MIRA INFORM REPORT

 

 

Report Date :

12.10.2013

 

IDENTIFICATION DETAILS

 

Name :

LUKEM D.O.O. 

 

 

Registered Office :

Tiranova ulica 38, 1000 Ljubljana

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

20.02.1995

 

 

Com. Reg. No.:

12638000           

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·         Wholesaler of chemical products, colours, varnish           

·         Wholesaler of textile                                           

 

 

No. of Employees :

08

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Moderate

Payment Behaviour :

No Complaints 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Slovenia ECONOMIC OVERVIEW

 

Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political and economic transitions in Central and Southeastern Europe. With the highest per capita GDP in Central Europe, Slovenia has excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe. Privatization has lagged since 2002, and the economy has one of the highest levels of state control in the EU. Structural reforms to improve the business environment have allowed for somewhat greater foreign participation in Slovenia's economy and helped to lower unemployment. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. Despite its economic success, foreign direct investment (FDI) in Slovenia has lagged behind the region average, and taxes remain relatively high. Furthermore, the labor market is often seen as inflexible, and legacy industries are losing sales to more competitive firms in China, India, and elsewhere. In 2009, the global recession caused the economy to contract - through falling exports and industrial production - by 8%, and unemployment to rise. Although growth resumed in 2010, it dipped into negative territory in 2012 and the unemployment rate continued to rise, approaching 12% in 2012.

 

Source : CIA

 


Company name & address

 

LUKEM d.o.o.

Tiranova ulica 38,

1000 Ljubljana

Phone: 01 244 32 91

Telefax:            01 244 32 96

E-Mail:              lukem@siol.net

Web:                www.lukem.si

 

Company summary

 

Legal form                   d.o.o. - Limited liability company (Ltd.)                                      

Established on             20/02/1995 - d.o.o. - Limited liability company (Ltd.)         

                                     letzte Eintragung am 26.03.2010                                

 

Registered on               20/02/1995, Ljubljana, Registration number: 12638000           

                                    Tax number: SI61647420                                         

                                    Company number: 5898846                                        

 

Registered                                                        EUR          104.323,00    

capital                                                                        

Owner           Dušan Renèelj                             EUR           79.285,48    

                Linhartova cesta 82, 1000 Ljubljana                             

                LUKEM d.o.o. (Statistical number:   EUR           25.037,52    

                5898846)                                                       

                Tiranova ulica 38, 1000 Ljubljana                              

 

Manager   Dušan Renèelj                                                  

                Linhartova cesta 82, 1000 Ljubljana                            

                director                                                        

 

 

General data    company activity:                                              

                wholesale of chemical products, colours, varnish,              

                wholesale of textile                                            

                headquarters and business premises are located on the address  

                above                                                          

                Main activity:                                                 

                Agents involved in the sale of a variety of             

                goods (NACE 2)                                                 

                Export:                                                        

                United Arab                                                     

                Emirates                                                       

                South Jemen                                                    

                Kuwait                                                          

                Oman                                                           

                Import:                                                        

                Italy                                                           

                Austria                                                        

                United Arab                                                    

                Emirates                                                        

                Thailand                                                       

                India                                                          

                Romania                                                        

                China                                                          

                                                                               

  Residence address:                                             

                Tiranova ulica 38, 1000 Ljubljana                              

                Phone:                                                         

                01 244 32 91                                                   

                Telefax:                                                        

                01 244 32 96                                                   

                E-Mail:                                                        

                lukem@siol.net                                                  

                Web:                                                           

                www.lukem.si                                                     

Other          

activities     

 

Employees         2008    6 employees                                            

                2009    7 employees                                            

                2010    8 employees                                             

                2011    8 employees                                            

                2012    8 employees                                            

                            2013    8 employees                                             

 

Annual turnover 2007            Enterprise turnover EUR         7.369.559,-    

                2008            Enterprise turnover EUR        14.371.356,-    

                2009            Enterprise turnover EUR        10.698.190,-    

                2010            Enterprise turnover EUR        12.896.591,-    

                2011            Enterprise turnover EUR        16.090.757,-    

                2012            Enterprise turnover EUR        16.794.168,-     

 

Property        Company's property: Business premises                                   

                 1000 Ljubljana, Tiranova ulica  38                            

 

Remarks         company name:                                                  

                        LUKEM Podjetje za eksport - import, d.o.o.                     

 

Interests       LUKEM d.o.o. (Statistical number: 5898846):                    

                        LUKEM d.o.o. (Statistical number:   Owner  5898846)                                                        

 

Bank relations  NOVA LJUBLJANSKA BANKA d.d., LJUBLJANA:                        

                Central address: SI Trg republike 2, 1520 Ljubljana            

                Account number: SI56 0201 1003 5448 082                         

                                                                               

                SKB BANKA d.d. LJUBLJANA:                                      

                Central address: SI Ajdovšèina 4, 1513 Ljubljana                

                Account number: SI56 0310 0100 2813 066                        

                                                                               

                ABANKA VIPA d.d.:                                              

                Central address: SI Slovenska cesta 58, 1517 Ljubljana         

                Account number: SI56 0510 0800 0018 810                        

                                                                               

                SBERBANK d.d.:                                                 

                Central address: SI Dunajska cesta 128a, 1000 Ljubljana        

                Account number: SI56 3000 0008 0050 062                        

                                                                                

                BANKA SPARKASSE d.d.:                                          

                Central address: SI Cesta v Kleèe 15, 1000 Ljubljana           

                Account number: SI56 3400 0101 3403 111                        

 

Company         Constant                                                 

development                                                                   

 

Terms of        No complaints, but occasional delays                        

payment                                                                        

 

Business        Business connection appear permissible                    

connection                                                                     

 

A. The enclosed balance of 2012 is originated from official source, it is not  

authenticated by the auditor. (31.12.2012 - 1 EUR)                             

 

B. The enclosed balance of 2011 is originated from official source, it is not  

authenticated by the auditor. (31.12.2011 - 1 EUR)                             

 

C. The enclosed balance of 2010 is originated from official source, it is not  

authenticated by the auditor. (31.12.2010 - 1 EUR)                             

 

D. The enclosed balance of 2009 is originated from official source, it is not  

authenticated by the auditor. (31.12.2009 - 1 EUR)                             

 

balance                              A           B           C           D

                            31.12.2012  31.12.2011  31.12.2010  31.12.2009

ASSETS (AKTIVA)              7.290.453   7.483.150   6.750.478   4.493.968

LONG-TERM ASSETS             1.117.797   1.086.588     710.300     749.524

Intangible assets and                0           0           0           0

long-term deferred costs                                                  

and accrued revenues                                                      

Intangible assets                    0           0           0           0

Long-term deferred costs             0           0           0           0

and accrued revenues                                                      

Tangible fixed assets          374.212     393.165     396.015     419.232

Long-term financial            705.343     667.804     264.302     281.345

investments and Real                                                      

estate investments                                                        

Investment property            638.114     667.804     264.302     281.345

Long-term financial             67.229           0           0           0

investments                                                               

Long-term operating                121           0           0           0

receivables                                                               

Deferred receivables for        38.121      25.619      49.983      48.947

taxes                                                                     

>SHORT-TERM ASSETS          >6.172.283  >6.276.450  >6.015.053  >3.732.154

Assets (group for                    0           0           0           0

estrange) for sell                                                        

Inventories                    304.488     986.857   1.639.579     620.478

Short-term financial           930.807     272.299     273.553     249.938

investments                                                               

Short-term operating         4.698.579   4.924.545   3.904.669   2.461.124

receivables                                                                

Cash assets                    238.409      92.749     197.252     400.614

>Short-term deferred              >373    >120.112     >25.125     >12.290

costs and accrued revenues                                                 

Off-balance sheet items              0   2.102.994   2.201.935           0

>LIABILITIES                >7.290.453  >7.483.150  >6.750.478  >4.493.968

>CAPITAL                    >2.970.521  >2.554.081  >2.035.991  >1.484.036

Called-up capital              104.323     104.323     104.323     104.323

Basic (subscribed) capital     104.323     104.323     104.323     104.323

Non called-up capital                0           0           0           0

(deductive item)                                                           

 Capital reserves                8.538       8.538       8.538       8.538

Reserves from profit            10.432      10.432      10.432      10.432

Surplus from revaluation             0           0           0           0

Retained net                 2.430.788   1.912.698   1.360.743   1.072.197

Net business result for        416.440     518.090     551.955     288.546

the business year                                                         

>PROVISIONS AND LONG-TERM           >0          >0          >0          >0

ACCRUED COSTS AND                                                         

DEFERRED REVENUES                                                         

>FINANCIAL AND BUSINESS     >4.281.680  >4.900.863  >4.648.432  >2.988.213

LIABILITIES                                                               

LONG-TERM LIABILITIES                0           0           0      56.929

Long-term financial                  0           0           0      56.929

liabilities                                                               

Long-term operating                  0           0           0           0

liabilities                                                               

Deferred liabilities for             0           0           0           0

taxes                                                                     

>SHORT-TERM LIABILITIES     >4.281.680  >4.900.863  >4.648.432  >2.931.284

Liabilities, included in             0           0           0           0

groups for estrange                                                       

Short-term financial           977.742     683.729     581.800     171.336

liabilities                                                                

Short-term operating         3.303.938   4.217.134   4.066.632   2.759.948

liabilities                                                               

SHORT-TERM ACCRUED COSTS        38.252      28.206      66.055      21.719

AND DEFERRED REVENUES                                                     

Off-balance sheet items              0   2.102.994   2.201.935           0


A. The enclosed profit and loss account of 2012 is originated from official    

source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)           

 

B. The enclosed profit and loss account of 2011 is originated from official    

source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)           

 

C. The enclosed profit and loss account of 2010 is originated from official    

source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)           

 

D. The enclosed profit and loss account of 2009 is originated from official    

source, it is not authenticated by the auditor. (31.12.2009 - 1 EUR)           

profit and loss account              A           B           C           D

                            31.12.2012  31.12.2011  31.12.2010  31.12.2009

>Net sales                 >16.314.565 >15.668.453 >12.420.610 >10.396.860

>Changes in the value of            >0          >0                        

inventories of products                                                   

and work-in-process                                                       

>Capitalised own products           >0          >0                        

and own services                                                          

>Other operating revenues           >0          >0                        

(with subventions,                                                         

grants,...)                                                               

>GROSS OPERATING YIELD     >16.314.565 >15.668.453                        

>Cost of goods, material   >15.384.285 >14.504.824                        

and services                                                               

Purchase value of goods     12.461.363  11.972.028                        

and materials sold and                                                    

cost of material and cost                                                  

of material used                                                          

Cost of services             2.922.922   2.532.796                        

>Labour cost                  >273.794    >261.147                         

Cost of wages                  210.313     199.713                        

Cost of pension insurance       18.655      17.578                        

Cost of other social            14.972      14.556                        

insurance                                                                  

Other labour cost               29.854      29.300                        

>Write-offs                   >133.586    >170.860                        

Depreciation                    49.896      40.274                         

Revaluation operating                0           0                        

expenses for non-tangible                                                 

assets and tangible fixed                                                 

assets                                                                    

Revaluation operating           83.690     130.586                        

expenses for current                                                      

assets                                                                     

Other operating expenses        20.188       1.562                        

OPERATING REVENUES          16.314.565  15.668.453                        

>OPERATING EXPENSES        >15.811.853 >14.938.393                         

>OPERATING RESULT             >502.712    >730.060                        

>EBIT                         >502.712    >730.060    >613.824    >346.301

Financial income from           12.135       5.333       5.254           0

investments in other                                                      

enterprises                                                               

Financial income from           10.043         148       1.664           0

loans                                                                      

Financial income from          430.241     416.629     466.549     292.162

operating receivables                                                     

Financial expenses from              0      28.292      22.670       7.024

depreciation and write-                                                   

offs of financial                                                         

investments                                                               

Financial expenses from         42.604      53.912      71.807      39.124

financial liabilities                                                     

Financial expenses from        428.181     421.800     301.286     228.239

operating liabilities                                                      

Financial income               452.419     422.110     473.467     292.162

Financial expenses             470.785     504.004     395.763     274.387

Other revenues                  27.184         194       2.514       9.168

Other expenses                       0           0           0           0

Total revenues              16.794.168  16.090.757  12.896.591  10.698.190

>Total costs               >16.282.638 >15.442.397 >12.202.549 >10.324.946

Total business result          511.530     648.360     694.042     373.244

>Tax on profit                >107.592    >105.906    >143.123     >78.629

Deferred taxs                  -12.502      24.364      -1.036       6.069

Net business result for        416.440     518.090     551.955     288.546

the accounting period                                                     

                                                               

Ratios                                     2009    2010    2011    2012

                Equity ratio               0,02    0,02    0,01    0,01

                Cleared equity ratio       0,02    0,02    0,01    0,01

                Current liquidity          1,27    1,29    1,28    1,44

                Quick liquidity            1,06    0,94    1,08    1,37

                Working capital          800870 1366621 1375587 1890603

                Gearing                   43,08   64,71   71,73   69,88

                Cleared gearing            2,19    5,58    6,55    9,37

                Profitability              3,49    5,38    4,03    3,05

                Operating profitability     2,7    4,28    3,22    2,48

                Stock days                21,17    46,4   22,39    6,62

                Debtor days               83,97     111     112     102

                Supplier days             94,16     115   95,66   71,81

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.16

UK Pound

1

Rs.97.77

Euro

1

Rs.82.78

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.