MIRA INFORM REPORT

 

 

Report Date :

15.10.2013

 

IDENTIFICATION DETAILS

 

Name :

MENEXOPOULOS, D., BROS O.E.

 

 

Formerly Known as:

MENEXOPOULOS DIMITRIOS

 

 

Registered Office :

49 Katouni 54625 Thessaloniki Thessaloniki

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1974

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Manufactures canned fruits and specialties.

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA

 


Company name

 

Name:                                      MENEXOPOULOS, D., BROS O.E.

 

IDENTIFICATION DETAILS

 

Address:                                   49 KATOUNI                                               

                                                54625 THESSALONIKI                                        

                                                THESSALONIKI                                             

                                                GREECE                                                   

Telephone:                              30 2310532743                                           

                                                30 2310531768                                            

                                                30 2310534511                                           

Telefax:                                   30 2310543216                                            

E-mail:                                     info@menexopoulos.gr                                     

Web address:                           www.menexopoulos.gr                                      

 

 

LEGAL STATUS

 

Started:                                      1988                                                             

Year Inc:                                    1988                                                             

Legal Form:                               General Partnership

Chamber of Commerce Number: 59195

Tax Registration Number:          082150047

 

Subject continues the business activities of the general partnership firm MENEXOPOPOULOS, J., BROS O.E., established in 1974 and originally founded in 1944, as MENEXOPOULOS DIMITRIOS sole proprietorship.

 

 

EMPLOYEES

 

Employs:                                  30 as at Sep 12, 2011 including 0 part-time staff.

                                                The number of employees varies according to needs.

                                                The number of employees peaks to 30.

 

PRINCIPALS

 

Panagiotis Dimitrios Menexopoulos

Administrator

Partner

Has a 50% interest in the partnership.

 

John Dimitrios Menexopoulos

Administrator

Partner

Has a 50% interest in the partnership

 

 

BANKERS

 

Alpha Bank A.E., Egnatia Branch branch., 2 Egnatia Odos, Thessaloniki 54626, Greece.

Telephone:        30 2310563500

National Bank of Greece S.A., Thessaloniki Branch branch., 11 I.

 

Dragoumi & Mitropoleos, Thessaloniki 54110, Greece.

Telephone:        30 2310594557

 

Bank of Piraeus S.A., Vas. Irakleiou Branch branch., 1 Vas. Irakleiou, Thessaloniki 54625, Greece.

Telephone:        30 2310557380

 

 

PAYMENTS

 

   TRADE PAYMENTS                                                          

 

 

 

 

     

 

 

 

     

 

 

 

EXP. DATE  PAYING RECORD HIGH CREDIT NOW OWES  PAST DUE TERM     LAST SALE   

 

 

 

7/8/2013   PROMPT/SLOW   29,273      0         0        30       7/5/2013    

 

 

 

     

 

 

 

1/7/2013   PROMPT/SLOW   29,273      29,273    29,273   30       1/6/2013    

 

 

 

     

 

 

 

3/6/2013   PROMPT/SLOW   29,273      29,273    0        30       3/5/2013    

 

 

 

     

 

 

 

1/5/2013   PROMPT/SLOW   11,322      0         0        30       1/4/2013    

 

 

 

      

 

 

 

1/3/2013   PROMPT/SLOW   11,322      0         0        30       1/12/2012   

 

 

 

     

 

 

 

15/2/2013  PROMPT/SLOW   11,322      8,825     8,825    30       15/1/2013   

 

 

 

     

 

 

 

31/1/2013  PROMPT        215         0         0        30       31/10/2012  

 

 

 

     

 

 

 

31/1/2013  PROMPT        215         0         0        30       31/12/2012  

 

 

 

     

 

 

 

31/1/2013  PROMPT        430         430       0        30       31/12/2012  

 

 

 

     

 

 

 

31/1/2013  PROMPT        1,230       0         0        30       31/12/2012  

 

 

 

     

 

 

 

31/1/2013  PROMPT        1,230       1,230     0        30       31/12/2012  

 

 

 

     

 

 

 

2/1/2013   PROMPT        11,322      8,825     0        30       2/12/2012   

 

 

 

     

 

 

 

31/12/2012 PROMPT        215         215       0        30       30/11/2012  

 

 

 

     

 

 

 

3/12/2012  PROMPT        11,322      9,980     0        30       3/11/2012   

 

 

 

     

 

 

 

20/11/2012 PROMPT        11,322      9,980     0        30       20/10/2012  

 

 

RELATED COMPANIES

 

MENEXOPOULOS, D., BROS & CO. O.E. General Partnership, Thessaloniki, Greece

This is a dormant concern.

Year started: 1988.

This concern is related through common shareholders.

 

I KAI P MENEXOPOULOI O.E. General Partnership, Thessaloniki, Greece

This concern is related through common shareholders.

 

GREEK CELLAR S.A. Societe Anonyme, Thessaloniki, Greece

This is a dormant concern.

Year started: 1999.

Subject has a 13.5% share interest.

 

 

BRANCHES/DIVISIONS

 

The subject has 2 branches/divisions:

 

49 Katouni, 54625, Thessaloniki, Greece. These are owned premises.

 

Thessalonikis - Kalochoriou Rd (6th km), 57009, Kalochori, Greece. These are owned workshop premises.

Size: 3000 square metres.

 

 

ACTIVITY

 

Local Activity Code:                 1039                                           

Local Activity Code Type:        STAKOD                                         

Equivalent to:                                      NACE 1                                        

 

Manufactures canned fruits and specialties.

Wholesale of fresh fruits and vegetables.

Processing, imports and trade of nuts, dried figs and fruit. Imports and trade of spices, legumes and herbs , Subject distributes its goods mainly by wholesale.

 

Subject produces the following brand:

THE NUT STORE

 

 

 

IMPORT

 

Imports 75% from Bulgaria, China, France, India, Iran, Italy, Moldova, Romania, Sri Lanka, Thailand, Turkey, Ukraine, U K, U S A, Vietnam.

 

Normal importing terms are cash against documents.

 

 

EXPORT

 

Exports 35% to Albania, Austria, Bulgaria, Cyprus, Former Yugoslav Rep of Macedonia, France, Germany, Israel, Italy, Montserrat, Romania, Serbia and Montenegro, U K

 

Normal exporting terms are cash against documents.

 

 

REAL ESTATE / PREMISES

 

Operates from owned warehouse, covering approximately 170 square metres at heading address.

 

Registered address: At heading address.

 

 

FINANCIALS

 

                                       Fiscal           Fiscal          Fiscal

 

 

 

                                  Dec 31,2009      Dec 31,2010     Dec 31,2011

 

 

 

Turnover                           22,718,367       24,580,248      21,876,910

 

 

 

Pre-Tax Profit                      1,207,407        2,061,205         826,617

 

 

 

Net Worth                           4,672,581        5,221,869       5,221,869

 

 

 

Fixed Assets                        1,295,587        1,294,136       1,164,436

 

 

 

Total Assets                       14,339,168       17,021,505      16,522,731

 

 

 

Current Assets                     12,748,184       15,430,127      15,082,620

 

 

 

Current Liabilities                 9,666,587       11,799,635      10,397,440

 

 

 

Working Capital                     3,081,597        3,630,492       4,685,180

 

 

 

Long Term Debt                                                         903,423

 

 

 

Financial Assets                      259,987          260,016         260,016

 

 

 

Intangibles                            35,410           37,226          15,659

 

 

 

Employees                                                                   23

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

 

 

 RATIOS 

 

 

 

                                  Dec 31,2009      Dec 31,2010     Dec 31,2011

 

 

 

Current Ratio (X)                        1.32             1.31            1.45

 

 

 

Solvency Ratio (%)                     206.88           225.97          216.41

 

 

 

Fixed Assets/Net Worth (%)              27.73            24.78           22.30

 

 

 

Current Liabs/Net Worth (%)            206.88           225.97          199.11

 

 

 

Asset Turnover (%)                     158.44           144.41          132.41

 

 

 

Sales / Net Working Cap (X)              7.37             6.77            4.67

 

 

 

Assets / Sales (%)                      63.12            69.25           75.53

 

 

 

Profit Margin (%)                        5.32             8.39            3.78

 

 

 

S/holders Return (%)                    25.84            39.47           15.83

 

 

 

Return On Assets (%)                     8.42            12.11            5.00

 

 

 

Sales / Employees                        0.00             0.00      951,170.00

 

 

 

Profit / Employees                       0.00             0.00       35,939.87

 

 

 

    

 

 

 

     Abstract from individual fiscal balance sheet as at Dec 31, 2011

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                      4,000,000   Land/Buildings               2,024,563

 

 

 

Misc Reserves                1,221,869   Plant/Machinery                724,410

 

 

 

Net Worth                    5,221,869   Depreciation                 1,584,537

 

 

 

                                         Total Fixed Ass              1,164,436

 

 

 

Misc Def Liabs                 903,423                    

 

 

 

                                         Shares in Group                 44,727

 

 

 

                                         Misc Fin'cl Ass                215,289

 

 

 

                                         Total Fin'cl Ass               260,016

 

 

 

                                         Misc Intangible                 15,659

 

 

 

                                         Total Intangible                15,659

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:              

 

 

 

Trade Creditors              5,560,542   Stock                        2,934,614

 

 

 

Short term Loans             4,546,380   Trade Debtors               12,106,897

 

 

 

                                         Cash                            41,110

 

 

 

TOTAL CURRENT               10,397,440   TOTAL CURRENT               15,082,621

 

 

 

TOTAL LIABS & NW            16,522,732   TOTAL ASSETS                16,522,732

 

 

 

          Profit & Loss Account from Jan 1, 2011 to Dec 31, 2011               

 

 

 

          Net Sales                            21,876,910

 

 

 

          Cost of Goods Sold                   19,732,254

 

 

 

          Gross Profit                          2,144,656

 

 

 

          Depreciation/Amortisation                37,050

 

 

 

          Misc Operating Charges                  785,911

 

 

 

          Misc Operating Income                    36,908

 

 

 

          Net Operating Income                  1,358,603

 

 

 

          Misc Financial Income                    11,540

 

 

 

          Total Financial Income                   11,540

 

 

 

          Interest Payable                        367,506

 

 

 

          Misc Financial Expenses                 176,021

 

 

 

          Total Financial Expenses                543,527

 

 

 

          Profit Before Taxes                     826,616

 

 

 

          Income Tax                               88,178

 

 

 

          Profit After Tax                        738,438

 

 

 

          Net Profit                              738,438

 

 

 

          Dividends                               667,846

 

 

 

          Retained Earnings at End               -667,846

 

According to the balance sheet as of Dec 31, 2011.

 

 

 

 

The below above financial figures are in Euro.

 

 

GENERAL COMMENTS

 

Information in this report was obtained from official and publicly available sources.

 

No further information concerning the subject company was retrieved.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.30

UK Pound

1

Rs.97.99

Euro

1

Rs.83.15

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.