MIRA INFORM REPORT

 

 

Report Date :

11.10.2013

 

IDENTIFICATION DETAILS

 

Name :

TINTAS GRAFICAS VENCEDOR S.A.

 

 

Registered Office :

Los Tusilagos Este 400 Zona Industrial, Urb. Las Flores, San Juan de Lurigancho Lima, 36

 

 

Country :

Peru

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

06.06.1996

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Subject is engaged in the production, distribution and sale of paints, resins and product related to chemistry

 

 

No. of Employees :

99

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear.

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Peru

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PERU - ECONOMIC OVERVIEW

 

Peru's economy reflects its varied geography - an arid lowland coastal region, the central high sierra of the Andes, the dense forest of the Amazon, with tropical lands bordering Colombia and Brazil. A wide range of important mineral resources are found in the mountainous and coastal areas, and Peru's coastal waters provide excellent fishing grounds. The Peruvian economy has been growing by an average of 6.4% per year since 2002 with a stable/slightly appreciating exchange rate and low inflation, which in 2013 is expected to be below the upper limit of the Central Bank target range of 1 to 3%. Growth has been in the 6-9% range for the last three years, due partly to a leap in private investment, especially in the extractive sector, which accounts for more than 60% of Peru's total exports. Despite Peru's strong macroeconomic performance, dependence on minerals and metals exports and imported foodstuffs subjects the economy to fluctuations in world prices. Poor infrastructure hinders the spread of growth to Peru's non-coastal areas. Peru's rapid expansion coupled with cash transfers and other programs have helped to reduce the national poverty rate by 23 percentage points since 2002, but inequality persists and continues to pose a challenge for the new Ollanta HUMALA administration, which has championed a policy of social inclusion and a more equitable distribution of income. Peru's free trade policy has continued under the HUMALA administration; since 2006, Peru has signed trade deals with the US, Canada, Singapore, China, Korea, Mexico, Japan, the European Free Trade Association, Chile, and four other countries; concluded negotiations with Venezuela, Costa Rica, and Guatemala; and begun trade talks with two other Central American countries and the Trans-Pacific Partnership. Peru also has signed a trade pact with Chile, Colombia, and Mexico called the Pacific Alliance that rivals Mercosur in combined population, GDP, and trade. The US-Peru Trade Promotion Agreement entered into force 1 February 2009, opening the way to greater trade and investment between the two economies. Although Peru has continued to attract foreign investment, political activism and protests are hampering development of some projects related to natural resource extraction

Source : CIA


 

IDENTIFICATION

 

CORRECT COMPANY NAME

TINTAS GRAFICAS VENCEDOR S.A.

TAXPAYER REGISTRATION

RUC 20305875296

MAIN ADDRESS

Los Tusilagos Este 400 Zona Industrial, Urb. Las Flores, San Juan de Lurigancho

POSTAL CODE

Lima, 36

DEPT/PROV/REGION/STATE

Lima / Lima

COUNTRY

PERU

TELEPHONE

(511) 4596367 - 4596366

CORPORATE E-MAIL

katya.duran@tgv.com.pe

COMMENTS

 

The telephone numbers, 6126001-6126002, DO NOT BELONG TO SUBJECT.

 

EXECUTIVE SUMMARY

Date of foundation

1996

Capital stock

S/.7,976,190.= Nuevos Soles

Shareholders' equity

15,108,447.00 Nuevo Sol (31DEC2009)

Annual revenues

US$ 17,909,803.92 Nuevo Sol (31DEC2012)

Profits (loss)

1,624,262.00 Nuevo Sol (31DEC2009)

permanent employees

99

Chief Executive

FAJARDO SANGUINETTI, JOSE AMERICO

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Payments policy

(P2) Usually to terms / good

Credit (**)

Risk is Minimal, Solvent, Satisfactory Financial Situation.

Number of times that this company was required: 13

 

REPUTATION

Good prestige company

 

LEGAL STRUCTURE

 

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

06JUN1996

 

 

PLACE OF REGISTRY

Lima

 

 

NOTARY OFFICE

Carlos Augusto Sotomayor B.

DURATION

Perpetual

REGISTRATION

Card 128829

 

 

INITIAL CAPITAL

S/.500.= Nuevos Soles

 

 

CURRENT PAID-IN CAPITAL

S/.7,976,190.= Nuevos Soles

LAST CAPITAL INCREASE

December 2007

SHAREHOLDERS EQUITY

15,108,447.00 Nuevo Sol (31DEC2012)

 

 

CURRENT EXCHANGE RATE (US$)

S/.2.77 per 1 USD

 

 

COMMENTS

 

According to SUNAT, Subject was incorporated to the General Tax Withholding Agent Regime IGV (R.S.037-2002 as from 06/01/2002, likewise it is incorporated to the Collection Agent Regime IGV - Domestic Sales (D.S. 091-2013) as from 07/01/2013.

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

LIRA GARCIA, VICTOR EDUARDO

President

 

 

LABBE BLEJER, CLAUDIO

Director

 

 

PORTO, NESTOR

Director

 

 

LARRAIN PEÑA, FERNANDO

Director

 

 

FAJARDO SANGUINETTI, JOSE AMERICO

General Manager

 

25/07/1996

BARRIOS VASQUEZ, TEOFILO HUMBERTO

Representative

 

14/10/2003

SALAZAR, CLIVE

Chief of Credits&Collecti

 

 

INDUSTRIAS VENCEDOR S.A.

Shareholder / Member

49.90%

 

INDUSTRIAS TRICOLOR PERU S.A.

Shareholder / Member

0.15%

 

ASTER DRITTE BETEILIGUNGS

Shareholder / Member

49.95%

 

 

 

 

WHO IS WHO?

 

LIRA GARCIA, VICTOR EDUARDO

TITLE

President

NATIONALITY

Peruvian

ID

DNI 29525114

PROFESSION

Industrial Engineer

BACKGROUND INFORMATION

Industrial Engineer graduated from the Pontifical Catholic University of Peru. He obtained a Master in Economics Engineering from the Karlsruhe University of Germany. He has had General and Commercial Management positions in beverages and retail companies for 20 years.

 

 

 

ASSOCIATED AS PER OUR DATABASE TO

 

COMPANY

TITLE

TAX REG

COUNTRY

EMBOTELLADORA LATINOAMERICANA SA - ELSA

General Manager

20344943801

PERU

 

 

 

 

PORTO, NESTOR

TITLE

Director

NATIONALITY

American

 

 

PARTICIPATED IN

COMPANY

TITLE

COUNTRY

YEAR / REF

FLINT MEXICANA S. DE R.L. DE C.V.

 

MEXICO

2011

 

 

LARRAIN PEÑA, FERNANDO

TITLE

Director

NATIONALITY

Chilean

PROFESSION

Civil Engineer

BACKGROUND INFORMATION

Industrial Engineer graduated from the University of Chile. Partner of Larrain Vial S.A.; President of Empresas Santa Carolina S.A.; President of Watt's Alimentos S.A.; President of Viña Santa Carolina S.A.; Director of the important companies such as Laive S.A. and Industrias Tricolor S.A.

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

WATT'S S.A.

President

922360006

CHILE

TRICOLOR S.A.

President

783183307

CHILE

 

 

 

 

FAJARDO SANGUINETTI, JOSE AMERICO

TITLE

General Manager

NATIONALITY

Peruvian

D.O.B.

011955

ID

DNI 07827005

BACKGROUND INFORMATION

He has studied a Business Administration Degree in ESAN (1985-1986)

 

 

 

 

BARRIOS VASQUEZ, TEOFILO HUMBERTO

TITLE

Representative

NATIONALITY

Peruvian

ID

DNI 10791362

PROFESSION

Business Administrator

BACKGROUND INFORMATION

Administration and Finance Manager since September 2003. Business Administrator graduated from the University of Lima, specialized in Business and Management Development as well as  International Trade.

Professional with experience in the finance and administration field in industrial companies of the country.

 

 

 

 

INDUSTRIAS VENCEDOR S.A.

 

 

BUSINESS BACKGROUND

Subject is a Peru-based company engaged in the production, distribution and sale of paints, resins and product related to chemistry. Its products portfolio includes a variety of latex paints, enamels, varnishes and adhesives, as well as polishing and anti-corrosion coating used in industrial and automotive industries.

 

Subject operates a store network under the name Tiendas Colorcentro.

It is majority shareholder of the company Industrias Tricolor Perú S.A. with a 99.99% of shares.

 

Industrias Vencedor S.A holds 49.9% of shares of  its related company Tintas Gráficas Vencedor S.A

 

 

INDUSTRIAS TRICOLOR PERU S.A.

 

 

BUSINESS BACKGROUND

Peruvian Company

RUC (Tax Payer ID) No. 20162944976

 

 

ASTER DRITTE BETEILIGUNGS

 

 

BUSINESS BACKGROUND

Company headquartered in Germany. 

 

 

BUSINESS HISTORY

 

TINTAS GRAFICAS VENCEDOR S.A. started its operations after its incorporation in 1996.

 

Subject takes part of the company Industrias Vencedor S.A., which is subsidiary of company Tricolor Perú S.A.

 

With respect to TINTAS GRAFICAS VENCEDOR S.A., this has been developing as its parent company.

 

Subject expanded its external market as from 2003, mainly in the neighboring country Ecuador, besides being known in local market.

 

Subject is engaged in offering services in photopolymers and offset inks.

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

COMPANY NAME

COUNTRY

TAX REG.

RELATION %

FLINT INK ECUADOR S.A.

ECUADOR

(AC) 0991101039001

Related

 

 

 

BUSINESS

 

SIC Classification
2 8 - CHEMICALS, PHARMACEUTICALS INDUSTRY AND ALLIED PRODUCTS. (Manuf.Pigments, Resins, Plastics, Serums, Perfums, Paints, Fertilizers, Explosives. Medicines.)

Main activity

Subject is engaged in manufacture and sale of inks in general: water-based flexo, solvent-based flexo, rotogravure, flexographic, offset, photogravure, etc.

Flexography systems, Subject sells two types of inks: solvent-based (water-based flexo), each one with its lines to various uses.

 

WATER-BASED FLEXO:

ACQUAPRINT: For paper bags and cardboard boxes printing.

ECOFLEX: For cardboard boxes printing, high speed machines, fast drying.

ACQUAFLEX: For tissue paper printing.

ECOPRINT: For general printing, exporting.

 

SOLVENT-BASED FLEXO:

DIGLOSS: For general bags, cling wrap printing.

DIGLOSS SP: For polypropylene bags printing.

DIPOL DT: For detergent wrapping printing.

OVERPRINT: For cling wrap, bags, flexible containers, banners and others that require thermoresistance.

PYROFLEX: To laminate.

CINILAM: To laminate

 

For rotogravure system, Subject sells inks for use on aluminum foil such as ROTOCHEM inks, and CINILAM R inks for the  laminate line, among others.

 

Trademark: Vencedor  (own)

O P E R A T I O N S

Import

Yes

Country

Argentina, Belgium, Brazil, China, Finland, France, Germany, India, Italy, Netherlands, Sweden, Thailand, UK, USA

ANNUAL Imports In US$ (CIF)

YEAR

AMOUNT

2013

4,759,068.00

2012

7,150,127.00

2011

5,895,151.00

Export

Yes

COUNTRY

Brazil, Chile, Ecuador

Annual exports in US$ (FOB)

YEAR

AMOUNT

2013

933,260.00

2012

2,011,172.00

2011

2,412,946.00

% CASH SALES / METHOD

30%

% Credit SALES / Terms

70% Invoices and/or Drafts 60,90 days

% Ventas exterior (Paises)

40%

% DOMESTIC PURCHASES

30%

% FOREIGN PURCHASES

70%

SELLING TerritorY

60% Domestic market

EMPLOYEES

99

LOCATION

PREMISES

Own Settled

AREA

7,397.68 m2

OTHER PREMISES

Registered office and Ink Manufacturing Plant operate in the address stated in the identification field. Facility in good conditions, located in industrial area of Lima. Plant takes up a 3,502.21m2 area.

 

Warehouses:

- Av. Nestor Gambetta 11.5, Prov. Constitucional del Callao, Ventanilla, Callao 06.

- Calle Mariscal Castilla 141, Prov. Constitucional del Callao, Carmen de la Legua, Reynoso, Callao 03

- Mz. A Lt. 2, Autopista Pan. Sur (Km. 19 Autopista Pan. Sur), Villa El Salvador / LIma, 43

- Calle Banchero Rossi 193, Santa Anita / Lima 43

- Av. Evitamiento 3636, El Agustino / Lima, 10

- Av. La Capitana 190, Lurigancho / Lima, 15

- Av. Gerardo Unger 5339, Los Olivos / Lima, 39

- Av. Unión 109 Fundo Huascata, Chaclacayo / LIma

- Av. Las Torres 743, Urb. Santa María, Lurigancho / Lima, 15

 

 

Comments

                                                                   

According to SUNAT, the number of workers is 99 as of 07/2013.

 

Main clients:

- MPC DEL PERU SA

- PERUPLAST SA

- TECH PAK SA

 

For international sales, Subject has the assistance of Flint Group -Perú

 

 

 

FINANCIAL INFORMATION

 

Disposition

TF: REPORT PREPARED FROM OUTSIDE SOURCES.

Interviewee(s)

Terceras fuentes

Information provided

The information gathered in this report was obtained from indirect sources (public and private sources, our own, etc) since Subject denied providing information under internal policies.

 

Balance Sheets were not available in public sources; we only obtained sales amount as of  2011 and 2012.

 

BALANCE SHEET

Balance sheet date

31DEC2009

31DEC2008

Type of balance sheet

Annual

Annual

Period

12 months

12 months

Currency

Nuevo Sol

Nuevo Sol

Exchange rate per US$

2.88

3.1

A S S E T S

 

 

Current Assetsd

22,462,350.00

22,009,020.00

Fixed

6,396,678.00

6,459,850.00

Others

55,468.00

37,381.00

Total Assets

28,914,496.00

28,506,251.00

L I A B I L I T I E S

 

 

Current liabilities

13,400,937.00

12,842,617.00

Long term

405,112.00

722,836.00

TOTAL LIABILITIES

13,806,049.00

13,565,453.00

S H A R E H O L D E R S'  E Q U I T Y

 

 

Total shareholders equity

15,108,447.00

14,940,798.00

Total Liab. / Sh. equity

28,914,496.00

28,506,251.00

Sales

36,882,024.00

37,298,507.00

Profit (Loss)

1,624,262.00

1,850,179.00

 

R A T I O

 

Liquidity ratio

1.68

Current assets / Current liabilities

Debt-to-equity ratio

112.74 %

(Shareholders' equity / Current liabilities %)

Profitability margin

4.40 %

(Profits / Sales %)

Working capital

9,061,413.00

(Current assets - Current liabilities)

FINANCIAL SITUATION

A-: SATISFACTORY

Despite having no Financial Statements, Subject has the financial support of its owners. It is known that Subject operates without  problems and meets its obligations promptly.

 

 

 

 

 

Sales History in US$ (of Balance Sheet, statement of third parties)

Date

Sales (US$)

31/12/2012

17,909,803.92

31/12/2011

15,052,788.10

Insurance Comments

 

Despite having no Financial Statements, Subject has the financial support of its owners. It is known that Subject operates without  problems and meets its obligations promptly.

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

TRADE REFERENCES

Supplier: ADUAMERICA S.A.

Tel.: (5119 6255000

Country: PERU

Goods/Services? : Customs service

 

 

Highest credit? : US$ Unlimited

 

 

Client since? : Sev. yrs

Terms? : 30 days

Performance? : Prompt

Supplier: COMERCIAL LEO S.A.

Tel.: (511) 5377691

Country: PERU

Goods/Services? : Pallets

 

 

Highest credit? : DC Unlimited

 

 

Client since? : Sev. yrs

Terms? : 30 days

Performance? : Prompt

Supplier: REPRESENTACIONES Y DISTRIBUCIONES IVER S.A.

Tel.: 8511) 6160100

Country: PERU

Goods/Services? : Chemical products

 

 

Highest credit? : US$ 50,000

 

 

Client since? : 1996

Terms? : 90 days

Performance? : Prompt

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

INTERAMERICAN SERVICE CO. SA

PERU

QUIMICA ANDERS SAC

PERU

CORPORACIÓN INTERANDINA S.A.

PERU

QUÍMICOS SA

COLOMBIA

PYOSA SA DE CV

MEXICO

SUN CHEMICAL

U.S.A.

QUIMERA PICTURES

U.S.A.

FLINT GROUP ITALIA SPA

ITALY

COMPAÑÍA NITRO QUIMICA BRASILERA

BRAZIL

FLINT GROUP GERMANY GMBH

GERMANY

AAKASH CHEMICALS AND DYE-STUFFS INC.

CHINA

BASF CORPORATION

U.S.A.

JOHNSON MATTHEY CATALYST

UNITED KINGDOM

 

RISK INFORMATION CENTER

 

COMMERCIAL DELINQUENCY

 

Drawer

Document

Protested date

Amount S/.

Amount US$

Payment date

EMP. DE DISTRIB. ELECT. DE LIMA NORTE S.A.

 

21/12/2012

42,052.50

0.00

 

 


CREDIT BUREAU COMMENTS

NOTE: It is worth mentioning that meanwhile a document is not solved before the Chamber of Commerce, it can appear as unpaid although it has been paid. No protested drafts, closed accounts, cancelled credit cards, tax or provisional debts with AFP were found.

 

SUPERINTENDENCY OF BANK & INSURANCE (SBS)

 

Debt structure for bank. SBS Latest Consolidated Credit Report as of : 31/08/2013

 

Bank

Debt Rating
(*) See caption

Current Debt

DOMESTIC CURRENCY

FOREIGN CURRENCY

CREDITO

NORMAL

4,614,308.00

87,001.00

INTERBANK

NORMAL

 

4,210.00

Total

4,614,308.00

91,211.00

Guarantees

 

4,203.00

 

CONSOLIDATED DEBT (ALL BANKS)                              ENTITIES NUMBER : 2                           31/08/2013

 

 

 

Domestic Currency

Foreign Currency

LOANS

:

4,500,000.00

 

FINANCIAL LEASING

:

 

4,203.00

FACTORING

:

3,893.00

19,908.00

OTHER INDIRECT CONTINGENT DEBTS

:

 

66,960.00

 

:

110,415.00

140.00

 

 

--------------------------------------------

--------------------------------------------

TOTAL DEBT

:

4,614,308.00

91,211.00

 

 

=========================

=========================

 

 

Comments :

SBS has rated Subject 100% NORMAL since 12/31/2010. BANCO DE CREDITO DEL PERU - BCP BANCO INTERNACIONAL DEL PERU - INTERBANK Subject carries out its operations with the above-mentioned banks, which do not provide references to third parties under bank secrecy principle. However, we learnt, from other sources, that Subject has financings without negative records.

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.99.02

Euro

1

Rs.83.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.