Euro

1

Rs.83.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.