MIRA INFORM REPORT

 

 

Report Date :

11.10.2013

 

IDENTIFICATION DETAILS

 

Name :

SAAD MUJALI TRADING STORES

 

 

Registered Office :

Bin Omran Area PO Box 1389 Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1992

 

 

Com. Reg. No.:

2192

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Import and distribution of plumbing, sanitary and electrical materials.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

QATAR - ECONOMIC OVERVIEW

 

Qatar has prospered in the last several years with continued high real GDP growth. Throughout the financial crisis Qatari authorities sought to protect the local banking sector with direct investments into domestic banks. GDP grew sharply in 2010 largely due to the increase in oil prices, and 2011's growth was supported by Qatar's investment in expanding its gas sector. GDP slowed to 6.6% in 2012 as Qatar''s gas sector expansion moved toward completion. Economic policy is focused on developing Qatar''s nonassociated natural gas reserves and increasing private and foreign investment in non-energy sectors, but oil and gas still account for more than 50% of GDP, roughly 85% of export earnings, and 70% of government revenues. Oil and gas have made Qatar the world''s highest per-capita income country and the country with the lowest unemployment. Proved oil reserves in excess of 25 billion barrels should enable continued output at current levels for 57 years. Qatar''s proved reserves of natural gas exceed 25 trillion cubic meters, more than 13% of the world total and third largest in the world. Qatar''s successful 2022 World Cup bid will likely accelerate large-scale infrastructure projects such as Qatar''s metro system, light rail system, and the Qatar-Bahrain causeway. The Hamad International Airport is projected to open by the end of 2013 with an annual passenger capacity of 24 million.

 

Source : CIA


 

SUMMARY

 

Company Name                                    : SAAD MUJALI TRADING STORES

Country of Origin                                   : Qatar

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 1st January 1992

Commercial Registration Number           : 2192

Chamber Membership Number               : 638/3

Invested Capital                                    : QR 50,000

Total Workforce                                     : 10

Activities                                               : Distributors of plumbing, sanitary and electrical materials

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Fakhr Al Islam, Sales Manager

 


 

COMPANY NAME

 

SAAD MUJALI TRADING STORES

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Bin Omran Area

PO Box            : 1389

Town                : Doha

Country             : Qatar

 

Telephone         : (974) 44324426

Facsimile          : (974) 44411155

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Doha.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Ras Abou Aboud Street                                                                    Office premises

Doha

Tel: (974) 55847153

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mujali Saad Bin Mujali Bin Saad                                                        General Manager & Authorised to Sign

 

·       Ahmed Quwaider                                                                              Assistant General Manager

 

·       Fakhr Al Islam                                                                                   Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 1992

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 2192

 

Chamber Member No.  : 638/3

 

Invested Capital           : QR 50,000

 

Heirs of the late Saad Bin Mujali Bin Saad are the sole proprietors of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of plumbing, sanitary and electrical materials.

                                                                                                              

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Qatari Riyals (QR)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Sales                                QR 10,285,000                          QR 10,510,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Doha Bank Ltd

PO Box: 3818

Doha

Tel: (974) 44435444

Fax: (974) 44416631 / 44410625

Account No. 202 515 00-01-11-0

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

According to local sources, subject’s financial condition is satisfactory whilst payments are made in a timely manner. The operating history is reportedly clear and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.99.02

Euro

1

Rs.83.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.