MIRA INFORM REPORT

 

 

Report Date :

15.10.2013

 

IDENTIFICATION DETAILS

 

Name :

ECLIPSE CORPORATION

 

 

Registered Office :

Ground Floor, Viconship Saigon Building, No. 6-8 Doan Van Bo Street, Ward 9, District 4, Ho Chi Minh City

 

 

Country :

Vietnam

 

 

Date of Incorporation :

17.08.2010

 

 

Com. Reg. No.:

0310257069

 

 

Legal Form :

Joint stock company

 

 

Line of Business :

Subject specializes in logistics service.

 

 

No. of Employees :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Vietnam

                       B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the government shifted from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

Source : CIA

 

 


 

 

SUBJECT IDENTIFICATION & LEGAL FORM

 

English Name

 

ECLIPSE CORPORATION

Vietnamese Name

 

CONG TY CO PHAN NHAT THUC

Short name

 

ECLIPSE CORP

Type of Business

 

Joint stock company

Year Established

 

2010

Business Registration No.

 

0310257069

Date of Registration

 

17 Aug 2010

Date of the latest adjustment (1st)

 

19 Dec 2012

Place of Registration

 

Business Registration Office of Planning and Investment Department of Hochiminh City

Chartered capital

 

VND 4,000,000,000

Tax code

 

0310257069

Total Employees

 

12

 

 

ADDRESSES

 

Head Office

Address

 

Ground Floor, Viconship Saigon Building, No. 6-8 Doan Van Bo Street, Ward 9, District 4, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 6261 6195 - 6261 6193

Fax

 

(84-8) 6261 6186

 

 

DIRECTORS

 

1. NAME

 

Mr. LE NGOC ANH

Position

 

Director

Date of Birth

 

11 Oct 1978

ID Number/Passport

 

023277192

ID Issue Date

 

23 Mar 1996

ID Issue Place

 

Police station of Ho Chi Minh City

Resident

 

No. 383Bis Ben Chuong Duong Street, Cau Kho Ward, District 1, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Qualification

 

Management

 

2. NAME

 

Ms. TRAN NGUYEN THUY DIEU

Position

 

Chief Accountant

Current resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Email

 

ac@e-corp.vn 

Qualification

 

Accounting

 

 

BUSINESS NATURE AND ACTIVITIES

 

Subject specializes in logistics service.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

Note: N/A

 

EXPORT:

Note: N/A

 

 

BANKERS

 

ASIA COMMERCIAL BANK KHANH HOI BRANCH

Address

 

No.130 Khanh Hoi, Ward 6, District 4, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 5401 1224

Fax

 

(84-8) 5401 1225

 

 

SHAREHOLDERS

 

1. NAME

 

Mr. LE NGOC ANH

Position

 

Director

Date of Birth

 

11 Oct 1978

ID Number/Passport

 

023277192

Issued on

 

23 Mar 1996

Issued Place

 

Police station of Ho Chi Minh City

Resident

 

No. 383Bis Ben Chuong Duong Street, Cau Kho Ward, District 1, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 1,200,000,000

Percentage

 

30%

 

2. NAME

 

Mr. NGUYEN CONG BINH

ID Number/Passport

 

020990714

Issued Place

 

Police station of Ho Chi Minh City

Resident

 

No. 281/58/3 Le Van Sy Street, Ward 1, Tan Binh District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 2,400,000,000

Percentage

 

60%

 

3. NAME

 

Mr. NGUYEN KHOA VINH

ID Number/Passport

 

025176338

Issued Place

 

Police station of Ho Chi Minh City

Resident

 

No. 72/490A Phan Huy Ich Street, Ward 12, Go Vap District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 400,000,000

Percentage

 

10%

 

 

FINANCIAL DATA

Not available!

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Normal

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Below average

Development trend

 

N/A

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

Cash and through the bank

Sale Methods

 

To contracts

 

 

 

INTERPRETATION ON THE SCORES

 

ECLIPSE CORPORATION was established in 2010 under business registration number 0310257069  and chartered capital VND 4,000,000,000. Mr. Le Ngoc Anh is legal director of subject.

Subject located at Ground Floor, Viconship Saigon Building, No. 6-8 Doan Van Bo Street, Ward 9, District 4, Ho Chi Minh City. Facility and premise of subject is fair. Subject specializes in logistics service. It provides import – export service by seaway for many companies all over the world.

In general, subject is a small – young company in this field so data of subject is not much. According to Ms. Tran Nguyen Thuy Dieu – chief accountant of subject, it has about 12 persons now. It needs more time to develop and expand its market share in Vietnam. In our opinion, it has capacity to meet small transaction only.

------------ APPENDIX 1 ----------

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.30

UK Pound

1

Rs.97.98

Euro

1

Rs.83.14

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.