MIRA INFORM REPORT
|
Report Date : |
15.10.2013 |
IDENTIFICATION DETAILS
|
Name : |
DFL
S.R.L. |
|
|
|
|
Registered Office : |
Via Santa Maria Degli Ulivi, 1 , 84036 – Sala Consilina (SA) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
14.01.2013 |
|
|
|
|
Legal Form : |
Limited liability company |
|
|
|
|
Line of Business : |
Wholesale of hardware,
plumbing and heating equipment and supplies |
|
|
|
|
No. of Employees : |
from 1 to 5 |
RATING & COMMENTS
|
MIRA’s Rating : |
NB |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
---- |
NB |
New
Business |
---- |
|
Status : |
New Company |
|
Payment Behaviour : |
Unknown |
|
Litigation : |
Clear |
NOTES
:
Any query related to this report
can be made on e-mail: infodept@mirainform.com while quoting report
number, name and date.
ECGC Country Risk Classification List – March 31st,
2013
|
Country Name |
Previous Rating (31.12.2012) |
Current Rating (31.03.2013) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified industrial economy, which is divided
into a developed industrial north, dominated by private companies, and a
less-developed, highly subsidized, agricultural south, where unemployment is
high. The Italian economy is driven in large part by the manufacture of
high-quality consumer goods produced by small and medium-sized enterprises,
many of them family-owned. Italy also has a sizable underground economy, which
by some estimates accounts for as much as 17% of GDP. These activities are most
common within the agriculture, construction, and service sectors. Italy is the
third-largest economy in the euro-zone, but its exceptionally high public debt
and structural impediments to growth have rendered it vulnerable to scrutiny by
financial markets. Public debt has increased steadily since 2007, topping 126%
of GDP in 2012, and investor concerns about the broader euro-zone crisis at
times have caused borrowing costs on sovereign government debt to rise to
euro-era. During the second half of 2011 the government passed three austerity
packages to reduce its budget deficit and help bring down borrowing costs.
These measures included a hike in the value-added tax, pension reforms, and
cuts to public administration. The government also faces pressure from
investors and European partners to sustain its recent efforts to address
Italy's long-standing structural impediments to growth, such as labor market
inefficiencies and widespread tax evasion. In 2012 economic growth and labor
market conditions deteriorated, with growth at -2.3% and unemployment rising to
nearly 11%, with youth unemployment around 35%. The government has undertaken
several reform initiatives designed to increase long-term economic growth.
Italy's GDP is now 7% below its 2007 pre-crisis level.
|
Source : CIA |
COMPANY NAME &
ADDRESS
DFL
S.R.L.
Via Santa Maria Degli Ulivi, 1
84036 - Sala Consilina (SA) -IT-
Summary
|
Fiscal Code |
: |
05087690656 |
|
Legal Form |
: |
Limited liability company |
|
start of Activities |
: |
14/01/2013 |
|
Equity |
: |
1.500.000 |
|
Turnover Range |
: |
unknown |
|
Number of Employees |
: |
from 1 to 5 |
Activity
Wholesale of hardware, plumbing
and heating equipment and supplies
Wholesale of ironmongery and other
metals (hardware)
Legal Data
Legal Form : Limited liability
company
|
Fiscal Code : 05087690656 |
|
Chamber of Commerce no. :
418545 of Salerno since 30/10/2012 |
|
V.A.T. Code : 05087690656 |
|
Establishment date |
: 18/10/2012 |
|
|
Start of Activities |
: 14/01/2013 |
|
|
Legal duration |
: 31/12/2070 |
|
|
Nominal Capital |
: 110.000 |
|
|
Subscribed Capital |
: 110.000 |
|
|
Paid up Capital |
: 110.000 |
|
Members
|
|
Lamura |
Pasquale |
|
|
|
Born in Polla |
(SA) |
on 20/12/1982 |
- Fiscal Code :
LMRPQL82T20G793D |
|
|
|
Residence: |
|
S. Maria Degli Ulivi |
, 1 |
- 84036 |
Sala Consilina |
(SA) |
- IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Sole Director |
18/10/2012 |
|
|
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
Companies
connected to members *
*checkings have been performed
on a national scale.
In this module are listed the companies
in which members hold or have holded positions.
|
|
Lamura |
Pasquale |
|
Firm's Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Lamura S.r.l. |
Sala Consilina (SA) - IT - |
03180810651 |
Procurator |
Withdrawn |
Registered |
|
Edil Invest Di Lamura Pasquale
E C. S.a.s. |
Sala Consilina (SA) - IT - |
02742540657 |
General
Partner |
Active |
Registered |
|
Nuova Meridiano Di Lamura
Francesco E C.S.a.s. |
Atena Lucana (SA) - IT - |
03184190654 |
Limited
Partner |
Active |
Registered |
The indication
"REGISTERED" as Firm Status could refer to Firms in Liquidation,
Active, Inactive, etc.
For more information, in this
case, we advise to request further investigations.
Capital Shareholders
Shareholders' list as at date of
data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal
Code |
Owned
Shares |
%
Ownership |
|
Lamura S.r.l. |
Sala Consilina - IT - |
03180810651 |
79.992
.Eur |
72,73 |
|
Lamura Pasquale |
Sala Consilina - IT - |
LMRPQL82T20G793D |
15.004
.Eur |
13,64 |
|
Lamura Francesco |
|
LMRFNC92T01G793X |
15.004
.Eur |
13,64 |
Direct Participations
The Company under review has no
participations in other Companies.
Firm's location and
structure
In order to carry out its
activities the firm uses the following locations:
|
- |
Legal
and operative seat |
|
|
|
|
|
|
|
Santa Maria Degli Ulivi |
, 1 |
- 84036 |
- Sala Consilina |
(SA) |
- IT - |
|
Stocks for a value of
2.050.000 |
Eur |
|
|
Historical Information and/or Firm's Status
CEASINGS/INCORPORATIONS/MERGES:
|
|
The
firm succeeded to |
|
|
|
|
|
|
|
|
Santa Maria Degli Ulivi |
, 84036 |
, Sala Consilina |
(SA) |
- IT - |
|
|
|
Fiscal Code: 03180810651 |
|
|
|
Date |
: |
12/12/2012 |
Protests
Protests checking on the subject
firm has given a negative result.
Data
Base Prejudicial Events Search
Search performed on a National
Scale
|
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed on a
specialized data base.
Legal Procedures
None reported, standing to the latest
received edition of the Official Publications.
Financial Data
|
|
|
Complete balance-sheet for the
year |
31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Profit (Loss) for the period |
-580 |
Balance Sheets
From our constant monitoring of
the relevant Public Administration offices, no more recent balance sheets
result to have been filed.
|
- Balance
Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value Type |
as
at 31/12/2012 |
Sector
Average |
|
COMPOSITION
ON INVESTMENT |
|
|
|
|
Rigidity Ratio |
Units |
0,13 |
0,11 |
|
Elasticity Ratio |
Units |
0,87 |
0,87 |
|
Availability of stock |
Units |
0,23 |
0,22 |
|
Total Liquidity Ratio |
Units |
0,64 |
0,56 |
|
Quick Ratio |
Units |
0,08 |
0,02 |
|
COMPOSITION
ON SOURCE |
|
|
|
|
Net Short-term indebtedness |
Units |
6,24 |
3,81 |
|
Self Financing Ratio |
Units |
0,12 |
0,17 |
|
Capital protection Ratio |
Units |
0,90 |
0,65 |
|
Liabilities consolidation
quotient |
Units |
0,02 |
0,12 |
|
Financing |
Units |
6,93 |
4,72 |
|
Permanent Indebtedness Ratio |
Units |
0,15 |
0,30 |
|
M/L term Debts Ratio |
Units |
0,02 |
0,07 |
|
Net Financial Indebtedness
Ratio |
Units |
0,87 |
1,28 |
|
CORRELATION |
|
|
|
|
Fixed assets ratio |
Units |
1,09 |
2,06 |
|
Current ratio |
Units |
1,01 |
1,16 |
|
Acid Test Ratio-Liquidity
Ratio |
Units |
0,75 |
0,84 |
|
Structure's primary quotient |
Units |
0,93 |
1,28 |
|
Treasury's primary quotient |
Units |
0,10 |
0,03 |
|
Rate of indebtedness (
Leverage ) |
% |
807,57 |
591,61 |
|
Current Capital ( net ) |
Value |
110.302 |
219.071 |
|
RETURN |
|
|
|
|
Return on Sales (R.O.S.) |
% |
n.c. |
2,22 |
|
Return on Equity - Net- (
R.O.E. ) |
% |
-0,05 |
6,27 |
|
Return on Equity - Gross - (
R.O.E. ) |
% |
-0,05 |
15,95 |
|
Return on Investment ( R.O.I.
) |
% |
-0,01 |
4,19 |
|
Return/ Sales |
% |
n.c. |
3,42 |
|
Extra Management
revenues/charges incid. |
% |
n.c. |
29,26 |
|
Cash Flow |
Value |
-580 |
61.669 |
|
Operating Profit |
Value |
-561 |
95.558 |
|
Gross Operating Margin |
Value |
-561 |
144.934 |
|
MANAGEMENT |
|
|
|
|
Credits to clients average
term |
Days |
n.c. |
120,94 |
|
Debts to suppliers average
term |
Days |
n.c. |
120,04 |
|
Average stock waiting period |
Days |
n.c. |
61,92 |
|
Rate of capital employed return
( Turnover ) |
Units |
n.c. |
1,27 |
|
Rate of stock return |
Units |
n.c. |
5,74 |
|
Labour cost incidence |
% |
n.c. |
7,77 |
|
Net financial revenues/charges
incidence |
% |
n.c. |
-1,26 |
|
Labour cost on purchasing
expenses |
% |
n.c. |
7,90 |
|
Short-term financing charges |
% |
0,00 |
2,67 |
|
Capital on hand |
% |
n.c. |
78,39 |
|
Sales pro employee |
Value |
|
437.713 |
|
Labour cost pro employee |
Value |
|
33.928 |
Remarks
1) Protests checking (relative
to the last five years) performed by crossing and matching the members names
and the Firm's Style with the reported addresses, is supplied by the Informatic
Registry managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and
retrived from the Firm's Registry of the Italian Chamber of Commerce, are in
line with the last registered modifications.
3) Risk evaluation and Credit
Opinion have been performed on the base of the actual data at the moment of
their availability.
SOURCES
Our Company collects data from
public registers, lists, archives or contained in Acts and/or documents (held
by the National Chamber of Commerce or Immovables Territorial Agency), users,
reporters or however generally accessible (for example, from categorical lists,
statistical institutes, press reports and from public inspection internet sites).
The present report is supplied
for Your exclusive use and is bond to the general conditions of the contract.
Personal Data collection and treatment, reported, are conform to our company's
activities and to Your mandate conferred to us by Your request, for the
purposes in relation to Marketing Management, Sales and Monetary
Administration. It does not contain, nor could contain, information cancelled
by a justified opposition right.
Market / Territory
Data
|
Population living in the
province |
: |
|
|
Population living in the
region |
: |
|
|
Number of families in the
region |
: |
|
1.089.770Monthly family expences average
in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector
Data
The values are calculated on a
base of 6.137 significant companies.
The companies cash their credits
on an average of 121 dd.
The average duration of
suppliers debts is about 120 dd.
The sector's profitability is on
an average of 2,22%.
The labour cost affects the
turnover in the measure of 7,77%.
Goods are held in stock in a
range of 62 dd.
The difference between the sales
volume and the resources used to realize it is about 1,27.
The employees costs represent
the 7,90% of the production costs.
Statistical
Detrimental Data
Statistcally the trade activity
shows periods of crisis.
The area is statistically
considered remarkably risky.
In the region 80.616 protested
subjects are found; in the province they count to 17.809.
The insolvency index for the
region is 1,40, , while for the province it is 1,64.
Total Bankrupt companies in the
province : 4.254.
Total Bankrupt companies in the
region : 28.514.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian
Rupees |
|
US Dollar |
1 |
Rs.61.30 |
|
UK Pound |
1 |
Rs.97.98 |
|
Euro |
1 |
Rs.83.14 |
INFORMATION DETAILS
|
Report
Prepared by : |
NLM |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the
strongest capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for
credit transaction. It has above average (strong) capability for payment of
interest and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy.
General unfavourable factors will not cause fatal effect. Satisfactory capability
for payment of interest and principal sums |
Fairly
Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet
normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and
principal sums in default or expected to be in default upon maturity |
Limited
with full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be
exercised |
Credit
not recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a
reference to assess SC’s credit risk and to set the amount of credit to be extended.
It is calculated from a composite of weighted scores obtained from each of the
major sections of this report. The assessed factors and their relative weights
(as indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit
history (10%) Market
trend (10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.