MIRA INFORM REPORT

 

 

Report Date :

12.10.2013

 

IDENTIFICATION DETAILS

 

Name :

AMBA RIVER COKE LIMITED (w.e.f. 05.11.2007)

 

 

Formerly Known As :

GEETAPURAM COKE COMPANY LIMITED

 

 

Registered Office :

JSW Centre, Bandra Kurla Complex, Bandra (East), Mumbai

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

25.09.1997

 

 

Com. Reg. No.:

11-110901

 

 

Capital Investment / Paid-up Capital :

Rs.1740.050 Millions

 

 

CIN No.:

[Company Identification No.]

U23100MH1997PLC110901

 

 

PAN No.:

[Permanent Account No.]

AAACG5394G

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Setting up Coke Oven Plant and Pellet Plant.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (33)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 6800000

 

 

Status :

Setting up plant

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a wholly owned subsidiary of JSW Steel Limited.

 

Eventhough the company was incorporated during the year 1997. The company is yet to commence with its commercial operation. As the company is setting up Coke Oven plant and Pellet plant at Dovli, District Raigarh. The rating also takes into consideration the project execution risk. However, capital base of the company is strong. Payment terms are unknown.

 

In view of strong holding the company can be normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

We are living in a world where volatility and uncertainty have become the New Normal. We saw a change of government in countries like Tunisia, Egypt, Libya and Vietnam. Once powerful countries in Europe are now fighting for bankruptcy. We have taken growth in the developing part of the world for granted but economic growth in China and India has begun to slow. Companies that were synonymous with their product categories just a few years ago are now no longer in existence. Kodak, the inventor of the digital camera had to wind up its operations, HMV, the British entertainment retailing company and Borders, once the second largest bookstore have shut down due to their inability to evolve their business models with the changing time. Readers’ Digest, Thomson Register are no more !

 

There is another megatrend happening. The World order is changing as economic power shifts from West to East. According to McKinsey study, it took Britain more than 100 years to double its economic output per person during its industrial revolution and the US later took more than 50 years to do the same. More than a century later, China and India have doubled their GDP per capital in 12 and 18 years respectively. By 2020, emerging Asia will become the world’s largest consuming block, overtaking North America.

 

The years after the outbreak of the global financial crisis, the world economy continues to remain fragile. The Indian economy demonstrated remarkable resilience in the initial years of the contagion but finally lost ground last year. GDP growth slowed down. Currency has been weakening. There is a marked deceleration in agriculture, industry and services. Dampening sentiment led to a cut-back in investment as well as private consumption expenditure.  Inflation remained at high levels fuelled by the pressure from the food and fuel sectors. The large fiscal and current account deficit s continued to cause grave concern. It is imperative that India regains its growth trajectory of 8-9 % sooner than later. This is crucially important given the need to create gainful livelihood opportunities for the millions living in poverty as also the large contingent of young people joining the job market every year.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CARE

Rating

BBB (Long Term Bank Facilities)

Rating Explanation

Moderate degree of safety it carry moderate credit risk.

Date

26.09.2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (EMPLOYEE PROVIDENT FUND) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

JSW Centre, Bandra Kurla Complex, Bandra (East), Mumbai, India

Tel. No.:

91-22-42861000/ 42863000

Fax No.:

91-22-67406699

E-Mail :

arclvh01@rediffmail.com

miteshjain@spatind.com

 

 

DIRECTORS

 

As on: 15.09.2012

 

Name :

Mr. Pradeep Bhargava

Designation :

Nominee Director

Address :

House No. B-1402, Floor - 14, Building Simaran Residency, Plot No. - 21, Sector - 7, Kharghar, Navi Mumbai – 410210, Maharashtra, India 

Date of Birth/Age :

30.03.1960

Date of Appointment :

18.09.2012

DIN No.:

03628767

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U23201MH1997PLC110834

ISPAT ENERGY LIMITED

Director

25/09/2012

01/10/2011

-

Active

NO

2

U23100MH1997PLC110901

AMBA RIVER COKE LIMITED

Nominee director

18/09/2012

04/10/2011

-

Active

NO

 

 

Name :

Mr. Manoj Kumar Mishra

Designation :

Nominee Director

Address :

E 401, Patel Heritage, Sector 7, Near Hiranandani Complex, Kharghar, Navi Mumbai - 410210, Maharashtra, India 

Date of Birth/Age :

01.05.1964

Date of Appointment :

18.09.2012

DIN No.:

03628777

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U23201MH1997PLC110834

ISPAT ENERGY LIMITED

Director

25/09/2012

01/10/2011

-

Active

NO

2

U23100MH1997PLC110901

AMBA RIVER COKE LIMITED

Nominee director

18/09/2012

04/10/2011

-

Active

NO

 

 

Name :

Mr. Ranganath Tirumala

Designation :

Nominee director

Address :

A1-1-1, Gokul CHS, Sector 19A, Nerul, Navi Mumbai – 400706, Maharashtra, India 

Date of Birth/Age :

01.07.1961

Date of Appointment :

18.09.2012

DIN No.:

03629049

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U27100JH2008PLC013190

ISPAT JHARKHAND STEELS LIMITED

Additional director

09/08/2011

09/08/2011

29/06/2012

Active

NO

2

U23201MH1997PLC110834

ISPAT ENERGY LIMITED

Director

25/09/2012

01/10/2011

-

Active

NO

3

U23100MH1997PLC110901

AMBA RIVER COKE LIMITED

Nominee director

18/09/2012

04/10/2011

-

Active

NO

4

U45200MH2002PTC137214

PEDDAR REALTY PRIVATE LIMITED

Director

30/07/2013

16/05/2012

-

Active

NO

 

 

Name :

Mr. Ajit Kumar Karande

Designation :

Director

Address :

Flat No. 1404, A Wing, Sector No. 20, Giriraj Housing Society, Kharghar, Navi Mumbai – 410210, Maharashtra, India 

Date of Birth/Age :

16.06.1961

Date of Appointment :

18.09.2012

DIN No.:

05134599

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U23100MH1997PLC110901

AMBA RIVER COKE LIMITED

Director

18/09/2012

29/12/2011

-

Active

NO

2

U45200MH2002PTC137214

PEDDAR REALTY PRIVATE LIMITED

Director

30/07/2013

16/05/2012

-

Active

NO

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 15.09.2012

 

Names of Shareholders

 

No. of Shares

Pradeep Bhargava

 

10

Manoj Kumar Mishra

 

10

Rajesh Asher

 

10

Ashok Kumar Aggarwal

 

10

JSW Steel Limited, India

 

67864950

Sunil Sharma

 

10

Ranganath Tirumala

 

20

 

 

As on: 30.07.2013

 

Names of Allottees

 

No. of Shares

JSW Steel Limited, India

 

8784785

JSW Steel Limited, India

 

100000000

Total

 

108784785

 

 

As on: 21.05.2013

 

Names of Allottees

 

No. of Shares

JSW Steel Limited, India

 

46500000

Total

 

46500000

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 15.09.2012

 

Category

Percentage

Bodies corporate

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Setting up Coke Oven Plant and Pellet Plant.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         SBICAP Trustee Company Limited, 202, Maker Tower, 'E', Cuffe Parade, Colaba, Mumbai - 400005, Maharashtra, India

·         ICICI Bank Limited, Landmarkrace Cource Circle, Alkapuri, Baroda - 390015, Gujarat, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2013

As on

31.03.2012

LONG TERM BORROWINGS

 

 

Rupee term loans from banks

1250.000

0.000

Foreign currency term loans from banks

1849.236

0.000

Total

3099.236

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Deloitte Haskins and Sells

Chartered Accountants

Address :

Tower 3, 27th - 32nd Floor, Indiabulls Finance Centre, Elphinstone Mill Compound, Senapati Bapat Marg, Elphinstone (West), Mumbai – 400013, Maharashtra, India

PAN No.:

AACFD4815A

 

 

Holding company:

JSW Steel Limited

CIN No.: L27102MH1994PLC152925

 

 

Enterprises which are owned, or have significant influence of or are partners with Key management personnel and their relatives:

·         JSW ISPAT Steel Limited

CIN No.: L27106MH1984PLC238266

·         JSW Cement Limited

CIN No.: U26957MH2006PLC160839

·         Jindal Steel and Power Limited

CIN No.: L27105HR1979PLC009913

·         Jindal Saw Limited

CIN No.: L27104UP1984PLC023979

·         Jindal Stainless Limited

CIN No.: L26922HR1980PLC010901

·         Descon Limited

CIN No.: U74120WB1995PLC069801

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

20,00,00,000

Equity Shares

Rs.10/- each

Rs.2000.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

17,40,05,020

Equity Shares

Rs.10/- each

Rs.1740.050 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

1740.050

678.650

3.800

(b) Reserves & Surplus

(28.006)

(15.789)

(6.475)

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

4.600

Total Shareholders’ Funds (1) + (2)

1712.044

662.861

1.925

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

3099.236

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

354.802

3.819

0.000

(d) long-term provisions

0.000

0.000

0.178

Total Non-current Liabilities (3)

3454.038

3.819

0.178

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

0.505

1.831

1.775

(c) Other current liabilities

4449.456

1271.163

358.820

(d) Short-term provisions

0.144

0.000

0.000

Total Current Liabilities (4)

4450.105

1272.994

360.595

 

 

 

 

TOTAL

9616.187

1939.674

362.698

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

6.480

4.268

0.000

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

7283.775

1480.520

360.548

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

659.049

447.967

2.084

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

7949.304

1932.755

362.632

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

0.000

0.000

0.000

(c) Trade receivables

0.000

0.000

0.000

(d) Cash and cash equivalents

1653.281

2.826

0.025

(e) Short-term loans and advances

13.602

4.095

0.041

(f) Other current assets

0.000

0.000

0.000

Total Current Assets

1666.883

6.921

0.066

 

 

 

 

TOTAL

9616.187

1939.674

362.698


 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

0.000

0.000

0.000

 

 

Other Income

0.000

0.000

0.000

 

 

TOTAL                                     (A)

0.000

0.000

0.000

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Office Expenses

0.000

0.000

0.000

 

 

Administrative Expenses

0.000

0.000

0.000

 

 

Advertising Expenses

11.137

9.314

0.000

 

 

TOTAL                                     (B)

11.137

9.314

0.000

 

 

 

 

 

Less

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

(11.137)

(9.314)

0.000

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

0.020

0.000

6.475

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

(11.157)

(9.314)

(6.475)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX (E-F)                  (G)

(11.157)

(9.314)

(6.475)

 

 

 

 

 

Less

TAX                                                                  (H)

1.061

0.000

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX (G-H)                   (I)

(12.218)

(9.314)

(6.475)

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

CIF value of imports of Capital goods

2922.016

0.000

0.000

 

TOTAL IMPORTS

2922.016

0.000

0.000

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

(0.12)

(2.23)

(17.04)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

0.00
0.00
0.00

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

0.00
0.00
0.00

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(0.48)

(2.03)

(301.16)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.01)

(0.01)

(3.36)

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

1.81

0.00

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.37

0.01

0.00

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

PROJECTS:

 

The Company is setting up Coke Oven plant and Pellet plant at Dolvi, District Raigad, Maharashtra. Financing arrangements for both the projects have been fully tied-up through debt-equity of 2:1. Debt financing includes a mix of Rupee and Foreign currency components. Equity is being subscribed by JSW Steel Limited, the holding company, to part finance the cost of the projects. Required land for the projects have been acquired on lease. Necessary consents / permissions for setting-up the projects have been obtained/are being obtained from the concerned authorities.

 

The Company would supply coke and pellets to JSW ISPAT Steel Limited under long-term take or pay agreements.

 

a. Coke Oven Plant: -

 

The capacity of the Coke Oven plant is 1 mtpa with an estimated project cost of Rs. 9750.000 Millions. The project involves stamp charging technology for production of metallurgical coke. Construction work for the plant is in full swing. All major equipments for Coke Oven plant have been delivered. Battery B of the plant is expected to be commissioned in fiscal year 2013-14 and Battery A in fiscal year 2014-15.

 

b. Pellet Plant:

 

The capacity of the Pellet plant is 4 mtpa. Due to volatility in foreign currency, resulting in increase in cost of imported equipments, and other factors relating to the project, the estimated cost of the project has been revised to Rs. 9000.000 Millions. Construction work for the plant is in full swing and is expected to be commissioned in fiscal year 2013-14. Equipments for the Pellet plant are in the process of being delivered.

 

 

FINANCIAL RESULTS:

 

Since the Company is yet to commence commercial production, income for the financial year under review was Rs. Nil. After providing for tax expense of Rs.1.061 Millions, loss for the year was Rs.12.218 Millions.

 

Capital work-in-progress as at 31st March, 2013 is Rs.7283.775 Millions (Previous year Rs.1480.519 Millions). Capital advances as at 31st March, 2013 is Rs.376.700 Millions (Previous year Rs.394.377 Millions). Other loans and advances, including Indirect Tax balances / credits, as at 31st March, 2013 is Rs.295.951 Millions (Previous year Rs.57.684 Millions).

 

 

INDEX OF CHARGES

 

S. No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10414222

28/03/2013

6,500,000,000.00

SBICAP TRUSTEE COMPANY LIMITED

202, MAKER TOWER, 'E', CUFFE PARADE, COLABA, MUMBAI, Maharashtra - 400005, INDIA

B71588016

2

10337803

20/03/2013 *

6,500,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA, Gujarat - 390015, INDIA

B71410997

 

* Date of charge modification

 

 

FIXED ASSETS:

 

·         Buildings

·         Plant and equipment

·         Furniture and fixtures

·         Office equipment

 

 

AS PER WEBSITE DETAILS:

 

PRESS RELEASE:

 

JSW ISPAT FINALISES RS 21400.000 MILLION INTEGRATION PLAN

 

January 25, 2012

 

JSW Steel has finalised a Rs 21400.000 Millions investment plan in its subsidiary JSW Ispat Steel Limited to set up a coke oven, a pellet plant and a cold rolling mill.

 

The investments will be made through a special purpose vehicle, Amba River Coke Limited, a wholly-owned subsidiary of JSW Steel. The projects will come up at JSW Ispat’s Dolvi unit (in Maharashtra’s Raigad district) and are part of a strategy to make the unit cost-effective. “The coke oven and pellet plants will improve profitability and the cold rolled mill will increase the share of value added products from 10 per cent to 25-30 per cent,” the company said.

 

The coke oven battery would have a capacity of a million tonnes per annum (mtpa) and would cost the company Rs 9750.000 Millions. Of this, Rs 3750.000 Millions would be the equity component, the rest coming from loans. ARCL has the environmental clearance and the plant is expected to come on stream by the end of calendar year 2013.

 

The proposed four- million tonnes pellet plant at the site is estimated to cost Rs 8350.000 Millions and a 0.8 mtpa cold rolled mill Rs 3300.000 Millions. These two projects are to be financed through a debt-equity ratio of 2:1. JSW said, “These projects will be taken up for implementation on receipt of requisite clearances and commissioned in FY13-14.” These three projects are integral to the turnaround effort at JSW Ispat. JSW Steel had said these projects were priority, to get Ispat on its feet. Experts believe backward integration will solve Ispat’s profitability issues. An analyst, on condition of anonymity, said, “The company has reiterated time and again that Ispat’s Dolvi unit is one of the most technologically advanced in the country. However, lack of coke oven battery, pellet and power plant has made sure the company suffers losses.”

 

Plans to set up the coke oven battery and pellet plant were readied even before JSW Steel decided to invest in Ispat Industries, now known as JSW Ispat Steel. Ispat had even signed deals for this with the Indian arm of Stemcor, the world’s largest steel trading company. With JSW Steel coming into picture, the agreement with Stemcor was dissolved and JSW decided to set up these projects on its own. Finally, over a year after the acquisition, JSW Steel has decided to proceed.

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.16

UK Pound

1

Rs.97.77

Euro

1

Rs.82.78

 

 

INFORMATION DETAILS

 

Report Prepared by :

RAJ

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

2

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

33

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.